Ukufumana ingxelo yakho yolwazi, qhagamshelana noSogessur kwi (+33) 0 969 329 969 (umnxeba ongahlawulelwayo, ixabiso lomnxeba wasekuhlaleni), ngoMvulo ukuya ngoLwesihlanu ukusuka nge-9 ukuya ku-19 p.m. kunye noMgqibelo ukusuka kwi-9 ukuya ku-17 p.m.
Ukongeza, Ngubani i-inshurensi ye-Société Générale? I-Sogessur, i-100% yenkxaso ye-Sogecap, Est inkampani yomshuwalense womonakalo I-Societe Generale I-inshurensi eFransi.
Yeyiphi i-inshurensi yemoto enyanzelekileyo? Isiqinisekiso setyala loluntu, esihlala sibizwa ngokuba Siqinisekiso kumntu wesithathu, Est esona siqinisekiso sincinci ekufuneka usithathe kwi-inshurensi yemoto yakho. Esi siqinisekiso sibandakanya umonakalo onokuthi ubangele isithuthi: ukwenzakala kumhambi ngeenyawo okanye kumkhweli, umonakalo owenziwe kwesinye isithuthi okanye kwisakhiwo, umzekelo.
Yehla nini i-inshorensi yemoto? Ukwenza lula, ixabiso lomnikelo wakhoi-inshurensi yemoto yehla I-5% ngonyaka ukuba akukho ngozi yempazamo. Kusekho isilingi emva kweminyaka eyi-13 yebhonasi, i-coefficient yokunciphisa iyancipha kwi-0,5. Oko kuthetha ukuba uhlawula kuphela isiqingatha somnikelo wakho wokuqala.
Ke, ungaqhagamshelana njani nentlekele yeSogessur? Kwimeko yengxaki, contactez umcebisi wakho wesebe okanye iNkonzo yabaThengi kule nombolo 01 42 14 58 58 (ixabiso lokufowuna. Ukusuka phesheya: +33 1 76 77 39 33).
Ulibhengeza njani ibango leSogessur?
galela sinishumayeza yakho embi yokuhlala, fowunela Hello Amabango kwi (+33) 09 69 32 73 26 (umnxeba ongahlawuliswanga, ixabiso lomnxeba wendawo) ngoMvulo ukuya ngoLwesihlanu ukusuka nge-9 am ukuya kwi-19 p.m. kunye noMgqibelo ukusuka kwi-9 ukuya ku-17 p.m.
Ndingayifumana phi inombolo yam yesivumelwano seSogessur? Ungafowunela Molo Iikhontrakthi au inombolo 09 69 32 99 69 (umnxeba ongahlawuliswanga, uyafumaneka ngoMvulo ukuya ngoLwesihlanu ukusuka ngentsimbi yesi-9 ukuya kweyesi-19 ebusuku kwaye le NgoMgqibelo ukusuka nge-9 ukuya ku-17pm) ngalo naluphi na ulwazi olunxulumene neyakho isivumelwano okanye nasiphi na isicelo sokuguqula eyakho isivumelwano.
Ungaqhagamshelana njani ne-sogecap nge-imeyile? Contactez-nous:
- Ukuthumela imiyalezo kwi-Societe Generale Personal Internet Space.
- Idilesi: SOGECAP 42 Boulevard Alexandre Martin 45057 ORLEANS CEDEX 1.
- Umnxeba: 09 69 362 362 (umnxeba ongahlawulelwayo) ...
- E- Ngeposi :Src. sogecap @socgen.com.
Umisa njani uSogessur?
amagqabantshintshi rhoxisa isivumelwano Sogessur ngomhla omiselweyo ? Unokucela ukucinywa kwe-inshurensi yekhaya Sogessur Société Générale kungadlulanga inyanga enye phambi komhla omiselweyo, ngeleta ebhalisiweyo evumayo ukuba uyifumene. Sogessur I-Societe Generale ikuthumela isaziso sokukhula rhoqo ngonyaka.
Ngoobani abaxhamli kwiinshorensi yobomi? Umxhamli yesivumelwano sei-inshurensi yobomi : Umntu (abantu) otyunjwe ngumbhalisi wekhontrakthi, lowo, kuxhomekeke kwimeko, uya kufumana inkunzi okanye i-annuity xa kusweleka umntu ofakwe kwi-inshorensi. Ngokubanzi, umrhumi naye ukwi-inshorensi.
Yintoni i-inshurensi yobomi?
L 'i-inshurensi yobomi un isivumelwano apho i-inshurensi ithembisa, njengembuyekezo yentlawulo yeepremiyamu, ukuhlawula i-annuity okanye inkunzi kwi-inshurensi okanye abaxhamli bakhe. Ingasetyenziswa njengemveliso yokonga ixesha eliphakathi okanye elide.
Indlela yokuphelisa isivumelwano sokhuseleko lomthetho? Ukuphelisa a i-inshurensi yokhuseleko lomthetho ngomhla wokuphela konyaka, isaziso sokungahlaziywa kwayo kufuneka sinikezelwe kunye nesaziso seenyanga ezimbini. Ukupheliswa kufuneka kwenziwe ngerejista yeleta evumayo ukuba uyifumene.
Indlela yokubhala ileta yokucinywa kwesivumelwano somshuwalense wekhaya?
Nkosikazi, Mhlekazi, uMnini we ikhontrakthi ye-inshurensi yasekhaya emzimbeni wakho (isivumelwano n°[NUMBER ISIVUMELWANO]), Ndiyakwazisa ngokuthengiswa kwendawo [ADDRESS] ekhuselwe yi-inshorensi yoku isivumelwano. Ngoko ke ndinqwenela ukuba okwam isivumelwano n°[NUMBER ISIVUMELWANO] iyapheliswa emva kwesaziso somthetho seentsuku ezili-10.
Ndiyirhoxisa njani i-inshurensi yengozi yobomi?
Ukupheliswa ngonyaka a isiqinisekiso sengozi yobomi
Umrhumi unako phelisa isivumelwano sakhe isiqinisekiso sengozi yobomi ngeleta ebhalisiweyo evuma ukufunyanwa kwayo ithunyelwe kwiinyanga ezi-2 ngaphambi komhla wokukhumbula isivumelwano. Uphawu lokuposa luyinyani yomhla.
Ngubani ongenakuba yindlalifa ye-inshurensi yobomi? Umntu uhlalisa umntu okhubazekileyo ayinakuba ngumxhamli yesivumelwano sei-inshurensi yobomi ibhaliswe ngowokugqibela; Umntu okwicandelo lezonyango oye wanyanga isigulana kunye qui woyiswa sisifo ayinakuba ngumxhamli yekhontrakthi ye-inshurensiimpilo isayinwe sisigulana.
Ngubani oxhamlayo kwi-inshorensi yobomi xa kuthe kwasweleka umxhamli? Ngoko ke, kwi ukufa komxhamli kwinqanaba lokuqala, inkunzi iya kudluliselwa kwi abaxhamli yesibini. Ngaphandle kwesi silumkiso, iindlalifa kunye nezabelo ze umxhamli otyunjiweyo baba abaxhamli ngokulungileyo.
Ngubani umxhamli owamkelayo?
Un ukwamkela umxhamli yi umntu otyunjwe ngumbhalisi we-inshurensi yobomi ukuba afumane inkunzi ekupheleni kwekhontrakthi, kwaye owamkele le nzuzo.
Yintoni injongo yeinshorensi yobomi? mnai-inshurensi yobomi, ngenxa yesakhelo esikhethekileyo somthetho kunye nerhafu, yenza kube lula ukuphendula ngokwahlukileyo imigomo ii-asethi: utyalo-mali olugciniweyo, utshintshe izinto zexabiso, khusela iqabane lakho okanye uzenzele isongezelelo somhlalaphantsi.
Zeziphi ezi ntlobo zimbini ze-inshurensi yobomi?
Zintathu iintlobo yezivumelwano zeSiqinisekiso-impilo : iSiqinisekiso mhlawumbi ku impilo, L 'Siqinisekiso xa kuthe kwasweleka kunye nesivumelwano esixutyiweyo se impilo kunye nokufa. I I-inshorensi-impilo isiqinisekiso sokuhlawulwa kwenkunzi okanye i-annuity kumbhalisi okanye kumxhamli ochongiweyo kwikhontrakthi.
Yeyiphi eyona mali incinci ye-inshurensi yobomi? Ukuba ukhetha isivumelwano sentlawulo enye, kukho Isixa esincinci ukuhlawula ukutyala imali yakho eyinkunzi. Ngokubanzi, oku ubuncinane iya kwahluka ngokuxhomekeke kumbutho orhumayo phakathi kwe-1 kunye ne-000 ye-euro.
Indlela yokuphelisa isivumelwano kunye nomthetho weChatel?
ngo ityala lika a ukupheliswa kunye nomthetho Chatel, umthengi kufuneka athumele imodeli de ileta ukupheliswa komthetho weChatel ngeposi inqqalelo imeyile ebhalisiweyo inqqalelo umtyholwa de ulwamkelo. Inkampani/umbutho uya kubuyisela ileta de i radiation galela ngqina de la Ukupheliswa du isivumelwano.
Indlela yokurhoxisa ikhontrakthi ye-inshurensi eqhubekayo? Ungathumela i-imeyile elula okanye i-imeyile kwi-inshurensi yakho. Kodwa kuyacetyiswa ukuba ukhethe ileta ebhalisiweyo ngokuvuma ukufunyanwa kwayo, enokusebenza njengobungqina. I Ukupheliswa iqala ukusebenza kwinyanga enye emva kokufumana isicelo ngumkhuseli.
Zeziphi izivumelwano ze-inshorensi ezichatshazelwa ngumthetho kaHamon?
Iindidi ze izivumelwano ezichaphazelekayo
Kuphela izivumelwano auto, isithuthuthu, ikhaya elinomngcipheko omninzi (MRH) kunye nobudlelwane (isivumelwano I-inshorensi kwimveliso okanye inkonzo ethatyathwe kunye nomthengisi ongeyo-inshorensi) inokuxhomekeka ekuphelisweni kwe-infra-annual, ngokuxhomekeke mthetho kokubizwa ngokuba kukutya Umthetho kaHamon.
Bubuphi ubungqina bokukhansela i-inshurensi yekhaya? Qhoboshela kwisicelo sakho a ubungqina : ikopi de isivumelwano sakho esitsha de ukuqeshisa okanye irisithi de irenti, okanye ityala lombane, de igesi okanye de phone galela ikhaya lakho elitsha. Unako kwakhona ukuthumela ikopi de imeko de lieux de output de yakho yangaphambili indawo yokuhlala.
Ngaba ndingayirhoxisa i-inshurensi yekhaya nangaliphi na ixesha?
Unako phelisa isivumelwano sakho kwi naliphi na ixesha, emva kwe1ere unyaka wesivumelwano, ngaphandle kokuzithethelela, kwaye ngaphandle kokuthathela ingqalelo umhla wokugqibela wonyaka. Kufuneka uthumele ileta yakho ye Ukupheliswa ngeposi ebhalisiweyo.
Ubhala njani ukukhansela?
Nkosikazi, Mhlekazi, ndiyakwazisa ngomnqweno wam woku phelisa isivumelwano sam/umrhumo (Chaza ukuba sisivumelwano okanye umrhumo) ubhalise kwi (Chaza umhla wokuqala wekhontrakthi okanye umrhumo) ngeenkonzo zakho, phantsi kwenombolo (Chaza isivumelwano/umrhumo).