Ukuze ufumane eyakho I-RIB kwimizuzu emi-5, yiya kwi-Nickel tobacconist yakho nge: Isazisi sakho; Ifowuni yakho; I-20 € ukuthenga ibhokisi ye-Nickel.
Ngendlela, yeyiphi ibhanki yokuvula i-akhawunti ngokukhawuleza? Kuba vula iakhawunti yebhanki ngokukhawuleza, olona khetho lungcono kukujika kwi iibhanki intanethi okanye neobanks. Ezi ziquka i-Boursorama, i-Molo Bank, i-ING kunye ne-Orange Bank. Ukwanalo nokhetho lokukhetha akhawunti ehlawulwa kwangaphambili njenge-N26, iNickel, iRevolut okanye iSogexia.
Uyifumana njani i-RIB kwi-intanethi? Ukufumana i LUBambo kwi-Intanethi ilula kakhulu. Kuya kufuneka uye kwindawo yakho yabathengi kwaye emva koko kwiakhawunti yakho. Emva koko kufuneka ufumane un ithebhu ephawulwe ngokwebhanki yayo “print iinkcukacha zam zebhanki” okanye “printa LUBambo".
Indlela yokuba ne-RIB ebhankini? Uyifumana njani i-RIB ?
- xa uvula iakhawunti,
- ibandakanywe kwiicheckbooks,
- ngokwesiqhelo kwisiteyitimenti seakhawunti yakho,
- ngamaxesha athile, ngesicelo kwikhawuntara apho kuvulwa iakhawunti yakho.
- kumatshini wokuxela ngokuzenzekelayo (ATM) wokusekwa apho iakhawunti yakho ivulwa khona,
Nangona kunjalo, ungayifumana njani i-RIB simahla?
Vula iakhawunti ye ube neenkcukacha zebhanki
Eyona ilula ye fumana iinkcukacha zebhanki ngokukhawuleza xa ungenayo i-akhawunti yebhanki kukuvula i-akhawunti kwibhanki ye-intanethi okanye kwi-neobank. Isenokuba ngokupheleleyo free. Ewe, uninzi lweebhanki ezikwi-Intanethi zibonelela ngokuvula gratuitement iakhawunti ye-intanethi.
Ungayifumana njani i-RIB nge-nickel?
Ngokuyikhuphela simahla kwindawo yakho yabathengi nickel kudidi LUBambo ; Ngokuthumela LUBambo ngeSMS ku38063 okanye 06 33 13 48 64 (i-SMS engahlawulelwayo).
Yintoni umahluko phakathi kwe-RIB kunye ne-IBAN? Ikhowudi IBAN yiyo umgangatho wamazwe ngamazwe ochonga i-akhawunti yebhanki eyodwa. Kwi Fransi yena Est yenziwe ngoonobumba abangama-27, oonobumba aba-2 kunye namanani angama-25, kodwa inokuqulatha ukuya kuthi ga kwimibhalo engama-34. Ikhowudi IBAN iqala ngekhowudi yelizwe, FR ye Fransi , isitixo IBAN 2 amanani emva koko i LUBambo Amanani ali-23.
Ungayifumana njani i-RIB eBelgium? Ungasenza isicelo kwi-arhente yakho ngokuya kwikhawuntara ye ukufumana ngqo. Unako nokwenza isicelo kwiziko lebhanki elilula kule nombolo 02 762 20 00 (evula ngentsimbi yesi-7.00 kusasa ukuya kweye-22.00 ebusuku phakathi evekini nokususela ngentsimbi yesi-9.00 kusasa ukuya ku-17.00 malanga ngeMigqibelo) eya kuthi ikuthumelele yona ngeposi.
Ngaba kuyingozi ukunika i-RIB yakho kumntu ongamaziyo?
Umbuzo ke ngoko uyavela ngokubonelela a Engaziwayo. Qiniseka, umngcipheko Est phantse ayikho. Ewe, ukuba nenombolo ye-akhawunti yebhanki akukuvumeli ukuba utsale imali kule akhawunti, kuphela ukuyityala.
Yintoni ikhowudi ye-IBAN kwi-RIB? Yintoni leyo kunekhowudi ye-IBAN ? L 'IBAN (Inombolo ye-Akhawunti yeBhanki yaMazwe ngaMazwe) sisichongi se-akhawunti yebhanki. Ngokutshintshela kumgangatho we-SEPA, iIBAN otyalwayo yanele debit ngokuthe ngqo transactions kazwelonke kunye transactions cross-border.
Iphi inombolo ye-IBAN?
L 'IBAN yiyo ekhankanywe kwingxelo yesazisi yebhanki nganye (RIB) yomsebenzisi. Le RIB iqulethe iinkcukacha ezimbini eziphambili zolwazi: i-BIC (iKhowudi ye-Bank Identifier), isichongi esisemgangathweni samazwe ngamazwe samaziko emali; kwaye iIBAN ehambelana ne-akhawunti yebhanki esemgangathweni yamazwe ngamazwe.
Yintoni elingana ne-RIB eBelgium? LUBambo ayikho kwi Belgique.
Yintoni i-RIB yebhanki eBelgium?
Le LUBambo (Amanqaku esazisi Ibhanki) Est uxwebhu oluqulethe isazisi somnini weakhawunti etshekishwayo kunye neenkcukacha zabo zoqhagamshelwano zebhanki, ngakumbi i-BIC kunye ne-IBAN.
Yintoni i-RIB yaseBelgium?
Iinkcukacha zebhanki (LUBambo) Est isatifikethi esibandakanya: inombolo ye-akhawunti (ifomati ye-IBAN) kunye nekhowudi ye-BIC. ifani (ii) , igama lokuqala(ama), idilesi(ii) zomnini-akhawunti. umhla eyavulwa ngawo iakhawunti.
Angenza ntoni umntu ngeRIB? Nye UBAMBO unako uya kucelwa ukuba wenze ukudluliselwa kwi-akhawunti yakho yebhanki (umvuzo, izibonelelo zentlalo, ukubuyisela iindleko zempilo, njl.). Yena kungaba kwakhona kusetyenziswe, kuxhomekeke kwimeko, ukuhlawula iinkonzo ezithile nge-debit ngqo (i-bill yombane, i-intanethi ye-intanethi, njl.).
Kutheni ungade unike IBAN yakho? Bucala ngasekhohlo-il ingozi ye nika IBAN yakho ? Nika uniquement IBAN yakhe ayikho kuyingozi ngokwenene, ekubeni iibhanki kufuneka ngokukhawuleza utshintshelo okanye debit ngqo kufuneka wamisa. Ukusetyenziswa kwale khowudi liziko lebhanki ngokupheleleyo alandelayo yaye ikhuselekile.
Ngaba i-IBAN iyimfihlo?
Ikhowudi IBAN hayi 'Est pas oluyimfihlo. Kuyinxalenye yezi nkcukacha zebhanki ekufuneka zinikwe amaqela esithathu kwimisebenzi ethile (ukudluliselwa kwe-automatic okanye enye-off, ii-debits ngqo, njl.). Nangona kunjalo, ukusetyenziswa kolu lwazi lwebhanki Est ikhuselekile.
Uyifunda njani ikhowudi ye-IBAN? Un IBAN eFransi inamagama angama-27:
- ikhowudi Iileta ezi-2 zelizwe.
- Iqhosha lokulawula elinamanani ama-2.
- 5 abalinganiswa ukusuka ikhowudi ibhanki.
- ikhowudi Amanani ama-5 esebe lebhanki.
- ikhowudi Inombolo ye-akhawunti yebhanki enamanani ali-11.
- ikhowudi 2 amanani e ikhowudi kazwelonke.
Yeyiphi imivo emi-2 yokugqibela ye-IBAN?
Le RIB ke ngoko yenziwe ngama-23 chiffres. Ezi-5 zokuqala zimele ikhowudi yebhanki yakho, ezi-5 ezilandelayo zimele ikhowudi yekhawunta yakho. Emva koko i-11 chiffres Ukulandela sont inombolo yeakhawunti yakho, kunye amanani ama-2 okugqibela a yintoni ebizwa ngokuba liqhosha le-RIB.
Ulenza njani utshintshiselwano nge-IBAN? Ukufumana i ukudlulisa, ukuhanjiswa okulula kwe-BIC yakho /IBAN isithathu sanele kuye ukufezekisa olu tshintsho. Ngokunjalo ukukhupha ukudlulisa Uya kuyidinga iBIC /IBAN yomxhamli. Unga ukufezekisa lo msebenzi ngokuthe ngqo kwindawo yakho yomthengi okhuselekileyo.
Ngabaphi abalinganiswa aba-4 bokugqibela be-IBAN?
Le RIB ke ngoko yenziwe ngamanani angama-23. Ezi-5 zokuqala zimele ikhowudi yebhanki yakho, ezi-5 ezilandelayo zimele ikhowudi yekhawunta yakho. Emva koko amanani ali-11 alandelayo sont inombolo yeakhawunti yakho, kunye ne-2 derniers chiffres sont yintoni ebizwa ngokuba liqhosha le-RIB.
Ndiyifumana njani IBAN yomntu? Ukuba uyafuna yazi i-IBAN kwiakhawunti ye umntu othileenye, kuya kufuneka umcele ukuba ayithumele kuwe. Asiyonto iphambili enokwenzeka ukuthelekelela okanye ukufumana yena ngokwakheIBAN ukusuka kwiakhawunti ye umntu othilengaphandle kwakho. Lo mntu unokukunika ikhowudi yakhe IBAN eyedwa.
Ungena njani kwi-RIB yangaphandle?
Ukwenza ugqithiselo kwiangaphandle, kufuneka kuqala irekhodi umxhamli wotshintshelo lwakho. Ukutshintshwa kwee-euro kwilizwe elikummandla we-SEPA, yiya kwindawo yakho yoMthengi, icandelo lokuTshintshela. Emva koko khetha uhlobo logqithiselo olufunayo (ixesha elinye, ngoko nangoko).
Unokwenza njani utshintshelo kwiakhawunti eBelgium? Iileta ezimbini zokuqala zekhowudi zibonisa ilizwe lomnini kwaye zilandelwa ngamanani amaninzi. Ikhowudi compte 34 oonobumba ubuninzi. Kwi Belgique, i-IBAN yenziwe ngoonobumba abali-16: BE + 2 khangela amanani + amanani ali-12 compte ebhankini.
Ungena njani kwi-IBAN yangaphandle?
amagqabantshintshi iqulathe a IBAN ?
- Iileta zokuqala ze-2 zihambelana nekhowudi yelizwe (yeFransi, FR);
- Amanani ama-2 alandelayo ahambelana neqhosha lokulawula;
- Amagama alandelayo angama-23 ahambelana ne-BBAN, okanye iNombolo yeAkhawunti yeBhanki eSisiseko.