Le Incwadana A, ugcino lukhuselekile kwaye luyafumaneka kubo bonke. nangaliphi ixesha(2). un izinga ye-1% ye Incwadana A Est iqinisekiswe nguRhulumente. Izinto onomdla kuzo sont ukhululiwe kwirhafu yengeniso kunye nemirhumo yokhuseleko loluntu.
Ngendlela, Yeyiphi iakhawunti ezisa kakhulu kwiBanque Populaire? Ngolu hlobo lotyalo-mali lwexesha elide, kungcono ukhethe i-CAT yezinga eliqhubekayo. Kanjalo, kunye utyalo-mali lwenziwa kwixesha elide, kwaye kunye izinga lomvuzo liyenyuka. Ukwenza oku, i IBhanki yaBantu inikeza i-Selectio ebandakanya isethi yezinga eliqhubekayo le-CATs.
Yintoni umahluko phakathi kweLivret bleu kunye neLivret A? Isilingi yentlawulo ibekwe kwi-22 €.
Le incwadana eluhlaza okwesibhakabhaka– isasazwe nguCrédit Mutuel – ithobela ngqo imithetho efana nale incwadi A. Yahluka kuphela ngegama. Ayinakudityaniswa ne Incwadana Ngaphandle kokuba zombini iincwadana zavulwa ngaphambi komhla woku-1 kuSeptemba, 1979.
Ndingazifumana iiLivret A ezi-2? Ewe, unokuvula ezininzi iincwadana kodwa kwiindidi ezahlukeneyo. Ngoko ke, umzekelo: Ungabhalisa kuzo zombini a Incwadana A kunye no-a Incwadana yoPhuhliso oluZinzileyo kunye noManyano. Nangona kunjalo, awukwazi ukubamba ezimbini Incwadana A, okanye ezimbini Incwadana yoPhuhliso oluZinzileyo kunye noManyano.
Nangona kunjalo, yintoni ireyithi yeLivret A ngo-2020?
Ukususela nge-1 kaFebruwari 2020 ukususela nge-31 kaJanuwari 2022, i izinga umgangatho nguEst isicelo, okanye a izinga inzala yonyaka ye-0,5% (esetyenziswe kwiinyanga ezili-11 kwi 2020 kwaye unyaka wonke ngo-2021). Ifomula yokubala i Incwadana A Est ke ngoko iya kusebenza nge-1 kaFebruwari 2020.
Ithini ireyithi ye-akhawunti yokupasa?
Ugcino olukhuselekileyo
Iimali ezibekiweyo sont kuqinisekisiwe(2) kwaye ihlawulwe kwi izinga ye-0,05% ngonyaka. Ireyithi iyasebenza nge-01/04/2021, ngokuxhomekeke kulungiso lukaSociété Générale, ngokuxhomekeke kwirhafu yengeniso kunye negalelo lokhuseleko lwentlalo.
Ngubani oza neyona Livret A okanye LDD kakhulu? Nge-1%, kunjalo iingxelo deux fois kunye que le Incwadana I-A kunye ne-LDDS, njengesikhumbuzo, ihlawule i-0,5% ukususela ngoFebruwari 2020. Kwaye oku kuya kuhlala kunjalo: umgaqo wokubala umvuzo wakhe ubonelela ukuba izinga le-LEP lilingana nelo Incwadana Inyuswe nge-0,50 inqaku.
Yeyiphi ireyithi yeLivret A 2021? Ngokweenkcukacha, i incwadi A, uya kubona eyakhe izinga ukunyuka komvuzo. Iza kunyuka ukusuka kwi-0,5% ukuya kwi-1% ngenxa yokunyuka kwexabiso lentengo kwiinyanga ezintandathu ezidlulileyo. i incwadi I-A ibekwe kwi-22 euros. Iimali eziqokelelwe kolu tyalo-mali zibekwe embindini weCaisse des dépôts et consignations.
Iyakuba yintoni ireyithi yencwadana A ngo-2022?
Njengoko kubhengezwe nguBruno Le Maire phakathi kuJanuwari, i Ireyithi yencwadana I-A inyuswe ukusuka kwi-0,50% ukuya kwi-1,00% kwi-1er uFebruwari 2022. Ukusukela kulo mhla, kumntu ofikelele kwisilingi, oko kukuthi i-euro ezingama-22 (ngaphandle kwenzala), inzuzo ifikelela kuma-euro angama-950 ngonyaka, ngokuchasene ne-euro eyi-229 ngaphambili.
Iyintoni inzuzo yokuba ne-akhawunti yokupasa? Iindleko sont kuncitshiswe kuncinci: ixesha elininzi, urhumo Est simahla kwaye akukho kutsalwaEst yenziwe nokuba idipozithi, ulawulo okanye ukutsalwa kwemali. Ngokunjalo, ukuvalwa kwe incwadana iimali ezisimahla kunye nezifakweyo zinokufunyanwa nangaliphi na ixesha.
Yeyiphi incwadana efumana imali eninzi ngo-2021?
Yeyiphi incwadana ehlawula kakhulu?
placement | uhlobo | Umyinge wexabiso lembuyekezo |
---|---|---|
Incwadana A | Ugcino olulawulwayo | 0,5% |
Incwadana Jeune | Ugcino olulawulwayo | 1,5% |
Incwadana lophuhliso oluzinzileyo noluqukayo | Ugcino olulawulwayo | 0,5% |
Isicwangciso sendlu yokonga | Ugcino olulawulwayo | 1% |
• Julayi 23, 2021
Ngaba i-akhawunti yencwadana yokupasa iyarhafiswa? i I-akhawunti yokugcina ou Incwadana Ibhanki inika ukuguquguquka okukhulu kokusetyenziswa. Ukurhafiswa kwingeniso, inika imilinganiselo yokuthengisa kunye ne-caps ephezulu.
Ithini inzala ye-LDD?
Le umgangatho wenzala I-LDDS Est ilungiswe kwi-1% (ukususela kwi-1er NgoFebruwari 2022).
Yeyiphi iakhawunti yokonga ezisa kakhulu?
Iakhawunti ngubani ohlawula kakhulu yomdla yiakhawunti yokonga ethandwayo (LEP). Ngoku unomvuzo oyi-1,25% ngonyaka. I-SARA Est igcinelwe abantu abanemivuzo ephantsi.
Ngaba i-LDD iyarhafiswa? i I-LDD yiyo-he Irhafiswa ? Inzala ephuma kwiNcwadana yoPhuhliso oluZinzileyo ayixhomekekanga kwiminikelo yokhuseleko loluntu okanye irhafu yengeniso.
Yeyiphi incwadi enengeniso kakhulu? Ingxelo yengxelo ye kunye umdla yi incwadi Ingxowa-mali yoLondolozo lwaBantu (LEP). Ngoku unomvuzo oyi-1,25% ngonyaka. I-LEP igcinelwe abantu abanemivuzo ephantsi.
Ithini ireyithi yeLivret A kunye neLDD?
Itheyibhile yokuthelekisa phakathi kwe-Livret A kunye ne-LDDS
Umahluko phakathi kwe Incwadana A kunye ne Incwadana yophuhliso oluzinzileyo noluqukayo (LDDS) | ||
---|---|---|
Incwadana | Incwadana A | I-LDDS (ngaphambili I-LDD , ngaphambili codevi) |
Ireyithi 2022 (ukusuka 01/02/2022) | 1% | 1% |
Ireyithi 2022 (de kube ngu-31/01/2021) | 0,50% | 0,50% |
Matshi 2, 2022
Yeyiphi incwadana eyandayo ngo-2022? Ngenxa yokuqalisa kwakhona kwexabiso lentengo, izinga lenzala ye incwadi Utshintsho ukuya kwi-1% kwi-1er uFebruwari 2022, kunye neereyithi ze incwadi yophuhliso oluzinzileyo noluqukayo (LDDS), kunye incwadi abatsha. Leyo ye incwadi IPeople's Savings Fund yehle yaya kutsho kwi-2,2%.
Itshintshe nini ireyithi yeLivret A?
Ukusukela nge-1 kaFebruwari 2020, i izinga lokupasa U-A ukhe waba ngumkhenkce kwi-0,5%. A izinga ngokwembali ephantsi, kunye nembuyekezo embi yokwenyani kwi incwadi A, ngaphantsi kwexabiso lentengo elime kwi-2,8% ngoDisemba 2021. Ukususela ngoFebruwari 1, 2022, le yokugqibela iya kuhlolwa kwakhona kwi-1%.
Wonyuka nini umlinganiselo weLivret A? ukuwa kwexabiso lentengo ngaphantsi kwe-2% ekupheleni kuka-2022: ukubalwa kwe izinga lokupasa I-A iya kuvela ngokufanelekileyo ngo-2023.
Yeyiphi eyona mali iphezulu ye-akhawunti yokupasa?
Yintoni isilingi du Incwadana AT ? Isilingi ye Incwadana A Est I-22 € (i-capitalisation of interest, nangona kunjalo, inokuzisa ibhalansi ye Incwadana A ngaphaya kwalo mda).
Isebenza njani i-akhawunti ye-password? Nye i-akhawunti yokugcina (CSL) yimveliso yokonga, inzala yayo irhafisiwe kwaye iyalingana nexesha ledipozithi kunye nezixa ezihlawuliweyo. Nabantwana abancinci banokonwabela izibonelelo ze-CSL. Oku compte inokuvulwa kwakhona ngaphakathi compte edibeneyo.
Uthini umda weakhawunti yeCSL?
akukho plafond. IINTLAWULO Ukusuka kwi-€ 10 ngomsebenzi ngamnye. UKHUSELEKO LWENKUNZI Akukho mngcipheko wenkunzi kwiimali ezihlawulweyo. qhubeka kwi compte.
Yeyiphi incwadana eza kuvulwa ngo-2022? Incwadana yophuhliso oluzinzileyo noluqukayo (LDDS)
Ngokwezibhengezo zomhla we-13 kuJanuwari 2022 nguBruno Le Maire, uMphathiswa wezoQoqosho, ezeMali kunye nokuBuyisa, izinga le-LDDS (Incwadana yophuhliso oluzinzileyo noluqukayo) ifana ne Incwadana A, inyuswe ukuya kwi-1% ukusuka kwisi-1er uFebruwari 2022.
Yeyiphi eyona akhawunti yogcino inenzuzo?
Phakathi kweeakhawunti kwi iincwadana ukukhululwa kwirhafu, i incwadi ngelona zinga lingcono yiakhawunti yokonga ethandwayo (LEP). Lo wenzaEst nangona kunjalo, ejoliswe kuphela kubahlawuli berhafu abanengeniso encinci, engagqithiyo kwingeniso yerhafu yereferensi (ngokwayo ngumsebenzi wokwakhiwa kwekhaya lerhafu).
Yeyiphi eyona ncwadana inengeniso kakhulu ngo-2022?
Yeyiphi incwadana ehlawula kakhulu?
Incwadana | Umlinganiselo wangoku | ireyithi eshiyekileyo |
---|---|---|
ILEP | 2,2% | 2,2% |
Incwadana Yahlula | 0,50% | 0,35% |
Incwadana cashbee | 0,60% | 0,42% |
Incwadana Zesto | 0,50% | 0,35% |
• Nge-1 Epreli 2022