Le indawo engcono rentable I-LCL kwaye ikhuselekile ngo-2022 Est i-inshorensi yobomi enembuyekezo entle kakhulu (malunga nesi-2 ukuya kwisi-3%) ngelixa ibonelela nge ukufakwa imali ngaphandle komngcipheko. Ungabeka i-euro ezili-10000, ii-euro ezingama-20000, ii-euro ezingama-30000, ii-euro ezingama-40000 okanye ne-100000 yee-euro apho ngaphandle komda wesilingi.
Ngenye indawo, Yeyiphi iakhawunti efumana kakhulu kwi-LCL? Incwadana yeCerise yimveliso yokonga engenamngcipheko. Uyaxhamla kumvuzo kunye phezulu kunolo lwe akhawunti Kwi-Livret (CSL) ukuya kuthi ga kwi-€20 xa isilingi ye-LDDS yakho okanye i-Livret A yakho ifikelelwe.
Yeyiphi eyona mali iphezulu kwi-akhawunti ye-password? THE incwadana A yi ngoku ifikelele kwi-22 euros. Isilingi ye-LDD, yena, Est ibekwe kwi-euro eyi-12. i incwadanaugcino oludumileyo (LEP) Est icace ngakumbi kuba ayikwenzi okoEst nokwenzeka dvula kuphela ezimbini kwindlu enye yerhafu. Isilingi ke ngoko iyahluka ngokwenani lezabelo zezabelo zosapho.
Yintoni enomdla kwi-akhawunti ye-password? Ugcino olukhuselekileyo
Iimali ezibekiweyo sont kuqinisekisiwe(2) kwaye ihlawulwe ngesantya esipheleleyo sonyaka se-0,05%. Ireyithi iyasebenza nge-01/04/2021, ngokuxhomekeke ekulungisweni nguSociété Générale, ngokuxhomekeke kwirhafu le ingeniso kunye neminikelo yentlalo.
Nangona kunjalo, uyenza njani imali nge-LCL?
I-Advanteji+ I-LCL ikuvumela ukuba Fumana imali ngokwenza iintlawulo zekhadi. Ukuba ungumthengi webhanki ye-ELCL et ukuba ubambe ikhadi letyala kwi-brand, emva koko unokujoyina inkqubo ye-Avantage + simahla I-LCL.
Yintoni incwadana yeCherry?
Le Incwadana yeCherry un incwadi ukongeza kubathengi be-LCL abane Incwadana A kunye/okanye i Incwadana yophuhliso oluzinzileyo noluqukayo (LDDS) lufikelele kwisilingi somthetho.
Yintoni isilingi ye-Livret A LCL? THE isilingi yencwadana A Est iseti kwi-€22 yabantu kunye ne-950 ye-euro yemibutho, ngaphandle kokubalwa kwenzala eyinkunzi. Imidla ye Incwadana ayiweli phakathi kwemida ye plafond. Kukho ezinye ii-akhawunti zogcino, ezilawulwayo okanye ezingekhoyo, ezinokulungela wena.
Isebenza njani iLCL Cash Back? THE imali ebuyayo efunyenwe ngexesha lokuthenga ngeendlela ezahlukeneyo I-LCL I-Avantage+ ikhutshelwa kwikiti eyahlukileyo kwiakhawunti yangoku. Kuphela xa ifikelela kwisixa se-€ 20 apho umthengi angadlulisela umxholo kwi-akhawunti yakhe yebhanki kwaye ayichithe njengoko ebona kufanelekile.
Isebenza njani iCitystore?
Le Citystore idityaniswe nephepha le-Intanethi elizinikeleyo elidwelisa onke amashishini angamahlakani omsebenzi. Ukufumana iindawo ezikufutshane nawe kwaye ujonge iintengiso ezinxulumene nazo, vele uye kwiphepha https://www.lcl.fr/citystore/ilungu/i-offers/shop.
Yintoni isilingi yeNcwadana ye-LCL Cerise? THE Incwadana yeCherry, umphelelisi we incwadi A kunye ne-LDD
Le Incwadana yeCherry isicwangciso sokonga esibonelelwa ngowayesakuba yiCredit Lyonnais, I-LCL. Injongo yayo kukwenza abanini-a incwadi A okanye LDD ukuqhubeka ukonga ngaphaya plafond ogunyazisiweyo: 22950 euro enye kunye 12000 euro kwenye.
Zeziphi iiakhawunti ezifumana imali eninzi?
Iakhawunti ukuba izisa uninzi umdla yi incwadi Ingxowa-mali yoLondolozo lwaBantu (LEP). Ngoku unomvuzo oyi-1,25% ngonyaka. I-LEP igcinelwe abantu abanemivuzo ephantsi.
Isebenza njani iLCL Livret A? Ugcino luyafumaneka nanini na. THE Incwadana A yi a incwadi elawulwayo ikuvumela ukuba wonge ukuya kuthi ga kwi-€ 22, ngaphandle kweentlawulo, iirhafu okanye iminikelo yokhuseleko loluntu. i Incwadana A ikuvumela ukuba ube nemali yakho nangaliphi na ixesha.
Ungayibeka phi imali yakho xa incwadana A igcwele?
Kwiimeko ezininzi, eyona ilungileyo Est ukuvula isicwangciso sokugcina isitokhwe (PEA) kodwa ungasebenzisa isivumelwano se-inshorensi yobomi (ngokukhethekileyo uvuzwe yiLe Revenu), i-akhawunti ye-securities elula okanye isicwangciso sokulondoloza umhlalaphantsi nokuba kule meko I '.imali ibloqu.
Yintoni umahluko phakathi kwe-akhawunti ye-password kunye ne-passbook A?
A la umahluko du Incwadana A, umdla a incwadi zebhanki zimiselwa yibhanki. Le nzala irhafiswa kwaye ixhomekeke kwiminikelo yokhuseleko loluntu. Ugcino lubekwe kwi incwadi ibhanki ihlala ikhona ngamaxesha onke kwaye ayinamngcipheko.
Ngubani oza neyona ncwadana i-A okanye i-LDD? Nge-1%, kunjalo iingxelo deux fois kunye que le Incwadana I-A kunye ne-LDDS, njengesikhumbuzo, ihlawule i-0,5% ukususela ngoFebruwari 2020. Kwaye oku kuya kuhlala kunjalo: umgaqo wokubala umvuzo wakhe ubonelela ukuba izinga le-LEP lilingana nelo Incwadana Inyuswe nge-0,50 inqaku.
Uzibona njani iisampuli zakho zeLCL? Ulwazi lwedebhithi lubuyiselwa kwisiteyitimenti seakhawunti yakho okanye ngeenkonzo zakho zokuBhankisha kwi-Intanethi. I-LCL.Fr.
Isebenza njani iLCL CityStore?
Ngentlawulo nganye kumrhwebi weqabane LCL CityStore, uyaxhamla kwi-cashback*. Ezi zii-euro eziwinileyo! Imbuyekezo yemali* ihlawulwa kwi-akhawunti yakho kwinyanga elandela ukuqinisekiswa kokuthenga.
Uyenza njani iLCL kwi-intanethi? Ngena kwiiakhawunti zakho nge EKWI emva koko ucofe ku-"Indawo yakho" emva koko kwindawo ethi "Imbali" ucofe ku "Izenzo zakho ku EKWI“. Khetha "Udluliselo” kuludwe uze uqinisekise.
Uyisebenzisa njani imivuzo yeCityStore?
Ukufumana i-cashback, ngokululautiliser LCL ikhadi lakho lokuthenga ngetyala ukuthenga kwakho, kunye nesantya cashback (ebekwe phezulu ekunene kulo mfanekiso ungasentla) ziya kusebenza ngokuzenzekelayo. Kwinyanga elandelayo, i-akhawunti yakho yebhanki iza kufakwa kuncitshiso emva kokuba i-cashback iqinisekisiwe ngumrhwebi.
Uyiqinisekisa njani imbuyiselo yemali yeMonoprix? Ngoko ke wena CashBack Monoprix Ifashoni kunye neKhaya lithathelwe ingqalelo, nceda wamkele zonke iikuki xa ufika kwindawo yomthengisi Monoprix Ifashoni & neKhaya. THE CashBack Monoprix Ifashoni kunye neKhaya zinokudityaniswa kuphela neekhowudi zentengiso ekukhankanyiweyo kuzo “+ Ukuya kuthi ga kwi-3,5% yesaphulelo CashBack".
Yintoni isilingi seCEL?
I-Plafond. le I-CEL isilingi Ye- $ 15.
Yintoni ireyithi ye-LDD? Tshintshela ku-1er February 2022
Le izinga Inzala yonyaka yencwadana yophuhliso oluzinzileyo kunye nomanyano (LDDS), ehambelana naleyo yencwadana A, Est ihlaziywe nge-1% kwi-1er NgoFebruwari 2022.
Ubeka phi imali yakho ukuze izise kakhulu?
Loluphi utyalo-mali olubonelela ngembuyekezo engcono kwixesha elide?
- Tyala imali kwi-stock market nge-PEA okanye i-akhawunti yokhuseleko. Izabelo ziludidi lwe-asethi qui inikeza imbuyekezo ephezulu kwixesha elide. …
- Equities: utyalo-mali olukwasemngciphekweni ngakumbi...
- I-inshurensi yobomi ukuze ukwandise ukonga kwakho.
Yeyiphi incwadana efumana imali eninzi ngo-2022? Njengoko kubhengezwe nguBruno Le Maire phakathi kuJanuwari, izinga Incwadana I-A inyuswe ukusuka kwi-0,50% ukuya kwi-1,00% kwi-1er uFebruwari 2022. Ukusukela kulo mhla, kumntu ofikelele kwisilingi, oko kukuthi i-euro ezingama-22 (ngaphandle kwenzala), inzuzo ifikelela kuma-euro angama-950 ngonyaka, ngokuchasene ne-euro eyi-229 ngaphambili.
Ngubani oza neyona Livret A okanye PEL?
Kulo mgaqo, siSicwangciso soLondolozo lweNdlu (I-PEL) qui ijika i kunye luncedo. Ikuvumela ukuba utyale ukuya kuthi ga kwi-61 euros kwinqanaba langoku le-200% ye-gross, okanye i-1% net ye-PFU (0,70). Ngomnyanzelo omnye omkhulu, nangona kunjalo: hlawula ubuncinci i-euro ezingama-1 ngonyaka, ngezavenge zenyanga, zekota okanye zesiqingatha sonyaka.