Imbuyekezo yenxalenye okanye yonke izabelo ovalelweyo angacelwa nanini na. Imbuyekezo ye izabelo ixhomekeke kugunyaziso lweBhodi yabaLawuli (inkunzi ye bank ayinakuba ngaphantsi kwexabiso elincinci elibekwe yimimiselo1).
Kwezinye iindawo, Uzithengisa njani izabelo zeBanque Populaire? Ukuba ungumthengi we IBhanki yaBantu okanye ibhanki yokonga, imiqathango yokukhululwa inokutshintsha ukusuka kwenye ibhanki ukuya kwenye. Ngoko ke kunokulindeleka ukuba udluliselo lwe nxalenye kwenzeka kanye kuphela ngonyaka, emva kokuba kubanjwe intlanganiso kawonke-wonke.
Ndizifumana njani imbuyekezo yezabelo zam? Isicelo sokukhululwa kwayo izabelo kufuneka igqitywe phambi kokuphela konyaka-mali we-SLE nge-31 kaMeyi. Esi sicelo kufuneka senziwe ngokuthe ngqo kwi-arhente yakho. Ukubuyiselwa kwembuyekezo kwenzeka ngosuku lokuqala lomsebenzi walo nyaka-mali olandelayo.
Ndiyicela njani imbuyekezo yezabelo? Eyakho isicelo de buyisela imali kufuneka sifikelele kuthi ngaphambi kwe-31 kaDisemba yonyaka n-1 nge buyisela imali emva kweNdibano yeZizwe eziManyeneyo kunyaka n. Umzekelo, ukwenza ahlawule ngo-2022, kufuneka ukuba uyenzile isicelo ngaphambi kwe-31 kaDisemba 2021.
Nangona kunjalo, isebenza njani iakhawunti yesabelo?
La indawo yoluntu yitayitile yomntu. Ngoko ke, lowo uthweleyo ufumana inzala (inzala), isixa-mali esibekwa rhoqo ngonyaka kwintlanganiso kawonke-wonke ebanjwa ngamalungu. Kuhle ukwazi: kwezinye iimeko intlanganiso kawonke wonke inokuthatha isigqibo sokungahlawuli nzala.
Uzifumana njani izabelo zakho kwiCredit Agricole?
Ungacela iCaisse yakho yasekhaya ukuba ibuyiswe yakho izabelo, eziya kwenziwa ngexabiso lazo, emva kokuvunywa yiBhodi yabaLawuli, ngokuxhomekeke kwimiqathango ethintela imbuyekezo, ngakumbi imihla ebekiweyo okanye izibophelelo eziya kwiBhanki yoMmandla.
Zisebenza njani izabelo zeCredit Agricole? Uyaxhamla emvuzweni: Akukho siqinisekiso sisemthethweni somvuzo. I izabelo unelungelo lomvuzo wonyaka ngohlobo lwenzala*. Umzekelo, amaxabiso emivuzo (ngaphandle kweerhafu kunye nemirhumo social) ngo-2018: 1,15%, ngo-2019: 0,90% kunye no-2020: 0,90% **.
Lithini ixabiso lesabelo kwiCaisse d'Epargne? I izabelo zi ithunyelwe kubo valeur igama, o.t. 20 nge indawo yoluntu.
Uzifumana njani izabelo kwiCredit Agricole?
Ungacela iCaisse yakho yasekhaya ukuba ibuyiswe yakho izabelo, eziya kwenziwa ngexabiso lazo, emva kokuvunywa yiBhodi yabaLawuli, ngokuxhomekeke kwimiqathango ethintela imbuyekezo, ngakumbi imihla ebekiweyo okanye izibophelelo eziya kwiBhanki yoMmandla.
Uzifumana njani kwakhona izabelo zakho kwiCredit Mutuel? Ungacela imbuyekezo ye izahlulo B ngokuqhagamshelana neCaisse de Ityala elinye. INgxowa-mali ithembisa ukukubuyisela ngembuyiselo yazo ngokwemigaqo esemthethweni esebenzayo.(1), ngokuxhomekeke kulwamkelo lweBhodi yaBalawuli yeNgxowa-mali yakho.
Indlela yokubala ixabiso lezabelo?
La valeur igama izabelo ubekwa ngokukhululekileyo yimimiselo. Kwelinye icala, zonke izabelo yenkampani kufuneka ibe njalo valeur igama. Umzekelo: ukuba inkampani inenkunzi zentlalo ye-Euro eyi-2.000 yahlulwe yaba ngama-200 izabelo, la valeur igama elithi a inxalenye yi 10€.
Yintoni isilingi yezabelo? i plafond ukubanjwa Est ye-50 euro galela abantu bendalo. Ixabiso le izabelo yi zimiswe ngokusemthethweni liziko lebhanki. galela ulwazi, ngo-2021, ixabiso le-a isabelo si I-euro ezingama-10,47.
Zisebenza njani izabelo zeCredit Agricole?
Les izabelo zifunyanwa ngomrhumo wemali okunika ukufikelela kubulungu. Ubunini babo bunika ilungelo lokuvota kwiintlanganiso zikawonke-wonke zeBhanki yeNgingqi ngevoti enye, nokuba leliphi inani nxalenye evalelwe.
Kufuneka itsalwe nini imali kwizabelo?
Ithayimthebhile echanekileyo. Uhambisa athi le ntlawulelo inokwenzeka kanye ngonyaka, emva kwendibano kawonke-wonke yebhanki, nedla ngokubanjwa ngoJuni. Imfuneko kumele ifike kwindawo yokusekwa kungekho emva kukaMeyi ukuze i nxalenye ibuyiselwe ukusuka kuJulayi.
Indlela yokubuyisela imali kwi-akhawunti yokhuseleko? Fumana imali kwiakhawunti-ukhuseleko Kulula kakhulu: yenza nje utshintshiselwano ukusuka epokothweni yemali ye compte-ukhuseleko kweyakho compte ibhanki eqhelekileyo.
Ingaba ithini isilingi yezabelo kwiCredit Agricole? Umrhumi ngamnye uya kuba nokukhetha ukubhalisa ubuncinane be-1 indawo yoluntu (okt. € 1) kunye nobuninzi be-15 izabelo (okt. €15). i plafond yempahla ngelungu ngalinye Est iseti kwi-€ 15 (ngaphandle kwe-capitalization of interest), oko kukuthi i-€ 000 izabelo.
Zeziphi izinto eziluncedo zokuba ngumnini zabelo kwiCredit Agricole?
Yintoni ezakhe avantages ? A ilungu : Izibonelelo ezivela kwiimveliso kunye neenkonzo ezibekelwe yona. Uyakwaziswa ngezenzo ezibonisa ukuzibophelela kwe Crédit Agricole kummandla wakhe.
Ziziphi izabelo zentlalo eCaisse d'Epargne? I izabelo, ezi ziqinisekiso ezingadweliswanga ezenza kube nokwenzeka ukuba ube ngumnini wenxalenye encinci ye-capital ye Phuma Ibhanki yengingqi, ibe lutyalo-mali olunomtsalane. Ukusebenza kwabo ngokweenkcukacha. Okwangoku akukho lula ukutyala imali yakho ngaphandle komngcipheko!
Yintoni i-share cap?
Le plafond ukubanjwa Est €50 kubantu bendalo. Ixabiso le izabelo yi zimiswe ngokusemthethweni ziziko leebhanki. Ngolwazi, ngo-2021, ixabiso le-a isabelo si I-euro ezingama-10,47.
Indlela yokwenza ingxelo ngobhaliso lwesabelo? Isiphelo: ukuthengwa kwe izabelo inokubhalwa kwi-akhawunti 508, i-akhawunti 261, i-akhawunti 271 okanye i-akhawunti 273 ngokuxhomekeke kubume botyalo-mali kunye nenjongo elandelwayo ngotyalo-mali lwe-equity.