Iprimiyamu ye 80u20ac ixhomekeke ekubeni wenze ubuncinane iintlawulo ezi-5 ngekhadi letyala kwiinyanga ezintathu zokuqala emva kokuvulwa ngokusebenzayo kwe-akhawunti kwaye ihlawulwe kwi-akhawunti yebhanki kungadlulanga iinyanga ezine emva kokuvulwa kwayo.
Ukongeza, yeyiphi ibhanki enika imali kwi-baccalaureate? Khankanya iibhonasi Ibha ihlawulwe yi iibhanki Iiofisi zengingqi zinokufumaneka kwiCrédit Agricole, eCaisse d'Epargne okanye Bank ethandwayo. Ukukhankanywa kwepremiyamu Ibha ngemali eziinkozo 2021: Ikhredithi Agricole Lorraine: ibhonasi yimali ye-50u20ac kwivawutsha yesipho.
Yeyiphi ibhanki evuza abafundi abaphumelele kwisikolo samabanga aphakamileyo? I-BNP Paribas ibonelela ngesinikelo esilingana neso seSociété Générale. Iprimiyamu yayingama-80 eeuro kubo bonke bachelors, Beisammensein kungakhathaliseki impumelelo yomfundi, kuyo nayiphi na ukuvulwa kwe-akhawunti zebhanki.
Ungayifumana njani ibhonasi yebaccalaureate? Ukuze uzuze kuyo, kufuneka uhlangabezane nale miqathango ilandelayo ye-3: ungenise ifayile yezentlalo yabafundi (i-DSE) efanelekile ukufumana i-scholarship esekelwe kwiinkqubo zentlalo okanye isibonelelo esithile sonyaka; bafumene ukukhankanywa okuhle kakhulu Ibha ; ukudibanisa amaziko aphezulu ekuqaleni konyaka wezifundo ka-2021.
Ke, ungawunyusa njani umda wodluliselo we-Société Generale? Ungacela ukutshintsha eyakho iisilingi de ukudlulisa ukusuka 3933 (Inkonzo € 0,30 kuquka irhafu / min + ixabiso umnxeba), ngoMvulo ukuya ngoLwesihlanu ukusuka 8 ukuya 20 p.m. nangoMgqibelo ukusuka 8 ukuya 19 p.m. okanye kumcebisi wesebe lakho.
Uyonyusa njani isilingi yeSociete Generale?
Ukutshintsha okwethutyana ifayile iisilingi kwikhadi lakho lebhanki, ungacela a ukunyusa ekhethekileyo plafond ngqo kwindawo yakho yabathengi. Fikelela kuluhlu lweeakhawunti zakho kunye namakhadi emva koko ucofe kwikhadi lakho ukuyilungisa plafond.
Yeyiphi eyona mali iphezulu yokudluliselwa kwe-Société Generale? i ubuninzi bodluliselo I-SEPA okanye yenziwe ngoko nangoko kwi-intanethi Est ye-€4⁶. Ukuba unqwenela ukuthumela isixa esikhulu, qhagamshelana nomcebisi wakho. galela ukuthunyelwa ngePaylib, isilingi Est ukusuka kwi-500 € ngosuku.
Indlela yokwenza ugqithiso olukhulu? Unethuba lokuthethathethana nebhanki yakho ukuze ikugunyazise ngokukhethekileyo ukunika umyalelo ukudlulisa yesixa esikhulu. Ke, kuxhomekeke kwimikhwa yakho yokuhlawula, kuya kufuneka ukhethe ibhanki yakho ngokwesilingi ezisetyenzisiweyo.
Ngaba ndingenza utshintshiselwano lwe-20.000 ye-euro?
Ubuninzi bexabiso elinye ukudlulisa ibhanki yebhanki ngebhanki. Njengoko kuchaziwe ngasentla, akukho mda wesilingi enye ukudlulisa esemthethweni.
Ndiwenza njani umlinganiselo wekhadi lam lokuthenga ngetyala? Unyuka njani les iisilingi yakho CB ?
- Ngokuqhagamshelana nomcebisi wakho ngomnxeba, okanye ngokuqhagamshelana ne Amakhadi ebhanki ukuba ibhanki yakho inomnxeba woncedo.
- Ngeposi ethunyelwa kwibhanki yakho.
- Kwi-intanethi, ngefomu enikezelweyo
Ingaba isilingi ibuyela ku-0 nini?
Les iisilingi azibuyiselwa ke ngoko zero ekuqaleni kwenyanga nganye, kodwa ekuhambeni kwexesha ngokuhambelana nokusetyenziswa kwabathwali. Ukuba, umzekelo, ukuhoxiswa okuphezulu kufikeleleke ngoMeyi 7, kuya kufuneka ukuba ulinde kude kube ngoMeyi 14 (iintsuku ezisi-7 kamva) ukuhoxisa imali.
Yintoni iSociete Generale Jazz? IJazz injalo iphakheji yebhanki evela kwi Societe Generale leyo idibanisa iinkonzo ezininzi, iinketho kunye neinshorensi. Ngo-2018 watshintshwa nguSobrio qui inikeza ifomula ephantse ifane. Makhe sithathe isitokhwe seenkonzo, amaxabiso kunye noncedo lwekhontrakthi Jazz de la I-Societe Generale.
Ngaba ndingenza utshintshiselwano lwe-5000 ye-euro?
Unokukhetha ukwenza i ukudlulisa ngaphaya 5000 euro ngqo kwindawo yakho yabathengi be-intanethi. Kuya kufuneka ube neselfowuni yakho kuba ikhowudi yethutyana eyimfihlo iya kuthunyelwa kuwe ukuvumela ukuqinisekiswa kwentengiselwano yakho.
Unokwenza njani utshintshiselwano ngaphezu kwe-3000 euros?
Ngaloo ndlela, kunokwenzeka ukwandisa isilingi ukudlulisa ngokuqhagamshelana nomcebisi wakhe webhanki, okanye ngokuya ngqo kwisebe. Ngokuxhomekeke kwizinto ezinokwenzeka ezinikezelwa kwi-intanethi, kuyenzeka kwakhona ukuba ukwenza ngqo kwindawo yakhe yebhanki.
Kutheni ndingakwazi ukwenza udluliselo lwe-Societe Generale? Kwimeko yengxaki yobugcisa ngexesha lokwenziwa kwakho ukudlulisa, siyakumema ukuba uqhagamshelane noncedo lobugcisa (+33) 01 42 14 58 58 (ngoMvulo ukuya ngoMgqibelo ukususela ngo-9 ukuya ku-18 ntambama, ngaphandle kweeholide zikawonkewonke).
Ingakanani imali yogqithiselo ekrokrisayo? Esi sibophelelo esicwangcisiweyo sikwachaphazela iidiphozithi zemali kunye nokutsalwa kwemali kwi-akhawunti izixa eqokelelwe kwinyanga yekhalenda idlula i-euro ezili-10 - nokuba zii-euro okanye kwiimali zangaphandle -, umda we-euro ezili-000 uvavanywa ngokuzimeleyo ukurhoxiswa kunye neediphozithi.
Indlela yokwenza utshintshelo lwe-50 euro?
Ukudluliselwa kwemali ngaphezulu kwe 50 000 I-€ ukusuka okanye kwi-State of the European Union, amaxwebhu axhasayo angqina umthombo wemali kufuneka abonelelwe ukongezelela kwisibhengezo esiza kungeniswa kumagunya amasiko.
Ndingabhala itshekhi ye-20.000 ye-euro? Ngokomthetho, akukho sixa siphezulu sokukhupha a uhlole ibhanki okanye a uhlole ibhanki.
Ngaba ndingenza utshintshiselwano lwe-15000 ye-euro?
Le ukudlulisa Instant Online SEPA yimeko ekhethekileyo. Eyona mali iphezulu esemthethweni egunyazisiweyo lishumi elinesihlanu lamawaka kowethu, kodwa kufuneka kuxoxwe kunye nebhanki. Kunqabile ukuba isixa-mali esisileleyo sifikelele kumawaka alishumi elinesihlanu kowethu.
Ngaba udluliselo luvaliwe? Iisilingi ze ugqithiselo kwiibhanki ezinkulu
Umda wodluliselo eBanque Postale: € 3 ubuninzi ngosuku. Umda wodluliselo eBoursorama: Akukho mali iphezulu ugqithiselo ebhankini. Umda wodluliselo eCaisse d'Epargne: €5 ubuninzi nge ukudlulisa kunye ne-10 ye-euro ephezulu ngosuku.
Uyenza njani imali enkulu yokugcina imali?
Kwi ICisisse d'épargne, les ugqithiselo zibekwe kwi-5 ye-euro ngentengiselwano nganye, i-000 yee-euro ngosuku, i-euro ezingama-10 ngeveki kunye ne-000 yee-euro ngenyanga. Ngesixa esikhulu kune 20 euros, umthengi umenywa ukuba ukufezekisa ngezavenge ukuze ungagqithi kumda ophezulu we-5 euros.
Yintoni iintsuku ezingama-30 zokuqengqeleka? Umzekelo: umda wakho wokurhoxa Est ye-€2 kwi Iintsuku ezingama-30 zokuhamba, ukuba urhoxisa i-1 nge-500 kaJanuwari, unokurhoxisa kuphela i-3 ukuya kwi-500 kaFebruwari. Ubalo lwe iintsuku kuba isilingi ukurhoxiswa akwenzeki ukusuka 1st ukuya 30 okanye 31 yenyanga, kodwa ukusuka usuku apho ubethe ikepusi.
Kutheni ndingenako ukonyusa umda weCredit Agricole Card?
Ayikwazanga ukwenzaukwandisa le plafond de la Ikhadi letyala leAgricole : Kwenziwe ntoni ? Kuba ukwandisa yakho plafond de ezinokufumaneka, kufuneka uqale ufikelele ngempumelelo kwiakhawunti yakho ye-intanethi. Ukuba uyazilibala iikhowudi zakho zofikelelo, wena ne kungaba pas zifumane kwisicelo esiphathwayo.
Usebenza njani umda wekhadi letyala? i plafond d'une ikhadi letyala liyasebenza enkosi kwitshiphu Ikhadi lebhanki leyo yongeza iintlawulo kunye notsalo phezu ixesha ebizwa sliding iintsuku ezisi-7 ukurhoxiswa kunye 30 iintsuku iintlawulo.
Ukwazi njani ukuphela kweentsuku ezingama-30?
Umzekelo: umyinge wakho wokurhoxisa yi-€2 kwi Iintsuku ezingama-30 zokuhamba, ukuba urhoxisa i-1 nge-500 kaJanuwari, unokurhoxisa kuphela i-3 ukuya kwi-500 kaFebruwari. Ubalo lwe iintsuku kuba isilingi ukurhoxiswa akwenzeki ukusuka 1st ukuya 30 okanye 31 yenyanga, kodwa ukusuka usuku apho ubethe ikepusi.
Ndazi njani ukuba ndifikelele kumda wam?
Ukwazi i plafond kwikhadi lakho lebhanki, konke okufuneka ukwenze kukufunda isivumelwano esisayinwe nebhanki yakho xa uvula i-akhawunti yebhanki, khangela ulwazi kwindawo yakho yobuqu okanye uqhagamshelane nomcebisi.
Indlela yokubala iintsuku ezi-3 zokuqengqeleka? Ukubala i iintsuku ezimtyibilizi, akukho nto inokuba lula: ukusuka usuku okanye ukurhoxiswa okanye intlawulo yenziwe, uthatha okufanayo usuku kwiveki ezayo dibanisa enye usuku. Oku kuthetha ukuba ukuba umyinge wakho ubufikelelwe ngoLwesibini, ikhadi lakho liya kusetyenziswa ngoLwesithathu olandelayo.