Iyafikeleleka kuye nawuphina umntu wendalo ophethe iNcwadana yoPhuhliso oluZinzileyo ofikelele kwi plafond ubuninzi be-€ 12. Kuphela i-capitalization of interest inokunyusa isixa semali edipozithwe ngaphaya kwe plafond. Ukusuka kwi-€ 10 ngomsebenzi ngamnye. Akukho mngcipheko wenkunzi kwiimali ezihlawulweyo.
Phofu ke, Ithini ireyithi ye-LDD kwiCredit Agricole? Ireyithi umvuzo
Iimali ezibekwe kwi-LDDS sont ihlawulwe nge izinga 1% ngonyaka (2). Imidla sont yenziwe inkunzi kwaye ihlawulwe nge-31 kaDisemba kunyaka ngamnye.
Yintoni iCredit Agricole LDD? Incwadana yoPhuhliso oluZinzileyo (LDDS) Est i-akhawunti yokonga elawulwayo ekuvumela ukuba uzenzele ngokukhululekileyo ugcino olukhuselekileyo nolukhoyo à nangaliphi na ixesha. IMIQATHANGO YOMTHETHO Iyafikeleleka à nawuphi na umntu wendalo onendawo yakhe yokuhlala yerhafu eFransi.
Ngubani oza neyona Livret A okanye LDD kakhulu? Itheyibhile yokuthelekisa phakathi kwe-Livret A kunye ne-LDDS
Umahluko phakathi kwe Incwadana A kunye ne Incwadana yophuhliso oluzinzileyo noluqukayo (LDDS) | |
---|---|
Ireyithi yokubala indlela | Ukuthathela ingqalelo ireyithi kunye phezulu: 1 = (umyinge we-Eonia wesiqingatha sonyaka + isiqingatha sonyaka wokunyuka kwamaxabiso ngaphandle kwecuba)/2 2 = umgangatho womgangatho we-0,50% |
Matshi 2, 2022
Nangona kunjalo, leliphi izinga leCodebis?
Njengoko intlawulo yokuqala incinci ye-euro ezili-10, bonke abantu abangabahlali berhafu eFransi banokufikelela. Ngoku ngexabiso intsalela yeerhafu zerhafu du incwadi codebis, yi-1,27% emva kokutsalwa kwe-15,50% kwiminikelo yokhuseleko loluntu.
Ngaba iCodevi isekhona?
Imibhalo ephumeza incwadana entsha yophuhliso oluzinzileyo ipapashwe kwiJenali eseMthethweni. Le ncwadana ifunxa i CODEVI, kubandakanywa umda wediphozithi Est inyuswe ukusuka kwi-4.600 yee-euro ukuya kwi-6.000 ye-euro.
Yintoni iLivret A ireyithi kwiCredit Agricole? UMVUZO OWIMISELWE NGE-1% NGONYAKA NGAMNYE YERHAFU
Umvuzo we incwadi A Est ibekwe ngurhulumente. Yakhe izinga Ixabiso eliqhelekileyo lonyaka lisi-1% ngonyaka kwi-1 er NgoFebruwari 2022.
Yintoni isilingi ye-LEP? Ubuninzi bexabiso ILEP akufunekanga idlule i-7 €. Oku plafond ichaphazela kuphela itotali yeentlawulo zakho. Inzala ehlawulwe yibhanki sont ayithathelwa ngqalelo ukujonga ukuba i plafond.
Uyivala njani iCodebis?
Ikhontrakthi yeCSL codebis inokuvalwa nangaliphi na ixesha ngaphandle kwentlawulo xa ucelwe ngumnini kwiCredit Agricole.
Yintoni isilingi yeLivret A ngo-2022? Ngokweenkcukacha, i incwadi A, uya kubona izinga lomvuzo wakhe linyuka. Iza kwehla ukusuka kwi-0,5% ukuya kwi-1% ngenxa yokunyuka kwexabiso lentengo kwezi nyanga zintandathu zidlulileyo. i incwadi A Est ixabisa i-22 yee-euro. Iimali eziqokelelweyo kolu tyalo-mali sont ibekwe embindini yiCaisse des dépôts et consignations.
Yeyiphi incwadana efumana imali eninzi ngo-2022?
Njengoko kubhengezwe nguBruno Le Maire phakathi kuJanuwari, izinga Incwadana I-A inyuswe ukusuka kwi-0,50% ukuya kwi-1,00% kwi-1er uFebruwari 2022. Ukusukela kulo mhla, kumntu ofikelele kwisilingi, oko kukuthi i-euro ezingama-22 (ngaphandle kwenzala), inzuzo ifikelela kuma-euro angama-950 ngonyaka, ngokuchasene ne-euro eyi-229 ngaphambili.
Ungayityala phi imali yakho ngo-2022? TYALA IMALI YAKHO : 8 INDAWO UKWAZI 2022
- Tyala imali imali yakhe kwi-inshurensi yobomi.
- Isicwangciso sokugcina umhlalaphantsi.
- ii-SCPIs.
- Iimarike zemali.
- Umhlaba othe ngqo.
- Iimveliso ezicwangcisiweyo.
- Impahla yabucala.
- Utyalo-mali olunoxanduva.
Yeyiphi incwadana eyeyona ngeniso yeCredit Agricole?
Ukuba uyahlangabezana nale meko, i-LEP ikunika imbuyekezo engcono xa kuthelekiswa nezinye iincwadana. Imali yakho ke ikufumana i-2.20% ngonyaka (ixabiso elipheleleyo lonyaka le-1 er NgoFebruwari 2022, ixhomekeke kutshintsho kwaye ihlaziywe ngamaxesha athile ngabasemagunyeni bakarhulumente).
Yeyiphi incwadana ezisa kakhulu ngo-2021 iCredit Agricole?
U-Amundi Patrimoine ubuncinci beminyaka emi-5 ngembuyekezo ye-5% ngaphezulu kwe-Eonia. U-Amundi Vie ngaphezu kweminyaka emi-3 ubuncinane kunye nokusebenza kwe-3,5% ngaphezu kwe-Eonia. Ubhaliso lunokwenziwa nge-inshurensi yobomi. Umrhumo wolawulo yi-1,16%.
Loluphi utyalo-mali olungcono lweCredit Agricole? Izisombululo ezi-4 zokutyala imali yakho ngaphandle komngcipheko
- IINCWADI. Beka phambili ugxininiso kwiincwadana ezilawulwayo, ezinjengeNcwadana okanye uphuhliso oluzinzileyo kunye nencwadana yomanyano (LDDS). ...
- ISICWANGCISO SOKONGA IZINDLU. ...
- IZIBONELELO ZOKUQINISEKISA NGOBOMI KWI-EUROS. ...
- IZABELO ZOLUNTU.
Yintoni i-LEP yenzala? THE izinga du ILEP yile ibekwe kwi-2,2% ngoFebruwari 1, 2022, xa kuthelekiswa ne-1% ngaphambili, a izinga isebenza kude kube nguJanuwari 31, 2022.
Yintoni uphahla lwerhafu yokuvula i-LEP ngo-2021?
Umvuzo irhafu ye isalathiso (isaziso serhafu 2021 kwingeniso de 2020) ukuba ingagqithiswa ukuvula i-LEP kwi2022 ye 20 296 euro galela inxalenye yokuqala de i-quotient yosapho + 5 euros ngesiqingatha esongezelelweyo sesabelo.
Uyivala njani iakhawunti yeLDDS? Indlela yokuvala yam I-LDDS ? Inkqubo ye- I-LDDS inokuvalwa ngeleta elula eya kwibhanki yakho. Kwanele ukucacisa iireferensi ze I-LDDS kunye nezo compte apho ufuna ukunikela ngemali. Unako kwakhona ukuvala eyakho I-LDDS ngokuya ngqo kwibhanki yakho.
Uyivala njani i-LDD yeBhanki yoLondolozo?
La Phuma d 'Iyagcina kungaba kocingo incwadana yophuhliso lolondolozo nangaliphi na ixesha ngeleta ebhalisiweyo evuma ukuba uyifumene kwaye ngokuxhomekeke kwisaziso senyanga enye.
Ivala njani i-ING LDD? Ukuvalwa kwe-LDD kunokuthi kwenzeke kwinyathelo loMthengi ngaphandle kwesaziso, ngomnxeba okanye ngeleta ebhalisiweyo kunye nokuvuma ukufunyanwa. ING uyala izicelo zokuvala kumajelo e-elektroniki.”
Ubeka phi imali yakho xa i-Livret A igcwele?
I-inshurensi yobomi ibonelela ngowona mlinganiselo ungcono wokuzola/wenzuzo: onengeniso eninzi kune-a incwadi, kunye nomngcipheko omncinci kunezitokhwe. Ngexesha elide (iminyaka emi-2 ubuncinci), yinkxaso ebalaseleyo indawo yokubeka yakho Argent.
Yintoni isilingi ye-Livret A kunye ne-LDD? Omnye umahluko phakathi kwe Incwadana A kunye ne-LDDS Est ukufuna kwicala labo plafond (vs'Estoko kukuthi ubuninzi bemali enokubekwa apho): 22 euros okokuqala, kuphela 950 euro okwesibini.
Iyakuba yintoni inqanaba le-LDD ngo-2022?
Yandisa kwi izinga ukusuka kwi-LDDS ukuya kwi-1 kaFebruwari 2022
UMphathiswa wezoQoqosho uBruno Le Maire ubhengeze nge-14 kaJanuwari 2022, ukuphindwa kabini kwe izinga ukusuka kwi-0,5% ukuya kwi-1%, njengaleyo ye-Livret A, ngokuhambelana nesindululo seRhuluneli ye-Banque de France.
Yeyiphi incwadana emazivulwe ngo-2022? i Incwadana A ngumzekelo ogqibeleleyo: izinga layo ligqitywe ngurhulumente kwaye liyafana kwibhanki nganye. Ukususela nge-1 kaFebruwari 2022, ukunyuswa okuvela eBercy kuya kuyizisa kwi-1% yerhafu yerhafu, endaweni ye-0,50% kude kube ngoku. I-LDDS iya kubonisa ukusebenza okufanayo.
Iyakuba yintoni ireyithi ye-PEL ngo-2022?
Le izinga des I-PEL eya kuvulwa phakathi komhla woku-1 kweyoMdumba ngowama-2015 ukuya kowe-31 kweyoMqungu ngowama-2016 sera ngaphezu kwe-2.00%. Ukususela ngoFebruwari 1, 2016 ukuya kutsho ngoJulayi 31, 2016, yehla ukuya kwi-1.50% kubo bonke ababhalisile abatsha, emva koko i-1.00% ukususela ngo-Agasti 1, 2016 kwaye ke isasebenza 2022.
Ngubani onokuvula i-LEP ngo-2022?
Ingeniso yerhafu yereferensi (isaziso serhafu sika-2021 ngengeniso ka-2020) akufanele igqithwe vula i-LEP ngo-2022 yi 20 euro kwinxalenye yokuqala quotient usapho + 296 euro ngesiqingatha esongezelelweyo inxalenye.