– KwiSebe lezoBudlelwane babathengi ku-(+33) 01 42 14 31 69 (ngoMvulo ukuya ngoLwesihlanu ukusuka ngo-8:30 kusasa ukuya ku-17:30 p.m.) okanye ngeposi kule dilesi ilandelayo: I-Societe Generale BDDF/SEG/SRC iinkonzo zobudlelwane bomthengi 75886 Paris CEDEX 18.
Ukongeza, ndiyifaka njani ingxabano ye-Societe Generale? Ukuba idebhithi ethe ngqo sele yenziwe yaza yatsalwa kwiakhawunti yakho, uneeveki ezisi-8 ukususela kumhla owawutsalwa ngawo iakhawunti yakho ukuze ucele ukubuyiselwa imali, kwindawo yabathengi bakho, icandelo lokutsalwa ngokungqalileyo “kwii-Akhawunti namakhadi”. Emva koko nqakraza kwi-debit ngqo echaphazelekayo, emva koko Umngeni utyando.
Ndiyiphikisa njani intengiselwano yebhanki? Kwanele ukuba umthengi aqhagamshelane ne bank galela umngeni l 'utyando ingxabano: i bank emva koko kufuneka uhlawule intlawuloutyando kuphikiswana. Nangona kunjalo, ukufaka isikhalazo kunokuba yimfuneko ukubautyando ekuthethwa ngawo wenziwa kulandela ukubiwa kwekhadi zebhanki.
Ndiyiphikisa njani intlawulo eyenziwe ngekhadi lam lebhanki? Indlela yokuphikisa intlawulo kwi-Intanethi ?
- Lixhoba le ikhadi lakho lebhanki ngokunxibelelana yakho ibhanki yomnxeba;
- Thumela ileta evela kuzobe kwintengiselwano yobuqhophololo yakho Ibhanki icela imbuyekezo yemali etsalwayo.
Ke, i-Societe Generale ikucela njani ukubuyiselwa imali? Ukwenza oku, kufuneka usebenzise ifomu yesikhalazo ekhoyo kwiwebhusayithi ye I-Societe Generale. Unako kwakhona ukubhala ileta yesikhalazo kwaye uyithumele kwinkonzo yabathengi ebekwe BDDF/SEG/SAT/SRC, 75886 Paris Cédex 18.
Lithini ixesha lokugqibela lokubuyiselwa imali ngekhadi letyala?
Le imbuyekezo yeintengiselwano nge ezinokufumaneka I-debit ithatha iintsuku ezimbalwa: idla ngokuthatha iintsuku ezi-7 ukuya kwezi-10 zokusebenza. Kwimeko engcono, bala iintsuku ezi-3 ubukhulu ngokuxhomekeke kwibhanki yakho.
Ungayifumana njani i-80 ye-Societe Generale? Iprimiyamu ye 80 € ixhomekeke ekubeni wenze ubuncinane iintlawulo ezi-5 ngekhadi letyala kwiinyanga ezintathu zokuqala emva kokuvulwa ngokusebenzayo kwe-akhawunti kwaye ihlawulwe kwi-akhawunti yebhanki kungadlulanga iinyanga ezine emva kokuvulwa kwayo.
Ndiyirhoxisa njani intlawulo yekhadi leVisa? Ungakwenza oku ngokugcwalisa ifomu ekhethekileyo kwiwebhusayithi yomthengisi ephathelele ukucinywa kwe-a inkokhelo. Kule fomu, ugcwalisa idatha yakho yobuqu kunye nedatha eceliweyo yeyakho IVisa.
Ndazi njani ukuba ukubuyiselwa imali kuyaqhubeka?
Xa kungekho akhawunti ye-ameli, iingxelo zakho ziya kuthunyelwa kuwe ngeposi malunga neenyanga ezi-4 emva kwentlawulo yonyango lwakho. Ungalibazisi ukujonga inqaku elithi “Ukulandelela imbuyekezo : irekhodi ye imbuyekezo” kwiwebhusayithi ye-ameli.
Ungayibuyisela njani imali ngekhadi le-visa lokuqala? galela ukukulungela ukuphendu- ufumane imbuyekezo ngeVisa, amaxwebhu à ukubonelela. Kuquka nobungqina bokuba uluhlawulele uhambo inqqalelo yakho ezinokufumaneka ebhankini. Kwakunye neleta eshwankathela iimeko zesiganeko kunye nemvelaphi de amatikiti endiza yakho, isivumelwano de indawo de imoto okanye iipakethi de ukutyibiliza kuxhomekeke kwibango.
Indlela yokufumana imbuyekezo kwikhadi ngokuchaseneyo?
Le buyisela imali Iisambuku ezichithiweyo zixhomekeke kwizizathu zenenkcaso, ukusetyenziswa okanye hayi ikhowudi eyimfihlo kunye nesixa seendleko. Kwimeko yokusetyenziswa ngobuqhetseba yakho ezinokufumaneka, ibhanki kufuneka ukuba Ukubuyisela I-100% yeemali ezisetyenzisiweyo (minus 50 euro deductible) kunye naziphi na iindleko.
Uyonyusa njani umda wokudluliselwa kwe-Société Generale? Ungacela ukutshintsha eyakho iisilingi de ukudlulisa ukusuka 3933 (Inkonzo € 0,30 kuquka irhafu / min + ixabiso umnxeba), ngoMvulo ukuya ngoLwesihlanu ukusuka 8 ukuya 20 p.m. nangoMgqibelo ukusuka 8 ukuya 19 p.m. okanye kumcebisi wesebe lakho.
Uyonyusa njani isilingi yeSociete Generale?
Ukutshintsha okwethutyana ifayile iisilingi kwikhadi lakho lebhanki, ungacela a ukunyusa ekhethekileyo plafond ngqo kwindawo yakho yabathengi. Fikelela kuluhlu lweeakhawunti zakho kunye namakhadi emva koko ucofe kwikhadi lakho ukuyilungisa plafond.
Uyenza njani ipasile yokhuseleko yeSociete Generale?
Ungaya kwi-App nangaliphi na ixesha, phantsi kwe "IiNkonzo", emva koko " Ipasi yokhuseleko Kuba sebenzisa okanye uvale i Ipasi yokhuseleko. Vula i-App kwaye unike ifowuni yakho igama yokhuseleko kwaye cinezela "Qhubeka". Cofa "Fumana iKhowudi yokhuseleko ».
Ndiyirhoxisa njani intlawulo yekhadi leVisa kwi-Intanethi? Ukuba wenze i inkokhelo kunye neyakho ikhadi lebhanki kwi-intanethi (umzekelo: ukuthengwa kwempahla okanye iinkonzo kumthengisi we-imeyile), isenzo so inkokhelo ayinakuguqulwa kwaye ayinakurhoxiswa ngaphandle kwakwiimeko zokusetyenziswa ngobuqhophololo.
Ndiyirhoxisa njani intengiselwano yekhadi letyala? Kufuneka uqale ulinde ixesha leentsuku ezili-15 apho umrhwebi anelungelo lokukuhlawulela ukuze aphele. Ukusuka apho, uneentsuku ezingama-60 zokwenza isicelo sakho sokubuyisela. Isicelo sakho kufuneka senziwe ngembalelwano kwiziko lezemali elikunike ikhadi letyala.
Ndiyirhoxisa njani intengiselwano ye-VISA Desjardins?
Kwi-AcèsD, unako ukurhoxisa Iintlawulo zetyala lakho letyala I-Desjardins kunye namanye amaziko emali, kodwa kuphela ngomhla wokuhlawula. Cofa ngokulandelelanayo ku: Olunye ukhetho - rhoxisa intengiselwano- iintlawulo zeebhili- rhoxisa intlawulo.
Ndazi njani ukuba uKhuseleko lweNtlalo luyandibuyisela? L'Inshorensi yempilo ikuvumela ukuba ulandelele imbuyekezo yakho ngeengxelo ezithunyelwe ngeposi okanye ngeakhawunti yakho isenzo.
Indlela yokubona imbuyekezo yakhe efanayo?
Ukwazi imbuyiselo yakhe impilo kwaye ukhuphele izatifikethi ezifunwayo, kuyacetyiswa ukuba wenze i-akhawunti ye-ameli kwiwebhusayithi ye-Inshurensi yezeMpilo. I-MSA kunye ne mutuals impilo ikwabonelela ngokubonisana imbuyekezo kwi-intanethi.
Uzibona njani iiAkhawunti zoKhuseleko lwezeNtlalo? i ukwehla yingxelo yembuyekezo yokhathalelo lwempilo yeInshorensi yempilo. Uyifumana ngeposi, okanye, ukuba uye wavula iakhawunti yakho isenzo.fr, ungayifumana kwi-intanethi. Ezo ibala ziyafumaneka kwicandelo elithi "Iintlawulo zam" kwi-akhawunti isenzo.
Yeyiphi i-inshurensi efakwe kwikhadi le-Visa Premier?
Uncedo oluvela kwi Ikhadi leVisa leNkulumbuso
Inkxaso INkulumbuso yeVisa ihlawula, ngokomzekelo, iindleko zonyango ebezingalindelekanga, ezinjengalezi: Iintlawulo zonyango. Iindleko zokulaliswa esibhedlele. Iindleko zeziyobisi ezichazwe ngugqirha.
Yeyiphi i-inshurensi enekhadi le-visa? I-Inshurensi yeNkulumbuso yeVisa
- I-inshorensi uxanduva phesheya. …
- I-inshorensi ukurhoxiswa kohambo okanye ukulungiswa. …
- I-inshorensi umonakalo wesithuthi esiqeshiswayo. …
- I-inshorensi ukulibaziseka kwempahla. …
- I-inshorensi ukuphazamiseka kohambo.
Ndilifaka njani ibango kwi-Visa Premier?
Qhagamshelana nenombolo yefowuni echazwe ngasemva kwekhadi lakho letyala "Inkonzo inkulumbuso » Dibanisa le nombolo ilandelayo: + 33 (0)4 86 91 01 20.
Indlela yokuhlawula emva kokuchaswa? Ikhadi lebhanki: ngokufanayo après un nenkcaso, intlawulo ngaphandle koqhagamshelwano isasebenza. Ukungabikho kwekhowudi yebhanki okanye ugunyaziso kwenza iintlawulo zoqhagamshelwano zibe lula kakhulu. Noko ke, xa kuthe kwalahleka okanye kubusela, kusenokuthengwa nokuba umniniyo unako nenkcaso.
Ngaba kunokwenzeka ukurhoxisa inkcaso yekhadi letyala?
Ngelishwa, il hayi 'Est pas nokwenzeka ukurhoxisa isaziso nenkcaso. Eyakho ezinokufumaneka efunyenweyo ayisakwazi ukusetyenziswa. Kuyinto nokuba kucetyiswa ukuyitshabalalisa. Uya kufumana ngaphakathi kobuninzi beentsuku ezili-10 entsha Ikhadi lebhanki.
Kwenzeka ntoni ukuba siyachasa kwikhadi?
Inkqubo ayinakuguqulwa: i ezinokufumaneka ayinakusebenza kwakhona (nokuba si umthengi uyayifumana) Akusekho nkcitho inokwenziwa ngale nto ezinokufumaneka (i ezinokufumaneka izakuginywa yiyo nayiphi na iATM)