Gcwalisa ulwazi olunxulumene neyakho ukudlulisa. Emva koko khetha "Udluliselo olusisigxina” kwi “Loluphi uhlobo lwe ukudlulisa” uze wongeze [umhla] kunye nokuba ufuna kangaphi umprofeti yakho ukudlulisa kunye nomhla wokuqala ukudlulisa.
Ukongeza, Ukuseta njani ukudluliselwa ngokusisigxina? Indlela yokumisela umyalelo omileyo ?
- kwisebe, kwikhawuntara okanye kumcebisi webhanki ozinikeleyo;
- kwi-intanethi, ukusuka kwindawo yomthengi (kwikhompyuter, ithebhulethi okanye i-smartphone);
- ngeposi: emva koko sithetha "ngeleta ecelayo ukudluliselwa ngokusisigxina »;
Yintoni umyalelo omileyo? i ukudluliselwa ngokusisigxina est un ukudlulisa iyazenzekela kwaye iphinda-phinda ebaleka isixa esifanayo, ngomhla omnye kunye nomxhamli ofanayo.
Ndiluvala njani ugqithiselo olusisigxina? Ukumisa a ukudluliselwa ngokusisigxina, ungathumela isicelo sakho ngeposi kwibhanki yakho. (Ukuba i ukudlulisa yenziwe kwenye yee-akhawunti zakho kwibhanki enye, akukho mfuneko ukuyichaza.
Ngoko ke, Njani ukwenza ugqithiselo oluzenzekelayo rhoqo ngenyanga? Ukuseta i intlawulo ezenzekelayo, umniki ubhalisa iinkcukacha zebhanki zombolekisi wakhe kwindawo yakhe yebhanki ekude okanye kunye nokusekwa kwayo kwebhanki. Kule nto, udinga i-RIB yakhe, kwaye ngakumbi i-IBAN kunye neekhowudi ze-BIC.
Yintoni ugqithiselo olumisiweyo?
UD'un udluliselo olumisiweyo : kwenzeka kwimeko yeshedyuli. Umqalisi ubonisa umhla ekuvunyelwene ngawo apho imali kufuneka ifakwe kwi-akhawunti yomxhamli. i ukudlulisa isigxina sinokucinywa nangaliphi na ixesha yinqununu phambi kokuba iqhutywe yibhanki.
Yintoni utshintshelo lwexesha elinye? i ukudlulisa yindlela yokuhlawula nge-elektroniki que uqala njengoko que umnini-akhawunti kufuneka atsalwe. i udluliselo olunye-off ikuvumela ukuba wenze intlawulo ye-elektroniki ngokuthengiselana ngamaxesha athile.
Ihlawulwa njani intlawulo? Intonice que le intlawulo erhoxisiweyo ? Umhlawuli en Irhoxisiwe ukuba nenkululeko yokuthenga namhlanje kwaye ahlawule kamva. Nini ukukulungela ukuphendu- bhatala Irhoxisiwe, intlawulo ayithathelwa ingqalelo ngokukhawuleza xa ukuthengiswa kuqinisekisiwe. wena zitsalwa kuphela ngokuthenga kwakho emva kwexesha elithile.
Yintoni intlawulo kanye?
Intlawulo ukufika ngexesha umsebenzi omnye, owenziwe ngexesha elithile. Oku kwenzaEst hayi intlawulo ezenzekelayo.
Yintoni erhoxisiweyo? diffée. Imisiwe, ihlehliselwe ixesha elizayo.
Uthini umahluko phakathi kwentlawulo ephindaphindiweyo kunye neyexesha elinye?
Kwi umahluko du intlawulo ngexesha elinyengubani Est idebhithi enye ngqo, ebonelelwe kanye kuphela, i intlawulo eqhubekayo/uphinda-phinda Est icwangciselwe ukwenziwa ngomhla omiselweyo.
Yeyiphi eyona mali iphezulu yodluliselo? Kwimeko ka ukudlulisa I-SEPA ye-Classic, kwithiyori, kukho a akukho cap. Kwelinye icala, kwimeko ka ukudlulisa Instant SEPA, ke imithetho sont ukuba awukwazi ukudlulisela ngaphezulu de I-euro eyi-15 kwenye ukudlulisa.
Ulilawula njani ikhadi ledebhithi elimisiweyo?
Nangona kunjalo, le ndlela yokuhlawula ingaba luncedo kakhulu, nazi iingcebiso zokuyisebenzisa ngcono.
- Idilesi à debit erhoxisiweyo = ikhredithi. …
- Musa ukujonga nje iiakhawunti zakho kwi-intanethi. …
- Bandakanya ukuthenga kwi debit erhoxisiweyo kuHLAHLO lwayo. …
- Kuphephe ukusebenzisa isandi debit erhoxisiweyo kwiindleko zangoku.
Zeziphi ezona zibonelelo ziphambili zokutsalwa kwetyala?
Les avantages yemephu debit erhoxisiweyo
Ukunciphisa umngcipheko we-overdraft: nokuba umthengi ujongene neendleko ezingalindelekanga, unokuhlawula unyana Thenga kwaye uqikelele ngokutshintshela imali ngaphambi kokuba utsalwe, konke oko ngaphandle kokutsalwa ngaphezulu.
Ndazi njani ukuba ikhadi lam lirhoxisiwe? Kwi ezinokufumaneka ngokwayo inokongezwa amagama " ezinokufumaneka ikhredithi ". Si ukukhankanywa kwesalathiso Est ngokulula "ityala", yonaEst ukuba C'Est un ezinokufumaneka à debit erhoxisiweyo. Nangona kunjalo, ukukhankanywaEst hayi isinyanzelo.
Uthini umahluko phakathi kokuthenga rhoqo kunye nokuthenga kanye? Ngokungafaniyo nentlawulo phinda, intlawulo ukufika ngexesha yenzeka kanye kuphela. Emva koko yenzeke ngexesha elithile. intlawulo ukufika ngexesha yenziwe ngoxwebhu olubizwa ngokuba yi-Interbank Title de Intlawulo. Olu xwebhu Est eyenzelwe ukuhlawula amatyala anawo kwishishini okanye kumntu.
Luqala nini ulibaziseko?
Le Irhoxisiwe lithuba, ekuqaleni kwetyala, apho lowo ubolekayo akayibuyisi inkunzi kunye/okanye inzala. Ungafumana a Irhoxisiwe ukuba unomsebenzi ekufuneka wenziwe, ikhaya leVEFA (elithengiswayo kwimeko yokugqitywa kwixesha elizayo) ukuze ulifumane.
Ndiyifumana njani intlawulo emisiweyo? amagqabantshintshi ukufikelela a imbuyekezo emisiweyo ? Ngokuqhagamshelana nebhanki yakhe! Namhlanje, iibhanki ezininzi zibonelela ngee-franchise ngezavenge okanye ngokuyinxenye. I-deductible iyonke inokucelwa kwaye kuthethathethwane ngokuxhomekeke kukuqina komboleki kunye nokufaneleka kweprojekthi.
Iqala nini intlawulo yemali-mboleko yolwakhiwo?
Le buyisela imali ngokubanzi iqala inyanga elandela idinga kunye nommeli. Kwiimeko ezininzi, ubuncinane de Iintsuku ezingama-30 emva kokukhululwa kweemali zihlonishwa ngaphambi kokuba kuhlawulwe ngumboleki de intlawulo yenyanga yokuqala.
Ibizwa ntoni intlawulo yenyanga? Nye inkokhelo Ukuphindaphinda, ngokwenkcazo, intlawulo eqhelekileyo. Le rhafu ke ngoko icwangciselwe ukuba iphinde isebenze ngomhla omiselweyo.
Uyizalisa njani i-SEPA ifom ye-debit ngqo?
Un SEPA igunya ibandakanya olu lwazi lulandelayo:
- IReferensi eYodwa ye Igunya (IRAM)
- Iinkcukacha zakho zoqhagamshelwano (igama kunye nedilesi yeposi)
- Iinkcukacha zakho zebhanki (IBAN kunye ne-BIC)
- Iinkcukacha zoqhagamshelwano zomkweliti kunye nesazisi (SFR umzekelo)
- Umhla wokusayinwa kwe igunya .
- Utyikityo lwakho.
Yintoni isigunyaziso se-SEPA esiphinda-phindayo sokutsalwa imali? i Isigunyaziso se-SEPA sokutsalwa kwemali ngqo ngu uxwebhu que le otyalwayo kufuneka agcwalise kwaye asayine naluphi na ugunyaziso kunye nesicelo isampuli. le Isigunyaziso sokutsalwa kwemali ngqo ngu emva koko inikezelwe kumbolekisi, oya kuqokelela imali. Kufuneka ibandakanye: I-RUM: Isalathiso esisodwa se Igunya.
Ngaba ndingenza utshintshiselwano lwe-5000 ye-euro?
Unokukhetha ukwenza i ukudlulisa ngaphaya 5000 euro ngqo kwindawo yakho yabathengi be-intanethi. Kuya kufuneka ube neselfowuni yakho kuba ikhowudi yethutyana eyimfihlo iya kuthunyelwa kuwe ukuvumela ukuqinisekiswa kwentengiselwano yakho.
Ngaba ndingenza utshintshiselwano lwe-euro ezingama-20.000? Ubuninzi bexabiso elinye ukudlulisa ibhanki yebhanki ngebhanki. Njengoko kuchaziwe ngasentla, akukho mda wesilingi enye ukudlulisa esemthethweni.
Ingakanani imali yogqithiselo ekrokrisayo?
Esi sibophelelo esicwangcisiweyo sikwachaphazela iidiphozithi zemali kunye nokutsalwa kwemali kwi-akhawunti izixa eqokelelwe kwinyanga yekhalenda idlula i-euro ezili-10 - nokuba zii-euro okanye kwiimali zangaphandle -, umda we-euro ezili-000 uvavanywa ngokuzimeleyo ukurhoxiswa kunye neediphozithi.
Yeyiphi indawo enentlawulo erhoxisiweyo?
2. Intlawulo emisiweyo evenkileni
Uyafundisa | Isixa | inkokhelo wagxadazela |
---|---|---|
Leclerc | 2.000 - 4.000 € | 3X okanye 5X ngaphandle kokutya |
Cora | 500 - 4.000 € | 3X, 5X okanye 10X simahla kuxhomekeke kunikezelo lwangoku |
umbhaki obhinqileyo | 100 - 3.000 € | I-4X ukusuka kwi-100 € kunye ne-10X ukusuka kwi-150 € |
Kutheni ikhadi ledebhithi lirhoxisiwe? THE debit erhoxisiweyo yindlela enokwenzeka yokuhlawula nge Ikhadi lebhanki. Ikuvumela ngokulula ukuba udibanise zonke iintlawulo zakho nge ezinokufumaneka ngosuku olunye enyangeni. Iindleko zakho ke ngoko aziyi kutsalwa njengoko uthenga, kodwa zidityaniswe kwidebhithi enye ngenyanga.
Isebenza njani iCredit Agricole deferred debit?
Idebhithi erhoxisiweyo yeentlawulo zakho, simahla, ekuhambeni nje, ngenyanga nganye (ngokukodwa ekupheleni kwenyanga). Nangona kunjalo, ukurhoxiswa kwakho kutsalwa ngokukhawuleza kwaye ngaphakathi kweeyure ezingama-48. Ukukhankanya ireferensi " ICREDIT ivela kwikhadi lakho. Inkonzo inokuthi ixhomekeke kwikhontrakthi ethile kunye namaxabiso.