Le CEFP yiakhawunti yokhuseleko engenamda wentlawulo, ukonga kwakho akuthintelwanga, utyalo-mali olubonelelwayo luyi-100 yee-euro kwaye Boursorama I-Banque Bourse ayihlawulisi nayiphi na imirhumo yokuvula, intlawulo, utshintsho okanye ukuphuma.
Ngaphezu koko, yeyiphi ibhanki yokuvula iPEA? 1) Ivulwa njani unyana IPAA ? Ukuvulwa kwe-a IPAA kungenziwa ngeendlela ezahlukeneyo, nokuba uwedwa kwibhanki yakho okanye ibhanki ye-intanethi, okanye ngoMcebisi woLawulo lwezoTyebo (CGP) okanye uMcebisi woTyalo-mali (CIF).
Ithini iakhawunti yesihloko? Qu'yiakhawunti-ukhuseleko ? Oku yi compte ibhanki ikuvumela ukuba utyale imali kwimarike yemasheya kwiibambiso ezininzi ezinokutshintshelwa (izitokhwe, iibhondi, iziqinisekiso zokubhalisa, amalungelo, ii-SICAVs, njl.) kwiimarike zaseFransi, zaseYurophu okanye zamazwe ngamazwe.
Yintoni i-akhawunti yesibambiso esiqhelekileyo? Qu'yiakhawunti-izihloko eziqhelekileyo ? Inkqubo ye- compte-izihloko eziqhelekileyo inokuthatha indawo izihloko ukuba unakho. Ne compte-izihloko eziqhelekileyo, unokulawula utyalo-mali lwakho kwiimarike zemali kwaye ubeke ii-odolo ze-stock market.
Kodwa, iphi i-stock market?
Inqaku lemihla ngemihla. Imali ye-CAC40 ivale iseshoni phantsi kwe-0,57% kwi-6461,68 kwisixa se-4,2 yezigidigidi.
Uyivula phi kwaye njani i-PEA?
Ukuze ukwazi vula iPEA umthetho ufuna ukuba unike iziko lemali ikopi yesazisi sakho, ubungqina bedilesi engaphantsi kweenyanga ezintathu ubudala kunye nengxelo ye-akhawunti yebhanki (RIB).
Ngaba kunomdla ukuvula i-PEA? Intoni sont iingenelo eziphambili ze IPAA
Ngokuqhelekileyo, inzuzo yokuqala ibekwe phambili Est ukhululo kwirhafu. Il Nangona kunjalo, kukwafanelekile ukuqwalasela ezinye iingenelo ezininzi il uye. Ubulula beukuvulwa kwempuma ngokucacileyo, qaphela yonke into efanayounjalo igcinelwe abahlali berhafu baseFransi.
Isebenza njani iakhawunti yokhuseleko? Yintoni umsebenzi wayo ? Yena imisebenzi ngendlela efanayo ne-a compte eqhelekileyo, oko kukuthi, unokuhlawula ngemali, uhoxise kuyo. Umahluko kuphela kukuba oku compte ikwaphethe ii-asethi zemali. Ingeniso evela kwezi asethi iqokelelwa kuyo.
Indlela yokubuyisela imali kwi-akhawunti yokugcina?
Fumana imali kwiakhawunti-ukhuseleko Kulula kakhulu: yenza nje utshintshiselwano ukusuka epokothweni yemali ye compte-ukhuseleko kweyakho compte ibhanki eqhelekileyo.
Yintoni umahluko phakathi kwe-akhawunti yokhuseleko kunye ne-PEA? Nangona kukho ngaphezu kwesinye, eyona iphambili umahluko phakathi isicwangciso sokugcina isitokhwe (IPAAkunye nenye compte-ukhuseleko eqhelekileyo ilele kwinto yokuba yangaphambili ilawulwa ngurhulumente, ngelixa le yokugqibela ingenjalo.Est hayi. Ngenxa yoko, i IPAA bonwabele isakhelo sezemali esikhethekileyo, kunye nesi Est kufanelekile.
Indlela yokubuyisela imali kwi-akhawunti yokugcina?
Fumana imali kwiakhawunti-ukhuseleko Kulula kakhulu: yenza nje utshintshiselwano ukusuka epokothweni yemali ye compte-ukhuseleko kweyakho compte ibhanki eqhelekileyo.
Uyivala njani iakhawunti yokhuseleko oluqhelekileyo? Ukuba ubambe i akhawunti yezibambiso eziqhelekileyo, unokuhlala ucela ibhanki yakho ukuba iyivale, ngokuqhelekileyo ngokubhala kunye neleta ebhalisiweyo kunye nokuvuma ukuba uyifumene. Kuhlala kucetyiswa ukuba kuthengiswe zonke izibambiso ezigcinwe kwipotfoliyo kwangaphambili.
Ithini irhafu ye-akhawunti yokhuseleko?
Ukusukela nge-1 kaJanuwari 2018, iinzuzo ezifunyenweyo ekuthengisweni kwakhona kwezabelo ezigcinwe kwi- compte-izihloko zi iphantsi kwerhafu mali ye-12,8% kunye nerhafu yentlalontle ye-17,2%, o.k.t. iyonke ye-30%, eyaziwa ngokuba yi-PFU.
Yimalini i-scholarship namhlanje?
Iindices zesiFrentshi
Isandi | Gqibela | Nantsi lapho. |
---|---|---|
CAC 40 ESG | 2 029.46 | 1.50% |
ICAC 60 enkulu | 7 120.00 | 1.33% |
I-SBF 120 | 5 075.47 | 1.32% |
CAC All-Tradable | 4 978.65 | 1.31% |
Lithini ixabiso lesitokhwe namhlanje? Amaxabiso esitokhwe saseParis
Ixabiso | ikhosi | + ezantsi |
---|---|---|
UMOYA OWOLWENI | 162,22 € | 161,04 € |
IQELA LE-AIRBUS | 103,40 € | 102,54 € |
AKWEL | 17,90 € | 17,90 € |
I-ALBIOMA | 42,86 € | 42,86 € |
Ithini inqanaba leCAC 40 namhlanje? Cac 40 ikhosi
umqulu | 3 697 853 |
---|---|
Phezulu | 6 581,56 |
Ngaphantsi | 6 494,63 |
Usuku lokuvala ngaphambili | 6 461,68 |
Ukuguquguquka | 1,33% |
Utyalomali phi kwi-PEA?
Izihloko apho tyala imali nge IPAA
Ngokubanzi, i IPAA ikuvumela ukubatyala imali kwiintlobo ngeentlobo zezibambiso: kwizabelo, rhoqo, kodwa nakwizabelo kwiSARL, izatifikethi zeutyalo-mali okanye iiyunithi zotyalo-mali oluhlangeneyo (Sicav, UCITS, njl.).
Okanye uvule i-PER? Indawo yokuvula i-PER ?
- umrhwebi;
- a mutual ;
- iziko elibonelela;
- iziko lebhanki;
- umphathi we-asethi;
- okanye ngokusebenzisa umcebisi wobutyebi.
Zeziphi iingozi zePEA?
Izithuthi zotyalo-mali ezisetyenziswa njengezinto ezisisiseko a Ii-AEPs zi ke ngoko evezwe kakhulu kwi umngcipheko izabelo zamashishini ezingenanzala emisiweyo, okuthetha ukwamkela inqanaba eliphezulu lokuguquguquka, kunye a kwiisms ilahleko enkulu.
Yintoni irhafu yePEA? Oko kukuthi: umvuzo we Ii-AEPs zi ngokuxhomekeke kwi-17,20% yeminikelo yokhuseleko loluntu (CSG, CRDS). Ukubhengezwa kwalo mvuzo kuya kwenziwa ngomvuzo wakho ngo-2022.
Uyikhupha njani imali kwiPEA?
Ukurhoxiswa ngokuyinxenye kwenziwa ngokuthe ngqo kwiNdawo yoMthengi wakho, kuba oku kuya kwakho IPAA emva koko kwindawo ethi "Ukurhoxiswa". Nceda uqaphele ukuba ukufikelela kule nkonzo, yakho IPAA kufuneka ube ngaphezulu kweminyaka emi-5 ubudala. Ngenxa yokuba nakuphi na ukurhoxiswa ngaphambi kweminyaka emi-5 yobunini kubangela ukuvalwa kwesicwangciso.