I-inshurensi yakho IVisa khusela iqabane lakho okanye iqabane lakho (ngubani onokuthethelela le meko nge-PACS okanye isiqinisekiso sokuhlalisana), abantwana bakho abangatshatanga abangaphantsi kweminyaka engama-25 ubudala abaxhomekeke kwirhafu kunye nabazukulwana bakho nenzala yakho abahlala phantsi kophahla lwakho, ukuba que uhambo lwabo lugqityiwe...
Ukongeza, Ngubani ofakwe kwikhadi le-Visa Premier? i-inshurensi yekhadi INkulumbuso yeVisa ikhusela iqabane lakho nabantwana abangatshatanga abangaphantsi kweminyaka engama-25. Ikwahoya abazukulwana bakho abangaphantsi kweminyaka engama-25 ngokunjalo que abazali bakho okanye ootatomkhulu bakho qui uhlala nawe kwaye qui luxanduva lwakho ngeenjongo zerhafu.
Sithini isizathu sokurhoxisa uhambo? Ezona ziphambili izizathu d ' ukurhoxisa inkxalabo:
- isifo de i-inshurensi okanye de omnye wezalamane (iqabane, umntwana, abazali, umkhwenyana okanye umolokazana);
- ukufa de i-inshurensi okanye de Mon de izalamane zakhe;
- ingozi embi enokuthi ichaphazele umntu ofakwe kwi-inshorensi okanye omnye de izalamane zakhe;
Ndiyifumana njani imbuyekezo yokuthenga ngekhadi leVisa Premier? Qhagamshelana nebhanki yakho ukuze ucele inkqubo yokubuyisela imali. Ukucela a buyisela imali ngokusebenzisa inkqubo yokubuyisela, qhagamshelana nebhanki yakho. I-Chargeback inikezelwa ngokwenene kwiibhanki ziinkampani zamakhadi ebhanki (CB, VISA, Mastercard ...) kwaye kunjalo à ibhanki yakho ukuze uzicele egameni lakho.
Ke, Uyenza njani i-inshurensi yekhadi lakhe letyala? mnai-inshurensi yekhadi lebhanki Isebenza ukususela ngexesha uhambo (okanye inxalenye yalo) luhlawulwe. Kwimeko yoncedo, kwanele ukuba ube nayo kwaye, ngokuqinisekileyo, ukuba Ikhadi lebhanki iyasebenza. Nangona kunjalo, kunokwenzeka ukubai-inshurensi yekhadi lebhanki iyahluka ngokuxhomekeke de la ibhanki yomthengi.
Ziziphi iziqinisekiso zekhadi leVisa Gold?
Uxanduva loluntu ngomonakalo wezinto eziphathekayo okanye ukwenzakala emzimbeni Est igutyungelwe ukuya kuthi ga kwi-1.500.000 yokurhoxiswa kohambo Est i-inshorensi ukuya kuthi ga kwi-5 ye-euro nge-inshurensi kunye nangonyaka. Ilahleko yempahla Est ihlawulwe ukuya kuthi ga kwi-800 €
Ndilifaka njani ibango kwi-Visa Premier? Qhagamshelana nenombolo yefowuni echazwe ngasemva kwekhadi lakho letyala "Inkonzo inkulumbuso » Dibanisa le nombolo ilandelayo: + 33 (0)4 86 91 01 20.
Sesiphi isiqinisekiso sonyango sokurhoxiswa kohambo? Ukususela ngo-04.04.2014, umthetho ukwagunyazisa ukusekwa kwe isiqinisekiso echaza "urhulumente de impilo yangoku» galela i-inshurensi ukurhoxiswa kohambo (kunye nezinye "ii-inshurensi de umonakalo"). galela ukwenza ngokuhambelana nomthetho, kubonisiwe de yibuyisele isiqinisekiso kwisigulana, esinokuthi ke sidlulisele kubani na de umthetho.
Urhoxisa njani isivumelwano sokuhamba?
- kufuneka wazise i-arhente, ngeleta ebhalisiweyo evuma ukufunyanwa kwayo, kungadlulanga iintsuku ezisi-7 phambi kokuba kuqale uhambo ngolwandle (Iintsuku ezili-15 ukuba luhambo lwenqanawa). - umntu othatha indawo yakho kufuneka adibane kwaye amkele iimeko ezifanayo njengawe: imihla yokuhamba kunye nokubuya, njl. Isilumkiso !
Urhoxisa njani kwaye ufumane imbuyekezo yetikiti lenqwelomoya? Ukuba i itikiti iyabuyiselwa, kufuneka uqale ucele iukurhoxisa ke ukwenza isicelo se buyisela imali kunye nenkampani ngokukhawuleza. Isicelo ngamanye amaxesha senziwa ngokuthe ngqo kwi-intanethi, nge-akhawunti ekwiwebhusayithi okanye ngokuzalisa ifomu kwiwebhusayithi yenkampani.
Ndiyifumana njani imbuyiselo yokuthenga ikhadi letyala?
Kwimeko yentlawulo nge Ikhadi lebhanki, le nkqubo ingaziwayo ikuvumela ukuba ufumane i buyisela imali yakho ukuthenga. Ukufezekisa oku, vele uqhagamshelane nomcebisi wakho zebhanki, ukuze wenze isicelo "sokubuyisela", okanye ukubuyisela imali ngesiFrentshi.
Ndiyifumana njani imbuyekezo yentlawulo yekhadi letyala? Ungenza njani rhoxisa i inkokhelo ? Enyanisweni, ngokukhawuleza ukuba inkokhelo Ingxabano iyaqatshelwa. Makachaze inombolo yakhe Ikhadi lebhanki, iarhente yezoqoqosho apho i inkokhelo sele yenziwe kwaye inika izizathu zesicelo sokurhoxiswa.
Yeyiphi i-inshurensi yekhadi leVisa Classic?
Iziqinisekiso zeSiqinisekiso kunye noncedo lokukhusela wena nosapho lwakho: Siqinisekiso ukufa okanye ukukhubazeka okusisigxina, uncedo lwezonyango, ukubuyiswa kwimeko yokugula okanye ukwenzakala kwi-inshorensi, ukuhlangulwa endleleni, uncedo lwezomthetho kumazwe angaphandle (ngaphakathi kwemida kunye neemeko ezibonelelweyoSiqinisekiso ...
Ungabuyiselwa njani ngekhadi leGolide?
Si ukukulungela ukuphendu- ululungisile uhambo lwakho inqqalelo yakho Mastercard Gold, ke ukukulungela ukuphendu- unako, phantsi kweemeko ezithile, ukuxhamla kwi-inshurensi yokurhoxiswa kohambo ehambelana nayo. Le inshorensi yokurhoxiswa ihlawula iindleko eziya ukukulungela ukuphendu- ziyacelwa ukuba zicinywe. Le nkxaso inokunyuka ukuya kuthi gaà € 5 ngonyaka.
Uyifumana njani imbuyekezo yokuthenga ngekhadi letyala? Qhagamshelana nebhanki yakho ukuze ucele inkqubo yokubuyisela imali. Ukucela a buyisela imali ngokusebenzisa inkqubo yokubuyisela, qhagamshelana nebhanki yakho. Intlawulo yokubuyisela ngenene inikezelwa kwiibhanki ziinkampani zekhadi letyala (CB, VISA, Mastercard ...) kwaye kuxhomekeke kwibhanki yakho ukuba uzicele egameni lakho.
Iyintoni injongo yokuba nekhadi leGold? Phakathi kwezinto eziluncedo a Gold MasterCard, kukho nemida ephezulu yokurhoxisa kunye nenkcitho. Oku kubonakala kunengqiqo: abanini beli ezinokufumaneka ngokubanzi inzuzo kumvuzo ophezulu, kwaye sont ngoko kunokwenzeka ukuba bachithe iimali ezinkulu.
Ngowuphi umvuzo wekhadi leGolide?
Ngokubanzi, galela ukufumana a ikhadi legolide, kuyimfuneko ukuthethelela a ahlawule ubuncinane de I-1600 kunye/okanye ugcino lwe-5000 yee-euro.
Zeziphi iingenelo ngekhadi leGolide? L'inzuzo de la Ikhadi legolide ukwazi ukukhetha phakathi kwedebhithi ekhawulezileyo (i-akhawunti yebhanki itsalwa njengeendleko ezenziweyo) et idebhithi ekhawulezayo (i-akhawunti yebhanki itsalwe yonke ngexesha elinye ekupheleni kwenyanga). Iisilingi ze ezinokufumaneka blue Gold Mastercard nguFortuneo sont : Ukurhoxiswa: 1000 € / 7d. Intlawulo: 2000€/7d.
Ungasifumana njani isiqinisekiso sokubuyiswa kwe-Visa Premier?
Yeyakho ubungqina i-inshurensi ukubuyiswa kwe-visa, inkonzo yabathengi be-intanethi ikhona ukuze uqhube iinkqubo zakho ngokuzimeleyo. Yiya kwindawo yakho yobuqu emva koko uye kumacandelo "Lawula iakhawunti yakho"> "Ukukhutshelwa"> "IiNkonzo zekhadi lakho" ukukhuphelaubungqina ngqo.
Uyenza njani intlawulo emva? Ngubani omawuqhagamshelane kwaye amagqabantshintshi cela inkqubo ukubuyisa imali ? Qhagamshelana nebhanki yakho (okanye inkampani yekhadi lakho lokuthenga ngetyala) kwaye umchazele imeko ngokuthetha naye ngobungqina kwaye umcele ukuba aqhagamshelane nohlobo lwekhadi lakho letyala ukufumana imbuyekezo nge ukubuyisa imali.
Ndisifumana njani isatifikethi sikagqirha?
galela ukufumana isatifikethi sikagqirha, kufuneka wenze idinga nogqirha wakho. Uya kuqhuba uvavanyo lomzimba olubandakanya i-auscultation, kwaye uya kukucela ukuba umnike amaxwebhu ongezelelweyo malunga nemeko yempilo yakho.
Sesiphi isifo esinokukuthintela ekubhabheni? Izichaso kuthutho lomoya zihlala zimi ngolu hlobo lulandelayo: – Kwimeko ye-anemia okanye isifo se-sickle cell kunye isifo igazi (ingakumbi iiseli ze-sickle). – Izigulana otitis. -Iintsana ezingaphantsi kweentsuku ezisi-7 ubudala.
Isebenza njani i-inshurensi yokurhoxiswa kohambo?
Ukuze uzuze kweyakho ukurhoxiswa kwe-inshurensi kwaye wena ukwenza imbuyekezo, ingxelo ngokukhawuleza kangangoko (kwiintsuku ezi-5 zebango). Inkonzo yakhoSiqinisekiso uya kukucela amaxwebhu axhasayo ukuze uqhubeke nokubuyisela. Kuxhomekeke kwizizathu zakho ukurhoxisa, la maxwebhu anokwahluka.