Rhoqo ngeeveki ezimbini, le ntlawulo ibalwa ngeyona mali incinci irekhodiweyo kwi-akhawunti kwiinyanga ezi-6 zokugqibela. Imidla ibalwa ngokwethuba leentsuku ezili-15, Imidla imali eyinkunzi ukususela nge-31 kaDisemba kwaye ifakwe kwi- incwadi yomnini ekuqaleni kukaJanuwari wonyaka olandelayo.
Ngaphezu koko, yeyiphi incwadana eyeyona inenzuzo kakhulu kwiSociete Generale? Umvuzo we Incwadana yeSociete Generale Plus
Masiqhubele phambili kwinto eyenza imvelaphi ye Incwadana Iyagcina kunye : indlela yakhe yomvuzo. Idityaniswe ngomlinganiselo osemgangathweni wembuyekezo oyi-0.30% yengeniso kunye nebhonasi yokuthembeka eyi-0.70%, incwadi Iyagcina Ngakumbi kwiSociete Generale ke ngoko ikuvumela ukuba ufumane ukuya kuthi ga kwi-1,00% gross.
Ingaba umdla we-livret A ubalwa njani? Ukuba wenza iintlawulo ezininzi enyakeni, ireyithi ibalwa qho emva kweeveki ezimbini.
- ukuba isixa-mali se-€ 15 sibekwe kwi- Incwadana A unyaka wonke, ngoko ke umdla iya kuba yi-15 x 000% = €0,50.
- ukuba iimali zifakwa unyaka wonke, ngoko ke ipro rata iya kusebenza kwidiphozithi nganye.
Ihlawulwa nini inzala yeSociete Generale? I umdla
Ngokumalunga nokubalwa kwe umdlayena Est yenziwe ziiveki ezimbini kwaye bona zihlawulwe ukusukela nge-31 kaDisemba walo nyaka. Akukho sizathu sokubeka yonke into ekupheleni kukaDisemba kuba ukubalwa kweeveki ezimbini kuya kuthetha ukuba iintlawulo ezenziwe emva kwe-16 kaDisemba ziya kuqwalaselwa kuphela kunyaka olandelayo.
Nangona kunjalo, umdla wehla nini?
Umhla wexabiso nge-31 kaDisemba
Nokuba iibhanki zihlawula umvuzo nge-31 kaDisemba, nge-2 kaJanuwari okanye nge-4, uninzi lweempawu zigcina umhla wexabiso elifanayo: nge-31 kaDisemba. Lo ngumhla omiselweyo wokubala umvuzo wakho.
Uyikhupha njani imali kwi-akhawunti yakho ye-Societe Generale A?
Unokwenza ngokukhululekileyo ukurhoxiswa kwakho incwadi A:
- ngemali esebeni ebambe i Incwadana A;
- ngekhadi elisuka Ukurhoxiswa kweSociete Generale kubathengi abangaphezu kweminyaka eyi-12 kumatshini wamatikiti I-Societe Generale kunye neTyala du Emantla eFransi;
- ngokugqithiselwa kanye kwiakhawunti yakho yangoku;
Ihlawulwa nini inzala ye-inshorensi yobomi? Ingxowa-mali kwii-euro zekhontrakthi yei-inshurensi yobomi yinkxaso ekhuselekileyo ebandakanya isiqinisekiso esiyinkunzi esinikezelwa ngumkhuseli. Umrhumi ke ngoko akanakuphulukana nemali kolu hlobo lwengxowa-mali. Rhoqo ngonyaka inzala ihlawulwe kwikhontrakthi ukususela nge-31 kaDisemba N.
Iyakuba yintoni ireyithi yencwadana A ngo-2022? Njengoko kubhengezwe nguBruno Le Maire phakathi kuJanuwari, i Ireyithi yencwadana I-A inyuswe ukusuka kwi-0,50% ukuya kwi-1,00% kwi-1er uFebruwari 2022. Ukusukela kulo mhla, kumntu ofikelele kwisilingi, oko kukuthi i-euro ezingama-22 (ngaphandle kwenzala), inzuzo ifikelela kuma-euro angama-950 ngonyaka, ngokuchasene ne-euro eyi-229 ngaphambili.
Sinawo nini umdla?
Intlawulo ye umdla iincwadi zokugcina imali
Enyanisweni, abanye baqinisekisa ukuba umdla zibalwe zize zihlawulwe kwiincwadana zenu ukususela nge-31 kaDisemba walo nyaka, ngoxa abanye bamisela olu balo kunye nentlawulo ekuqaleni kukaJanuwari wonyaka olandelayo.
Ndiyikhupha njani imali kwi-CEL? A yokuyeka ngokuyinxenye kwi INJONGO kunokwenziwa ngeendlela ezahlukeneyo: Kwisebe lebhanki, kwikhawuntara okanye ngokuqeshwa kunye nomcebisi wakhe: umqeshwa webhanki uya kuthi emva koko aqhubele phambili kwinto ebizwa ngokuba yi-transfer phakathi kwee-akhawunti. L'Argent iya kususwa kweyakho INJONGO kwaye ufake iakhawunti yakho yokujonga.
Ulwenza njani utshintsho kwiLivret A yakho?
galela yenza ugqithiselo on / from your Incwadana A, ungaya: kwikhawuntara yakho yebhanki: ekunikezelweni kwesazisi kunye nenombolo ye incwadi A, kunokwenzeka ukuba yenza ugqithiselo ukusuka kwenye iakhawunti ukuya incwadi ukonga.
Ndiyikhupha njani imali kwiakhawunti yam yokonga? Kuba rhoxisa imali ngemali evela kuwe incwadi, yiya nje esebeni ucele a yokuyeka ngemali. Ukutsalwa kwemali eninzi (ngaphezulu kwe-€1), khumbula ukwazisa ibhanki yakho kusuku olungaphambili.
Ihlawulwa njani i-inshurensi yobomi?
Ngokomthetho, i-inshurensi inenyanga enye yokuhlawula inkunzi kubaxhamli, ekufumaneni ifayile epheleleyo. Kucetyiswa ke ngoko ukuba uthumele onke amaxwebhu axhasayo nge-imeyile ebhalisiweyo kunye nokuvuma ukuba ufunyenwe ukwazi umhla wokuhamba. ce umda wexesha.
Isebenza njani intlawulo yeinshorensi yobomi?
L 'i-inshurensi yobomi sisivumelwano apho i-inshurensi ithatha, njengembuyekezo yentlawulo yeepremiyamu, ukuhlawula i-annuity okanye inkunzi kwi-inshorensi okanye abaxhamli bakhe. Ingasetyenziswa njengemveliso yokonga ixesha eliphakathi okanye elide.
Kuthatha ixesha elingakanani ukufumana i-inshorensi yobomi emva kokufa? emva ukufunyanwa kwamaxwebhu, i-inshurensi inenyanga eyi-1 galela hlawula imali. Ukusuka de ulwamkelo de isenzo yabangasekhoyo kunye nolungelelwaniso lwabaxhamli, i-inshurensi inokuqala Nceda iintsuku ezilishumi elinesihlanu galela cela amaxwebhu afunwa sisivumelwano.
Yeyiphi incwadana eyandayo ngo-2022? Ngenxa yokuqalisa kwakhona kwexabiso lentengo, izinga lenzala ye incwadi Utshintsho ukuya kwi-1% kwi-1er uFebruwari 2022, kunye neereyithi ze incwadi yophuhliso oluzinzileyo noluqukayo (LDDS), kunye incwadi abatsha. Leyo ye incwadi IPeople's Savings Fund yehle yaya kutsho kwi-2,2%.
Iyakuba yintoni inqanaba le-LDD ngo-2022?
Yandisa kwi izinga ukusuka kwi-LDDS ukuya kwi-1 kaFebruwari 2022
UMphathiswa wezoQoqosho uBruno Le Maire ubhengeze nge-14 kaJanuwari 2022, ukuphindwa kabini kwe izinga ukusuka kwi-0,5% ukuya kwi-1%, njengaleyo ye-Livret A, ngokuhambelana nesindululo seRhuluneli ye-Banque de France.
Loluphi utyalo-mali luka-2022? Yeyiphi yiyo utyalo-mali eyona ikhuselekileyo 2022 ? Iiakhawunti zogcino ezilawulwayo (Livret A, LDDS, LEP) inzuzo de iwaranti de urhulumente. Umlondolozi ke ngoko uqinisekisiwe de fumana iyonke de iintlawulo zakhe, nokuba yintoni na.
Isebenza njani inzala?
Ichazwa njengomlinganiselo wemali ebolekiweyo: le pesenti ibizwa ngokuba yinzala.intérêt, okanye irenti yemali. Ngaloo ndlela, umthengi ufumana ngoJanuwari 1 imali mboleko yonyaka omnye we-euro ezili-100 kunye nomlinganiselo weintérêt I-5% iya kufuneka ibuyisele i-euro eyi-105 kwibhanki yakhe ngoDisemba 31.
Ithini ireyithi ye-LEP ngo-2022? Yandisa kwi Ireyithi ye-LEP ngo-2022
Le Ireyithi ye-LEP yi ibekwe kwi-2,2% ngoFebruwari woku-1 2022, ngokuchasene ne-1% ngaphambili, a izinga isebenza kude kube nge-31 kaJanuwari 2022.
Ungayityala phi imali yakho ngo-2022?
TYALA IMALI YAKHO : 8 INDAWO UKWAZI 2022
- Tyala imali imali yakhe kwi-inshurensi yobomi.
- Isicwangciso sokugcina umhlalaphantsi.
- ii-SCPIs.
- Iimarike zemali.
- Umhlaba othe ngqo.
- Iimveliso ezicwangcisiweyo.
- Impahla yabucala.
- Utyalo-mali olunoxanduva.
Yintoni injongo yokugcina i-CEL? i INJONGO ingakuvumela ukuba ufumane imali mboleko yendlu ngexabiso elikhethekileyo. Kuyimfuneko ukuba loo mboleko yenzelwe ukuxhaswa ngemali kwendawo yokuhlala enqununu okanye ukuthengwa kwezabelo ze-SCPI (iinkampani zoluntu zotyalo-mali lwezindlu) kunye nobizo lokuhlala.
Yeyiphi imali encinci ekufuneka siyishiye kwi-CEL?
Ukuvula ifayile ye- INJONGO, kufuneka uhlawule i-€300 kwi- ubuncinane. Kufuneka njalo ushiye un ubuncinane ye-€300 yakho INJONGO. Ukuba ibhalansi yakho INJONGO iwela ngaphantsi kwe-300 € uphawu, iya kuvalwa. I-akhawunti yokonga indlu ifikeleleka kuye wonke umntu, nokuba mdala kangakanani na.
Uyirhoxisa nini imali yeCEL? Kungcono ukulinda kude kube yi-1 okanye i-16 yenyanga yangoku, kwakhona ngenxa yomgaqo weeveki ezimbini. Kwimeko yokurhoxiswa kwenxalenye yeArgent nge-30, 31st okanye 15th enyangeni, inzala eveliswe kwiveki ezimbini ezidlulileyo ilahlekile.