Ngaphakathi iincwadana ukonga
- Incwadana A. Ugcino kubo bonke, 100% bhetyebhetye kwaye iyafumaneka.
- Incwadana kuPhuhliso oluZinzileyo kunye noBumbano (LDDS) 100% eguquguqukayo kunye nolondolozo olukhoyo.
- Thembele kwi Incwadana (CSL) Ukugcinwa okungenamkhawulo, i-100% ekhoyo kwaye iqinisekisiwe.
- Incwadana yoLondolozo lwaBantu (LEP)…
- Incwadana Amalungu.
Phofu ke, Ithini ireyithi ye-LDD kwiCredit Agricole? Ireyithi umvuzo
Iimali ezibekwe kwi-LDDS sont ihlawulwe nge izinga 1% ngonyaka (2). Imidla sont yenziwe inkunzi kwaye ihlawulwe nge-31 kaDisemba kunyaka ngamnye.
Yintoni umahluko phakathi kwe-akhawunti ye-password kunye ne-passbook A? Kwi umahluko du Incwadana A, umdla a incwadi zebhanki zimiselwa yibhanki. Le nzala irhafiswa kwaye ixhomekeke kwiminikelo yokhuseleko loluntu. Ugcino lubekwe kwi incwadi ibhanki ihlala ikhona ngamaxesha onke kwaye ayinamngcipheko.
Zeziphi iiakhawunti ezifumana imali eninzi? Ingxelo ngubani ohlawula kakhulu yomdla yincwadana Ingxowa-mali yoLondolozo lwaBantu (LEP). Ngoku unomvuzo oyi-1,25% ngonyaka. I-SARA Est igcinelwe abantu abanemivuzo ephantsi.
Nangona kunjalo, yeyiphi eyona mali iphezulu ye-akhawunti yokupasa?
Le incwadana A yi ngoku ifikelele kwi-22 euros. Isilingi ye-LDD, yena, Est ibekwe kwi-euro eyi-12. i incwadanaugcino oludumileyo (LEP) Est icace ngakumbi kuba ayikwenzi okoEst nokwenzeka dvula kuphela ezimbini kwindlu enye yerhafu. Isilingi ke ngoko iyahluka ngokwenani lezabelo zezabelo zosapho.
Lithini izinga le-LDD ngo-2021?
Le izinga ye-0,50% isebenza kwi-LDDS ukususela ngoFebruwari 1, 2020; iye yagcinwa: ukususela nge-1 ka-Agasti 2021. ngoFebruwari 1 2021.
Yintoni umahluko phakathi kwencwadana A kunye neLDD? Njengoko kuchaziwe ngasentla, iireyithi zokuhlawulela ezi iincwadana zi iyafana ngokungqongqo. Omnye umahluko Entre le Incwadana A kunye ne-LDDS Est ukukhangela kwicala lesilingi yabo (yiyoEstoko kukuthi ubuninzi bemali enokubekwa apho): 22 euros okokuqala, kuphela 950 euro okwesibini.
Loluphi olona tyalo-mali lunengeniso? Iakhawunti ukuba izisa uninzi umdla yincwadana yeukonga ethandwayo (LEP). Ngoku unomvuzo oyi-1,25% ngonyaka. I-LEP igcinelwe abantu abanemivuzo ephantsi.
Iyintoni inzuzo ye-akhawunti yokupasa?
Ugcino olukhuselekileyo
Iimali ezibekiweyo sont kuqinisekisiwe(2) kwaye ihlawulwe ngesantya esipheleleyo sonyaka se-0,05%. Ireyithi iyasebenza nge-01/04/2021, ngokuxhomekeke ekulungisweni nguSociété Générale, ngokuxhomekeke kwirhafu le ingeniso kunye neminikelo yentlalo.
Ziziphi iingenelo ze-akhawunti yokupasa? I umdla du incwadi zebhanki sont ibalwa ngokomlinganiselo wemali ediphozithiweyo kunye nexesha lediphozithi. Ukutsala abathengi abatsha, iibhanki ngamanye amaxesha zithumela amaxabiso athembisayo embuyekezo. Ngamanye amaxesha badlula i-4%. Ezinye iibhanki zinika ibhonasi eyamkelekileyo, rhoqo malunga ne-50 ye-euro.
Yintoni i-akhawunti ye-Livret A?
Le incwadana A yi un compte i-akhawunti yokonga ehlawulwayo enemali ekhoyo à nangaliphi na ixesha. Oku akhawunti yile simahla kunye nenzala ehlawulweyo ikhululwe kwirhafu yengeniso kunye de iminikelo yoluntu.
Yeyiphi incwadana efumana imali eninzi ngo-2022? Njengoko kubhengezwe nguBruno Le Maire phakathi kuJanuwari, izinga Incwadana I-A inyuswe ukusuka kwi-0,50% ukuya kwi-1,00% kwi-1er uFebruwari 2022. Ukusukela kulo mhla, kumntu ofikelele kwisilingi, oko kukuthi i-euro ezingama-22 (ngaphandle kwenzala), inzuzo ifikelela kuma-euro angama-950 ngonyaka, ngokuchasene ne-euro eyi-229 ngaphambili.
Yintoni ehlawula ngaphezu kwe-Livret A?
Le incwadi molo bank ihlawula ngaphezulu kwencwadana A
Njengoko ubona kumthelekisi wethu incwadi ukonga, i incwadi molo bank Est le incwadi ukonga ohlawulayo le kunye namhlanje kumlinganiselo oqhelekileyo: 2,00%. Ukuba sisebenzisa i-40% yerhafu, sifumana ireyithi elinganayo ye-1,20%.
Loluphi ugcino onokukhetha kulo ngo-2021?
4 utyalo-mali olukhethiweyo lwakho ukonga en 2021
- I-inshurensi yobomi. I-inshurensi yobomi yenye yotyalo-mali oluthandwayo lwaseFransi olungaphezulu kwe-1 yeebhiliyoni zee-euro kwii-asethi ekupheleni kuka-789. …
- I-PEA (isiCwangciso Iyagcina Izabelo)…
- I-PER (Isicwangciso Iyagcina Umhlala phantsi)…
- Umthetho waseMadelin.
Ngaba i-akhawunti yencwadana yokupasa iyarhafiswa? i I-akhawunti yokugcina ou Incwadana Ibhanki inika ukuguquguquka okukhulu kokusetyenziswa. Ukurhafiswa kwingeniso, inika imilinganiselo yokuthengisa kunye ne-caps ephezulu.
Iyintoni inzuzo yokuba ne-akhawunti yokupasa? Iindleko sont kuncitshiswe kuncinci: ixesha elininzi, urhumo Est simahla kwaye akukho kutsalwaEst yenziwe nokuba idipozithi, ulawulo okanye ukutsalwa kwemali. Ngokunjalo, ukuvalwa kwe incwadana iimali ezisimahla kunye nezifakweyo zinokufunyanwa nangaliphi na ixesha.
Ithini isilingi yencwadana A ngo-2022?
Njengoko kubhengezwe nguBruno Le Maire phakathi kuJanuwari, izinga Incwadana A Est Ingxelo esuka kwi-0,50% ukuya kwi-1,00% kwi-1er uFebruwari 2022. Ukususela kulo mhla, kumntu ofikelele kwi- plafond, ezizezi 22 euro (ngaphandle kwenzala), inzuzo isixa 950 euro ngonyaka, ngokuchasene 229 euro ngaphambili.
Lithini izinga le-LDD ngo-2022? Izinga le-LDD : 1% ukususela ngoFebruwari 1 2022. Isilingi ye-LDD : I-12 yeerandi. Irhafu: Ukuxolelwa kwirhafu yengeniso kunye negalelo lokhuseleko lwentlalo. Inani le I-LDD umntu ngamnye: inye.
Ithini ireyithi yencwadana A kunye neLDD?
Itheyibhile yokuthelekisa phakathi kwe-Livret A kunye ne-LDDS
Umahluko phakathi kwe Incwadana A kunye ne Incwadana yophuhliso oluzinzileyo noluqukayo (LDDS) | ||
---|---|---|
Incwadana | Incwadana A | I-LDDS (ngaphambili I-LDD , ngaphambili codevi) |
Ireyithi 2022 (ukusuka 01/02/2022) | 1% | 1% |
Ireyithi 2022 (de kube ngu-31/01/2021) | 0,50% | 0,50% |
Matshi 2, 2022
Leliphi ireyithi yencwadana A ngo-2022? Njengoko kubhengezwe nguBruno Le Maire phakathi kuJanuwari, i izinga du Incwadana I-A inyuswe ukusuka kwi-0,50% ukuya kwi-1,00% kwi-1er uFebruwari 2022. Ukususela kulo mhla, galela umntu oye wafikelela plafond, ezizezi 22 euro (ngaphandle kwenzala), inzuzo isixa 950 euro ngonyaka, ngokuchasene 229 euro ngaphambili.