Uyenza njani into yokuhambisa kwibhanki nganye?
- Yiya kwithebhu ugqithiselo .
- Ngenisa inani leefayile ze compte umthumeli.
- Ngenisa inani leefayile ze compte indlalifa.
- Ngenisa isixa se ukudlulisa .
- Khetha ukuphindaphinda okanye hayi.
- Khetha imali, ukuba ukudlulisa International.
- Jonga ulwazi.
- Qinisekisa inkqubo.
Ukongeza, Yintoni udluliselo olukhawulezileyo? THE ukudlulisa SEPA isifinyezo okanye iNtlawulo ekhawulezileyo Est un ukudlulisa I-SEPA yenziwe ngemizuzwana eyi-10(1) ngemali eyenziwe yafumaneka kumxhamli. Intlawulo ikhuselwe ngobungqina obunamandla kwaye iyafikeleleka nangaliphi na ixesha.
Uyenza njani imali yebhanki ngeRIB? 2. Khetha indlela ye ukudlulisa
- Thumela iodolo ye ukudlulisa kwibhanki yakho, ichaza: isixa se ukudlulisa ; umhla we ukudlulisa ; ifani kunye negama lokuqala lomamkeli; inombolo yeakhawunti yakho yangoku.
- Yijoyine LUBambo yomamkeli kunye nesazisi sakho ngokomyalelo we ukudlulisa .
Ndiyithumela njani imali emntwini? Kubonelelwe ngeArgent imali, kuya kufuneka ugcwalise ifomu yokuodola imali engxamisekileyo. Utshintshiselwano, uya kunikwa isazisi esiyimfihlo, ekufuneka unxibelelane naso nomxhamli. Owokugqibela makaye eposini ebonisiwe, nekhadi lakhe lesazisi nenombolo yesazisi.
Ngoko ke, yintoni umahluko phakathi kokudluliselwa kunye nentlawulo? Est ukuba “ukudlulisa" Est ukujika ngelixa "intlawulo" Est isenzo sokugalela.
Lingakanani ixesha lokudluliselwa ngoko nangoko?
Un ukudlulisa SEPA isifinyezo kufuneka yenziwe ngo Umda wexesha Imizuzwana eyi-10 yokutsala imali emva koko tyala ii-akhawunti zebhanki ezimbini kummandla we-SEPA yaseYurophu (amazwe e-European Union kunye ne-Iceland, i-Norway, i-Liechtenstein ne-Switzerland).
Uthini umhla wokugqibela wokudluliselwa ngoko nangoko? Ukusukela ekupheleni kuka-2018, iibhanki zelizwe ziye zafumaneka ngokuthe ngcembe kubathengi bazo ugqithiselo olukhawulezileyo (okanye iNtlawulo ekhawulezileyo). Imalunga yokudluliselwa I-SEPA, isetyenziswe kwi-a Umda wexesha yemizuzwana eli-10 okanye engama-20, ifumaneka iiyure ezingama-24 ngosuku, iintsuku ezisi-24 ngeveki, yonke imihla enyakeni.
Ndiluqinisekisa njani ugqithiselo olukhawulezileyo? amagqabantshintshi ndazi ukuba wam ugqithiselo olukhawulezileyo ifakwe kwi-akhawunti yomxhamli? Nje ukuba imali ifakwe kwi-akhawunti yomxhamli wakho, uya kufumana isaziso se-imeyile esikugcina usazi.
Unokwenza njani utshintshelo ngaphandle kokudlula ebhankini?
Imigca Kufuneka ungenise iRIB okanye IBAN, ezinye izisombululo ze Udluliselo lwebhanki zingxamisekile. Izicelo zokuhlawula ngeselfowuni njengePumpkin, iLydia okanye iPaylib ikuvumela ukuba ukhuphe imali ngokukhawuleza.
Uyisebenzisa njani i-RIB? Le LUBambo inolwazi oluchonga iakhawunti yakho:
- Igama lebhanki, isebe kunye nesixeko esibambe iakhawunti,
- ikhowudi yebhanki (5 amanani),
- ikhowudi yesebe (5 amanani),
- inombolo ye-akhawunti (amanani ali-11 okanye oonobumba),
- isitixo LUBambo (amanani ama-2),
- igama kunye nedilesi yomnini-akhawunti,
Indlela yokunikela ngemali ngokungaziwa?
I-Paypal ikuvumela ukuba ubhalise i-akhawunti ngegama elingeyonyani okanye isiteketiso (ukuba igama lakho elipheleleyo likhethwa). Yongeza iakhawunti yakho ye-imeyile engaziwa kuluhlu lweedilesi ze-imeyile ezinxulumene neakhawunti. Unako ngoko Thumela imali kwidilesi ye-imeyile yomamkeli wale dilesi engaziwa.
Indlela yokuthumela imali ngefowuni? Nge-Paylib, ingxaki iphelile Thumela imali kubahlobo bakho. Inani elinye phone ngokwaneleyo kuwe. Umxhamli wakho ukwaziswa ngeSMS kwaye ufumanaArgent kwiakhawunti yakhe yebhanki.
Uyidlulisela njani imali ngeSMS?
Le Ugqithiso lweSMS isebenza ngolu hlobo lulandelayo:
Ukhetha umfowunelwa (umamkeli we ukudlulisa) kuluhlu lwayo kwaye ibonisa isixa esimele kudluliselwa, Un i-SMS ithunyelwa kumamkeli ngekhonkco elenziwe yibhanki / okanye isicelo, Umamkeli kuya kufuneka agcwalise i-IBAN yakhe ukufumana ukudlulisa.
Yintoni idipozithi yebhanki?
Un intlawulo imali eziinkozo yidipozithi yemali ngokwesiqhelo eyenziwa kwikhawuntara yesebe lebhanki okanye iziko lentlawulo. A intlawulo imali inokwenziwa ngokuthunyelwa kwi-ATM.
Zeziphi iintlobo ezahlukeneyo zodluliselo? Ziziphi iintlobo ezahlukeneyo zokudlulisa ucingo ?
- Le ukudlulisa ukufika ngexesha a ukudlulisa yenziwe ngomhla wanamhlanje;
- Le ukudlulisa ukuma yi a ukudlulisa ephindaphindwayo enokuthi yenziwe, njengoko unqwenela, ngeveki, ngenyanga, ngekota, ngesiqingatha sonyaka okanye ngonyaka.
Ndingayenza utshintshelo? Nye ukudlulisa zebhanki kungaba yenziwe kwikhawuntara yebhanki, ngefeksi okanye ngeposi, ngeakhawunti yePaypal okanye kwi-Intanethi. Esi sisombululo sokugqibela Est esebenzayo kuba umenzi ekhululekile kwiiyure zokuvula zebhanki yakhe.
Zithini iiyure zokutshintshela ebhankini?
Ngokuqhelekileyo a ukudlulisa lwenziwa phakathi kweentsuku ezi-2 ukuya kwezi-3 zokusebenza emva kwesicelo, nangona kunjalo ixesha lolunye ukudlulisa I-SEPA eYurophu ithiyori ziiyure ezingama-24. Ngexesha lovavanyo oluthile, abasebenzisi be-Intanethi baqaphele ukulibaziseka phakathi kweebhanki ezahlukeneyo ukusuka kwi-D + 1 ukuya kwi-D + 2.
Kutheni ukudluliselwa kwam kuthatha ixesha elide kangaka? Ukuba umyalelo we ukudlulisa yakhutshwa ngoLwesihlanu (okanye ngempelaveki), iya kuthatha ixesha elide Postnet. Iibhanki azisebenzi ngeMigqibelo nangeeCawe (ngamanye amaxesha nangoMvulo) kwaye ke kuya kufuneka ulinde kude kube sekuqaleni kweveki elandelayo ukufumana ukudlulisa.
Ifika nini itransfer eyenziwe ngoLwesine?
Yeyiphi imihla emiselweyo yokufumana utshintshelo?
Usuku lokukhutshwa kwe ukudlulisa | Usuku lokufunyanwa kwe ukudlulisa , kuba ibhanki ivula ngoLwesibini ukuya ngoMgqibelo | Usuku lokufunyanwa kwe ukudlulisa , yebhanki evula ngoMvulo ukuya ngoLwesihlanu |
---|---|---|
ngoMvulo | ngoLwesine | ngoLwesithathu |
ngoLwesibili | ngoLwesine | ngoLwesine |
ngoLwesithathu | ngoLwesihlanu | ngoLwesihlanu |
ngoLwesine | ngoMgqibelo | ngoMvulo |
• 19 Oktobha 2020
Loluphi ugqithiselo olukhawulezayo? Okwangoku, iBoursorama Banque kunye neFortuneo zibonelela ngezona ndlela zilungileyo zokukhetha ukudlulisa ngoko nangoko. I-Boursorama ibonelela ngokufikelela simahla kolu hlobo ukudlulisa ukuya kuthi ga kwi-€500 nge ukudlulisa ngeyure ezingama-24. Ngokubhekiselele kwiFortuneo, isilingi ngaphezulu phezulu nge €2.
Ngaba utshintshiselwano lufike ngexesha lasemini?
Abancedisi bebhanki kungaba yenze yonke loo nto journée. VS 'Est ngoko ixesha lokukhutshwa elimisela iukufika kwiakhawunti yakho. Ukuba ibhanki iqalisa ngokukhawuleza inkqubo, ihamba ngokukhawuleza ukususela ekubeni iitshekhi ziqhutywe ngokukhawuleza. VS'Est ityala ngexesha leeyure xa abasebenzi besebenza.
Ndazi njani ukuba utshintshiselwano lwebhanki luyaqhubeka? A udluliselo luyaqhubeka xa lo Est esele ifakwe kwi-akhawunti yomxhamli. Ukulandelwa kwe-a ukudlulisa en course kunokwenziwa ngeendlela ezininzi, mhlawumbi ngokubonisana neakhawunti yakhe yangoku kwi-intanethi okanye ngokucela ulwazi kwibhanki yakhe ngalo msebenzi.
Sibonisa njani ukuba senze utshintsho?
Ukuba wenze i ukudlulisa kwiakhawunti yakho yebhanki, ungafumana isiqinisekiso soku ukudlulisa kwindawo yakho yabathengi. Cofa nje ku “Fikelela eyam ugqithiselo” emva koko uthi “Imbali yam ugqithiselo".
Kutheni ndingafumani utshintshelo lwam olukhawulezileyo? Kungenzeka ukuba umntu osemva kwe ukudlulisa (umxhasi) wenze impazamo xa wayefaka iinkcukacha zakho zebhanki (ikhowudi ekhawulezayo kunye ne-IBAN). Ukuba inani elinye kuphela alichanekanga xa ufaka i ukudlulisa, ibhanki ne uyakuqonda pas iakhawunti yakho kunye nentlawulo ne Unako ke ngoko pas Thatha indawo.