Nge Incwadana Iyagcina Ngakumbi kwiSociete Generale, kunye ugcina imali yakho, kunye umvuzo wakhe uyenyuka. Bona ukwandisa umvuzo wogcino lwakho, kunokwenzeka.
Ngaphezu koko, loluphi olona tyalo-mali lunenzuzo? Ngokungamangalisiyo, yiyoEst kwimarike stock, nge utyalo-mali kwizabelo ukuba phezulu kolu luhlu, ngembuyekezo avareji 8,5% ngonyaka kwaye loo ntoEst i-Livret A ezisa ngasemva nge-1% (enyanisweni, sinokufumana nangaphantsi rentable kunye nezinye iincwadana ezingahlawuliswa irhafu ezifana neCEL).
Ungayityala phi imali yakho yeSociete Generale? Ukutyala imali kwimarike yemasheya
Ukufikelela kwiimalike zemali ngokubulela kwiAkhawunti yeeSecurities eziQhelekileyo, iSicwangciso soLondolozo lweSitokhwe kunye neSicwangciso sokuGcinwa kweSitokhwe se-SME (njengembuyekezo yomngcipheko wenkunzi), kwaye uxhamle kwinkxaso eyenziweyo kumcebisi.
Yeyiphi eyona bhanki ilungileyo kutyalo-mali? THE iibhanki ukuma kwe-intanethi le phezulu emgceni xa uthetha de incwadana enkulu, enje ngeMolo Bank, ING, Monabanq, okanye iBoursorama et I-Fortuneo inikeza awona maxabiso akhuphisanayo, kunye nokunyuswa kweenyanga ezintathu zokuqala de umrhumo, ngokubanzi de kwenziwe ntoni de izivumelwano ezilungileyo galela Zakho utyalo-mali mfutshane...
Nangona kunjalo, yeyiphi incwadana eyeyona inenzuzo kakhulu?
Ingxelo yengxelo ye kunye umdla yi incwadi Ingxowa-mali yoLondolozo lwaBantu (LEP). Ngoku unomvuzo oyi-1,25% ngonyaka. I-LEP igcinelwe abantu abanemivuzo ephantsi.
Loluphi olona tyalo mali lubalaseleyo kwi-100 euros?
galela uyolo 100 000 euro, abantu ngabanye baye de izinto ezininzi ezinokwenzeka: iincwadi zokonga. ii-asethi zemali nge-PEA okanye i-inshurensi yobomi. iprojekthi yezindlu nezindlu nge-real estate club deal okanye i-SCPI.
Yeyiphi incwadana efumana imali eninzi ngo-2021? Yeyiphi incwadana ehlawula kakhulu?
placement | uhlobo | Umyinge wexabiso lembuyekezo |
---|---|---|
Incwadana A | Ugcino olulawulwayo | 0,5% |
Incwadana Jeune | Ugcino olulawulwayo | 1,5% |
Incwadana lophuhliso oluzinzileyo noluqukayo | Ugcino olulawulwayo | 0,5% |
Isicwangciso sendlu yokonga | Ugcino olulawulwayo | 1% |
• Julayi 23, 2021
Yeyiphi incwadana eza kuvulwa ngo-2022? Incwadana yophuhliso oluzinzileyo noluqukayo (LDDS)
Ngokwezibhengezo zomhla we-13 kuJanuwari 2022 nguBruno Le Maire, uMphathiswa wezoQoqosho, ezeMali kunye nokuBuyisa, izinga le-LDDS (Incwadana yophuhliso oluzinzileyo noluqukayo) ifana ne Incwadana A, inyuswe ukuya kwi-1% ukusuka kwisi-1er uFebruwari 2022.
Yeyiphi incwadana efumana imali eninzi ngo-2022?
Yeyiphi incwadana ehlawula kakhulu?
Incwadana | Umlinganiselo wangoku | ireyithi eshiyekileyo |
---|---|---|
ILEP | 2,2% | 2,2% |
Incwadana Yahlula | 0,50% | 0,35% |
Incwadana cashbee | 0,60% | 0,42% |
Incwadana Zesto | 0,50% | 0,35% |
• Nge-1 Epreli 2022
Yeyiphi i-annuity nge-100 euros? Kwimeko yomgcini owazalwa ngo-000 kunye nenkunzi ye 100 000 euro, umyinge we imali ngonyaka kwiminyaka engama-60, ngo-2030, iya kuba ngama-2 kowethu (okt. 241 kowethu ngenyanga): "izinga lokuguqulwa" kwenkunzi kwi imali yi 2,89%. Nangona kunjalo, eli xabiso liyenyuka ukuba uguqula eyakho imali kamva.
Kuphi ukutyala imali eyi-100 yee-euro ngo-000?
Unayo 100.000 euro à uyolo okona kulungileyo: kungcono ukufakwa kuxhomekeke kwizinto ezibalulekileyo kuwe. Egqibelele ukufakwa umngcipheko-free: i-inshurensi yobomi kowethu. Ngokoqikelelo lweNgeniso, kufuneka izise, ngokomyinge, 2021, 1,1% (1,3% yeekhontrakthi ezinikezelwe ngohlelo).
Utyalomali phi i-100.000 yee-euro ngo-2022? Loluphi olona tyalo-mali lukhuselekileyo 2022 ?
- Iincwadana. Iakhawunti yokonga elawulwayo (Livret A, LDDS, LEP) isibonelelo sesiqinisekiso sikaRhulumente. ...
- Iimali kwi kowethu i-inshurensi yobomi.
Yeyiphi incwadi yokupasa oza kuyivula ukutyala imali yakho?
Nalu uluhlu lweenkxaso eziphambili ezinokusetyenziswa galela gcina ngo-2022:
- Le Incwadana A.…
- Les iincwadana ukonga ebhankini. …
- ISicwangciso soSavings Equity (PEA) …
- I-inshurensi yobomi. …
- Isicwangciso sogcino lomhlalaphantsi (PER)
Zeziphi ezona akhawunti zogcino zingcono?
Incwadana banking: uthelekiso 10 super i-akhawunti yokugcina okwangoku (Matshi 2022)
- Incwadana Distingo PSA Bank. Isibonelelo: 0,50%…
- I-akhawunti yokugcina IBhanki yeRCI. Isibonelelo: 0,50%…
- I-akhawunti yokugcina Ibhanki yaseCarrefour. …
- Incwadana Axa Bank. …
- Incwadana Macif. …
- Incwadana Wamkelekile Credit Mutuel. …
- Incwadana Orange Bank. …
- i-akhawunti yokugcina Ngakumbi kwiSociete Generale.
Yintoni ehlawula ngaphezu kwe-Livret A? i incwadi molo bank ihlawula ngaphezulu kwencwadana A
Njengoko ubona kumthelekisi wethu incwadi ukonga, i incwadi molo bank Est le incwadi ukonga ohlawulayo le kunye namhlanje kumlinganiselo oqhelekileyo: 2,00%. Ukuba sisebenzisa i-40% yerhafu, sifumana ireyithi elinganayo ye-1,20%.
Loluphi olona gcino lungcono ngo-2022? I okona kulungileyo utyalo-mali ukugcina 2022 ngokutsho kwamaFrentshi. Ngaphandle kwembuyekezo ewohlokayo unyaka nonyaka, i-inshurensi yobomi isabonwa njenge Bhetele imveliso yeukonga thetha isiFrentshi. Nokuba aba bamva babonakala bethambekele ngakumbi kunangaphambili ukuthatha umngcipheko ukuze benze abo ukonga.
Loluphi utyalo mali kwi2022?
TYALA IMALI YAKHO: 8 UTYALO-MALI UKWAZI 2022
- Tyala imali yakho kwi-inshurensi yobomi.
- Isicwangciso sokugcina umhlalaphantsi.
- ii-SCPIs.
- Amanyathelo zemali .
- Umhlaba othe ngqo.
- Iimveliso ezicwangcisiweyo.
- Impahla yabucala.
- Utyalo-mali olunoxanduva.
Ngubani onokuvula i-LEP ngo-2022? Ingeniso yerhafu yereferensi (isaziso serhafu sika-2021 ngengeniso ka-2020) akufanele igqithwe vula i-LEP ngo-2022 yi 20 euro kwinxalenye yokuqala quotient usapho + 296 euro ngesiqingatha esongezelelweyo inxalenye.
Ungayityala phi imali yakho ngo-2022?
TYALA IMALI YAKHO : 8 INDAWO UKWAZI 2022
- Tyala imali imali yakhe kwi-inshurensi yobomi.
- Isicwangciso sokugcina umhlalaphantsi.
- ii-SCPIs.
- Iimarike zemali.
- Umhlaba othe ngqo.
- Iimveliso ezicwangcisiweyo.
- Impahla yabucala.
- Utyalo-mali olunoxanduva.
Ithini ireyithi yePEP ngo-2022? Ireyithi ukusebenza ngoFebruwari 1 2022 : 2,2%
Nceda ufake umvuzo wakho ngenyanga okanye ngonyaka.
Uyifumana njani ipenshoni ye-1000 euro ngenyanga?
Ukuze ube nakho ukufumana ingeniso eyongezelelweyo kwi 1000€ nge ngenyangaKuya kufuneka ube nemali mboleko eyi- $ 400.000 xa uthatha umhlalaphantsi. Ngenxa yoku, kuya kubakho iintlobo ezininzi zenkxaso-mali onokuyisebenzisa ukufezekisa le njongo ngempumelelo.
Yintoni annuity nge 50 euro? Ukuya kwindawo 50 000 euro kwi-PER
Ugcino olugciniweyo luvelisa imbuyekezo ukuya kuthi ga kwi-1.70% ngo-2020, ngaphandle kweentlawulo zolawulo. et irhafu. I-PER inenye i-advanteji: iimali ezihlawulweyo zinokutsalwa kwingeniso erhafiswayo ngaphakathi komda we-10% yengeniso yobuchwephesha okanye ingeniso yomntu oziqeshileyo.
Indlela yokubala i-annuity?
Ifomula ye- Calcul Ilula: imali = inkunzi eqokelelweyo / inani lezavenge. Kwisicelo, isiphumo silandelayo kumzekelo womfazi oneminyaka engama-60 ubudala owayenokuqokelela inkunzi ye-€ 150: imali ngonyaka = 150 / 000 = € 27.
Ungayityala phi imali yakho ngo-2021 ngaphandle komngcipheko? Yiyiphi indawo yokubeka ngaphandle komngcipheko en 2021 ?
- Iincwadana zembali A,
- I-PEL kunye ne-CEL ukuququzelela ukufunyanwa kwezindlu,
- Iincwadana zolutsha zigcinelwe abantu abaneminyaka eyi-12-25 ubudala,
- I-LDDS inomlinganiselo ofanayo neencwadana A,
- Ii-LEP zibekelwe amakhaya anemivuzo ephantsi,
- I-inshurensi yobomi kwiimali ze-euro zakudala,
Utyalomali phi i-euro eyi-100 ngexesha elifutshane?
Yokuphela ukufakwa ekuvumela ukuba ugcine I-euro eyi-100000 kwixesha elifutshane, ngaphandle komngcipheko ngelixa ushiya imali ekhoyo kwaye unikezela umvuzo omhle, le yincwadi yebhanki ephezulu.
Ungayityala phi imali yakho ngo-2022?
TYALA IMALI YAKHO : 8 INDAWO UKWAZI 2022
- Tyala imali imali yakhe kwi-inshurensi yobomi.
- Isicwangciso sokugcina umhlalaphantsi.
- ii-SCPIs.
- Iimarike zemali.
- Umhlaba othe ngqo.
- Iimveliso ezicwangcisiweyo.
- Impahla yabucala.
- Utyalo-mali olunoxanduva.