amagqabantshintshi ndivale eyam Shine akhawunti ?
- yiya kwi-More ithebhu emazantsi ekunene kwesikrini sakho;
- fikelela kwiprofayile yakho phezulu ekhohlo;
- cofa iNgcaciso yeNkampani;
- khetha Vala yam compte ibhanki ezantsi kwesikrini sakho.
Ukongeza, Ungaqhagamshelana njani noQonto? Kwakhona kunokwenzeka ukuba contact inkxaso nge-imeyile kwi support@into.eu, kwaye impendulo iya kuthunyelwa malunga nekota yeyure. Ekugqibeleni, kunokwenzeka ukufowunela inkxaso yabathengi be kagakanani ngala manani alandelayo: +33 1 76 41 03 09/ +33 1 76 41 03 08.
Indlela yokutshintsha inombolo yefowuni kwi-Qonto? amagqabantshintshi qhubeka ?
- Yiya kwi Izicwangciso & neqela icandelo kwaye ucofe iProfayile yoBuqu;
- Nqakraza i Hlela iqhosha elibekwe ekunene kwe inombolo yomnxeba ;
- Ngenisa entsha inombolo yomnxeba ;
- Faka ikhowudi yokuqinisekisa ethunyelwe ngeSMS kwintsha yakho inombolo yomnxeba ;
Ndiyivala njani iakhawunti yam yakwaQonto? Ukucima i compte , landela la manyathelo ambalwa:
- Sibonane kwicandelo akhawunti kwisicelo sakho sewebhu kagakanani .
- Khetha i compte ukucima.
- Cofa kumachaphaza amathathu phezulu ngasekunene kwebhokisi.
- Qinisekisa ukucinywa kwe compte ngokungenisa ikhowudi efunyenwe ngeSMS.
Ke, uyifaka njani itshekhi kwiQonto? Indlela yokufaka itshekhi Kwiakhawunti yam kagakanani ?
- Fikelela kwindawo yakho kagakanani ,
- Cofa kwicandelo Itshekhi ukusuka kwibar yokukhangela ekhohlo kwesikrini sakho, emva koko ucofe ku Idiphozithi itshekhi ,
- Gcwalisa iinkcukacha ze uhlole (igama lomniki, imali kunye nenani le uhlole ).
Unokwenza njani utshintshelo eQonto?
Yiya kwicandelo Udluliselo kwaye nqakraza Dlulisa imali ; Khetha iakhawunti eza kutsalwa kuyo; Khetha umntu oza kuxhamla okanye ugcwalise ulwazi olunxulumene nomxhamli omtsha: igama elipheleleyo njengoko libonisiwe kwi-RIB (ifani kunye negama lokuqala / igama lenkampani), i-IBAN, i-VAT, iilebhile ezinxulumene, njl.
Zeziphi izizathu zokuba ibhanki ivale iakhawunti? Amaxesha amaninzi, a iakhawunti yebhanki ivaliwe nganye bank s'il Est engasebenziyo, encinci okanye engenangeniso. Ngamanye amaxesha ibhanki yenza esi sigqibo kulandela ukungaboni ngasonye naye. Nangona kunjalo, oku kunokuchaphazela a compte ugcinwe kakuhle ukuba yena Est kuthathwa njengento engathandekiyo okanye esetyenziselwa iinjongo ezichasayo.
Kuthatha ixesha elingakanani ukuvala iakhawunti yebhanki? Ibhanki ivala i compte kwi Nceda 30 iintsuku ubuninzi ukusuka de isicelo sakho de ukuvalwa nokubuyiswa kwezibonelelo de intlawulo. Enyanisweni, oku Umda wexesha ngokubanzi de Iintsuku ezingama-10.
Ngubani onokuvala iakhawunti yebhanki?
La ibhanki ingavala yakho compte, nokuba isebenza ngokufanelekileyo, ngokuhambelana nengqungquthela ye compte. la bank kufuneka ikwazise ngembalelwano. Kufuneka ihloniphe isithuba seenyanga ezi-2 ubuncinci phambi kokuvalwa kwe compte.
Uzaliswa njani umva wetshekhi? Ingxelo ekufuneka yenziwe kuyo dos du uhlole "iyamkelwe kumyalelo we" ilandelwa ngumhla kunye nomsayino wakho. i uhlole ayigqithwanga ngoko ke inokuqiniselwa amaxesha amaninzi ngokulandelelana.
Ndiyenza njani imali itshekhi?
Les iitsheki inokuthi ifakwe ebhankini emva kokuba ifakwe ekhawuntarari, yatyibilika ngesiliphu sokuthumela imali kwibhokisi yeposi elungiselelwe le njongo, ithunyelwe ngeposi (kunye nesiliphu) okanye ibhaliswe kwi-ATM.
Indlela yokwenza utshintshiselwano kwenye imali? Ye ukudlulisa kwenye athelekelele, okanye kwilizwe elingekho kummandla we-SEPA, yiya kwindawo yakho yoMthengi, icandelo Udluliselo. Bese uchofoze Udluliselo ngamazwe.
Yintoni ugqithiselo olusebenzayo?
Ukuba akhawunti ezimbini ibekwe kwibhanki enye okanye iziko intlawulo efanayo, i udluliselo lu ngoko nangoko. … Inyathelo lokuqala ukuya kunokudluliselwa nokuba esebenzayo yi ukubhaliswa yibhanki yomboleki.
Yintoni umyalelo wodluliselo we-SEPA?
Indawo yeeNtlawulo ze-Euro enye (okanye sepa, I-Single Euro Payments Area), yiprojekthi eyaqalwa kwi-2002 ngokusekwa kweebhanki ukwenza iintlawulo phakathi kwamazwe aseYurophu ngokulula kwaye zikhuselekile njengeentlawulo zelizwe, ngenxa yokuphunyezwa kweendlela ezintathu zokuhlawula zaseYurophu: ukudlulisa, ...
Ngaba ibhanki ingavala iakhawunti ngaphandle kwesizathu? A ibhanki yasempuma ngasekunene kwe kocingo les akhawunti Iiakhawunti zebhanki zabathengi bayo sans isizathu sangaphambili. Noko ke, yena Est ubopheleleke ekuhlonipheni iimeko ezithile ezahlukileyo ngokwemeko ye compte (esebenzayo okanye engasebenziyo).
Ngaba ibhanki inalo ilungelo lokuvala iakhawunti? Nye i-akhawunti yebhanki ingavalwa ngu bank ekupheleni kwenkqubo yokubuyiselwa kwenkundla okanye kwezinye iimeko ezahlukeneyo.
Ndazi njani ukuba iakhawunti yam ivaliwe?
Ngokuqhelekileyo, ibhanki ithumela le iposi, kunye okanye ngaphandle kokuvuma ukuba uyifumene, okanye un i-imeyile. Ngenxa yoko, yena Est kubalulekile ukuba le umthengi wazisile unyana ibhanki xa kukho ukudluliselwa, phantsi kwesohlwayo sokungayifumani le-imeyile kwaye ungayihoyi loo nto iakhawunti yayo ibhanki iya kuvalwa.
Leliphi iphepha lokuvala i-akhawunti? Yeyiphi amaxwebhu axhasayo anikiwe galela vala eyakhe compte ebhankini?
- Kwisicelo de lokuvala iakhawunti ibhalwe kwaye isayinwe ngokufanelekileyo ngumthengi.
- Kwikopi de isazisi (Ikhadi leSazisi leSizwe, ipasipoti, isihloko de hlala).
Ngaba kuyahlawula ukuvala iakhawunti yebhanki?
Ukususela kwisivumelwano sika-2005, iibhanki zivumile ukuba zingahlawulisi iindleko zokuvala i-akhawunti yebhanki. Ngamanye amazwi, ukuba ufuna ukuvala yakho compte, vs 'Est simahla.
Indlela yokubuyisela imali kwi-akhawunti evaliweyo? Ungalulama njani ibhalansi a compte ucingo ? Ungabanga umncono we akhawunti engasebenziyo de kuphele ukugcinwa kwabo yiCDC. Ikuvumela ukuba ukhangele i compte Ii-asethi ezingasebenziyo ezigcinwe yiCaisse des dépôts et des consignations. Ukuba ukhangelo luphumelele, ungenza ibango lemali kwi-CDC.
Kufuneka kubhalwe ntoni emva kwetshekhi?
Ngasemva, il ukukulungela ukuphendu- kumele "hlawula" yakho uhlole, vs 'Estoko kukuthi, faka isiginitsha yakho kuyo. Kuyinto Kukwacetyiswa ukuba ufake inombolo ye-akhawunti apho ufuna khona qu'il kubangwa, ngoko que umhla. Imali ekufuneka uyihlawule itshekhi yi kuqinisekiswa ngokwekhontrakthi yibhanki ekhupha unyaka omnye kunye neentsuku ezisi-8.
Ngubani ekufuneka asayine emva kwetshekhi? Umphathi we uhlole unqwenela ukwenza imali kuphela kuya kufuneka uphawu, bhala inombolo yeakhawunti yakho ngasemva uze uyise ebhankini yakho okanye uyithumele ngeposi (ngokukodwa kwiibhanki ze-intanethi).
Ngubani ekufuneka asayine emva kwetshekhi?
Ngokomthetho, kuthiwa "ayinakuvunyelwa ngaphandle kokuba kuxhamle ibhanki". Umthwali ke ngoko ugunyaziswe ukuba anikezele kwaye avume (sayina ngasemva kwaye uncamathele isiliphu) i uhlole. Ngoko ke umele abe ngumntu othembekileyo!