La umahluko phakathi Mastercard Gold et Visa Premier na encinci. Omabini amakhadi ebhanki adibanisa iinkonzo ezifanayo, i-inshurensi kunye noncedo. Yokuphela umahluko kuphawuleka ukuba sinokuqaphela Est ukufumaneka: i ezinokufumaneka blue Visa Premier na ngakumbi ezinikezelwa ziibhanki eFransi.
Ukongeza, yintoni umahluko phakathi kwekhadi letyala kunye nekhadi leVisa? Uyintoni umahluko phakathi kwe- imephu IVisa yeCB inkulu kunye nekhadi CB Gold Mastercard? Mastercard kunye Iivisa zi iibrendi ezimbini ezikhuphisanayo. Azibonisi naziphi na umahluko enkulu malunga nokwamkelwa kwihlabathi.
Uthini umahluko phakathi kwekhadi leVisa kunye neMastercard? ivisa et Mastercard : into ukubeka ? Kwelinye icala, uphawu IVisa na ekhoyo kumazwe angama-200 kwaye Est eyaziwa kumazwe ngamazwe ngamakhadi ayo okuthenga ngetyala kunye namakhadi ebhanki. Enye, I-Mastercard yiyo esekwe kumazwe angama-210 kwaye Est endaweni yoko yamkelwa ngamakhadi ayo okuthenga ngetyala kunye neemveliso zokuhlawula kwangaphambili.
Yintoni iSociete Generale Jazz? IJazz injalo iphakheji yebhanki evela kwi Societe Generale leyo idibanisa iinkonzo ezininzi, iinketho kunye neinshorensi. Ngo-2018 watshintshwa nguSobrio qui inikeza ifomula ephantse ifane. Makhe sithathe isitokhwe seenkonzo, amaxabiso kunye noncedo lwekhontrakthi Jazz de la I-Societe Generale.
Ke, zeziphi iingenelo zekhadi le-Mastercard? I iingenelo zekhadi Mastercard Umgangatho: Ukhetho phakathi kwedebhithi ekhawulezayo nerhoxisiweyo I-inshurensi kunye noncedo lubandakanyiwe (ukubuyisela ekhaya, ingozi yokuhamba, njl.)
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Les iingenelo zekhadi Mastercard Umphathi:
- Iintlawulo kunye nokutsalwa kwemali naphi na emhlabeni.
- Ixabiso eliphantsi
- Akukho nanye ifunyenweyo.
- I-inshurensi kunye noncedo zibandakanyiwe.
Zeziphi iingenelo zekhadi leVisa Premier?
La ezinokufumaneka CB INkulumbuso yeVisa Ikuvumela ukuba de bénéficier de kunye de intuthuzelo galela iintlawulo zakho et Ukurhoxa en Fransi kwaye ngaphandle, de iziqinisekiso zoncedo et i-inshurensi efanelekileyo galela zonke iihambo zakho, yaye amaxabiso akhethwayo galela izinto ozithandayo.
Yiyiphi inshorensi nge-Mastercard? Ikhadi lakho leGolide Mastercard inokuqulatha i-inshurensi: iingozi zokuhamba, ikhephu kunye nentaba, ukucinywa kohambo kunye nokuphazamiseka, umonakalo kunye nokubiwa kwesithuthi esiqeshiswayo se-delo, kunye noxanduva loluntu kumazwe angaphandle.
Zeziphi iziqinisekiso nge-Mastercard? Ii-inshorensi ezichaphazelekayo:
IVisa Classic Mastercard umgangatho | I-Visa Premier / Visa engapheliyo Mastercard Igolide / Mastercard Iplatinium | |
---|---|---|
Ukungabi nakusebenza/ukugula ngengozi okusisigxina | yes | yes |
Ukulibaziseka kwezothutho | x | yes |
Ukulibaziseka, ilahleko, ubusela okanye umonakalo kwimpahla | x | yes |
Uxanduva loluntu | x | yes |
• Ngomhla wama-27 kuNovemba ngo-2019
Ulisebenzisa njani ikhadi leMastercard?
Ikuvumela ukuba uhlawule phantse kuzo zonke iivenkile, iivenkile zokutyela kunye neehotele. Into ekufuneka uyenzile kukuyifaka kwi-terminal yentlawulo efanelekileyo, qinisekisa inani kwaye ufake ikhowudi yakho ye-PIN. Ngamanye amaxesha eli lokugqibela alibangwa kwaye kufuneka ubeke utyikityo lwakho kwitikiti.
Zeziphi iziqinisekiso ngekhadi leVisa Premier? I-inshorensi INkulumbuso yeVisa
- I-inshurensi yoxanduva à phesheya. ...
- Ukurhoxiswa kohambo okanye i-inshurensi yohlengahlengiso. …
- I-inshurensi yomonakalo wesithuthi esirentisayo. …
- I-inshurensi yokulibaziseka kwempahla. …
- I-inshurensi yokuphazamiseka kohambo.
Yintoni umda wekhadi le-Visa Premier?
Ne Ikhadi leVisa leNkulumbuso, bazuze kuyo iisilingi phezulu, eFransi nakwamanye amazwe: I-Plafond intlawulo (ngaphezu kweentsuku ezingama-30 eziqengqelekayo): Ukusuka kwi-3 €. I-Plafond ukurhoxiswa okuphezulu (ngaphezu kweentsuku ezi-7 eziqengqelekayo): € 1.
Yeyiphi ingeniso yekhadi leVisa Premier? "Enyanisweni, kuyafuneka ukuthethelela umvuzo oyi-1.800 yee-euro ubuncinane ngenyanga. galela bafanelekele i-MasterCard igolide okanye kwi INkulumbuso yeVisa kwisiseko semveli ", uchaza uSerge Maître, uMongameli de Umbutho waseFransi wabasebenzisi beBhanki.
Ngaba onke amakhadi etyala ane-inshurensi?
Les Amakhadi ebhanki zibandakanya 2 iindidi zeziqinisekiso: iziqinisekiso zeSiqinisekiso : olu lukhuselo xa kukho ibango. Onke amakhadi ebhanki quka ifontiSiqinisekiso. L 'Siqinisekiso buyisela umnini we ezinokufumaneka de bonke okanye inxalenye yeendleko ezenziweyo xa kwenzeka iziganeko ezingalindelekanga ngexesha lohambo.
Ndingaxhamla njani kwi-inshurensi yoncedo lokuhamba ngamakhadi ebhanki?
galela en bénéficier, kufuneka ukuba ubeke inqqalelo yakho Ikhadi lebhanki ubuncinane inxalenye yakho uhambo ngolwandle. galela iziqinisekiso zeuncedo (iindleko zonyango, ukubuyiswa), ii-inshurensi yokuhamba I-visa okanye i-Mastercard ikugubungela iintsuku ezingama-90. A ezinokufumaneka esebenzayo ngokwaneleyo galela en bénéficier.
Uyenza njani i-inshurensi yekhadi letyala? mnai-inshurensi yekhadi lebhanki Isebenza ukususela ngexesha uhambo (okanye inxalenye yalo) luhlawulwe. Kwimeko yoncedo, kwanele ukuba ube nayo kwaye, ngokuqinisekileyo, ukuba Ikhadi lebhanki iyasebenza. Nangona kunjalo, kunokwenzeka ukubai-inshurensi yekhadi lebhanki iyahluka ngokuxhomekeke kwibhanki yomthengi.
Uyifumana njani imbuyekezo nge-Mastercard? Qhagamshelana nebhanki yakho ukuze ucele inkqubo yokubuyisela imali. Ukucela a buyisela imali ngokusebenzisa inkqubo yokubuyisela, qhagamshelana nebhanki yakho. I-Chargeback inikezelwa ngokwenene kwiibhanki ziinkampani zamakhadi ebhanki (CB, VISA, Mastercard …) kwaye kuxhomekeke kwibhanki yakho ukuba izicele egameni lakho.
Yintoni i-Mastercard?
La MasterCard Ngaba ezinokufumaneka ibhanki evumela iintlawulo zamazwe ngamazwe kunye nokutsalwa kwemali. Ifumaneka ngohlobo lwe ezinokufumaneka imali etsalwayo kwangoko kunye ezinokufumaneka debit erhoxisiweyo.
Uyirhoxisa njani imali ye-Mastercard? Unga susa de l 'Argent kwihlabathi liphela kwii-ATM naphesheya, kubatshintshi bemali ababonisa uphawu lweVisa okanye Mastercard. Ukwenza oku, kufuneka usoloko ufaka ikhowudi eyimfihlo yekhadi lakho.
Indlela yokukhupha imali kwi-Mastercard?
Ndingaphi rhoxisa imali? Ngokomgaqo, unako rhoxisa imali kuzo zonke ii-ATM ezibonisa ilogo Mastercard. Nceda ujonge kwi-ATM ukuba kukho intlawulo.
Uhlawula njani nge-Mastercard? i inkokhelo par Mastercard ilungiswe ngokukhawuleza nangokukhuselekileyo ngonqakrazo olumbalwa, kuzo zonke iiwebhusayithi, kwaye ivumela abarhwebi ukuba bathumele iimpahla ngokukhawuleza. Iodolo yakho ifika kuwe ngokukhawuleza kakhulu kunezinye iindlela inkokhelo, umzekelo ngokuchasene a inkokhelo ngaphambili.
Isebenza njani iWaranti yeNkulumbuso yeVisa isebenza njani?
L 'Iwaranti eyandisiweyo Umakhi
Ngekhadi lakho INkulumbuso yeVisa Izicarte, uyazuza xa kuthe kwaphuka a Iwaranti eyandisiweyo umenzi owongezelelweyo weminyaka emi-3, kwizinto zombane zasekhaya kunye neemveliso eziphathwayo ezithengiweyo ezintsha(11) (izixhobo zasekhaya, iaudiovisual, ipokotho/umfanekiso, IT).
Ndilichaza njani ibango ngekhadi lam leVisa Premier? Qhagamshelana nenombolo yefowuni echazwe ngasemva kweyakho Ikhadi lebhanki « Inkonzo inkulumbuso » Dibanisa le nombolo ilandelayo: + 33 (0)4 86 91 01 20.
Ndiyifumana njani imbuyiselo yokuthenga ngekhadi le-visa lenkulumbuso?
Qhagamshelana nebhanki yakho ukuze ucele inkqubo yokubuyisela imali. Ukucela a buyisela imali ngokusebenzisa inkqubo yokubuyisela, qhagamshelana nebhanki yakho. I-Chargeback inikezelwa ngokwenene kwiibhanki ziinkampani zamakhadi ebhanki (CB, VISA, Mastercard ...) kwaye kunjalo à ibhanki yakho ukuze uzicele egameni lakho.
Yeyiphi eyona mali iphezulu inokuhlawulwa ngekhadi lebhanki? ngo iinyani, imida ye inkokhelo ukwanda kwithuba leentsuku ezingamashumi amathathu eziqengqelekayo okanye ezilandelelanayo. Bona sont ilungiswe ngokubanzi phakathi kwe-1500 kunye ne-3000 ye-euro kwi- ezinokufumaneka classic, kuxhomekeke ekusekweni zebhanki.
Ndiwazi njani umda wekhadi leVisa?
Ngokuqhelekileyo i plafond intlawulo a IVisa okanye plafond Ukurhoxiswa kwe IVisa inokubonwa kwikhontrakthi yefomula yeakhawunti yakho. Le yeyona mali iphezulu onokuthi uyichithe neyakho Ikhadi lebhanki, kwiintlawulo zakho kwakunye nokutsalwa kwakho imali.
Indlela yokuhlawula imali eninzi ngekhadi?
La ezinokufumaneka ibhanki kunye nesilingi iphezulu yi ezinokufumaneka yebhanki Visa Ultim Metal intengiso yi Boursorama Banque. Oko ezinokufumaneka akhawunti yebhanki nge € 9 ngenyanga ikuvumela ukuba uzuze kwisilingi ye inkokhelo ye-50 ye-000 ngexesha leentsuku ze-30 kunye nokurhoxiswa kwe-3 ye-000 ngexesha leentsuku ze-7.