USara G.
Ngaba uyazibuza ukuba iitshekhi ezirhoxisiweyo ziya kufumaneka nini eLeclerc ngo-2023? Musa ukukhangela kwakhona ! Kweli nqaku, sityhila zonke iinkcukacha ze-E.Leclerc "itshekhi emisiweyo" yokusebenza kunyaka ozayo. Fumana izibonelelo zolu nikezelo, ukuba ungazuza njani kulo kunye nezinto ezichanekileyo zolu hlolo lurhoxisiweyo eLeclerc. Ungaphoswa leli thuba kwaye ufunde indlela yokurhoxisa okanye ukucima itshekhi ebekelwe bucala. Hlala ubukele ulwazi oluphambili ukuze usebenzise olu nikezelo lukhethekileyo eLeclerc ngo-2023.
Uluhlu lwangaphakathi
I-E.Leclerc 2023 "itshekhi emisiweyo" umsebenzi
Eli nyathelo limangalisayo, eliqala April 20 2023 Chez E. Leclerc iya kwenza ubomi bube lula kubathengi. Ingqikelelo "yetshekhi erhoxisiweyo" ivumela abathengi ukuba bathenge namhlanje kwaye bahlawule kamva, ngokuchanekileyo nge-2 kaJuni 2023 - isisombululo esifanelekileyo kwabo bafuna ukucwangcisa imali yabo.
Ukuqala ngo-Epreli, uya kuba nakho ukuthenga ngaphandle kobunzima, ngokunikezela ngetshekhi engayi kuchithwa kude kube ngumhla osemva.
Khawucinge ukuba uyakwazi ukuthenga nantoni na oyifunayo kwaye uyihlawule kuphela kwinyanga kamva. Unokukhetha ukungenisa itshekhi ekupheleni kwenyanga, kodwa le yokugqibela iya kutsalwa kuphela yibhanki ngomhla ekuvunyelwene ngawo, ngaloo ndlela ushiya ubhetyebhetye ngakumbi kulawulo lwemali yakho.
Qaphela ukuba lo msebenzi wahlukile xa uthelekisa nenkqubo yokuhlawula kwangoko idla ngokusetyenziswa ekuphumeni. Yiqonde njenge umoya omtsha kwihlabathi lokuthengisa apho yonke ipeni ibala.
Ngomsebenzi we-E.Leclerc “wetshekhi emisiweyo”, unenkululeko yokukhetha ukuba ufuna ukuyisebenzisa njani kwaye nini imali yakho. Lukhetho lwentlawulo oluguquguqukayo oluhlangabezana neemfuno zabathengi ngala maxesha angaqinisekanga.
Kubalulekile ukuqaphela ukuba lo msebenzi ungasebenza kwezona mali zithengwayo zincinci, ke qiniseka ukuba ujongana nemiqathango ethile kwivenkile yakho ye-E.Leclerc ekufutshane.
Le Shishini E. Leclerc de Ribérac yenye yeevenkile ezininzi ezigunyazisiweyo ukuba zinikeze olu khuthazo ngo-2023. Ukufumana iinkcukacha ezithe kratya kwiivenkile ezithatha inxaxheba, kuyacetyiswa ukuba udibane neewebhusayithi ze-E.Leclerc okanye iikhathalogu zentengiso yangoku.
Lo msebenzi ububungqina obucacileyo bokuzibophelela kwe-E.Leclerc ekukwazini ukunika abathengi bayo iindlela ezahlukeneyo zokuqalisa ukucwangcisa kunye nokuxhasa ngemali ukuthenga kwabo. Ukuba bhetyebhetye okunjalo kuyintsikelelo yokwenene kuthi sonke.
| Indalo | 1949 |
| Abaseki | Edouard Leclerc |
| Ubume bezomthetho | Uluntu lwentsebenziswano kunye nenkunzi eguquguqukayo |
| IsiGama | “Khusela yonke into ebalulekileyo kuwe” |
| Undlunkulu | Ivry-sur-Seine (Val-de-Marne)-France |
Izibonelelo ze "deferred check" operation
Iskim sokwenziwa kwenkqubo entsha ye "deferred cheque" yeE. Leclerc ayilunganga kuphela ishishini, kodwa izisa intaphane yeenzuzo kubathengi abathembekileyo. Ngokucacileyo, eyona nto inomtsalane lithuba lokuba nenkululeko eyongezelelekileyo yezemali, eyona nto inomtsalane kwihlabathi lanamhlanje.
Omnye wemiba esisiseko yale ndlela yindima yayo ekukhuthazeni uhlahlo lwabiwo-mali olunenkathalo lwentsapho. Ngokwenene, ikhuthaza abathengi ukuba bacwangcise kwaye basasaze iindleko zabo ngobulumko, ngaloo ndlela beqinisa ulawulo lwemali olunobulumko ngakumbi. Ukongeza, eli nyathelo libonisa enye ibhonasi ngokunqanda ukuqokelelwa kwamatyala angeyomfuneko ngenxa yokurhoxiswa kwentlawulo.
Ngaphezu koko, i-E.Leclerc ikwafumana izibonelelo ezibalulekileyo kuyo. Imali yokuhlawula amatyala efunyenwe kulo msebenzi ayenzi nje kuphela ukuxhasa iindleko zokusebenza ezifana nezokugcina, kodwa nokulindela izicelo ngokwezinto ezithengiweyo zexesha elizayo. Kwaye oko, kuvumela ikhonkco lokuthengisa ukuba lilungiselele ngokufanelekileyo kwaye ligcine iimveliso zalo kwimfuno yexesha elizayo.
Kubathandi be ivenkile ethembekileyo E.Leclerc, "itshekhi ehlehlisiwe" yithuba elixabisekileyo lokuthenga ngobuchule, ngelixa ubeka iliso kwimpilo yezemali. Kwi-E.Leclerc, licebo elikrelekrele lokunyusa intengiso ngelixa ugcina ubudlelwane obuluqilima nabathengi.
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Zibekelwe nini iitshekhi eLeclerc 2023?
Iphuhliswe ngeenjongo zokunika abathengi ukomelela ngeli xesha libuthathaka, umsebenzi we-E.Leclerc “wokutshekishwa okumisiweyo” sisixhobo esinamandla solawulo lohlahlo lwabiwo-mali. Liqabane elomeleleyo kwimisebenzi yakho yeshishini, ukudibanisa inzuzo yemali kunye namava okuthenga amnandi.
Ifumaneka kwi amasebe ahlukeneyo E.Leclerc, kubandakanywa urhwebo lweRibérac, lo msebenzi okhethekileyo uhambisa ifilosofi yenkampani, eyenza ukusetyenziswa kufikeleleke kubo bonke. Ukwamkelwa kolu nikezelo kufuna utyelelo kwivenkile ngaphambi kwemihla ethile, ekuvumela ukuba ucwangcise iindleko zakho ngononophelo. Iinkcukacha ezihambelana neyona mali incinci yokuthenga iya kubhengezwa xa kuphehlelelwa ngokusemthethweni ukukhuthazwa.
Kubalulekile ukudibana rhoqo neewebhusayithi ze-E.Leclerc okanye iikhathalogu zabo zentengiso ukuze uhlale usexesheni. Ngokwenene, uluhlu lweevenkile ezithatha inxaxheba kunye nendawo yazo zinokuhluka, kunye neemeko ezithile zomsebenzi ngamnye. Abathengi abanolwazi ngabathengi abazuza kakhulu kwiintengiso ezilungileyo!
Ukongeza, kuyo nayiphi na imibuzo eyongezelelweyo, abasebenzi bevenkile basesandleni sakho. Umsebenzi wabo kukukukhokela kulo msebenzi kunye nokuqinisekisa ukuba amava akho okuthenga ayahlangabezana nolindelo lwakho. Qinisekisa ukuba ngokukhetha "itshekhi emisiweyo" ukusebenza kwi-E.Leclerc, ukhetha ifomula ehlonipha uhlahlo lwabiwo-mali lwakho.
Ungazuza njani kwi-"deferred check" ye-E.Leclerc?
Ukuba nokwenzeka kokuxhamla kwesi sicwangciso sinenzuzo evela ku-E.Leclerc, “itshekhi erhoxisiweyo” yokusebenza, kunokubonakala kuntsonkothile ekuqaleni, kodwa eneneni yinkqubo elula nesebenzayo. Okokuqala, kufuneka ukhangele ukuba ivenkile Leclerc ekufutshane ithatha inxaxheba kulo msebenzi. Ukuya evenkileni kuhlala kulinyathelo elibalulekileyo lokufumana iinkcukacha ezithe ngqo kubasebenzi bokuthengisa.
Emva koko, ukuthengwa okufanelekileyo kufuneka kwenziwe ngokwemiqathango yokusebenza. Kufuneka kuqatshelwe ukuba le miqathango inokwahluka ngokuxhomekeke kwisebe, kungoko kubalulekile ukujonga rhoqo iwebhusayithi ye E. Leclerc ukuhlala unolwazi.
Emva kokwenza ezi zinto zithengileyo, iitshekhi kufuneka zinikezelwe kubashicileli ukuze bafumane enye inkxaso-mali. Kubalulekile ukuqaphela ukuba umthengi kufuneka aqinisekise ukuba unemali eyaneleyo kwi-akhawunti yakhe yebhanki, njengoko isixa-mali esele sisekiwe siya kutsalwa ekupheleni kwexesha elimisiweyo. Ukuba i-akhawunti yomthengi ayixhaswanga ngemali ngokwaneleyo, iintlawulo ze-"NSF check" zinokuqokelelana.
Ekugqibeleni, "itshekhi erhoxisiweyo" yokusebenza kweE. Leclerc yindlela ekrelekrele efanelekileyo kubo bonke abaxumi abafuna ucwangciso lohlahlo lwabiwo-mali olunenkathalo. Ukuze ungaphuthelwa eli thuba, ukubeka iliso rhoqo kwindawoE. Leclerc kunye nokutyelela rhoqo kwivenkile kuyimfuneko.
Ukurhoxiswa kunye nokurhoxiswa kwetshekhi emisiweyo kwa-E.Leclerc
Ukurhoxiswa kwetshekhi erhoxisiweyo kwa-E.Leclerc kuyinyani ngokwenene, nokuba le nkqubo iphantsi kweemeko ezithile. Ivenkile nganye ilawula imimiselo yayo kunye nezibophelelo ngokuhambelana nezibonelelo zonyuselo lwangoku. Ukuqhubeka nokurhoxiswa, umthengi kufuneka aziyele ngokwakhe kwivenkile yakwaE.Leclerc apho kuthengwe khona okokuqala. Kubalulekile ukuzisa ubungqina bokuthenga kunye netshekhi yokuqala ukuququzelela inkqubo. Umxhasi makawuchaze ngokucacileyo umnqweno wakhe wokuyirhoxisa itransekshini kubasebenzi abaphetheyo.
Yakuba ibhengezwe le njongo, iimeko ezahlukeneyo zinokuvela. Ukuba isheke ayikahlawulwa yivenkile, umthengi unokuqinisekiswa: ukucinywa kuya kwenzeka ngokuqhelekileyo ngaphandle kweendleko ezongezelelweyo. Nangona kunjalo, kuyacetyiswa ukuba ubuze ngokuchanekileyo ngenkonzo yabathengi bevenkile ukuphepha naziphi na izinto ezothusayo ezingathandekiyo.
Nangona kunjalo, ukuba itshekhi sele ikheshisiwe, ukurhoxiswa kuba nzima ngakumbi. Ngokwenene, indlela enjalo inokukhokelela kwimirhumo yokurhoxisa eyohluka ngokuxhomekeke kwivenkile kunye nentengiso eqhubekayo. Ukongeza, akubandakanywanga ukuba umthengi uxhomekeke kwizohlwayo, okanye inzala yentlawulo kade. Ukunqanda iingxaki ezinjalo, kungcono ukucwangcisa ukuthenga kwakho ngobulumko kwaye usebenzise itshekhi erhoxisiweyo e-E.leclerc ngobulumko.
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Iinkcukacha zetshekhi erhoxisiweyo evela kwiLeclerc
Ububodwa be itshekhi erhoxisiweyo evela kuLeclerc ixhomekeke kwizinto ezininzi kunye nokuthembeka kwayo. Ngapha koko, ayivumeli kuphela abathengi ukuba bahlehlise intlawulo yokuthenga kwabo kangangeentsuku ezili-14, kodwa yamkelwe kuyo yonke inethiwekhi yeLeclerc, ngaloo ndlela inikezela ngokulula kakhulu ekusebenziseni.
Ikhutshwe yibhanki ethembekileyo, le tshekhi inika uxolo lwengqondo olukhethekileyo. Abathengi banokuthemba ukhuseleko kunye nokusebenza kwayo, ukunciphisa umngcipheko wobuqhetseba okanye ukusetyenziswa kakubi.
Kufuneka kuqatshelwe ukuba ngaphandle kweenzuzo ezininzi, itshekhi erhoxisiweyo evela kuLeclerc inezithintelo ezithile. Abasebenzisi kufuneka bazi ukuba ayinakusetyenziselwa ukuthengwa kwe-intanethi okanye iintlobo ezithile zeemveliso kunye neenkonzo, ezinjengokutya, iziselo ezinxilisayo, iimveliso ezinobungozi okanye ezilawulwayo, iinkonzo okanye amatikiti. Ngokufanayo, ukuba semthethweni kwetshekhi kukhawulelwe kunyaka omnye ukusuka kumhla wokukhutshwa kwayo.
Kubalulekile ke ngoko ukuba umthengi ngamnye ajonge umhla wokuphelelwa kwetshekhi erhoxisiweyo, ukuqinisekisa ukuba akaphulukani nezinto eziluncedo anikezela ngazo. Njengenxalenye yolawulo lohlahlo lwabiwo-mali olunenkathalo, lo msebenzi ufanelekile ekwandiseni iindleko ngelixa uxhamla kwiintengiso ezinomtsalane ezinikezelwa nguLeclerc.
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Umsebenzi wokutshekisha omisiweyo uvumela abathengi be-E.Leclerc ukuba bathenge ngaphandle kokuhlawula kwangoko. Abathengi babhalela itshekhi evenkileni, eya kuthi ihlawulwe ngekheshi ngomhla ekuvunyelwene ngawo kamva.
Lo msebenzi uvumela abathengi ukuba bacwangcise ukuthenga kwabo kwangaphambili kwaye bahlawule kamva. Ngaloo ndlela banokuthenga izinto ezikumgangatho ophezulu okanye ezibizayo abangenakuzifikelela ngoko nangoko. Ukongeza, olu khuthazo luvumela i-E.Leclerc ukuba ixhase ngemali imisebenzi yayo yokugcina kunye nokubonelela ngeemveliso kwisitokhwe.
Iimeko jikelele ze-E.Leclerc zisebenza kumsebenzi wokutshekisha omisiweyo. Izinto ezithengiweyo kufuneka zifikelele kwixabiso elincinci elimiselwe yi-E.Leclerc kwaye iintlawulo zangaphambi kwexesha azimkelwanga.
