Ngabahloli bendawo kuphela, njengenxalenye yohlolo lwendawo, Ungabuza kwiibhanki, ngokusebenzisa ilungelo lonxibelelwano zebhanki, des ufundo iakhawunti ".
Ngendlela, Uyibuyisela njani ingxelo yeakhawunti? Ukuba ulahle izinto zakho zakudala ingxelo(ii) ze compte, ungacela ikopi kwibhanki yakho ngokuchasene nokubuyiselwa kweendleko ezinxulumene nolu phando. Ibhanki yakho igcina uninzi lwamaxwebhu akho iminyaka emi-5.
Yeyiphi imibutho enokukhangela ii-akhawunti zakho zebhanki? Ulawulo, iinkundla, amagunya olawulo: abanye izinto eziphilayo bagunyaziswe ngumthetho ukuba baphephe imfihlo zebhanki et kungaba Yiya kwi Zakho données zebhanki.
Liliphi ixesha elimiselweyo elisemthethweni lokucela iziteyitimenti zeakhawunti yebhanki? amaxwebhu ebhanki
Uxwebhu | isaziso |
---|---|
Iingxelo zeakhawunti | 5 iminyaka ukuya compter yokusebenza (kunikezelwe, galela iintengiselwano eziwela phantsi art L 133-1 C. mon. et finan., ngokukhuphisana intengiselwano kwi Umda wexesha iinyanga ezili-13) |
Iziliphu zokuthumela imali (iitshekhi, imali, njl.njl.) | 5 iminyaka ukuya compter yotyando |
Nangona kunjalo, ungazifumana njani kwakhona iingxelo zeakhawunti endala kuneminyaka eyi-10?
Kuyenzeka ukucelela ikopi enye ufundo des 10 kwiminyaka edlulileyo. Esi sicelo siza kuthunyelwa kwiNkonzo yethu yabaThengi kwaye sifakwe kwi-invoyisi ngokuhambelana neNcwadana yoMrhumo. Ngaphandle kweli xesha, akunjalo kunye kunokwenzeka ukufumana ikopi ye ingxelo.
Ndizifumana njani iziteyitimenti zebhanki ezidala kuneminyaka emi-10?
Kuyenzeka ukucelela ikopi enye ufundo des 10 kwiminyaka edlulileyo. Esi sicelo siza kuthunyelwa kwiNkonzo yethu yabaThengi kwaye sifakwe kwi-invoyisi ngokuhambelana neNcwadana yoMrhumo. Ngaphandle kweli xesha, akunjalo kunye kunokwenzeka ukubauthole ikopi ye ingxelo.
Ndizijonga njani iingxelo kunye namaxwebhu am kwi-intanethi? Ukusuka kwindawo yakho yabaThengi kwi-Intanethi: ngokuthe ngqo kwimenyu ethi "Bhalisa", "IiNkonzo ngaphakathi Umgca Emva koko "E-Iingxelo ". Ukusuka kwisicelo sakho seLa Banque Poste, efumaneka kwiSelfowuni nakwiThebhulethi. Kusuka kumcebisi wakho webhanki. Nge3639(3).
Uzifumana njani iingxelo zebhanki zakudala zaseLa Banque Postale? Ukusuka kwindawo yabathengi bakho kwi-intanethi: ngokuthe ngqo kwimenyu ethi "Bhalisa", emva koko "iinkonzo ze-Intanethi" emva koko "E-Iingxelo ". Kwisicelo sakho I Ibhanki yeposi, iyafikeleleka kwiselula kunye nethebhulethi. Kusuka kumcebisi wakho zebhanki. 3639 (3).
Ngubani ongabona ibhalansi yebhanki yam?
Ukuba nguwe wedwa umntu onokubonisana neeakhawunti zakho, nangona kunjalo unelungelo lokunxibelelana naluphi na ulwazi olunqwenela kumntu omkhethileyo. Umzekelo, ungatyikitya amandla egqwetha qui uya kunika ilungelo kwiiakhawunti zakho kumntu omkhethileyo.
Abasemagunyeni berhafu bazilawula njani iiakhawunti zebhanki? Iibhanki zinika ingxelo werhafu yonke ingeniso eqokelelwe egameni labathengi babo kunye nezazisi zabaxhamli. Oku kuquka inzala ehlawulwe yibhanki, ingeniso yepotfoliyo yesibambiso, ukuthengwa nokuthengiswa kwezibambiso. Kufuneka baxele inzala ehlawulwe kwabo bangengabo abahlali.
Ngaba kuyingozi ukunika ingxelo yeakhawunti yakho?
Le ingxelo ikhadi yesazisi yebhanki ayisetyenziswanga kuphela ukuthumela imali ukusuka kwenye compte kwenye, ikwasetyenziswa yimibutho eyibambe ukuba iodole iidebhithi ezingqalileyo zentlawulo. Yena Est ngoko ke kunokwenzeka ukuba ube lixhoba le-abusive debit ngokuthi uqhagamshelane neRIB.
Ngaba kuyingozi ukunika ingxelo yeakhawunti yakho? "Hayi. Ukuba ne-a ingxelo Isazisi sebhanki okanye i-IBAN ayikuvumeli ukuba utsale imali yakho compte. Ukuyityala nje. Ukufunyanwa nje kolu lwazi akufanelanga ugunyaziso lwe-SEPA lwe-debit ngqo (Inqaku loMhleli: Indawo yentlawulo ye-Euro enye).
Indlela yokulahla iingxelo zebhanki ezindala?
Amaphepha akho kufuneka atshatyalaliswe okanye akrazulwe acoleke kangangoko. Ewe ukukulungela ukuphendu- ungenayo igadi, okanye ukuba nokwenzeka kokwenza ibhonfire encinci ukutshisa amaphepha akho abuthathaka, eyona ndlela ingcono kukusebenzisa i-shredder ebizwa ngokuba yi-shredder yoxwebhu.
Uzifumana njani iinkcukacha zebhanki yeCredit Agricole endala?
Ukukhuphela ifayile yakho ufundo yee-akhawunti:
- Nceda ucofe ku "Intengiselwano yam" kwibar yemenyu ephezulu kwesikrini.
- Khetha icandelo elithi "Amaxwebhu am" kwicala lasekhohlo lesikrini.
- Emva koko ucofe ku "Fikelela kwi-e-documents yam".
- Amaxwebhu akhoyo ngekhompyutha ahlelwa ngokweendidi.
Ngubani onokufikelela kwifayile yeFicoba? Ngubani onokubonisana ce Fayile ? Kuphela ngabantu okanye amaqumrhu agunyazisiweyo ngumthetho kunye nokuzuza, ngokwemiqathango ebekwe ngulo mva, ukusuka ekuphakanyisweni kwemfihlo yobungcali (inqaku L. 103 lencwadi yeenkqubo zerhafu), kungaba ukufumana unxibelelwano lwedatha kule Fayile.
Indlela yokufumana ingxelo ye-akhawunti ye-BNP endala? Ungacela ikopi yeyakho iingxelo zeakhawunti kwisebe lakho kunye noMcebisi wakho. Uxwebhu luya kuthunyelwa kuwe ngeposi (ixabiso lidweliswe kwiSikhokelo seMiqathango kunye namaXabiso, akhoyo kumasebe okanye kwibhanki yam. BNP Paribas).
Indlela yokucela ii-akhawunti zomntu oswelekileyo?
Ilungelo lokufikelela kwi akhawunti ivulwe ngu ongasekhoyo
Ngaloo ndlela, banelungelo elipheleleyo lokufumana, ngokuthe ngqo (ubungqina belifa labo) okanye nge-notary yabo, iikopi zeengxelo ze-akhawunti ngaphandle kokukwazi ukuchasa imfihlo yebhanki.
Liphi iCredit Agricole E-document? Eyakho amaxwebhu zebhanki sont yenziwe yafumaneka kuwe kwicandelo “Imisebenzi yam > Eyam amaxwebhu> Fikelela kum e-amaxwebhu »kwindawo yakho yobuqu Crédit Agricole Ifumaneka kwi-Intanethi kwiwebhusayithi yeBhanki yeNgingqi yakho.
Ndizifumana njani iingxelo ze-akhawunti ezi-3 zokugqibela?
Ukufumana eyakho ingxelo yeakhawunti yebhanki kwaye ke ugcwalise ifayile yakho, yiya kwiwebhusayithi yebhanki yakho kwaye ungene kwindawo yabathengi bakho (jonga izikhokelo zethu ngezantsi).
Ndingena njani kwindawo yam yomthengi weCredit Agricole? Kuba ukufikelela kwiiakhawunti zakho: Nceda ucofe ku “Isithuba sam” okanye kwi “Padlock” ebekwe ekunene kwesikrini sakho. Faka i-ID yakho enamanani ali-11 kwaye ucofe ikhowudi yakho enamanani ama-6.