La Banque Postale Wiki: Guide, Accounts, Cards, Offers & Information on French Online Banking

La Banque Postale Wiki: The Postal Bank is a French public bank born on January 1, 2006, a 100% subsidiary of La Poste group, whose financial services she took over. In this article we offer you a complete guide with all the information, guide and answers to popular questions about La Banque Postale.

La Banque Postale Wiki: Guide, Accounts, Cards, Offers & Information on French Online Banking

Presentation of the establishment

Subsidiary of La Poste Group, The postal bank is a unique and singular bank, driven by the postal values ​​of proximity and service to the greatest number.

La Banque Postale is the favorite brand of the French in the Banking and Insurance category (Grand Livre des Marques awards since 2010) and it obtains the Label “Happy Trainees” 2016/17, which rewards the reception and management of its trainees and alternates.

La Banque Postale is a unique and unique bank in the French banking landscape. Driven by postal values ​​of proximity and service to as many people as possible, it has been able to create a relationship of trust, attentive and human, with each of its customers regardless of their financial situation. Bank of solutions, it puts the interests of its customers above all in order to simplify their lives.

Its distribution network is based on post offices spread over the territory, whose agents operate in the name and on behalf of the bank. It is the transformed succession of the former CCP (Postal Check Center, managing postal current accounts) which had been created in 1918.

Initially a bank for individuals (around ten million customers) and known for its obligations to provide a basic banking service to all (right to account and savings product), the Postal Bank has diversified as well. in terms of customers - opening up to businesses and local authorities - than in terms of products, with a development of the range of its loans and the opening of an asset management activity.

La Banque Postale Bank Account

How to open a bank account at La Banque Postale?

Opening an account at a post office is easy! Here are the 4 steps:

Open an account online

To open an online account at the Banque Postale, you must:

• Be a natural person, of full age and capable Be domiciled for tax purposes in France
• Be provided with the following supporting documents: identity, domicile, income
• Already have a bank account and a checkbook in a French establishment
• Not have American nationality

If you comply with these conditions, just follow the following steps:

1. Fill in the online form
2. Print the request and sign it
3. Create your file and send it by mail
4. Your account is open and you receive your bank card

La Banque Postale: Identification & Online Services

Access all of our online services in two clicks? This is possible by logging into Internet Customer Area and on the mobile application. La Banque Postale is accessible anywhere, anytime.

You can now consult and manage your accounts in complete autonomy and security using your personal identifiers. Find your identifier number on your account statements as well as your password, sent by post.

If you have lost your password, you can generate a new one with the "forgot password" service.

The Internet Customer Space is the personal space which you access by connecting to the labanquepostale.fr site. From this space, you can consult and manage your accounts in complete security.

In addition to its online services, the postal bank offers a mobile application. The La Banque Postale mobile application is easily and free to download from all stores (Apple Store et Google Play). From the app, customers can view and manage their accounts from anywhere, anytime.

Manage your accounts online with the e-Statements service

The service e-Statements (online account statement) is a service that allows you to receive your bank account statements and savings in electronic format over a given period.

It has the same legal value as a paper statement. An email will always be sent to your personal messaging system to notify you of the availability of your new e-Statement.

All you have to do then is to authenticate yourself on your Internet customer area or your mobile application to view it or download it if you wish.

This service allows you to have:

• receipt of their monthly account statements in electronic format,
• the ability to download and print statements at any time,
• Be alerted by email, when the documents are available in your Personal Space.

Postal banking pro

To open a professional account (Craftsmen, liberal profession, auto-entrepreneur, etc.) Contact one of the postal bank's professional advisers on 0 820 826 826 (Service 0,12 € / min + price of a call) from Monday to Friday 8:30 a.m. to 18:30 p.m. (excluding public holidays).

Bank Cards

To make your daily payments and withdrawals, La Banque Postale offers you a range of the most complete international bank cards with many associated services. From the Réalys Card to the Visa Infinite Card, find out in detail the card that suits you.

• REALYS CARD: The services of a bank card and control of your budget on top of that. For each transaction, a check of your account balance is carried out and authorizes or not the payment. So you never spend more than what is available on your account.
• VISA CLASSIC CARD: The simplicity of an international bank card. The Visa Classic Card is an international Visa bank card that brings you more peace of mind on a daily basis. More than 1 million merchants in France and more than 32 million worldwide accept your Visa Classic card. You can also shop remotely.
• VISA PREMIER CARD: The international card to accompany you on a daily basis and when traveling, with high ceilings and extensive insurance and assistance guarantees. The Visa Premier Card allows you to benefit from numerous advantages and discounts with a number of partners in the fields of travel, leisure and shopping.
• VISA PLATINUM CARD: With the high-end international Visa Platinum bank card. take advantage of a Personal Assistant to make your daily life easier and save precious time. Following the opposition of your card and according to your needs, you can obtain, within 48 hours, a provisional replacement card in most countries as well as the provision of a cash advance.
• INFINITE VISA CARD: The Visa Infinite Card is the most prestigious card in the La Banque Postale card range: an exceptional card, it offers you the highest level of service through access to particularly important payment and withdrawal capacities. than by the provision of a Concierge Service 24 hours a day, 24 days a week. Following the opposition of your card and according to your needs, you can obtain, within 7 hours, a provisional replacement card in most countries as well as the provision of a cash advance.

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 E-Credit Card

The e-Carte Bleue service is a service attached to your bank card that you allows you to pay for your purchases remotely (Internet, telephone) without having to transmit your bank card details. Indeed, this service makes it possible to reinforce the security of your remote transactions by generating a single-use virtual card number. To do this, you must either download the e-Carte Bleue software on your computer, or use Nomadic access from any terminal.

This number can be used at all remote e-merchants in France and abroad displaying the "Visa" logo from a computer, smartphone, or tablet, for the amount and duration that you determine at the time of creation. of this number.

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FAQ & Popular Questions

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