Xa uthumela okanye ufumana imali, soloko ujonga ikhowudi SWIFT nomxhamli wakho okanye ibhanki yakho. Ukuba ucinga ukuba usebenzise ikhowudi engalunganga SWIFT ukuthumela imali, kufuneka ngoko nangoko uqhagamshelane nebhanki yakho. Basenokukwazi ukuyirhoxisa intengiselwano.
Ngendlela, Isebenza njani ikhowudi ye-SWIFT? A Ikhowudi yajikelele yebhanki ichonga ibhanki ethile ngexesha lentengiselwano yamazwe ngamazwe. Inani IBAN (Inombolo yeAkhawunti yeBhanki yeHlabathi) ichonga iakhawunti yebhanki yomntu ngamnye. L' IBAN lisetyenziswa kumazwe amaninzi yaye lenziwe ngoonobumba abangama-34 abadibanisa oonobumba namanani.
Uluqinisekisa njani utshintshelo lwamazwe ngamazwe? Oku ukudlulisa ifuna ukusetyenziswa kwekhowudi ye-IBAN kunye nekhowudi ye-BIC. Ezi khowudi zinokufunyanwa ngokujonga kwiingxelo zeakhawunti yakho yebhanki okanye ngokuqhagamshelana nebhanki yakho. IBAN ethetha " yezizwe ngezizwe Inombolo yeakhawunti yeBhanki” yinombolo yeakhawunti yakho yebhanki, iRIB yakho kwifomathi yaseYurophu.
Ndazi njani ukuba utshintshelo lwam lwamazwe ngamazwe? Chonga i ugqithiselo lwamazwe ngamazwe echaphazelekayo (Uhlobo Inter), 3 ukufikelela kwiinkcukacha ze ukudlulisa, emva koko ucofe "ukulandela le ukudlulisa SWIFT gpi” 4. Uyanwena suivre ngexesha lakho lokwenyani ugqithiselo lwamazwe ngamazwe ingene kwi-intanethi kwi-Ma Banque Entreprise okanye ihanjiswe yi-EBICS/Transnet emva kokuba iphunyeziwe yi-BNP Paribas.
Nangona kunjalo, ungawufunda njani umyalezo we-SWIFT?
Les Imiyalezo iintlobo SWIFT zichongwa ngenani elinamanani ama-3:
- Idijithi yokuqala ibonisa udidi. …
- Inombolo yesibini imele iqela lezinto eziyinxalenye yomjikelo wobomi bentengiselwano. …
- Umvo wesithathu luhlobo lwexesha langoku. umyalezo .
Uyifumana njani ikhowudi ye-Swift?
Ungafumana eyakho Ikhowudi yajikelele yebhanki/BIC kumaxwebhu akho ebhanki yedijithali okanye iingxelo okanye ngokufikelela kulwazi lweakhawunti yakho kwi-intanethi. Unokufumana kwakhona eyakho Ikhowudi ye-BIC usebenzisa isixhobo sokukhangela Ikhowudi yajikelele yebhanki/BIC kwi-intanethi, ebonisa ilizwe lakho kunye nendawo yebhanki yakho.
Ndiyazi njani ikhowudi yam ye-Swift? Uyazi njani ikhowudi yam ye-BIC ?
- Ukuchonga eyakho Ikhowudi ye-BIC , kufuneka ubhekisele kuwo onke amaxwebhu aqhagamshelwe kwiakhawunti yakho yangoku: ingxelo yeakhawunti yebhanki, iingxelo zeakhawunti, iileta, indawo yobuqu le iwebhusayithi, njl
- Ikhowudi ye-BIC ING Belgique : BBRU BE BB.
Indlela yokukhangela ukuba udluliselo lwenziwe? Ukwazi njani ukuba yam ukudlulisa i-snapshot ine ihlobo elihle ifakwe kwi-akhawunti yomxhamli? Ukusuka que Imali ifakwa kwi-akhawunti yomxhamli wakho, uya kufumana isaziso se-imeyile esikugcina usazi.
Yeyiphi eyona mali iphezulu yokhutshelo lwebhanki yamazwe ngamazwe?
Ukutshintshwa kwebhanki yamanye amazwe : isixa esiphezulu
Kukho i-cap ye-€ 15 ebekwe kuzo zonke iibhanki ze ukudlulisa SEPA. Nangona kunjalo, ibhanki nganye inokumisela umda ophantsi wayo utshintshelo lwamazwe ngamazwe, nokuba banjalo ugqithiselo SEPA okanye SWIFT.
Ndijonga njani ukuba utshintshiselwano lwenziwe? Nye ukudlulisa Est Iziphumo ukuba sele enayo Ète ifakwe kwi-akhawunti yomxhamli. Ukulandelwa kwe-a ukudlulisa ibhanki yangoku inokwenziwa ngeendlela ezininzi, mhlawumbi ngokujonga iakhawunti yakhe yangoku kwi-Intanethi, okanye ngokucela ulwazi kwibhanki yakhe ngale ntengiselwano.
Yintoni utshintshiselwano lwebhanki yamazwe ngamazwe?
Un udluliselo lwamazwe ngamazwe lu uqhaqho zebhanki ekuvumela ukuba uthumele imali kwiakhawunti zebhanki ngaphandle okanye ukuzamkela. Utyando Est ngokufanayo que kuthulula un ukudlulisa classic kwaye ilandela inkqubo efanayo.
Loluphi ulwazi endimele ndilunike xa kukhutshelwa imali yebhanki yamazwe ngamazwe? Yazi ukuba Inkcukacha eziyimfuneko ukudluliselwa linani le-akhawunti ekufuneka itsalwe, isixa-mali, umhla wokuphunyezwa ofunekayo kunye neenkcukacha zoqhagamshelwano zebhanki yeakhawunti eza kubalwa, ngamanye amazwi IBAN yayo (yezizwe ngezizwe Inombolo yeakhawunti yeBhanki).
Yintoni ikhowudi ye-BIC?
OkoEst-ukuba Ikhowudi ye-BIC ? Inkqubo ye- Ikhowudi ye-BIC (Isichongi seBhanki ikhowudi) Est isazisi yebhanki ngamazwe. Inokubizwa kwakhona SWIFT (Umbutho we-International Interbank Financial Telecommunication) kwigama lombutho wamazwe ngamazwe olawulayo BIC. Ivela kwiinkcukacha ze-akhawunti yakho yebhanki (RIB).
Ujoyina njani i-SWIFT?
Ukuba lilungu lenkqubo SWIFT (kunye nokufumana izabelo kunye namalungelo okuvota anikezelwe yiubulungu), iziko kufuneka libe nelayisenisi yebhanki.
Indlela yokufumana ikhowudi ye-SWIFT yebhanki? Unga ukufumana yakho Ikhowudi yajikelele yebhanki/BIC kumaxwebhu akho ou iingxelo zebhanki yedijithali ou ngokufikelela kulwazi lweakhawunti yakho kwi-intanethi. Unako kwakhona ukufumana yakho Ikhowudi ye-BIC usebenzisa isixhobo sokukhangela Ikhowudi yajikelele yebhanki/BIC kwi-intanethi, ebonisa ilizwe lakho kunye nendawo yakho bank.
Ungayifumana phi ikhowudi ekhawulezayo kwi-RIB? Inokufumaneka kwisiteyitimenti seakhawunti yebhanki (LUBambo). Ingcamango ye Ikhowudi yajikelele yebhanki idityaniswe ne Iban ikhowudi. le Ikhowudi yajikelele yebhanki ichonga ibhanki, ngelixa iIBAN ichonga iakhawunti yebhanki ethile. i Ikhowudi yajikelele yebhanki ngamanye amaxesha kuthiwa Ikhowudi ye-BIC (Isichongi soShishino ikhowudi).
Iphi ikhowudi ekhawulezayo kwi-RIB?
Khangela yakho Ikhowudi ye-BIC kwi LUBambo.
Inani BIC nguye kwindawo yakho LUBambo (isiteyitimenti seakhawunti yebhanki), ecaleni okanye ngaphantsi kweIBAN.
Ithetha ukuthini iSWIFT? Intlawulo SWIFT. Ugqithiselo SWIFT (Umbutho weWorldwide Interbank Financial Telecommunications) Est umyalelo onikwe ngumthengi kumgcini-bhanki wakhe ukuba atsale iakhawunti yakhe ukuze afumane ikhredithi yomthengisi. Yena Est isetyenziselwa ukudluliselwa kwamanye amazwe ngaphandle kwendawo ye-euro.
Ithini ikhowudi ye-BIC kaCaisse d'Epargne?
Umzekelo Ikhowudi ye-BIC yebhanki yokonga yi CEPAFRPP.
Yintoni iMT199? Olu tshintsho luchaphazela bonke abathathi-nxaxheba be-FIN! Ibhanki efuna ukufumana intlawulo kaMT103 mayiqinisekise ngomyalezo okwifomathi MT199 (Umyalezo weFomati yaMahala), ithunyelwe kwi-SWIFT gpi tracker, ngokukhawuleza nje yintoni l'isilivere Est kuxelwe kumthengi.
Yintoni iMT101?
Ugqithiselo MT 101 yi isisombululo esikuvumela ukuba uqalise imiyalelo yentlawulo kwinethiwekhi ye-Swift.