galela susa isixa esikhulu kwisebe, yiya kwindawo yomthengi wakho, icandelo leeakhawunti zam, emva koko ucofe kwikhadi lebhanki elifunwayo, ungatshintsha okwethutyana umda wekhadi lakho.
Ukongeza, indlela yokukhupha imali kwiakhawunti yakho ngaphandle kwekhadi? Kuba ukukhupha imali ngaphandle kwekhadi kwaye ukuba ubambe iakhawunti, esona sisombululo silula kukuya kwikhawuntara yakho yebhanki ukuba unayoun inkonzo ye-cashier. Ngayo nayiphi na imali engaphezulu kwe-euro eyi-1.500, le Umthengi kufuneka azise ukusekwa kweeyure ezingama-24 kwangaphambili.
Ndingatsala imali kwenye ibhanki? Unethuba lokuba ukukhupha imali kwenye ibhanki ; Nangona kunjalo uya kuhlawuliswa imali yokurhoxisa kwiibhanki ezithile. Kuhle ukwazi: i-3 yokuqala yokuhoxiswa kwemali ngenyanga ikhululekile, ukusuka kwi-4th ukuhoxiswa ngenyanga, iintlawulo ze-1u20ac ngokuhoxiswa kwazo ziya kusetyenziswa.
Indlela yokukhupha imali ngaphandle kwekhadi kwi-Société Générale? Xa kungekho arhente I-Societe Generale ngokuphuma ekufutshane, ungakwazi rhoxisa imali, ngaphandle kwekhadi ibhanki, kunye nenye ibhanki, kumqathango omnye: ukubamba itshekhi engagqithwanga. Ukuba oku kunjalo, kuya kufuneka uye kwisebe lebhanki yomniki wetshekhi.
Ke, ungayirhoxisa njani i-euro ezingama-5.000 ngemali? Into ekufuneka uyenzile kukusayina isiliphu sokurhoxa kunye nekhadi lakho lesazisi. Iluncedo ukuba ikhadi lakho lebhanki lithe cwaka okanye alifundeki kwi-ATM. Ukufumana liquide kwisebe lakho, unokutyikitya itshekhi kwiodolo yakho okanye yebhanki.
Ungayikhupha njani imali eninzi ezinkozo ebhankini?
galela susa imali liquide kwikhawuntara, okufuneka ukwenze kukusayina isiliphu sokurhoxa ngokuphindiweyo. Ukutyikitywa kwetshekhi. Esinye isisombululo: ungasayina itshekhi ehlawulwa kwi bank okanye kwiodolo yakho, ngokuxhomekeke ekubeni uthobela umda wophahla olubekwe ngu bank.
Indlela ukurhoxisa €4.500? 4500 € ngamanye amaxesha imele ukuhamba kwemali yemihla ngemihla ye-arhente encinci. Ukuba umthengi wokuqala uthatha 4500 € ezinye aziyi kunikwa. Ngoko amagqabantshintshi hamba malunga ? buza umgcini-bhanki wakho ukuba kuthatha ixesha elingakanani ukufumana imali oyifunayo susa.
Yeyiphi eyona mali iphezulu inokutsalwa ngemali? Ngoko kangakanani singatsala imali kumthengisi? Njengomgaqo jikelele, awukwazi susa kuphela phakathi kwe-300 kunye ne-500 ye-euro ngomsebenzi ngamnye. Ngaphandle koko, akunakwenzeka susa la somme ukuba unqwenela.
Indlela yokurhoxisa i-3000 euro kwiofisi yeposi?
Ungakwenza oku kuphela kumda wemali ekhoyo yekhadi lakho lebhanki. Oku kuthetha ukuba ukuba unayo ikepusi ye 3 000 euro ngenyanga, awukwazi susa Kaninzi. Nceda uqaphele: iintlawulo esele zenziwe kufuneka nazo zithathelwe ingqalelo, nto leyo enciphisa ngakumbi le siling.
Indlela yokurhoxisa ngaphezu kwe-3000 euro ebhankini? Ungakwenza oku kuphela kumda wemali ekhoyo yekhadi lakho zebhanki. Oku kuthetha ukuba ukuba unayo ikepusi ye 3 000 euro ngenyanga, awukwazi akusekho kurhoxiswa. Nceda uqaphele: iintlawulo esele zenziwe kufuneka nazo zithathelwe ingqalelo, nto leyo enciphisa ngakumbi le siling.
Yeyiphi eyona mali iphezulu inokutsalwa kumsasazi webhanki yakhe?
Ngogunyaziso olucwangcisiweyo: iisilingi ziphakathi kwe-300 kunye ne-800 € ngeveki. I-Classic: I-Visa Classic okanye uhlobo lwe-CB MasterCard, iisilingi ziphakathi kwe-€ 300 kunye ne-€ 1 yeNtlawulo: I-Gold MasterCard okanye uhlobo lwe-Visa Premier, ngoko unako susa phakathi kwe-800 kunye ne-2 yee-euro
Indlela yokukhupha i-euro eyi-100 ngemali? Isinyanzelo sokuqala kufuneka usithathele ingqalelo ngaphambi kokuba uzame susa isixa esikhulu kwi liquide kukuba ikhadi lakho livaliwe. Oko kukuthi, kwikhadi letyala ngalinye, ibhanki yakho iya kuseka isilingi (eyona mali iphezulu) ongenako ukugqitha ngaphezu kweentsuku ezisi-7 okanye ezingama-30.
Indlela yokurhoxisa isixa esikhulu?
Kwiimeko ezithile okanye xa kukho imfuneko, yokuyeka d'une somme kubalulekile ngebhanki kunokwenzeka. Oku kunokwenziwa kwikhawuntara okanye kwi-ATM, ngaphandle kokuba kukho isilingi echazwe kwangaphambili.
Siyitsala njani imali?
Ukukhupha imali au wokukhupha ilula kakhulu. Okufuneka ukwenze kukufaka ikhadi lakho kwisifundi, khetha ulwimi ukuba kukho imfuneko, kwaye uchwetheze ikhowudi yakho enamanani ama-4. Emva koko khetha "Ukurhoxiswa" njengohlobo lwentengiselwano, emva koko imali eya kuba susa.
Indlela yokurhoxisa ngaphezu kwe-euro eyi-1000? Cela ibhanki yakho ikuodole ngemali. Ngokomgaqo, iiyure ezingama-48 kwangaphambili zanele ukuqinisekisa ubukho bemali, nokuba sisixa esikhulu. Kuya kufuneka uyazi ukuba uninzi lweebhanki ziyakuvumela ukuba wenze njalo susa kwikhawuntara yearhente yakho, ngokukodwa, ukuya kuthi ga kwi-2 / ngosuku.
Indlela yokuqinisekisa ukutsalwa kwemali enkulu? Akukho naphantsi kweemeko umthetho waseFransi ubophelela abathengi dibhanki kwi ukuthethelela un Ukurhoxiswa kwe'Argent imali, nokuba yeyiphi na imali. Ngoko ke ukhululekile ngokupheleleyo ukuba susa imali (nokuba ikwi-ATM okanye kwikhawuntara yebhanki yakho) ngaphandle kokunika ubungqina.
Ndingathatha malini ngaphandle kobungqina?
Umthengi ukhululekile ukuba susa imali yakhe phakathi komda wesilingi egunyaziswe yisivumelwano sekhadi letyala, zonke sans kufuneka bazithethelela. Ukurhoxa kudla ngokubakho phakathi kwe-500 kunye ne-1.500 yee-euro ngosuku nangeveki.
Indlela yokurhoxisa isixa esikhulu eposini? Umthengi ukhululekile ukuba susa imali yakhe kumda olinganiselweyo ngokwesivumelwano sekhadi lebhanki, ngaphandle kokuzithethelela. Ukutsalwa kwemali ngokuqhelekileyo kuphakathi kwe-500 kunye ne-1.500 yee-euro ngosuku nangeveki.
Uthini umyinge wokurhoxa kwibhanki yeposi?
Intlawulo yokuhlawula (ngaphezu kweentsuku ezingama-30 eziqengqelekayo): Ukusuka kwi-3 € Umda wokurhola ubuninzi (ngaphezu kweentsuku ezi-7 eziqengqelekayo): €1
Indlela yokurhoxisa i-euro ezingama-2000 kwiakhawunti yakhe? Kuya kufuneka uyazi ukuba uninzi lweebhanki ziyakuvumela ukuba wenze njalo susa kwikhawuntara yesebe lakho, ngokukodwa, de 2 000 €/ngosuku. Ukuba awungxamanga, unako ukuza amaxesha amaninzi ngokulandelelana kwisebe lakho lebhanki kunye susa yonke imihla 2 000 €.
Indlela yokurhoxisa xa umda ugqithisiwe?
Ukukhulula ikhadi lebhanki
Omawukwenze kukumxelela izizathu zesicelo sakho. VS'Est esona sisombululo silula xa ugqiba nge plafond ikhadi lebhanki iphelelwe lixesha ngelixa uhambela kwelinye ilizwe.
Ndingathatha malini kwi-ATM ngeveki? Umda wakho we yokuyeka iya kuba phakathi kwe-300 kunye ne-500 ye-euro nge ngeveki. Ukuba unekhadi eligunyazisiweyo olucwangcisiweyo, iisilingi zihlala ziphantsi: bala phakathi kwe-450 kunye ne-800 yee-euro. ngeveki. Olu hlobo lwekhadi lebhanki lisetyenziselwa ukulawula ibhalansi yakho nganye yeentengiselwano zakho.
Ndingathatha malini ngekhadi letyala?
intlawulo kunye nomda wokurhoxisa ikhadi lebhanki leVisa ngokuxhomekeke kuhlobo lwayo*
Uhlobo lwe-de iikhadi zebhanki | Isilingi yentlawulo / ngenyanga | Umda wokurhoxisa / iintsuku ezisi-7 |
---|---|---|
Idilesi INkulumbuso yeVisa | Ukuya kuthi ga kwi-8 ye-euro | Ukuya kuthi ga kwi-1000 € |
Idilesi IVisa yePlatinam | Ukuya kuthi ga kwi-€ 12 | Ukuya kuthi ga kwi-2000 € |
Idilesi Visa engenasiphelo | Phakathi kwe-10 yee-euro et 20 000 € | Ukuya kuthi ga kwi-4000 € |
• Nge-25 Epreli 2018
Yintoni ukurhoxiswa okuphezulu? Kuya kufuneka uyazi ukuba uninzi lweebhanki ziyakuvumela ukuba wenze njalo susa kwikhawuntara yearhente yakho, ngokukodwa, ukuya kuthi ga kwi-2 yee-euro / ngosuku. Ukuba awungxamanga, unako ukuza amaxesha amaninzi ngokulandelelana kwisebe lakho lebhanki kunye susa €2 ngosuku ngalunye.
Uyikhupha njani imali ngefowuni yakho?
Ukuba awunalo ikhadi letyala kodwa ungathanda rhoxisa imali imali, qhagamshelana nomcebisi wakho ukwenza i-e-yokuyeka Ibhanki. Uyakubhalela ikhowudi yakho phone eya kukuvumela susa l 'Argent kumthengisi iCredit Mutuel okanye iCIC.
Ungalisebenzisa njani ikhadi letyala kwiATM?
Unako utiliser un ATM ukutsala imali kwiakhawunti yakho zebhanki. Xa uyifakile iPIN khowudi yakho, isikrini se ATM ikubuza ukuba ufuna ukwenza ntoni. Ithi Khetha umsebenzi. Khetha iqhosha elihambelana nento ofuna ukuyenza.
Uyisebenzisa njani i-ATM? Faka ikhadi lakho lebhanki, khetha ukhetho lwediphozithi kwaye ukhethe ukuba yeyiphi iakhawunti yakho ukukulungela ukuphendu- ufuna ukufaka imali (yangoku okanye ukonga). Emva koko faka ikhowudi yephini yekhadi lakho. Ekugqibeleni tyibilika imali kwimvulophu uze ufake imvulophu kwindawo onikiweyo.