UMarion V.
Ngaba uphupha ukunyuswa kwemali ye-1500 €? Ewe, ungajongi ngokubhekele phaya! Kweli nqaku, siya kutyhila kuwe zonke iimfihlo ze fumana uncedo olukhethekileyo kwi-CAF. Nokuba ungumfundi owaphukileyo, umzali owonwabileyo, okanye ufuna nje iimali ezimbalwa ezongezelelweyo, olu ncedo lunokuba sisisombululo kuzo zonke iingxaki zakho.
Ke, zilungiselele ukufumanisa ukuba ungasifaka njani isicelo sale mali inqwenelwayo kwaye ekugqibeleni uqonde iiprojekthi zakho eziphambeneyo. Ungaphoswa leli thuba legolide, kuba njengoko besithi: Imali ayiluthengi ulonwabo, kodwa inegalelo elikhulu!«
Uluhlu lwangaphakathi
Loluphi uncedo olukhethekileyo lwe-€ 1500 oluvela kwi-CAF?
La Isibonelelo sosapho (CAF) liziko laseFransi elihloniphekileyo elidlala indima ebalulekileyo ekuboneleleni ngenkxaso yemali exabisekileyo kwiintsapho ezisebunzimeni. Yiba nomfanekiso-ngqondweni wemitha yelanga egqobhoza amafu esaqhwithi; Le yindima kanye edlalwa yiCAF kwabo batyhubela kumaxesha anzima.
Ngokuhambelana nokuzibophelela kwayo okungagungqiyo ekuncedeni amakhaya asebunzimeni, iCAF isungule entsha uncedo olukhethekileyo lwe-1500 €, kungekhona njengesipho, kodwa njengemali-mboleko. Olu ncedo ngokuyintloko lulungiselelwe awona makhaya athozamileyo, abo batsala nzima, abo banqwenela ukuphila ubomi obubhetele kodwa abafuna uncedo ukuze babufumane.
Injongo yolu ncedo kukuxhasa ukufezekiswa kweeprojekthi zobuqu okanye zobungcali. Nokuba kukwenza ikhaya libe noxanduva ngakumbi lwe-eco, ukuxhasa ngezimali uqeqesho lobuchwephesha oluya kuvula amathuba amatsha emisebenzi, okanye ukunceda ukuqala ishishini, olu ncedo lunokuba yintlahlela oyidingayo ukuze ufezekise iinjongo zakho.
Kodwa akuphelelanga apho! Ukongeza kolu ncedo lukhethekileyo lwe-€ 1500, a mboleko eyongezelelweyo ye-1000 € inokunikwa, ngaloo ndlela ikwenza kube nokwenzeka ukunika inkxaso eyomelele ngakumbi kwabo bayifuna ngamandla. Kwaye abo bajonge ukufikelela kwingqesho okanye ukudibanisa ngobuchwephesha, iCAF nayo ibonelele a iphakheji yokuhamba phambili ye-€200 ukuququzelela intshukumo.
I-CAF iyazi ukuba inyathelo elincinci ngalinye libalulekile xa kuziwa ekuphuculeni imeko yayo kunye nokuya phambili. Ngoko ke, le mboleko ikhethekileyo ye-1500 €, eyongezelelweyo mboleko eyongezelelweyo kunye nephakheji yokuhamba, lithuba elihle lokuthatha inyathelo elilandelayo kuhambo lwakho, nokuba kwinqanaba lomntu okanye lobugcisa.
Ukuba uyazibuza ukuba ungalufanelekela njani olu ncedo, hlala nathi, kuba kwicandelo elilandelayo siza kuchaza indlela yokufaka isicelo kwaye ngubani onokuzuza kolu ncedo lukhethekileyo.
| isisekelo | 4 octobre 1945 |
| Izishunqulelo | ICaf, iCaf |
| uhlobo | Umbutho wesebe laseFransi |
| Sihlalo | Fransi |
Ngoobani abanokungenelwa kolu ncedo?
Khawube nomfanekiso-ngqondweni. Ungumhlali waseFransi, usebenza nzima ukuze uphile. Amabhongo akho mahle, kodwa izixhobo zakho zilinganiselwe. Kwaye kulapho urhulumente anyathela khona, enikezela ngomnxeba wokuphila ngendlela yoncedo lwemali. Ewe, bonke abahlali baseFransi, nokuba basuka phi na okanye bangowaluphi na uhlanga, banelungelo lokufumana uncedo loluntu. Olu ncedo lusekelwe kwimeko yentlalo yomntu ngamnye kwaye lujolise ekuncedeni abo baludinga kakhulu.
Ngoku usenokuba uyazibuza, "Ngaba ndiyalufanelekela olu ncedo?" Impendulo ilele kwi quotient yosapho de la CAF. Ukuze ufanelekele olu ncedo lukhethekileyo lwe-€ 1500, i-quotient yosapho lwakho kufuneka ingadluli kwi-€ 1000 ngexesha lesicelo. Kodwa yintoni i-quotient yosapho? Sisixhobo esisetyenziswa yi-CAF ukumisela izibonelelo onelungelo kuzo. Ithathela ingqalelo imbuyekezo yakho yerhafu, ukwakhiwa kwekhaya lakho kunye nenani labantwana abaxhomekeke kuwe.
Isabelo sosapho asisetyenziswanga kuphela ukumisela ukufaneleka kwakho kolu ncedo. Ikwadlala indima enkulu ekuhlengahlengiseni amaxabiso eenkonzo ezifana nekantini yesikolo kunye nemisebenzi yasemva kweeyure zesikolo. Ukongeza, ibonelela ngeenzuzo zerhafu kubahlawuli berhafu abanabantwana abaxhomekeke kubo. Ngamafutshane, i-quotient yosapho yindlela yokubonelela ngovavanyo olufanelekileyo lweenzuzo ezisekelwe kwimithombo yendlu kunye nokwakhiwa.
Kubalulekile ukuqaphela ukuba i-CAF iyaqonda ukuba imeko nganye yodwa. Nokuba ungumama ongatshatanga, ungumfundi okanye udla umhlala-phantsi, i-CAF ithathela ingqalelo imeko yakho kwaye yenza konke okusemandleni ukukunceda woyise imingeni yakho yezemali. Ngoko nangona inkqubo isenokubonakala inzima, musa ukuthandabuza ukufaka isicelo. Khumbula, inyathelo ngalinye elincinci libalulekile ekuphuculeni imeko yakho yezemali.
Ungasifaka njani isicelo solu ncedo?
Ukuhamba ngenkqubo yokufaka isicelo se-euro eyi-1500 yesibonelelo seCAF kunokubonakala kunzima, kodwa ungakhathazeki, silapha ukukuhamba ngenyathelo ngenyathelo. Okokuqala, kufuneka uqhagamshelane neyakho umbutho woncedo loluntu. Eli nyathelo libalulekile kuba kungenxa yalo mbutho apho isicelo sakho siya kuqwalaselwa.
Nje ukuba uthathe eli nyathelo lokuqala, isicelo sakho sivavanywa ngononophelo yiarhente ezinikeleyo evela kwinkonzo yongenelelo lwentlalontle yeCAF. Le arhente iqeqeshelwe ukuqonda imeko yakho kwaye igqibe ukuba ngaba uyalufanelekela na olu ncedo. Kubalulekile ukuqaphela ukuba i ikomiti yentlalontle neyosapho nguye onelizwi lokugqibela malunga nokuvunywa kwesicelo soncedo olukhethekileyo.
Xa ufaka isicelo, kubalulekile ukubonelela ngekowuti okanye i-invoyisi eqikelela isixa seprojekthi yakho. Olu xwebhu luyimfuneko ukuze i-CAF ikwazi ukuvavanya ngokuchanekileyo ukuba yimalini oyidingayo kwiprojekthi yakho. Ikwavumela i-CAF ukuba iqinisekise ukuba uncedo olunikezelayo lusetyenziswa ngokufanelekileyo.
Ukuba isicelo sakho sivunyiwe yi-CAF, ukuphefumla kungaphefumlelwa ngaphandle. Uncedo luya kuhlawulwa kumntu otyalwayo okanye kuwe ngqo. Apha, i-CAF ibonisa ukuguquguquka ekuvumeleni ukuba imali isetyenziswe ngeyona ndlela isebenzayo.
Kubalulekile ukuqaphela ukuba olu ncedo, nangona luluncedo olukhulu, luyimali-mboleko ekufuneka ihlawulwe. Iimeko zembuyekezo zisekelwe kwisakhono sohlahlo lwabiwo-mali lwentsapho. Ubuncinci benyanga yembuyekezo yi-€30 kwaye ixesha lokuhlawula ubuninzi ziinyanga ezingama-36. Olu lulwazi olubalulekileyo ekufuneka uhlale ukhumbula xa uceba ukuhlawula imali-mboleko.
Ngokufutshane, inkqubo yokucela uncedo olukhethekileyo kwi-CAF luluhlu lwamanyathelo achazwe kakuhle nacwangcisiweyo. Inyathelo ngalinye lenzelwe ukuqinisekisa ukuba abo balufuna ngokwenene bafumana uncedo olubafaneleyo. Ngoko musa ukuthandabuza ukuthatha inyathelo lokuqala kwaye ucele olu ncedo ukuba ucinga ukuba ungazuza kulo.
Fumana >> Uza kuyifumana nini ibhonasi ka-2023 yokubuyela esikolweni?
Ithini imiqathango yembuyiselo?
Kubalulekile ukuqonda ukuba ibhonasi CAF ekhethekileyo ayingomnikelo, kodwa a lungile. Ke, uxanduva lwakho kukuqinisekisa imbuyekezo yayo. Kodwa qiniseka ukuba, iimeko zokubuyisela ziyilwe ngokuhlonela ubunyani bezoqoqosho beentsapho. Bathathela ingqalelo amandla akho ohlahlo lwabiwo-mali, ukuze bangabandisi ubunzima bakho bemali.
Imali yentlawulo yenyanga ayilungiswanga. Ngokwenene, ubuncinci bemali yentlawulo yenyanga 30 €. Oku kuthetha ukuba nokuba iindlela zakho zilinganiselwe, i-CAF ikunika ithuba lokubuyisela imali mboleko yakho ngexabiso elihloniphayo imeko yakho yezemali.
Ukongeza, ixesha lokubuyisela ubuninzi Inyanga ye36. Lo mhla ubekiweyo ubekelwe ukukunika ithuba elaneleyo lokuhlawula imali-mboleko yakho ngaphandle kokukubeka kwimeko yemali enobungozi.
Kubalulekile ukuqaphela ukuba ixesha lokuhlawula alinakudlula ixesha elibekiweyo leenzuzo ze-CAF. Oku kuthetha ukuba ixesha lemali-mboleko yakho liya kuhlala lihambelana nexesha lezibonelelo zakho. I-CAF ke ngoko iqinisekisa ukuba akuyi kufuneka uhlawule imali-mboleko emva kokuba izibonelelo zakho ziphelile.
Ke, iimeko zembuyekezo ziyilelwe ukukunceda ukuba woyise iingxaki zakho zemali ngaphandle kokukubeka kwimeko enobungozi ngakumbi. Injongo kukukunika inkxaso yemali yethutyana ngelixa uhlonipha amandla akho okuhlawula.
isiphelo
I-Caisse d'Allocations Familiales (CAF) yintsika exhasa iintsapho kunye nabantu ngabanye abasebunzimeni, ibanika umnxeba wokuphila ngendlela yoncedo olukhethekileyo lwe-1500 ye-euro. Khawufane ucinge okomzuzwana ukuba uzifumana ukwimeko yemali enqabileyo, apho i-euro nganye ibala. Kulapho olu ncedo luvela kwi-CAF lungena, njengebhakana ebusuku, ukukhanyisa indlela yakho yozinzo lwezemali.
Isitshixo sokuvula olu ncedo silele kwisabelo sosapho lwakho, esingadluli kwi-euro eyi-1000 ngexesha lesicelo. Nokuba ikwimo yenkxaso-mali okanye imali-mboleko, okanye imboleko eyongezelelweyo ye-euro eyi-1000, olu ncedo lubonisa ukukhanya kwethemba kwabo basweleyo. Kodwa wazi njani ukuba ufanelekile? Kulapho kungena unontlalontle ozinikeleyo ovela kwiSebe loNgenelelo loLuntu leCAF, ophonononga ngocoselelo isicelo ngasinye ukuqinisekisa ukuba uncedo luya apho lufuneka khona kakhulu.
Isigqibo sokugqibela malunga nokuvunywa koncedo sixhomekeke kwi IKomishoni yeNtshukumo yeNtlalo noSapho. Ukufaka isicelo, abafaki-zicelo kufuneka banike ikowuti, uqikelelo okanye i-invoyisi enxulumene neprojekthi yabo. Khawufane ucinge ukuba ufuna imoto yakho ilungiswe ukuze ukwazi ukuya emsebenzini. Kule meko, i-invoyisi yokulungisa i-auto iya kuba nguxwebhu olufanelekileyo lokubonelela.
Xa uncedo luvunyiwe, i-CAF iyihlawula ngokuthe ngqo kubabolekisi okanye kuwe, kuxhomekeke kuvavanyo olwenziwa ngunontlalontle. Kodwa, kufuneka kukhunjulwe ukuba olu ncedo, nangona luncedo olukhulu, alukho isipho. Kufuneka ibuyiselwe, kunye neemeko zembuyiselo ezilungelelaniswe namandla ohlahlo lwabiwo-mali lwekhaya ngalinye. Imali yokubuyisela ayinakuba ngaphantsi kwee-euro ezingama-30 ngenyanga kwaye ixesha lokubuyisela alikwazi ukudlula kwiinyanga ze-36. Kubalulekile ukuqaphela ukuba imbuyekezo kufuneka igqitywe ngaphambi komhla wokugqibela owaziwayo wokuba nelungelo lokufumana izibonelelo zeCAF.
Ke, uncedo olukhethekileyo lwe-euro ezili-1500 ukusuka kwi-CAF sisandla esoluliweyo ukukunceda woyise iingxaki zemali. Yinkxaso ehlonipha amandla akho okubuyisela kwaye ikunika ukuba bhetyebhetye kokuyisebenzisa apho uyidinga khona kakhulu.
Ukufunda >> Kutheni isicelo sam selayisensi yokuqhuba saliwe? izizathu kunye nezisombululo
FAQ
Uncedo olukhethekileyo lwe-euro eyi-1500 evela kwi-CAF luncedo lwemali olunikezelwe kumakhaya asebunzimeni. Ijonge ukuxhasa ukufezekiswa kweeprojekthi zobuqu okanye zobuchwephesha kwabona bemi bathobekileyo kunye nokukhuthaza ukuhlangana kwabo kwezentlalo kunye nobungcali.
Ukufumana uncedo olukhethekileyo lwe-€1500 kwi-CAF, kufuneka uqhagamshelane nombutho wakho woncedo loluntu. Isicelo sakho siya kuvavanywa yiarhente yenkonzo yongenelelo lwentlalontle yeCAF. IKomishoni yamaNyathelo eNtlalo noSapho inoxanduva lokwamkela isicelo soncedo olukhethekileyo.
Ukuze ufanelekele uncedo olukhethekileyo lwe-€ 1500 ukusuka kwi-CAF, i-quotient yosapho lwentsapho yakho akufanele idlule i-€ 1000 ngexesha lesicelo. Isabelo sosapho sibalwa ngokwembuyekezo yakho yerhafu, ukwakhiwa kwekhaya lakho kunye nenani labantwana abaxhomekeke kuwe.
Ewe, uncedo olukhethekileyo lwe-euro eyi-1500 evela kwi-CAF lunikezelwe ngendlela yemali mboleko. Imimiselo yembuyekezo isekelwe kumthamo wohlahlo lwabiwo-mali losapho lwakho. Ubuncinci benyanga yembuyekezo yi-€30 kwaye ixesha lokuhlawula ubuninzi ziinyanga ezingama-36. Imbuyekezo ayinakudlula ixesha elibekiweyo elaziwayo lezibonelelo zeCAF.
