Monabanq, bank isiFrentshi se-intanethi
Le yiMonabanq. Owokugqibela wabelana ngenkqubo yolwazi efanayo kunye neqela leCredit Mutuel. Ngenxa yoko, iMonabanq inokudlulisela ulwazi lwebhanki kumagunya erhafu aseMelika ngokusebenzisa abasemagunyeni berhafu baseFransi.
Ngaphezu koko, ngubani ochaphazelekayo ngumthetho weFatca? Pha FATCA umthetho kudinga que amaziko emali ehlabathini lonke achonga abathengi abangabemi North American okanye abahlala irhafu eUnited States kunye qui ukubamba, phakathi kwezinye izinto, iiakhawunti zemali phesheya, qui iya kuba phantsi kwengxelo yonyaka kumagunya erhafu asemantla...
Uyivula njani iakhawunti yebhanki eMelika? Ukuvula iakhawunti uya i-USA
- Inyathelo 1: Khetha phakathi kweebhanki zemveli kunye neebhanki ze-intanethi.
- Inyathelo lesi-2: Qokelela amaxwebhu aza kubonelelwa xa uvula owakho compte eMelika.
- Inyathelo 3: Sebenzisa eyakho Iakhawunti yebhanki yase-US .
- Inyathelo 4: Xela eyakho Iakhawunti yase-US kulawulo lwerhafu.
Kutheni le nto ibhanki ifuna isiqinisekiso sokuhlala kwirhafu? Olu luxanduva lwamaziko emali kumazwe amalunga nekhulu avumile ukuthatha inxaxheba “kutshintshiselwano oluzenzekelayo lolwazi” (EAI). Eli phulo lijolise ekulweni ukuphepha tax.
Nangona kunjalo, ungayivula njani iakhawunti yebhanki eFransi xa ungowasemzini?
Phendula. A angaphandle ongengomhlali kwi Fransi kungaba ukuvula iakhawunti kwibhanki yesiFrentshi. Kuba vula iakhawunti yebhanki eFransi, kufuneka ube nesikhundla esisemthethweni, kufuneka ubonakalise ubuwena, ungqine indawo ohlala kuyo kwaye ufake isampuli yesiginitsha yakho ebhankini.
Loluphi ulwazi ekufuneka lubhengezwe kwabasemagunyeni berhafu kumxholo weFATCA okanye iEAI?
Ukuchongwa komnini-akhawunti njengommi okanye umhlali wase-US. Isibonakaliso esingathandabuzekiyo sendawo yokuzalwa ehlala eUnited States. Idilesi yemeyile yangoku yaseU.S. okanye yekhaya. Inombolo yefowuni eUnited States.
Ziziphi iimpawu zobuMelika? THE iimpawu zaseMelika (iinqobo zokuchonga abantu abanokuthi bathatyathwe “njengabantu baseMelika”) sont ichazwa ngumthetho wase-US ngolu hlobo lulandelayo: Indawo yokuzalwa e-United States. Ubuzwe baseMelika. Idilesi yendawo yokuhlala eMelika.
Kutheni uzalisa i-W9 form? Ukuqokelela ulwazi malunga nabathengi babo "Iindices zaseMelika", basebenzisa i iifom I-American W8/W9. Ngokugqiba ezi iifom uqinisekisa ngokusemthethweni ukuba ngaba ungumhlali wase-US okanye ungengommi (iSatifikethi sobume bangaphandle).
Isebenza njani inkqubo yebhanki yaseMelika?
Le inkqubo yebhanki eUnited States yeyoqobo kakhulu kuba iphawulwa ziibhanki ezimbini ezahlukeneyo: iibhanki ezilawulwa ngurhulumente kunye neebhanki ezilawulwa yimibutho emanyeneyo. Olu mbini luvela kulwakhiwo lwe inkqubo yebhanki yaseMelika.
Uyenza njani iakhawunti yebhanki simahla? galela vula iakhawunti yebhanki en ligne gratuitement , uya kufuna :
- Yiya kwiwebhusayithi yebhanki ekhethiweyo.
- Khetha umnikelo wakho.
- Cofa ku " ukuvula iakhawunti ".
- Gcwalisa uxwebhu lobhaliso ngokuqala ngokungenisa:…
- Sayina ikhontrakthi ye-elektroniki ethunyelwe.
- Nika amaxwebhu aceliweyo axhasayo:
Ungayifumana njani idilesi yeposi e-USA?
galela fumana idilesi American, kufuneka uqale ubhalise kwi-intanethi. Amaqonga e-intanethi amaninzi abonelela ngale nkonzo kuquka iMyUS.com, USAmail1.com, ship7.com, kinek.com.
Kutheni ibhanki yam indicela ukuba ndibonelele ngolwazi malunga nendawo yam yokuhlala irhafu kunye/okanye inombolo yesazisi yerhafu kwaye yintoni? Ukuze kuqinisekiswe ukufaneleka kunye nokugqibelela kwe Inkcukacha isasazwe ngaphakathi kwesakhelo sotshintshiselwano oluzenzekelayo lolwazi phakathi kwe Fransi kunye namaqabane ayo, amaziko emali anoxanduva lokuqokelela kubathengi babo Inkcukacha enxulumene ne ukuhlala kwerhafu kwaye xa oku...
Kutheni le nto ibhanki indibuza inombolo yam yesazisi serhafu?
Ukuya de iqinisekisa ukufaneleka kunye nokuphelela kolwazi olugqithiselwe ngaphakathi kwesakhelo de utshintshiselwano oluzenzekelayo de ulwazi phakathi Fransi kunye namahlakani ayo, onke amaziko emali anoxanduva de qokelela ukusuka de ulwazi lwabathengi babo olunxulumene nendawo yokuhlala tax.
Ngubani ochaphazelekayo kukuziqinisekisa?
Nawuphi na umntu wendalo okanye osemthethweni orhuma kwikhontrakthi ye-inshurensi enexabiso lokunikezela, i-annuity kunye nekhontrakthi okanye iibhondi ze-capitalisation Est kufuneka ugcwalise ifomuauto-iziqinisekiso.
Yeyiphi iakhawunti yebhanki yomntu ongengommi eFransi? Nokuba ungumfundi wasemzini, uyadlula Fransi okanye nokuba isiFrentshi kodwa ongengommi irhafu kwi Fransi , Boursorama Bank yiyo bank kwi-intanethi ehambelana neemfuno zakho. Boursorama Bank ngokwenene nguye kuphela bank ifumaneka ngokusemthethweni kwi-intanethi galela les abahlali.
Uyivula njani iakhawunti yebhanki ngepaspoti yangaphandle? Kuba vula iakhawunti yebhanki galela angaphandle, kubalulekile ukuba ukwazi ukungqina ubuwena. Umfaki-sicelo kufuneka anike ubungqina besazisi (ikhadi lesazisi, passport, iphepha-mvume lokuhlala), ubungqina bedilesi engaphantsi kweenyanga ezi-3 ubudala kunye nomfanekiso wesiginitsha.
Ngubani onokuba neakhawunti yebhanki eFransi?
Nawuphi na umntu omdala, okanye umntwana omncinci phantsi kweemeko ezithile, ohlala kuyo IFransi inako vula a i-akhawunti yebhanki. Abangengabo abahlali banokhetho lokuvula iintlobo ezithile ze iiakhawunti zebhanki eFransi, njenge compte yangoku okanye iLivret A.
Izaliswa njani i-W 8ben form? Umgca woku-1 Nceda ubonise igama lombutho ohambelana nomnini-nzuzo. Umgca 2 Ukuba uliqumrhu, bonisa ilizwe obandakanywe kulo. Ukuba ungolunye uhlobo lweziko elisemthethweni, bonisa ilizwe okulo phantsi kwemithetho ebandakanyiweyo, ehleliweyo okanye elawulwayo.
Kutheni le nto ibhanki yam indicela ukuba ndifumane isiqinisekiso sokuhlala kwirhafu?
Olu luxanduva lwamaziko emali kumazwe amalunga nekhulu avumile ukuthatha inxaxheba “kutshintshiselwano oluzenzekelayo lolwazi” (EAI). Eli phulo lijolise ekulweni nokuphepha tax.
Yintoni iqumrhu elingenzi mali? " Iziko elingeyiyo eyemali » ichaza nayiphi na into leyo hayi 'Est hayi iziko zemali. " Iqumrhu elingenamali » ibhekisa kuyo nayiphi na i-ENF qui hayi 'Est hayi i ENF esebenzayo. Ngokuqhelekileyo, i-NFE Ukwenziwa ngu isakhiwo selifa lemveli.