Ukuba yintshukumo enye kuphela (nokuba iya kuphinda iphindwe kamva), i ukudlulisa kuthiwa ukufika ngexesha. Ngokuchaseneyo, a ukudluliselwa ngokusisigxina ivumela otyalwayo ukuba ahlawule amatyala abo xa kufanelekile ngaphandle kokujongana nawo ngelixa u-odolo umi.
Ukongeza, lusebenza njani utshintshelo olusisigxina? THE ukudluliselwa ngokusisigxina est un ukudlulisa ngee-euro, ngokuzenzekelayo kunye nokuphindaphinda, qui ivumela iintlawulo zesixa esifanayo ukuba zenziwe kwi-akhawunti egcinwe eFransi ngokunjalo que kwamanye amazwe ommandla we-SEPA, ngomhla/ukuphindaphinda kunye nexesha olithandayo.
Lufika nini utshintshelo olusisigxina? Ukulibaziseka kwe-interbank kuphakathi kwe-1 kunye ne-3 yeentsuku zokusebenza ngokuxhomekeke kwiibhanki. Eli lixesha eliqhelekileyo elifumanekayo kumnikezeli wenkonzo yentlawulo (ibhanki) xa ifumene umyalelo okhutshiweyo. Ukusuka kwiakhawunti ukuya kwiakhawunti: oko kukuthi phakathi kweeakhawunti ezimbini ezigcinwe kwibhanki enye.
Yintoni ukudluliselwa ngeveki? i ukudlulisa ukufika ngexesha a ukudlulisa yenziwe ngomhla wanamhlanje; i ukudlulisa ukuma yi a ukudlulisa Ukuphindaphinda okunokuthi kuqhutywe, ngokukhetha, ngendlela ibhayibhile, ngenyanga, ngekota, ngesiqingatha sonyaka okanye ngonyaka. … I ukudlulisa ilityazisiwe ngu a ukudlulisa Ukugcina ixesha okunokwenziwa ngomhla omiselweyo.
Ke, yintoni ugqithiselo lwexesha elinye? THE ukudlulisa yindlela yokuhlawula nge-elektroniki que uqala njengoko que umnini-akhawunti kufuneka atsalwe. i udluliselo olunye-off ikuvumela ukuba wenze intlawulo ye-elektroniki ngokuthengiselana ngamaxesha athile.
Ndilwenza njani utshintshiselwano lwexesha elinye?
Ungenza njani un udluliselo olunye-off ? Inkqubo iyafana kuninzi lweebhanki. Ukwenza a udluliselo olunye-off kufuneka ufumane iinkcukacha zebhanki zomxhamli: inombolo ye-akhawunti, i-RIB, ikhowudi ye-IBAN (isazisi se-akhawunti yebhanki), ikhowudi ye-BIC (isazisi sebhanki) okanye i-SWIFT.
Yeyiphi eyona mali iphezulu yodluliselo? Kwimeko ka ukudlulisa I-SEPA ye-Classic, kwithiyori, kukho a akukho cap. Kwelinye icala, kwimeko ka ukudlulisa Instant SEPA, ke imithetho sont ukuba awukwazi ukudlulisela ngaphezulu de I-euro eyi-15 kwenye ukudlulisa.
Yintoni ukudluliselwa kwamathuba? THE ukudlulisa I-SEPA ingaba: ngamaxesha athile (okanye ukufika ngexesha): ulandelelwano Est inikwe kanye ngentlawulo enye, eqhelekileyo (okanye esisigxina): umyalelo Est kunikwa iintlawulo ezininzi zesiqhelo zesixa esifanayo kumntu omnye (umntu, inkampani, umbutho), ngemihla nangexesha ekuvunyelwene ngalo nebhanki yakho.
Ndisidlulisela njani isixa esikhulu?
Kwimeko ye ukudlulisa I-SEPA ye-Classic, kwithiyori, akukho siling.
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Ukunika umyalelo we ukudlulisa , unokhetho oluninzi:
- Yiya kwikhawuntara yakho yebhanki.
- Sebenzisa i-odolo stub ye ukudlulisa ekwincwadi yakho yetshekhi.
- Yiya kwinkonzo yakho yebhanki ye-intanethi.
Ngaba ndingenza utshintshiselwano lwe-€20.000? Ubuninzi bexabiso elinye ukudlulisa ibhanki yebhanki ngebhanki. Njengoko kuchaziwe ngasentla, akukho mda wesilingi enye ukudlulisa esemthethweni.
Loluphi ulwazi lokwenza imali ebhankini?
Yazi ukuba i Inkcukacha eziyimfuneko galela un ukudlulisa linani le-akhawunti ekufuneka itsalwe, isixa-mali, umhla wokuphunyezwa ofunekayo kunye neenkcukacha zoqhagamshelwano zebhanki yeakhawunti eza kufakwa, ngamanye amazwi IBAN yayo (Inombolo yeAkhawunti yeBhanki yeHlabathi).
Ngaba ndingenza utshintshiselwano lwe-5000 ye-euro? Unokukhetha ukwenza i ukudlulisa ngaphaya 5000 euro ngqo kwindawo yakho yabathengi be-intanethi. Kuya kufuneka ube neselfowuni yakho kuba ikhowudi yethutyana eyimfihlo iya kuthunyelwa kuwe ukuvumela ukuqinisekiswa kwentengiselwano yakho.
Ngaba ndingenza utshintshiselwano lwe-20.000 ye-euro?
Ubuninzi bexabiso elinye ukudlulisa ibhanki yebhanki ngebhanki. Njengoko kuchaziwe ngasentla, akukho mda wesilingi enye ukudlulisa esemthethweni.
Ingakanani imali yogqithiselo ekrokrisayo?
Esi sibophelelo esicwangcisiweyo sikwachaphazela iidiphozithi zemali kunye nokutsalwa kwemali kwi-akhawunti izixa eqokelelwe kwinyanga yekhalenda idlula i-euro ezili-10 - nokuba zii-euro okanye kwiimali zangaphandle -, umda we-euro ezili-000 uvavanywa ngokuzimeleyo ukurhoxiswa kunye neediphozithi.
Kutheni kungekho transfer ngoMvulo? Pourquoi asikwazi thina pas fumana kwi ukudluliselwa ngoMvulo ? Iibhanki ezininzi zivaliwe lundi. Kwaye kukho ukulibaziseka kwe-interbank yosuku olunye lweshishini. Eli xesha livumela ukusekwa ukujonga nebhanki ekhuphayo ukuba umntu otyalwayo unemali efunekayo yokuhlawula ukudlulisa.
Uthini umahluko phakathi kwe-SEPA kunye nokudluliselwa kwe-non-SEPA? (1): SEPA = Indawo yentlawulo ye-Euro enye. I Non-SEPA transfers efakwe kwi-Intanethi elungiselelwe ukuphunyezwa kwangoko, akukho ncwadi yoku-odola ngolu hlobo ukudlulisa.
Yenziwa njani iBhanki yePosi ngamaxesha athile?
Ukusuka kwindawo yakho yobuqu, cofa kwindawo ethi "Lawula" emva koko" Udluliselo » Khetha uhlobo lwe ukudlulisa ufuna ukwenza (ngamaxesha athile, ngokusisigxina…) Khetha i-akhawunti eza kutsalwa kuyo ukudlulisa. Khetha iakhawunti ukuba ifakwe.
Yeyiphi eyona mali iphezulu egunyazisiweyo yokudluliselwa? Iisilingi ze ugqithiselo kwiibhanki ezinkulu
I-Plafond ukudlulisa kwiBhanki yePosi: € 3 ubuninzi ngosuku. Isilingi ukudlulisa eBoursorama: Hayi ubuninzi bemali ye les ugqithiselo ebhankini. Isilingi ukudlulisa kwirejista dUgcino: €5 ubuninzi par ukudlulisa kunye ne-10 € ubuninzi ngosuku.
Yeyiphi eyona mali iphezulu yodluliselo?
Kagakanani singakwazi ukutshintshela kwi-intanethi? i ukudlulisa I-Intanethi yangoko nangoko SEPA Est ityala elikhethekileyo. i isixa zomthetho ubuninzi imali egunyazisiweyo ukuya kwishumi elinesihlanu lamawaka eeuro, kodwa kufuneka kuxoxwe ngayo la ibhanki. Yena Est inqabile kune isixa esiphezulu ngokungagqibekanga sele ifikelela kwishumi elinesihlanu lamawaka eeuro.
Ngaba udluliselo luvaliwe? Iisilingi ze ugqithiselo kwiibhanki ezinkulu
Umda wodluliselo eBanque Postale: € 3 ubuninzi ngosuku. Umda wodluliselo eBoursorama: Akukho mali iphezulu ugqithiselo ebhankini. Umda wodluliselo eCaisse d'Epargne: €5 ubuninzi nge ukudlulisa kunye ne-10 ye-euro ephezulu ngosuku.
Yeyiphi eyona mali iphezulu yodluliselo?
Kagakanani singakwazi ukutshintshela kwi-intanethi? i ukudlulisa I-Intanethi yangoko nangoko SEPA Est ityala elikhethekileyo. i isixa zomthetho ubuninzi imali egunyazisiweyo ukuya kwishumi elinesihlanu lamawaka eeuro, kodwa kufuneka kuthethathethwane nebhanki. Yena Est inqabile kune isixa esiphezulu ngokungagqibekanga sele ifikelela kwishumi elinesihlanu lamawaka eeuro.
Yeyiphi ikhowudi yokwenza udluliselo? galela fumana a ukudlulisa, ukuhanjiswa okulula kwe-BIC/IBAN yakho kwiqela lesithathu kwanele galela yenza olu dluliselo. Ngokufanayo galela umba a ukudlulisa uya kufuna i-BIC/IBAN yomxhamli.
Izaliswa njani ifom yodluliselo?
Umyalelo wentlawulo ebhankini: kwikhawuntara nangeposi
- Igama lakho lokuqala, ifani yakho kunye nenombolo ye-akhawunti yakho (leyo apho imali iya kutsalwa kuyo),
- Umhla,
- Igama lomxhamli kunye neenkcukacha zebhanki (i-BIC kunye ne-IBAN, oya kuyifumana kwi-trib yombolekisi) ye-akhawunti ukuba ifakwe kwikhredithi,
- Imali eza kudluliselwa,
Yiyiphi inxalenye yeRIB yokudluliselwa? Iqala ngesichongi selizwe (FR galela France), iphetha ngesitshixo LUBambo kwaye iqalisa kwakhona ngolandelelwano olwahlukileyo ikhowudi bank, counter kunye nenombolo de iakhawunti. I-IBAN linani elivumayo de Yamkela okanye uthumele ugqithiselo.
Indlela yokwenza ukudluliselwa kwe-euro engaphezu kwe-3000 kwiBhanki yePosi?
Isicelo sokwandiswa kwesilingi sinokuba ukwenza nge-imeyile okanye umnxeba kumphathi weakhawunti. Ukuqukumbela, i Ibhanki yeposi ayinyanzelisi siling ukudlulisa ngaphandle kokuba kubonelelwe ngolunye uhlobo ngumthetho okanye ngenxa yezizathu ezibambekayo ezifana nokunqongophala kwemali yokuhlawula amatyala kwi-akhawunti.
Unokwenza njani utshintshiselwano olungaphezu kwe-3000 euros Ikhredithi ye-Agricole?
Isilingi ye ukudlulisa ebhankini yezolimo
Isilingi ugqithiselo lwetyala lezolimo ye 3000 euro. Ngoko ke, awukwazi yenza ugqithiselo ngaphaya kwesi sixa, nokuba kuseFransi okanye phesheya. Kuyafana ke xa kufikwa ku a ukudlulisa nge-imeyile okanye kwi-arhente ityala lezolimo.
Ulenza njani iCredit Agricole enkulu? Ukwandisa umda wakho Udluliselo lwebhanki lwetyala lweAgricole, unokhetho oluninzi. Eyokuqala ibandakanya ukuqhagamshelana nomcebisi wakho webhanki kwaye umxelele ngengxaki kunye nomnqweno wakho wokunyusa umgangatho wakho. ugqithiselo. Iya kukunceda ke ukufezekisa lo msebenzi.