Le ubuninzi bodluliselo I-SEPA okanye yenziwe ngoko nangoko kwi-intanethi Est ye-€4⁶. Ukuba unqwenela ukuthumela isixa esikhulu, qhagamshelana nomcebisi wakho. galela ukuthunyelwa ngePaylib, isilingi Est ukusuka kwi-500 € ngosuku.
Ukongeza, kutheni ndingakwazi ukwenza udluliselo lwe-Société Generale? Kwimeko yengxaki yobugcisa ngexesha lokwenziwa kwakho ukudlulisa, siyakumema ukuba uqhagamshelane noncedo lobugcisa (+33) 01 42 14 58 58 (ngoMvulo ukuya ngoMgqibelo ukususela ngo-9 ukuya ku-18 ntambama, ngaphandle kweeholide zikawonkewonke).
Ngaba ndingenza utshintshiselwano lwe-€20.000? Ubuninzi bexabiso elinye ukudlulisa ibhanki yebhanki ngebhanki. Njengoko kuchaziwe ngasentla, akukho mda wesilingi enye ukudlulisa esemthethweni.
Ngaba ndingenza utshintshiselwano lwe-5000 ye-euro? Unokukhetha ukwenza i ukudlulisa ngaphaya 5000 euro ngqo kwindawo yakho yabathengi be-intanethi. Kuya kufuneka ube neselfowuni yakho kuba ikhowudi yethutyana eyimfihlo iya kuthunyelwa kuwe ukuvumela ukuqinisekiswa kwentengiselwano yakho.
Ke, ungenza njani ukudluliselwa ngaphezulu kwe-3000 euros? Ngaloo ndlela, kunokwenzeka ukwandisa isilingi ye ukudlulisa ngokuqhagamshelana nomcebisi wakhe webhanki, okanye ngokuya ngqo kwisebe. Ngokuxhomekeke kwizinto ezinokwenzeka ezinikezelwa kwi-intanethi, kuyenzeka kwakhona ukuba ukwenza ngqo kwindawo yakhe yebhanki.
Kutheni ndingenako ukongeza umxhamli?
galela yongeza umxhamli, yiya kwindawo yakho yoMthengi, icandelo lokuGqithisela kwithebhu ethi "Iiakhawunti kunye namakhadi". Emva koko ucofe ku “Lawula iiAkhawunti abaxhamli", emva koko faka ulwazi olwahlukeneyo oluceliweyo.
Kutheni ndingafanelanga ukuTshintshelwa ngoko nangoko? Kuphela ii-akhawunti zangoku kwi-SEPA zone (iYurophu kuquka neFransi) inokufunyanwa ugqithiselo olukhawulezileyo. Wena ne ke ngoko pas yenza olu hlobo lwe ukudlulisa kwi-akhawunti ye-password okanye kwi-akhawunti yangaphandle (ngaphandle kwendawo ye-SEPA).
Kutheni utshintshelo lunokukhatywa? i udluliselo lunokwaliwa ukuba ibhalansi ye-akhawunti ayonelanga ukuhlawula intlawulo. Kwimeko ka ukudlulisa ngokukhawuleza ukugcinwa ngexesha, umyalelo wentlawulo uya kuphumelela ngokulula: akuyi kubakho ntlawulo yokukhatywa.
Ndisidlulisela njani isixa esikhulu?
Kwimeko ye ukudlulisa I-SEPA ye-Classic, kwithiyori, akukho siling.
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Ukunika umyalelo we ukudlulisa , unokhetho oluninzi:
- Yiya kwikhawuntara yakho yebhanki.
- Sebenzisa i-odolo stub ye ukudlulisa ekwincwadi yakho yetshekhi.
- Yiya kwinkonzo yakho yebhanki ye-intanethi.
Ngaba udluliselo luvaliwe? Iisilingi ze ugqithiselo kwiibhanki ezinkulu
Umda wodluliselo eBanque Postale: € 3 ubuninzi ngosuku. Umda wodluliselo eBoursorama: Akukho mali iphezulu ugqithiselo ebhankini. Umda wodluliselo eCaisse d'Epargne: €5 ubuninzi nge ukudlulisa kunye ne-10 ye-euro ephezulu ngosuku.
Ingakanani imali yogqithiselo ekrokrisayo?
Esi sibophelelo esicwangcisiweyo sikwachaphazela iidiphozithi zemali kunye nokutsalwa kwemali kwi-akhawunti izixa eqokelelwe kwinyanga yekhalenda idlula i-euro ezili-10 - nokuba zii-euro okanye kwiimali zangaphandle -, umda we-euro ezili-000 uvavanywa ngokuzimeleyo ukurhoxiswa kunye neediphozithi.
Indlela yokudlulisa isixa esikhulu semali? I-Western Union, i-Moneygram okanye i-PayPal: Abaqhubi abakhethekileyo
- Tshintshe de l ' Argent kunye neWestern Union: Oyena mqhubi owaziwayo.
- MoneyGram ukudluliselwa d ' Argent : Enye yezona zindala kwimarike
- I-TransferWise inikeza amaxabiso amahle.
- PayPal kunye ukudluliselwa d ' Argent kwi wallet virtual.
Ulenza njani iCredit Agricole enkulu?
Ukwandisa umda wakho Udluliselo lwebhanki lwetyala lweAgricole, unokhetho oluninzi. Eyokuqala ibandakanya ukuqhagamshelana nomcebisi wakho webhanki kwaye umxelele ngengxaki kunye nomnqweno wakho wokunyusa umgangatho wakho. ugqithiselo. Iya kukunceda ke ukufezekisa lo msebenzi.
Yintoni utshintshelo lweSEPA olukhawulezileyo?
Qu'lugqithiselo olukhawulezileyo lweSEPA ? Inkqubo ye- ugqithiselo olukhawulezileyo ikuvumela ukuba uthumele, ngaphantsi kwemizuzwana ye-10, imali kwi-Euro kumxhamli obekwe kwindawo SEPA. Unyango lwe ugqithiselo olukhawulezileyo ingathatha ukuya kwimizuzwana engama-20 xa kukho ubunzima ekusebenzeni.
Indlela yokwenza ukudluliselwa kwebhanki yokulondoloza i-euro engaphezulu kwe-5000? Kwi ICisisse d'épargne, les ugqithiselo zivaliwe 5 000 euro ngomsebenzi ngamnye, 10 kowethu ngosuku, 20 kowethu ngeveki kunye nama-25 kowethu ngenyanga. Ngexabiso elikhulu kune 5 000 euro, umthengi uyamenywa ukuba ukufezekisa kumaxesha amaninzi ukuze ungagqithi kumlinganiselo ophezulu we 5 000 euro.
Indlela yokwenza utshintshiselwano rhoqo ngenyanga? kwisebe, kwikhawuntara okanye kumcebisi webhanki ozinikeleyo; kwi-intanethi, ukusuka kwindawo yomthengi (kwikhompyuter, ithebhulethi okanye i-smartphone); ngeposi: emva koko sithetha "ngeleta ecelayo ukudlulisa ukuma”; ngomnxeba ukuba ibhanki iyakuvumela oko.
Ndimongeza njani umntu oza kuxhamla ukuze enze utshintsho?
Kwanele ngawe de yiya kwindawo yakho yabathengi, ngaphakathi de i “ufikelelo lwam ugqithiselo", khetha" uluhlu yabaxhamli” uze wongeze i-RIB de entsha yakho umxhamli. Unako ngoko ukudlulisela imali ebhankini ngoko nangoko nangokukhuselekileyo.
Indlela yokongeza umxhamli ukwenza utshintshelo? Indlela yokongeza umxhamli ?
- kudidi " Udluliselo kunye neeNkonzo", emva koko " Udluliselo », kwaye ukhethe « Yongeza umxhamli »,
- ngenisa igama nefani, i-IBAN galela les abaxhamli eFransi okanye à IMonaco okanye iBIC galela les abaxhamli yamazwe ngamazwe, emva koko idilesi yeposi,
Kutheni ndingakwazi ukwenza utshintshelo lweCredit Agricole?
Kwiimeko ezininzi, xa ungakwazi musa ukwenza udluliselo ukusuka kwindawo yakho, oku kuchazwa yinto yokuba awunayo pas imali eyaneleyo kwiakhawunti yakho ukugqiba ukudlulisa.
Ufanelekela njani ukudluliselwa ngoko nangoko? Ungalungisa a ukudlulisa SEPA isifinyezo kuye nabani na obambe i-akhawunti kwindawo ye-SEPA, ngaphandle kokuba ibhanki yomxhamli ibonelela ngale nkonzo kubathengi bayo.
Uthini umhla wokugqibela wokudluliselwa ngoko nangoko?
Ukusukela ekupheleni kuka-2018, iibhanki zelizwe ziye zafumaneka ngokuthe ngcembe kubathengi bazo ugqithiselo olukhawulezileyo (okanye iNtlawulo ekhawulezileyo). Imalunga yokudluliselwa I-SEPA, isetyenziswe kwi-a Umda wexesha yemizuzwana eli-10 okanye engama-20, ifumaneka iiyure ezingama-24 ngosuku, iintsuku ezisi-24 ngeveki, yonke imihla enyakeni.
Kutheni ndingakwazi ukwenza utshintshelo lweCredit Agricole? Kwiimeko ezininzi, xa wena ne kungaba hayi ukwenza un ukudlulisa ukusuka kwindawo yakho, oku kuchazwa yinto yokuba wena ne cwangcisa pas imali eyaneleyo kwiakhawunti yakhoukwenza le ukudlulisa.