e Boursorama Ibhanki, akukho umda de isixa ukwenza a ukudlulisa yebhanki, ngaphandle ugqithiselo iziqwengana apho i umda wasempuma ye-€2 ngosuku. Ngokuhambelana nemimiselo yebhanki, unokucelwa ubungqina bezoqoqosho.
Ngaphezu koko, ndingenza njani utshintshelo ukusuka kwiakhawunti yam ukuya kwenye iakhawunti? Uyenza njani into yokuhambisa kwibhanki nganye?
- Yiya kwithebhu ugqithiselo .
- Ngenisa inani leefayile ze compte umthumeli.
- Ngenisa inani leefayile ze compte indlalifa.
- Ngenisa isixa se ukudlulisa .
- Khetha ukuphindaphinda okanye hayi.
- Khetha imali, ukuba ukudlulisa International.
- Jonga ulwazi.
- Qinisekisa inkqubo.
Uyenza njani iBoursorama enkulu? Kuba ukwenza un ukudlulisa i-snapshot, yiya kwibar yezenzo ezikhawulezayo ezantsi kwendawo, cofa ku "My ugqithiselo & nee-debits ngqo" emva koko ku-"Intlawulo ngoko nangoko". Endlini ka Boursorama Ibhanki, i ukudlulisa Ugqithiso kunye nolwamkelo olukhawulezileyo lusimahla, ngokuhambelana neNcwadana yethu yeRhafu.
Kutheni ndingakwazi ukwenza udluliselo lweBoursorama olukhawulezileyo? Iakhawunti yomamkeli ye ukudlulisa ayiyo pas i-akhawunti yangoku egcinwe ngaphakathi kwe-SEPA* zowuni (ifanelekile kuphela i ugqithiselo olukhawulezileyo) I-akhawunti yomamkeli ivaliwe Kukho impazamo kwiinkcukacha zebhanki zomamkeli. Ibhanki yabaxhamli ne sicebisa pas kwakhona i ugqithiselo olukhawulezileyo
Nangona kunjalo, loluphi ugqithiselo oluphezulu?
Iisilingi ugqithiselo kwiibhanki ezinkulu
I-Plafond ukudlulisa kwiBhanki yePosi: € 3 ubuninzi ngosuku. Isilingi ukudlulisa eBoursorama: Akukho mali ubuninzi kuthulula les ugqithiselo ebhankini. Isilingi ukudlulisa eCaisse d'Epargne: €5 ubuninzi par ukudlulisa kunye ne-10 € ubuninzi ngosuku.
Indlela yokwenza utshintshelo lwe-20.000 euro?
ING ngqo: akukho siling ezinzileyo.
Nangona kunjalo, ikhowudi yokhuseleko yethutyana iyacelwa kwiimali ezingaphezulu kwama-5 kowethu. Monabanq: 20 000 euro ngomsebenzi ngamnye kwaye ngosuku, 80 kowethu ngeveki kunye nama-120 kowethu ngenyanga kwi ugqithiselo zakudala kwiibhanki French.
Yeyiphi imali egqithiselwayo ngaphandle kobungqina? Kwimeko ka ukudlulisa SEPA, i amaxwebhu axhasayo kunyanzelekile ukusuka kwi-euro eyi-150.
Ngaba ndingenza utshintshiselwano lwe-5000 ye-euro? Ngexabiso elikhulu kune 5 000 euro, umthengi uyamenywa ukuba ayenze kwizigaba ezininzi ukuze angagqithisi umda ophezulu we 5 000 euro. Ekubeni iimeko zihluke kwibhanki enye ukuya kwenye: ngoko ke kungcono ukubuza kunye neyakho phambi kokuba naluphi na umsebenzi.
Indlela yokudlulisa isixa esikhulu semali?
I-Western Union, i-Moneygram okanye i-PayPal: Abaqhubi abakhethekileyo
- Tshintshe de l ' Argent kunye neWestern Union: Oyena mqhubi owaziwayo.
- MoneyGram ukudluliselwa d ' Argent : Enye yezona zindala kwimarike
- I-TransferWise inikeza amaxabiso amahle.
- PayPal kunye ukudluliselwa d ' Argent kwi wallet virtual.
Ndisidlulisela njani isixa esikhulu? Yiya kwikhawuntara yakho yebhanki. Sebenzisa i-odolo stub ye ukudlulisa ekwincwadi yakho yetshekhi. Yiya kwinkonzo yakho yebhanki ye-intanethi.
Ndingabhala itshekhi ye-20.000 ye-euro?
Ngokomthetho, akukho sixa siphezulu sokukhupha a uhlole ibhanki okanye a uhlole ibhanki.
Indlela yokuqinisekisa ukudluliselwa kwebhanki enkulu? Ngokuxhomekeke kumsebenzi oza kwenziwa, amaxwebhu axhasayo asoloko ecelwa ahambelana nale:
- isazisi sokutsalwa kwemali kwikhawuntara, ukuhanjiswa kwendlela yokuhlawula (incwadi yetshekhi okanye ikhadi), njl.
- ubungqina bendawo yokuhlala a ukudlulisa ngaphandle koMmandla woQoqosho waseYurophu.
Ndiyidlulisela njani ngaphezulu kwe-€3000 kwiBhanki yePosi?
Isicelo sokwandiswa kwesilingi sinokuba ukwenza nge-imeyile okanye umnxeba kumphathi weakhawunti. Ukuqukumbela, i Ibhanki yeposi ayinyanzelisi siling ukudlulisa ngaphandle kokuba kubonelelwe ngolunye uhlobo ngumthetho okanye ngenxa yezizathu ezibambekayo ezifana nokunqongophala kwemali yokuhlawula amatyala kwi-akhawunti.
Yeyiphi eyona ndlela ilungileyo yokuhlawulwa kunye nokudlulisela imali kwiMida?
Ukuba le mpahla ithunyelwaEst hayi ngokukhawuleza, esona sisombululo sinoqoqosho kukusebenzisa iinkonzo zokuqalisa de la ezemali (TransferWise, Xendpay, PayTop). Ezi nkampani, obani zifumaneka kuphela kwi-Intanethi, zibonelela ngokukhawuleza (ubuninzi beentsuku ezi-2 zokusebenza) kunye neenkonzo ezingabizi kakhulu.
Yeyiphi eyona ndlela yokuthumela imali? Isisombululo esiqhelekileyo, ukuhanjiswa kwecingo kuqulethwe ukudlulisaArgent ukusuka kwiakhawunti yebhanki ukuya kwenye. Xa le nkqubo Est eyenziwe kwi-intanethi okanye ngesicelo sebhanki, iimali sont idluliselwe kwiiyure ezingama-24 kwaye simahla ukuba iakhawunti yomxhamli Est ilawulwa kwindawo ye-SEPA.
Indlela yokwenza ugqithiselo olungaphezulu kwe-5000? Unethuba lokuba yenza ugqithiselo olungaphezulu kwama-5000 euros ngqo kwindawo yakho yabathengi online. Kuya kufuneka ube neselfowuni yakho kuba ikhowudi yethutyana eyimfihlo iya kuthunyelwa kuwe ukuvumela ukuqinisekiswa kwentengiselwano yakho.
Yeyiphi eyona mali iphezulu yetshekhi?
i show yetshekhi ngaphandle kwemali (okanye uhlole iinkuni) zinokuvunywa. Qaphela: akukho ubuninzi bemali ebekwe yimimiselo galela umba a uhlole.
Yeyiphi eyona mali iphezulu inokuhlawulwa ngetshekhi? Akukho mali ubuninzi okanye ubuncinci Intlawulo ngetshekhi. Nangona kunjalo, kufuneka uqinisekise ukuba unemali eyaneleyo kwiakhawunti yakho ukuvumela ibhanki yakho ukuba iyihlawule. Ngokwenene, ukukhupha a uhlole ngaphandle kwezibonelelo kungaba kubangele ukuvalwa kweebhanki.
Yeyiphi eyona mali iphezulu yetshekhi?
Pha a akukho mali ubuninzi betshekhi okanye imali encinci. Ekuphela kwemfuneko galela umntu kufuneka aqinisekise ukuba i-akhawunti dUnikezelo lune somme ibhaliswe kwi uhlole.
Yeyiphi eyona mali ingcono yokudluliselwa? ImaliGram kunjalo elinye lawona magama aziwayo kushishino. Yena Est inkonzo de ukudluliselwa inkonzo yentlawulo eyasungulwa ngo-1940. Ngoko ke ineminyaka engaphezu kwama-80 yamava ekuboneleleni ngeenkonzo zentlawulo. Ukudluliselwa kwemali ehlabathini lonke, inamasebe angaphezu kwama-350 000.
Ndisifumana njani isatifikethi sokudluliselwa?
Ukuba wenze i ukudlulisa kwiakhawunti yakho zebhanki, ungafumana isiqinisekiso soku ukudlulisa kwindawo yakho yabathengi. Cofa nje ku “Fikelela eyam ugqithiselo” emva koko uthi “Imbali yam ugqithiselo".
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Kufuneka bathethelelwe, nokuba kungesatifikethi seumthombo wemali (ibhanki), mhlawumbi ngokukhuphela ulungelelwaniso kumxholo wentengiso ye-real estate ukuba yenzeke, ngokukopa iingxelo zeakhawunti yotyalo-mali okanye ngayo nayiphi na enye indlela ngokuxhomekeke kubume be-akhawunti. imali...
Yintoni isizathu sokudluliselwa?
Xa ukhupha umyalelo ukudlulisa, ungangenisa i isizathu Umbulelo onxulumeneyo kwintsimi enikezelweyo kule njongo kwiimpawu ze ukudlulisa. Bonisa, umzekelo, ireferensi yomxhamli okanye i-invoyisi. Oku kuya kwenza kube lula kuwe ukuzifumana kwingxelo yeakhawunti yakho.
Indlela yokwenza ugqithiselo olukhulu kwiBhanki yePosi? Le ukudlulisa I-SEPA iyafumaneka kubathengi Ibhanki yeposi :
- Kwifowuni ku-3639 ( 3 ) : Yiba negama lakho lomsebenzisi kunye negama lokugqitha elilungele ukuqinisekiswa kwi-intanethi ku-3639 ( 3 ) . ...
- Kwiofisi yakho post ngokwesiqhelo: Yiya kwiofisi yakho post eqhelekileyo ukwenza eyakho ukudlulisa .