Ukurhoxiswa kunye nemida yentlawulo
Umda wokurhoxisa we-450 € (1) eFransi okanye phesheya, ichazwe ngaphezulu kweentsuku ezi-7 eziqengqelekayo ezibalwe ukusuka kusetyenziso lwekhadi. Isilingi yentlawulo ye-€2.600 (1) eFransi okanye phesheya, echazwe ngaphezulu kwenyanga e-1, ngokubanzi ukusuka ngomhla woku-1 ukuya kumhla wokugqibela wenyanga.
Kakade ke, ungarhola malini kwi-ATM? Ngokubanzi, i ukurhoxiswa okuphezulu une wokukhupha ihla inyuka phakathi kwe-500 kunye ne-1 ye-euro / ngeveki. Nangona kunjalo, amakhadi athile ebhanki (ngokukodwa iPlatinum, iVisa Infinite okanye amakhadi e-Mastercard Elite) avumela ukuba lo mda ugqithwe kwaye susa ngaphezulu kwe-2 euros (kunye ukuya kuthi ga kwi-000 euros) ngeveki.
Ungasikhupha njani isixa esikhulu semali kwibhanki yeCredit Agricole? Kuba susa imali liquide kwikhawuntara, konke okufuneka ukwenze kukusayina a yokuyeka ziphindiwe. Ukutyikitya kwetshekhi. Kungenjalo, ungatyikitya itsheki ehlawulwa ku bank okanye kwiodolo yakho, ngokuxhomekeke ekubeni uthobela umda wophahla olubekwe ngu bank.
Wazi njani ukuba ufikelele kumda wekhadi lebhanki leCredit Agricole? Uzibuza imibuzo emininzi kwaye xa usiya kwisebe lakho zebhanki du Crédit Agricole, umcebisi wakho uphendula ngokulula ukuba i plafond yakho Ikhadi lebhanki Est atteint et qungoko ke kufuneka silinde ukuba ibuyele ezantsi.
Nangona kunjalo, uthini umda wekhadi lam lebhanki?
galela uyazi isilingi yakho Ikhadi lebhanki, ekufuneka uyenzile kukufunda isivumelwano esisayinwe nebhanki yakho xa wawuvula iakhawunti yakho zebhanki, khangela ulwazi kwindawo yakho yobuqu okanye uqhagamshelane nomcebisi.
Wazi njani ukuba ungarhola malini ngeveki?
njalo ungayirhoxisa malini ngemali kwi-ATM? Ngokubanzi, kwikhadi elilula le yokuyeka kufuneka ukwazi susa phakathi kwe-300 kunye ne-500 euro ngaphezulu kweentsuku ezi-7. Kwikhadi eligunyazisiweyo olucwangcisiweyo, kufuneka ukwazi susa phakathi kwe-450 kunye ne-600 euro nganye ngeveki.
Yintoni umda wokurhoxisa ikhadi leVisa? Imida ngokohlobo lwekhadi lebhanki
Uhlobo lwe-de Ikhadi lebhanki | Umda wokurhola |
---|---|
ivisa Classic okanye MasterCard | 500 € ngeveki |
ivisa INkulumbuso okanye iGold MasterCard | €1 ngeveki |
ivisa IPlatinam okanye iPlatinam MasterCard | €2 ngeveki |
ivisa Infinite okanye MasterCard World Elite | €4 ngeveki |
Indlela yokurhoxisa i-3000 euro ebhankini? Unokuhlala ujika kwi-arhente yakho kwaye wenze i yokuyeka kwikhawuntara yale yokugqibela. Le misebenzi eneneni ithintelwe ngaphantsi kunokurhoxiswa kwe-ATM kwaye unako, umzekelo, susa kufike 3 000 euro ngeveki.
Indlela yokurhoxisa i-20.000 yee-euro ngemali?
Kodwa yonke into ayilahlekanga ukuba uyafuna susa isixa esikhulu semali liquide. Unokuhlala ujika kwi-arhente yakho kwaye wenze i yokuyeka kwikhawuntara yale yokugqibela.
Indlela yokurhoxisa ngaphezu kwe-euro eyi-1000? Cela ibhanki yakho ikuodole ngemali. Ngokomgaqo, iiyure ezingama-48 kwangaphambili zanele ukuqinisekisa ubukho bemali, nokuba sisixa esikhulu. Kuya kufuneka uyazi ukuba uninzi lweebhanki ziyakuvumela ukuba wenze njalo susa kwikhawuntara yearhente yakho, ngokukodwa, ukuya kuthi ga kwi-2 / ngosuku.
Indlela yokurhoxisa ngaphezu kwe-3000 euro ebhankini?
Ungakwenza oku kuphela kumda wemali ekhoyo yekhadi lakho zebhanki. Oku kuthetha ukuba ukuba unayo ikepusi ye 3 000 euro ngenyanga, awukwazi akusekho kurhoxiswa. Nceda uqaphele: iintlawulo esele zenziwe kufuneka nazo zithathelwe ingqalelo, nto leyo enciphisa ngakumbi le siling.
Isilingi ibuyela nini kwi-0 Crédit Agricole? xa Ingaba umda wam uya kubekwa kwakhona 0 ? Umda wekhadi lebhanki ubalwa ngokubanzi malunga neentsuku ezi-7 zokutsalwa kwemali kunye neentsuku ezingama-30 zeentlawulo. Ngomda wokurhoxiswa kwekhadi lebhanki, ikhawunta iphinda isetwe kuyo 0 € ngomhla we-8 kunye neentlawulo ngosuku emva komhla wama-30.
Ihlaziywa nini isilingi yeCredit Agricole?
Rhoqo ngeentsuku ezingama-30, i plafond intlawulo yekhadi letyala kuvuselelwe : ekusebenzeni, ukuba ndiqhuba umsebenzi ngoNovemba 3 nge-50 €, i plafond ikhadi lokuhlawula se ibuyisela ku-0 kwiintsuku ezingama-30 emva kolu tyando.
Xa isilingi yam ibuyela ku-0?
Les iisilingi azibuyiselwa ke ngoko zero ekuqaleni kwenyanga nganye, kodwa ekuhambeni kwexesha ngokuhambelana nokusetyenziswa kwabathwali. Ukuba, umzekelo, ukuhoxiswa okuphezulu kufikeleleke ngoMeyi 7, kuya kufuneka ukuba ulinde kude kube ngoMeyi 14 (iintsuku ezisi-7 kamva) ukuhoxisa imali.
Ndiwazi njani umda wekhadi leVisa? Ngokuqhelekileyo i plafond intlawulo a IVisa okanye plafond Ukurhoxiswa kwe IVisa inokubonwa kwikhontrakthi yefomula yeakhawunti yakho. Le yeyona mali iphezulu onokuthi uyichithe neyakho Ikhadi lebhanki, kwiintlawulo zakho kwakunye nokutsalwa kwakho imali.
Uthini umyinge wokurhoxa ngekhadi lokuPasa? Ndikhetha i-PASS Mastercard yam
I-Plafond ivenkile | Ixhomekeke ku à €2 / ngenyanga à ukusuka kwi20 |
I-Plafond Ukurhoxa | Ixhomekeke ku à 600 € / 7 sliding iintsuku |
inkokhelo ngoko nangoko Iintengiselwano zam Ikhadi lePASS li iqokelelwe ngoko nangoko sur iakhawunti yam yebhanki | |
I-Plafond ivenkile | Ixhomekeke ku à €1 / 000 iintsuku zokutyibilika |
Ndiwunyusa njani umda wam weCarte Pass?
Ndinga ukwandisa isilingi yam ikhredithi PASS ? Unenketho yokucela unyuso kwi plafond credit PASS, nangaliphi na ixesha, kunye nokulungelelanisa intlawulo yakho yenyanga ngokufanelekileyo: – Ngomnxeba, ngoMvulo ukuya ngoLwesihlanu ukusuka ngo-8:30 ukuya ku-20:30 p.m. nangoMgqibelo ukususela ngo-8:30 am ukuya ku-20pm (ngaphandle kweeholide zikawonke-wonke).
Ingakanani imali onokuyikhupha ngosuku? Ngokungagqibekanga, lesilingi ye yokuyeka ngekhadi lakho letyala ngokubanzi phakathi 500 yaye 1500 € nge usuku okanye ngeveki. Nangona kunjalo, ekusebenzeni, ii-ATM ziqwalaselwe ngokubanzi susa ubuninzi be-200 okanye i-500 ye-euro. Kuxhomekeke kwiibhanki kunye nabasasazi.
Ngowuphi umda wekhadi lam lokuthenga ngetyala?
galela yazi umda wekhadi lam lokuthenga ngetyala, kufuneka uqhagamshelane nebhanki yakho okanye uqhagamshelane nekhontrakthi yeakhawunti zebhanki. Ukuba kuyimfuneko, unokwandisa inani plafond de Ikhadi lebhanki ngokusebenzisa indawo yakho yabathengi kwi-intanethi okanye ngomnxeba kunye nomcebisi.
Indlela yokurhoxisa isixa esikhulu semali ebhankini? Kwamanye amasebe ebhanki, ukuba unayo i-akhawunti apho zebhanki okanye ukonga, unako susa imali kwikhawuntara xa kuboniswa ifomu. Le yokugqibela iqulethe iimbekiselo zeakhawunti eza kutsalwa kuyo. Kufuneka isayinwe kwaye ikhatshwe sisazisi.
Yeyiphi eyona mali iphezulu inokutsalwa ngemali ezinkozo ebhankini?
Intoni sisixa-mali esikhulu esinokuthi inokurhoxa kwikhawuntara yakhe bank ? Umda wokurhoxisa kwikhawuntara ye a bank ilungiswe kwiimeko ezininzi kwisivumelwano sakho zebhanki. Esi silingi sijikeleza ikakhulu kwi-1000 euro, nokuba ikwikhawuntara ye bank okanye oomatshini bokuthengisa.
Indlela yokukhupha imali eninzi ebhankini? Kuba susa imali liquide kwikhawuntara, konke okufuneka ukwenze kukusayina a yokuyeka ziphindiwe. Ukutyikitya kwetshekhi. Kungenjalo, ungatyikitya itsheki ehlawulwa ku bank okanye kwiodolo yakho, ngokuxhomekeke ekubeni uthobela umda wophahla olubekwe ngu bank.