Le plafond ikhadi letyala lidla ngokubalwa 7 iintsuku ukutsalwa kunye 30 iintsuku iintlawulo. Ukwenzela i plafond Ukurhoxiswa kwekhadi lebhanki, ikhawuntara iphinda isetwe kuyo 0€ ngomhla we-8 kunye neentlawulo, ngosuku emva komhla wama-30.
Phofu, Ndiwunyusa njani umda wekhadi lam lebhanki? Unyuka njani les iisilingi yakho CB ?
- Ngokuqhagamshelana nomcebisi wakho ngomnxeba, okanye ngokuqhagamshelana ne Amakhadi ebhanki ukuba ibhanki yakho inomnxeba woncedo.
- Ngeposi ethunyelwa kwibhanki yakho.
- Kwi-intanethi, ngefomu enikezelweyo
Ukwazi njani ukuphela kweentsuku ezingama-30? Umzekelo: umyinge wakho wokurhoxisa yi-€2 kwi Iintsuku ezingama-30 zokuhamba, ukuba urhoxisa i-1 nge-500 kaJanuwari, unokurhoxisa kuphela i-3 ukuya kwi-500 kaFebruwari. Ubalo lwe iintsuku kuba isilingi ukurhoxiswa akwenzeki ukusuka 1st ukuya 30 okanye 31 yenyanga, kodwa ukusuka usuku apho ubethe ikepusi.
Ziqala nini iintsuku ezimtyibilizi? I iintsuku ziqala ukuba "slip" ukusuka ekuqaleni ukurhoxiswa okwenziwa ngeveki. Iibhanki zibonelela ngamakhadi asebenza kuwo iintsuku, iiveki okanye iinyanga izinto ezikhazimlayo.
Ngoku, zithini iintsuku ezisi-7?
Iintsuku ezingama-7 zokuhamba : ingcaciso ye usuku olumtyibilizi kunye nembonakalo. Usenokuba nemali kwi-akhawunti yakho kwaye ubone ikhadi lakho laliwe xa ulitsalwa okanye unomrhwebi. Xa oku kusenzeka, ikhadi letyala liyala ukusebenza kwaye ngoko ngokubanzi ukusebenza Est Waliwe.
Ngaba kuyahlawula ukwandisa isilingi yakho?
Iibhanki ezininzi zihlawulisa kuphela ukonyuswa kwesihlandlo esinye a plafond. Nangona kunjalo, abanye babo babiza i-5 ye-euro kule nkonzo. Ukonyuka okusisigxina kwe plafond, kuya kufuneka ukuba ubonakalise kumcebisi wakho webhanki que umvuzo wakho uvumela oku kuguqulwa.
Ihlaziywa nini isilingi? I iisilingi ke ngoko azisetwanga kwakhona ekuqaleni kwenyanga nganye, kodwa ekuhambeni kwexesha ngokokusetyenziswa kwabathwali. Ukuba, umzekelo, ukuhoxiswa okuphezulu kufikeleleke ngoMeyi 7, kuya kufuneka ukuba ulinde kude kube ngoMeyi 14 (iintsuku ezisi-7 kamva) ukuhoxisa imali.
Kutheni ndingakwazi ukuhlawula nge-intanethi ngekhadi lam? Esinye sezizathu eziqhelekileyo zokuba kutheni ukwala intlawulo yekhadi ibhanki kwi-intanethi ifunyenwe, kukungabikho kwemali kwi-akhawunti. Ewe, ukuba ibhalansi yeakhawunti yakho yangoku itsalwayo okanye ukuba ufikelele kumda ogunyazisiweyo we-overdraft, inkokhelo iya kwaliwa kwi-intanethi.
Indlela yokubala iintsuku zokuqengqeleka?
galela bala iintsuku zokutyibilika, akukho nto inokuba lula: ukusuka usuku okanye ukurhoxiswa okanye intlawulo yenziwe, uthatha okufanayo usuku kwiveki ezayo dibanisa enye usuku. Oku kuthetha ukuba ukuba umyinge wakho ubufikelelwe ngoLwesibini, ikhadi lakho liya kusetyenziswa ngoLwesithathu olandelayo.
Zibalwa njani iintsuku? Inkqubo ye iintsuku ezimtyibilizi isebenza kulo mgaqo ulandelayo: ikhadi lebhanki lebhanki lidibanisa nganye usuku isixa seentlawulo ezenziweyo. Ukuba enye usuku J, isixa esongezelekayo seentlawulo ezenziweyo kwiminyaka engama-29 edluleyo iintsuku idlula umda, intlawulo yaliwe.
Indlela yokubala iintsuku ezi-7 zokuqengqeleka?
amagqabantshintshi yekhompyutha Iintsuku ezingama-7 zokuhamba ? Ukubala i iintsuku ezimtyibilizi, akukho nto inokuba lula: ukusuka usuku okanye ukurhoxiswa okanye intlawulo yenziwe, uthatha okufanayo usuku kwiveki ezayo dibanisa enye usuku. Oku kuthetha ukuba ukuba umyinge wakho ubufikelelwe ngoLwesibini, ikhadi lakho liya kusetyenziswa ngoLwesithathu olandelayo.
Indlela yokubala iintsuku eziqengqelekayo? Inani le iintsuku ezimtyibilizi kubandakanya ukulibaziseka phakathi kokusetyenziswa kwenkonzo kunye nexesha eya kufumaneka ngalo kwakhona. Ke, xa umda wokurhoxiswa wekhadi letyala ufikelelekile, umsebenzisi kufuneka avumele i-7 iintsuku zilandelelana phambi kokuba ukhuphe imali kwakhona.
Uzibala njani iintsuku zokutyibiliza?
galela bala iintsuku zokutyibilika, akukho nto inokuba lula: ukusuka usuku okanye ukurhoxiswa okanye intlawulo yenziwe, uthatha okufanayo usuku kwiveki ezayo dibanisa enye usuku. Oku kuthetha ukuba ukuba umyinge wakho ubufikelelwe ngoLwesibini, ikhadi lakho liya kusetyenziswa ngoLwesithathu olandelayo.
Zibalwa njani iintsuku ezisi-7 zeCredit Agricole?
SingoLwesithathu ngo-Oktobha 8 kwaye uhoxisa i-200 €. Kuze kube ngoLwesithathu ngo-Oktobha 15 (okt 1 iveki kamva), unokurhoxisa kuphela i-300 euro. Iintsuku ezingama-7 zokuhamba ayithethi ngeveki kwaye ayithethi kubaliwe hayi ukusuka ngoMvulo ukuya ngoMvulo kodwa ukusuka usuku okanye urhoxa de 7 jours kamva.
Uthini umda wekhadi lebhanki? Imida ngokohlobo lwekhadi lebhanki
uhlobo ikhadi lebhanki | Isilingi ye yokuyeka | Isilingi ye inkokhelo |
---|---|---|
Imephu de yokuyeka | 300 € ngeveki | - |
IVisa Electron | I-300 € ukuya kwi-500 € ngeveki | I-1 ukuya kwi-€000 ngenyanga |
Visa Classic okanye MasterCard | 500 € ngeveki | €2 ngenyanga |
I-Visa Premier okanye iGold MasterCard | €1 ngeveki | €8 ngenyanga |
Yintoni umda wekhadi letyala? THE plafond yentlawulo nge Ikhadi lebhanki sisixa-mali athi umsebenzisi a Ikhadi lebhanki akanako ukugqitha xa ehlawula ngeyakhe ezinokufumaneka, emngciphekweni wokubona intlawulo yaliwe.
Ungawunyusa njani umda wokurhoxa kweBhanki yePosi?
Ngaso nasiphi na isicelo sokunyuka okwethutyana kwi plafond(1) yekhadi lakho lentengiselwano yakho yentlawulo kunye/okanye intengiselwano yakho yokhuseleko. yokuyeka, unga: ukwenza lo msebenzi ngexesha lokwenyani, ngokuthe ngqo kwiNdawo yeKhadi lakho kwisicelo esiphathwayo Ibhanki yeposi. okanye uqhagamshelane neyakho bank uku...
Indlela yokubala iintsuku ezi-3 zokuqengqeleka? Ukubala i iintsuku ezimtyibilizi, akukho nto inokuba lula: ukusuka usuku okanye ukurhoxiswa okanye intlawulo yenziwe, uthatha okufanayo usuku kwiveki ezayo dibanisa enye usuku. Oku kuthetha ukuba ukuba umyinge wakho ubufikelelwe ngoLwesibini, ikhadi lakho liya kusetyenziswa ngoLwesithathu olandelayo.
Isilingi ibuyela nini kwi-0 Crédit Agricole?
xa Ingaba umda wam uya kubekwa kwakhona 0 ? Umda wekhadi lebhanki ubalwa ngokubanzi malunga neentsuku ezi-7 zokutsalwa kwemali kunye neentsuku ezingama-30 zeentlawulo. Ngomda wokurhoxiswa kwekhadi lebhanki, ikhawunta iphinda isetwe kuyo 0 € ngomhla we-8 kunye neentlawulo ngosuku emva komhla wama-30.
Kutheni intlawulo yam yaliwe xa ndinemali? Ugqithile kumda wakho.
Ukuba wenze ukuthenga okukhulu kwaye ufikelele kulo mda, awusayi kuphinda ube nakho ahlawule ngekhadi lakho, nokuba laneleArgent kwiakhawunti yakho! I-Ditto yokutsala imali: akufuneki utsale ngaphezulu kwexabiso elithile ngeveki.
Uyivula njani intlawulo ye-intanethi?
Indlela yokuvula ikhadi lakhe letyala ahlawule kwi-Intanethi ? Kuba vula ikhadi lakhe letyala ahlawule kwi-Intanethi, kuyimfuneko ukwenza umsebenzi we inkokhelo ukude: Yiya kwindawo yomthengi wakho nge EKWI. Vula ukhetho oluvela kwicandelo elithi "Vula iintlawulo ezikude".
Kutheni intengiselwano yam yaliwe? Impendulo esuka ku intengiselwano yaliwe ibhekisa ekuyekisweni kwekhadi letyala elisetyenziswa njengendlela yokuhlawula. Kukho izizathu ezininzi zokuba kutheni ikhadi libe wala, kubandakanywa ukungabikho kwemali kwi-akhawunti, ukungasebenzisi ikhadi okanye ukubiwa okanye ukucinywa kwekhadi.