Umqathango kuphela obekwe ngumthetho kukuba, umgcini-bhanki, abe nako phambi kweukuvulwa du compte qinisekisa indawo yokuhlala kunye nesazisi salowo unqwenelayo evulekileyo un compte. Ukwafuna uxwebhu olusemthethweni olunomfanekiso wakhe kwaye eli ingalikhadi lakho lesazisi okanye incwadana yakho yokundwendwela.
Ngapha koko, umntu ongenamaxwebhu anokuyivula njani iakhawunti yebhanki? Akukho mbhalo womthetho odinga ukuhlala rhoqo kwalowo unqwenelayo evulekileyo un i-akhawunti yebhanki eFransi. Amaxwebhu kuphela afunekayo ekuvuleni a compte luxwebhu lwesazisi (ipasipoti yanele) kunye nobungqina bedilesi (irisithi yerenti okanye ityala lombane, njl. njl.).
Uyivula njani iakhawunti yebhanki ngepaspoti yangaphandle? Kuba vula iakhawunti yebhanki galela angaphandle, kubalulekile ukuba ukwazi ukungqina ubuwena. Umfaki-sicelo kufuneka anike ubungqina besazisi (ikhadi lesazisi, passport, iphepha-mvume lokuhlala), ubungqina bedilesi engaphantsi kweenyanga ezi-3 ubudala kunye nomfanekiso wesiginitsha.
Uyivula njani iakhawunti yebhanki ngesazisi esiphelelwe lixesha? Ekugqibeleni, i amakhadi ezazisi aphelelwe lixesha ikuvumela ukuba ufezekise iinjongo zakho uphawu eFransi. Nangona kunjalo, izicelo zokuvula compte zilawulwa kwaye zilawulwa. Ngaloo ndlela, asinako evulekileyo de compte ukuba eyakho ezinokufumaneka ayisasebenzi.
Nangona kunjalo, ungayivula njani iakhawunti eFransi xa ungowasemzini?
Un angaphandle ongengomhlali kwi Fransi kungaba ukuvula iakhawunti kwibhanki yesiFrentshi. Kuba ukuvula iakhawunti ebhankini Fransi , kufuneka ube nesikhundla esisemthethweni, kufuneka ubonakalise ubuwena, ungqine indawo ohlala kuyo kwaye ufake isampuli yesiginitsha yakho ebhankini.
Yeyiphi iakhawunti yebhanki yomntu ongengommi eFransi?
Nokuba ungumfundi wasemzini, uyadlula Fransi okanye nokuba isiFrentshi kodwa ongengommi irhafu kwi Fransi , Boursorama Bank yiyo bank kwi-intanethi ehambelana neemfuno zakho. Boursorama Bank ngokwenene nguye kuphela bank ifumaneka ngokusemthethweni kwi-intanethi galela les abahlali.
Ingaba ikhadi lam lesazisi lisasebenza? Kwi-2014, ixesha lokuqinisekiswa kwe Ikhadi lesaziso yomntu omdala Est ukunyuka ukusuka kwi-10 ukuya kwi-15 iminyaka. Ikhadi lakho lesazisi li zandiswe ngokuzenzekelayo kwaye uhlala inexabiso Iminyaka emi-5 eyongezelelweyo ukuba uhlangabezana nale miqathango mi-2 ilandelayo: Ubudala obusemthethweni ngexesha lokukhutshwa.
Yeyiphi ibhanki ye-intanethi engazifuniyo iinkcukacha zebhanki? Phakathi kwala makhadi e-prepaid yi-N26, Revolut, SoShop, PCS, Sogexia okanye phakathi kweTranscash. La makhadi e-prepaid alungele abo banqwenela ukuba ne-akhawunti zebhanki, kodwa ngubani ne babe pas d'un LUBambo.
Uyivula njani i-akhawunti ye-nickel ngaphandle kwekhadi lesazisi?
Ye 'vula i-akhawunti ye-nickel, uluhlu lwamaxwebhu afunwa yi-neobank lufutshane: kuphelauphawu kunyanzelekile. Akukho bungqina bengeniso kunye nendawo yokuhlala efunekayo. Vula i-akhawunti ye-nickel ngaphandle kwekhadi lesazisi ngoko ke akunakwenzeka.
Ziziphi iimeko zokuvula iakhawunti eFransi? Ukuvula iakhawunti ebhankini Fransi , iyafuneka de ukuthethelela de ubuni bakhe de ibhanki. galela oku, kufanelekile de ukuvelisa isazisi esisemthethweni esinomfanekiso (ikhadi lesazisi lesizwe, incwadana yokundwendwela, de ukuhlala okanye imvume de hlala).
Uyivula njani iakhawunti engengomhlali eFransi?
Kuyo nayiphi na imeko, kuba ukuvula iakhawunti yebhanki ye ayihlali eFransi, kufuneka uqale ukwazi ukungqina ubuwena. Umthengi ke ngoko kufuneka anike ubungqina besazisi (ikhadi lesazisi, incwadana yokundwendwela, iphepha-mvume lokuhlala), ubungqina bedilesi kunye nomfanekiso wesiginitsha.
Ngubani onokuvula iakhawunti yebhanki eFransi? Ngokomgaqo, kwaye phantsi kweemeko ezithile, nawuphi na umntu unokuvula iakhawunti yebhanki eFransi (ebizwa compte idiphozithi kubathengi ngabanye). Umnini we akhawunti unako nokuba ngumntwana: kulo mzekelo ngabagcini abasemthethweni qui vula kwaye ulawule yayo compte kude kube sisininzi sakhe.
Loluphi ugcino lwabangengabo abahlali?
Qaphela ukuba i-LDD (iNcwadana yoPhuhliso oluZinzileyo), iNcwadana eNtsha okanye i-LEP (Livret ukonga popular) azivulelwanga ezingezizo-abahlali. Kwelinye icala, i-PEL (isicwangciso seukonga izindlu) kunye neCEL (iakhawunti ukonga indawo yokuhlala) zombini ziyafikeleleka kuzo ezingezizo-abahlali.
Ngubani ongenalungelo le-akhawunti?
Unike ulwazi olungachanekanga. Awusafezekisi iimfuno zokuhlala okanye zokuhlala. Uvule u2e compte idiphozithi eFransi qui ikuvumela ukuba usebenzise iinkonzo zebhanki ezisisiseko. Ubonakalise ukungakhathali ngokuphindaphindiweyo kubasebenzi beziko letyala.
Ndazi njani ukuba ikhadi lam lesazisi liphelelwe lixesha? I ezinokufumaneka ikhutshiwe Est esemthethweni iminyaka eli-15 kunye nomhla wokuphelelwa ubhalwe ngasemva Ikhadi lesaziso kuthathele ingqalelo oku.
Ngaba kunyanzelekile ukuba wenze kwakhona ikhadi lakho lesazisi? Hayi, akukho mbhalo ukunyanzelayo ukuba ube ne Ikhadi lesaziso. Nangona kunjalo, ukuba uphantsi kweuphawu, inkqubo iya kuba yinde ukuba awukwazi ukubonisa uxwebhu.uphawu. Ukongeza, kwiinkqubo ezininzi, il kufuneka ubonakalise okwakho uphawu.
Ngaba kunyanzelekile ukuvuselela ikhadi lam lesazisi?
Ikhadi lesaziso enkulu
Hayi, tshintsha idilesi ye isazisi sakhe hayi 'Est pas sesevisi. Ukuba usafuna ukuba idilesi yakho entsha ibonakale kweyakho Ikhadi lesaziso, kufuneka ufake isicelo uhlaziyo.
Kutheni ndifuna i-RIB ukuvula i-akhawunti? Iibhanki ezikwi-Intanethi zifuna a LUBambo kubathengi babo bexesha elizayo. Oku LUBambo iya kusetyenziselwa ukwenza intlawulo yokuqala yemali entsha yakho compte nomgca. Le ntlawulo yokuqala iya kuvumela, phakathi kwezinye izinto, ukuba isebenze yakho compte. Ngaphaya koko iyafuneka que le LUBambo du compte ube segameni lakho.
Kutheni i-RIB ukuvula i-akhawunti?
galela qinisekisa ukuba ungubani, ibhanki ngoko icela umthengi ukuba a LUBambo isiFrentshi esisebenzayo: obu bubungqina bokuba udliwano-ndlebe lomzimba lwenzeke ngexesha lokuvulwa kwangaphambili iakhawunti.
Ngaba ndingayivula i-akhawunti ye-Boursorama ngelixa ndivaliwe ebhankini? IBoursorama Banque
Ngomnikelo wayo Wamkelekile, i bank online inikeza a compte simahla kwaye ngaphandle kwemeko yengeniso kwabo bathintelweyo zebhanki. le compte ibandakanya: A UBAMBO. Ikhadi leVisa lakudala elinogunyaziso olucwangcisiweyo lwasimahla ukuba wenza intengiselwano nokuba nye ngenyanga.