amagqabantshintshi ukulandelela ukurhoxiswa kwakho?
- Ukulandelela amatyala akho ngokuthe ngqo, kufuneka ungene kwindawo yakho yabathengi nickel .
- Kwicandelo elithi "Ungenza yonke into", cofa kwindawo ethi "Lawula eyakho ugqithiselo kunye neerhafu”
Ngaphezu koko, ndazi njani ukuba ndiza kufumana utshintshiselwano lwe-nickel? Si umhla obekiweyo weeyure zokusebenza ezingama-48 udlulile (qaphela akukho ukudlulisa ngeempelaveki nangeMivulo kwiibhanki ezithile), siyakumema ukuba ucele ubungqina ukudlulisa kumbutho okhuphayo ukuqinisekisa umhla ochanekileyo wokuhamba kweemali.
Ndazi njani ukuba utshintshiselwano luyaqhubeka kwiakhawunti yam? Kuba ukwazi ukuba ufumene imali obuyilindele kwi-a ukudlulisa, eyona ndlela ingcono kukujonga ingxelo yakho ye compte okanye intengiselwano yakho ngesithuba somthengi wakho wewebhu okanye isicelo sakho esiphathwayo seCaisse d'Epargne.
Kutheni ulinde iiyure ezingama-24 ukudluliselwa kwe-nickel? Ngezizathu zokhuseleko, ukuba utshintshile inombolo yefowuni yakho kwiintsuku ezili-10 ezidlulileyo, umxhamli wakho uya kongezwa ngokusisigxina kubafowunelwa bakho kwiiyure ezingama-48. Kufuneka ke ngoko silindele ngeli xesha ukwenza eyakho ukudlulisa.
Nangona kunjalo, ungaqinisekisa njani ukudluliselwa kwi-intanethi?
Ekugqibeleni, ukuqinisekiswa kwakho ukudluliselwa kwi-intanethi kunye / okanye ukongeza umxhamli kuluhlu lwakho, ibhanki ngokubanzi icela ikhowudi eyimfihlo okanye igama eliyimfihlo. Iindlela zokuqinisekisa ziyahluka ngokuxhomekeke kwibhanki.
Kutheni ndingekayifumani itransfer yam?
Zininzi izizathu ezichazayo Ngoba un ukudlulisa iye pas icwangcisiwe okwangoku: Umntu uphulukene ne-RIB (iSiteyitimenti seSazisi seBhanki) Kukho into engekhoyo kwifayile yakho ukwenzela ukudlulisa ingathunyelwa. Umntu uyaphikisana nento ethile kwintengiso kwaye ngoko akasafuni kukuhlawula ukudlulisa.
Kutheni ukudluliselwa kungafiki? Zininzi izizathu ezichazayo kutheni ukudluliselwa iye pas icwangcisiwe okwangoku: Umntu uphulukene ne-RIB (iSiteyitimenti seSazisi seBhanki) Kukho into engekhoyo kwifayile yakho ukwenzela ukudlulisa ingathunyelwa. Umntu uyaphikisana nento ethile kwintengiso kwaye ngoko akasafuni kukuhlawula ukudlulisa.
Kutheni ukudluliselwa kulindile? Kwi ndilindile : olu hlobo lwesimo sichaphazela i ugqithiselo ebhankini. Oku kuthetha ukuba umrhumo ukhethe iqabane kunye nendlela yokuhlawula ukudlulisa bank, kodwa ukudlulisa ayikafunyanwa ngumnikezeli wethu wentlawulo, kwaye ayikabalwa kwigeyiji yokuqokelela.
Kutheni ndingafumani utshintshelo lwam olukhawulezileyo?
Ukuba umxhamli wakho ukwazisa a ngawenzi emva kokuba efumene iimali ngaphandle kwesi saziso, kuyacetyiswa ukuba umeme ukuba athathe isitokhwe ngqo kwibhanki yakhe malunga nemeko yeakhawunti yakhe.
Yeyiphi eyona mali iphezulu yokugqithiselwa kwe-akhawunti ye-Nickel? Iisilingi ze Iakhawunti yeNickel ezinxulumene ezahlukeneyo ugqithiselo
Ungazondla zakho compte kangangoko ufuna. Ngokuchasene noko, i ugqithiselo ephumayo sont ilinganiselwe kwi-€30 ngenyanga. I ugqithiselo yenziwe ngeSMS sont ixabisa i-€ 100 ngeveki ukudluliselwa ngokwahlukileyo.
Kutheni i-nickel yam ingasebenzi?
Ngaba ngokwenene kukho i-bug entsha nickel ? Ewe, uyaqaphela unxibelelwano lomqondiso, onika inkcazo: ezi ngxaki zidibene nokufuduka kwenkqubo yekhompyutha. “Ukufuduka kwenkqubo yolawulo lweakhawunti ukusuka nickel iqhutywa ngokweebhetshi ukususela ngoJuni kwaye iphela ekuqaleni kukaSeptemba.
Ndingqina njani ukuba utshintshiselwano lwenziwe? Ukuba unayo Iziphumo un ukudlulisa kwiakhawunti yakho yebhanki, ungafumana isiqinisekiso soku ukudlulisa kwindawo yakho yabathengi. Cofa nje ku “Fikelela eyam ugqithiselo” emva koko uthi “Imbali yam ugqithiselo".
Ngaba ibhanki ingaluvala ugqithiselo?
Ye ukudlulisa ukufika ngexesha ngokwenene, umyalelo wentlawulo Est ayinakuguqulwa ukusukela oko ifunyenwe ngumboneleli wakho wentlawulo. WenzaEst akunakwenzeka ukuba urhoxise umyalelo ukudlulisa ngokukhawuleza nje ukuba "ifunyenwe" nguwe bank. Ngokwenene, i udluliselo lu ithi "akunakuguqulwa".
Kutheni ibhanki ivala ukudluliselwa?
Ukutshintshela kwilizwe langaphandle, umzekelo, kunokuthatha ixesha elide kunokuba bekulindelwe, nakwindawo ye-SEPA. Kungenxa yesi sizathu ukuba kwezinye iimeko ugqithiselo ingayi ukuvimbile. Kwimeko yokuthandabuza, i iibhanki kubandakanya isebe “lokuthobela” ukuqinisekisa ukuthotyelwa kwesenzo.
Indlela yokukhawulezisa ukudluliselwa? Ukubona un ukudlulisa ibhanki engxamisekileyo, ngaphandle kwangoko, kungcono ukuba ungene kwibhanki ye-Intanethi, ikuvumela ukuba wongeze ngokukhawuleza umxhamli kwayeukwenza ngoko nangoko i ukudlulisa.
Silufumana nini utshintshiselwano olwenziwe ngoLwesihlanu? Ngoko ukuba umkhuphi ukhuphe umyalelo wokuba ukudlulisa un ngoLwesihlanu, kuya kufuneka ulinde impelaveki nosuku olulandelayo lokusebenza lwebhanki yakho, okanye kwaneeyure ezongezelelweyo ezingama-72 (ezinye zivalwa ngeMivulo), ngaphambi kokuba imali ifike kwiakhawunti yakho.
Uthini umhla wokugqibela wokudluliselwa ngoko nangoko?
Ukusukela ekupheleni kuka-2018, iibhanki zelizwe ziye zafumaneka ngokuthe ngcembe kubathengi bazo ugqithiselo olukhawulezileyo (okanye iNtlawulo ekhawulezileyo). Imalunga yokudluliselwa I-SEPA, isetyenziswe kwi-a Umda wexesha yemizuzwana eli-10 okanye engama-20, ifumaneka iiyure ezingama-24 ngosuku, iintsuku ezisi-24 ngeveki, yonke imihla enyakeni.
Yeyiphi eyona mali iphezulu yogqithiselo olukhawulezileyo? i isixa du ukudlulisa SEPA umfanekiso okhawulezayo ifakwe kwi-€ 15 ngentengiselwano nganye (imimiselo yaseYurophu). Kodwa iziko lebhanki ngalinye linokubeka izixa ngaphantsi. Boursorama caps at €500 i ugqithiselo olukhawulezileyo.
Ungasikhupha njani isixa esikhulu kwiakhawunti yeNickel?
Ndinga susa utshintsho oluthile?
- Ewe Unga susa imali ngekhadi lakho nickel classic okanye ikhadi lakho nickel IChrome kwindawo yokuThengisa nickel .
- Icuba kufuneka likunike irisithi.
Ndingenza njani utshintshiselwano ukusuka kwi-akhawunti ye-Nickel ukuya kwenye i-akhawunti? Udluliselo ngeSMS yasimahla, ngoko nangoko Iakhawunti yeNickel à nickel. Malunga ne-app nickel - akhawunti kubo bonke, unako kwakhona ukwenza des ugqithiselo ngeSMS ngokufaka ngqo inombolo yefowuni ephathwayo yomthengi Iakhawunti yeNickel ufuna ukuthumela imali.