Le Incwadana A Sup yeCIC Est ukonga ukudibanisa Incwadana I-A kunye ne-akhawunti yokonga ivuliwe Incwadana (CESL).
Ngaphezu koko, yintoni isilingi yencwadana B? Isilingi sikaLivret B
Ayikho enye plafond ukuba ihlonitshwe, ugcino olugcinwe kwi incwadi ukuba unlimited. Ukurhoxiswa sont kwakhona free kwaye unlimited, nangona isixa 10 euro kufuneka ahlale ngokusisigxina kwi Incwadana B.
Yintoni isilingi yeLivret A? Qaphela: I isilingi yencwadana A Est iseti kwi-€22 yabantu kunye ne-950 ye-euro yemibutho, ngaphandle kokubalwa kwenzala eyinkunzi.
Yintoni isilingi yencwadi yokupasa yohlobo olukhulu lweCaisse Epargne? Ubuncinci bentlawulo yayo Est ye-10 € kunye nayo plafond Ye- $ 15.
Nangona kunjalo, yintoni isilingi yeNcwadana yoPhuhliso oluZinzileyo kunye noBumbano?
I-Plafond. le plafond I-LDDS Est ye-€12. Oku kuthetha ukuba isixa esipheleleyo osifaka kwi-akhawunti akufunekanga sigqithe kwesi sixa. Kodwa ke plafond inokugqithwa xa inzala sont kongezwe kugcino lwakho.
Kutheni uvule incwadana B?
Olona loncedo luphambili lwe incwadana B uhlala uguquguqukayo: iintlawulo kunye nokutsalwa kwemali simahla kwaye inkunzi iyafumaneka nangaliphi na ixesha. Ungayirhoxisa imali nanini na ufuna, ngaphandle kokuthethelela nantoni na, ayisoze ivalwe.
Ingaba incwadana B iyarhafiswa? Umdla omkhulu we Incwadana B zivuleleke kwimibutho engenzi nzuzo Irhafiswa irhafu yequmrhu ngexabiso elisebenzayo (jonga kwitheyibhile ekwisihlomelo). Inketho ye-debit ngqo ayikwenziEst akunakwenzeka kwaba bantu basemthethweni.
Irhafiswa njani le ncwadana B? Ngokuchaseneyo ne incwadi A, umvuzo we incwadana B irhafiswa. Ukusukela nge-1 kaJanuwari 2018, bona sont ngokuxhomekeke kwirhafu ephantsi enye kumyinge we-30% (i-12,8% yerhafu yengeniso kunye ne-17,2% yeminikelo yokhuseleko loluntu).
Ithini isilingi yencwadana A ngo-2022?
Njengoko kubhengezwe nguBruno Le Maire phakathi kuJanuwari, izinga Incwadana A Est Ingxelo esuka kwi-0,50% ukuya kwi-1,00% kwi-1er uFebruwari 2022. Ukususela kulo mhla, kumntu ofikelele kwi- plafond, ezizezi 22 euro (ngaphandle kwenzala), inzuzo isixa 950 euro ngonyaka, ngokuchasene 229 euro ngaphambili.
Ungayibeka phi imali yakho xa incwadana A igcwele? I-inshurensi yobomi ibonelela ngowona mlinganiselo ungcono wokuzola/wenzuzo: onengeniso eninzi kune-a incwadi, kunye nomngcipheko omncinci kunezitokhwe. Ngexesha elide (iminyaka emi-2 ubuncinci), yinkxaso ebalaseleyo indawo yokubeka yakho Argent.
Ithini isilingi yencwadana A ngo-2020?
221-2 yeMali kunye neKhowudi yezeMali imida isilingi yencwadana A nge 22.950 euro. Nangona kunjalo, kukho izinto ezimbini ezingaphandle: imibutho, apho isixa esiphezulu Est iseti kwi-76.500 euro, kunye nemibutho yezindlu eziphantsi kwexabiso eliphantsi (HLM) engenzi sont kuxhomekeke kumda.
Ithini inzala yencwadana yeGrand FormAt? Kule meko, i Incwadana yeFomathi enkulu ibavumela ukuba bagcine i-euro eyongezelelweyo ye-15 ukuya izinga enokunyuswa ngebhonasi yokuthembeka, okwangoku imele umvuzo ophakathi kwe-0,02% kunye ne-0,10% ye-gross ngokuxhomekeke kwiimali (1).
Ithini isilingi yebhanki yokonga i-PEL?
€ 225 yanele ukuvula yakho I-PEL.
Idiphozithi ephezulu Est €61 ngaphandle capitalisation yenzala. Umdla ofunyenweyo sont umnatha dirhafu yengeniso kwiminyaka yokuqala eli-12, kodwa ihlala ixhomekeke kwiminikelo yokhuseleko loluntu(1).
Lithini izinga le-LDD ngo-2021?
Le izinga ye-0,50% isebenza kwi-LDDS ukususela ngoFebruwari 1, 2020; iye yagcinwa: ukususela nge-1 ka-Agasti 2021. ngoFebruwari 1 2021.
Lithini izinga le-LDD ngo-2022? Izinga le-LDD : 1% ukususela ngoFebruwari 1 2022. Isilingi ye-LDD : I-12 yeerandi. Irhafu: Ukuxolelwa kwirhafu yengeniso kunye negalelo lokhuseleko lwentlalo. Inani le I-LDD umntu ngamnye: inye.
Ngaba i-LDD iyarhafiswa? Intoni Est irhafu ye-LDDS? Inzala ye-LDDS ikhululwe kwirhafu yengeniso kunye neminikelo yokhuseleko loluntu.
Yintoni incwadana B?
Le incwadi ibhanki yi-akhawunti yokonga imali enenzala, apho imali ifumaneka ngawo onke amaxesha. Iisilingi zentlawulo ziphezulu kwaye umvuzo unomtsalane kwixesha elifutshane, kodwa inzala irhafiswa.
Yintoni umahluko phakathi kwencwadana A kunye nebhulowu? Isilingi yentlawulo ibekwe kwi-22 €.
Le incwadana eluhlaza okwesibhakabhaka– isasazwe nguCrédit Mutuel – ithobela ngqo imithetho efana nale incwadi A. Yahluka kuphela ngegama. Ayinakudityaniswa ne Incwadana Ngaphandle kokuba zombini iincwadana zavulwa ngaphambi komhla woku-1 kuSeptemba, 1979.
Yeyiphi ibhanki ebonelela ngeLivret B?
Inzala yabo ixhomekeke kwirhafu yengeniso kunye nemirhumo yokhuseleko loluntu. THE Incwadana B, ithengiswe kuphela yiCaisse d'Epargne kunye ne Bank iposi, isebenza kwimigaqo efanayo.
Zeziphi iincwadana ezirhafiswa? Iiakhawunti zogcino kunye neepassbooks: ngowuphi umahluko?
Ihlelo | uluntu oluchaphazelekayo | Imidla |
---|---|---|
Incwadana A | Yabo bonke | 1% |
Incwadana yophuhliso oluzinzileyo noluqukayo (LDDS) | Umntu omdala | 1,00% |
Incwadana ukonga okuthandwayo (LEP) | umntu orhola kancinci | 2,2% |
Incwadana ulutsha | Iminyaka ye-12-25 | 1% okanye ngaphezulu |