Idiphozithi yemali
Oku kubandakanya ukubeka imali ngqo kwifowuni yakho compte nokuba kwikhawuntara okanye kwi-automaton. Okufuneka ukwenze kukubonisa kwisiliphu inani le compte ufuna ukufaka ityala. Idiphozithi yemali iyasebenza kakhulu kuwe compte kwangolo suku.
Ngendlela, Uyenza njani imali yebhanki nge-RIB? 2. Khetha indlela ye ukudlulisa
- Thumela iodolo ye ukudlulisa kwibhanki yakho, ichaza: isixa se ukudlulisa ; umhla we ukudlulisa ; ifani kunye negama lokuqala lomamkeli; inombolo yeakhawunti yakho yangoku.
- Yijoyine LUBambo yomamkeli kunye nesazisi sakho ngokomyalelo we ukudlulisa .
Uyisebenzisa njani iQxban? Umtyali kufuneka aqale amkele isicelo sentlawulo ye-elektroniki (DRE) kwi-invoyisi nganye. Ngoko ke akukho ntlawulo iqinisekisiweyo ngaphandle kwemvume yomntu onetyala. Ngale nkqubo, akukho Iban yomboleki okanye umboleki ayibonakalisi.
Unokwenza njani utshintshelo ngaphandle kokudlula ebhankini? Imigca Kufuneka ungenise iRIB okanye IBAN, ezinye izisombululo ze Udluliselo lwebhanki zingxamisekile. Izicelo zokuhlawula ngeselfowuni njengePumpkin, iLydia okanye iPaylib ikuvumela ukuba ukhuphe imali ngokukhawuleza.
Nangona kunjalo, ngaba kuyingozi ukunika i-RIB yakho ukudluliselwa?
Kuyinto kunokwenzeka ukuhambisa UBAMBO lwakhe sans Ingozi, okanye phantse. Qiniseka: imingcipheko enxulumene nokuvalelwa d'ingxelo enye d'Isazisi seBhanki sont encinci. Ukuba kukho umntu oza kubamba eyakho LUBambo, il awuzukwazi ukutsala imali kwiakhawunti yakho yebhanki.
Uyiguqula njani i-Qxban kwi-IBAN?
Ngaba sinokuyiguqula i QXBAN ukuya IBAN ? Akunakwenzeka ukuphinda kwakhiwe a IBAN ukusuka kwikhowudi QXBAN. Oku kungenxa yezizathu ezibini eziphambili. Kwelinye icala, i QXBAN ayiqulathanga iileta ezibhekisa kwilizwe elingafaniyo neIBAN.
Yintoni i-SEPAmail yokuhlawula? Inkonzo SEPAmail imigaqo (emva koku “iNkonzo”) ivumela uMxumi oTyalayo ukuba afumane isicelo esinye okanye ngaphezulu ummiselo i-imeyile ethunyelwe nguMbolekisi ngetyala SEPAmail , ngombono we (zabo) intlawulo (ii) ngokudluliswa kwe-SEPA, emva kokwamkelwa nguMthengi.
Ii-RIBs zinokukhuselwa njani kwinqanaba lendawo? Ukuphunyezwa kolawulo lwe-IBAN kwisoftware yonxibelelwano lwebhanki yenza kube nokwenzeka zokumenza kwakhona utshintsho kwiinkcukacha zebhanki zaba baxhamli.
Uyithumela njani imali ngefowuni yakho?
Ukusebenzisa i-Paylib ukusuka ukusetyenziswa kwebhanki yabo, amaFrentshi aya kuba nako uthumele ngoko nangoko ukusukaArgent i-akhawunti yebhanki à iakhawunti yebhanki ngokufaka inombolo phone mobile yeun umxhamli", yachaza inkampani iPaylib kwi unxibelelwano.
Indlela yokwenza ukudluliselwa ngefowuni? Yazi nje inani phone mobile(1) yomxhamli wakho. Akusekho mfuneko yokuba ugcwalise i-IBAN ye-akhawunti yakho. Uyakucelwa ukuba uziqinisekise usebenzisa isixhobo esinamandla sobubhali ukuze uqinisekise i ukudlulisa.
Ngaba i-Paylib ngoko nangoko?
yakho PayPal sont izifinyezo !
nge PayPal en isifinyezo, abahlobo bakho banemali kwiakhawunti yabo yebhanki kwimizuzwana engaphantsi kwe-10.
Kutheni unganiki iinkcukacha zebhanki yakho? Ne ukwenza pas thatha ixesha elide lokuthandabuza, impendulo nguHAYI yiyo ayiyo, i-priori, pas kuyingozi ukunxibelelana UBAMBO lwakhe. Kodwa qaphela ama-scammers. Ngokwenene, kunye ne-a LUBambo okanye iinkcukacha zakho zebhanki, umntu unokukutshintshela imali. Oko kukuthi, ukuhlawula imali kwiakhawunti yakho yebhanki.
Kutheni ungade unike IBAN yakho?
Bucala ngasekhohlo-il ingozi ye nika IBAN yakho ? Nika uniquement IBAN yakhe ayikho kuyingozi ngokwenene, ekubeni iibhanki kufuneka ngokukhawuleza utshintshelo okanye debit ngqo kufuneka wamisa. Ukusetyenziswa kwale khowudi liziko lebhanki ngokupheleleyo alandelayo yaye ikhuselekile.
Angenza ntoni umntu ngeRIB?
Un UBAMBO unako uya kucelwa ukuba wenze ukudluliselwa kwi-akhawunti yakho yebhanki (umvuzo, izibonelelo zentlalo, ukubuyisela iindleko zempilo, njl.). Yena kungaba kwakhona kusetyenziswe, kuxhomekeke kwimeko, ukuhlawula iinkonzo ezithile nge-debit ngqo (i-bill yombane, i-intanethi ye-intanethi, njl.).
Ndiyifumana njani IBAN yomntu? Ukuba uyafuna yazi i-IBAN kwiakhawunti ye umntu othileenye, kuya kufuneka umcele ukuba ayithumele kuwe. Asiyonto iphambili enokwenzeka ukuthelekelela okanye ukufumana yena ngokwakheIBAN ukusuka kwiakhawunti ye umntu othilengaphandle kwakho. Lo mntu unokukunika ikhowudi yakhe IBAN eyedwa.
Uyenza njani i-IBAN? Yintoni ifomathi ye IBAN ?
- iileta ezimbini zokuqala zihambelana nekhowudi yelizwe ye-akhawunti yakho yebhanki;
- amanani amabini alandelayo aba nobumba ahambelana neqhosha lokulawula elidityaniswe neakhawunti yakho;
- ke elandelayo 23 abalinganiswa bahambelana BBAN (Basic Bank Account Number).
Ungayifumana njani inombolo ye-IBAN yeakhawunti?
L 'IBAN ikhankanywe kwingxelo yesazisi yebhanki nganye (RIB) yomsebenzisi. Le RIB iqulethe iinkcukacha ezimbini eziphambili zolwazi: i-BIC (iKhowudi ye-Bank Identifier), isichongi esisemgangathweni samazwe ngamazwe samaziko emali; kwaye iIBAN ehambelana ne-akhawunti yebhanki esemgangathweni yamazwe ngamazwe.
Yintoni umyalelo wodluliselo we-SEPA? Indawo yeeNtlawulo ze-Euro enye (okanye sepa, I-Single Euro Payments Area), yiprojekthi eyaqalwa kwi-2002 ngokusekwa kweebhanki ukwenza iintlawulo phakathi kwamazwe aseYurophu ngokulula kwaye zikhuselekile njengeentlawulo zelizwe, ngenxa yokuphunyezwa kweendlela ezintathu zokuhlawula zaseYurophu: ukudlulisa, ...
Indlela yokukhusela i-RIB?
Ngaphambi kokwenza ugqithiselo usebenzisa i LUBambo efunyenwe nge-imeyile, kuyacetyiswa: ukufowunela ingcibi, inkampani okanye umntu ngamnye ukujonga nabo ukuba LUBambo yeyakhe inene; ukujonga ikhowudi yelizwe yebhanki evela kwi LUBambo : kwibhanki yaseFransi, ikhowudi ye-IBAN iqala ngo-FR.
Ngaba kunokwenzeka ukuba i-akhawunti yebhanki kunye ne-RIB? Ubuqhophololo kwi LUBambo, ikhona ? Ukuze ukwazi ukukwenzakalisa, isaphuli-mthetho kufuneka siphumelele ekufumaneni esakho LUBambo, kwaye unokurhwebesha isazisi sakho ukwenza ubuxoki kugunyaziso lokutsalwa kwebhanki ngokuthe ngqo, kwaye ke wenze intlawulo ngeyakho compte.
Ngaba kukubeka emngciphekweni ukunika iinkcukacha zakho zebhanki?
Il Est kunokwenzeka ukuhambisa UBAMBO lwakhe phantse engenabungozi. Qiniseka ukuba: imingcipheko enxulumene nokubamba isitatimenti seakhawunti yebhanki incinci. Ukuba kukho umntu oza kubamba eyakho LUBambo, ebengayi kukwazi ukutsala imali kwiakhawunti yakho yebhanki.