Ummiselo urhoxisa ngokuthe ngqo i debt. Umboneleli d'amandla ke ngoko akanako ukunyanzela umboleki ukuba ahlawule oko akutyalayo. Ekuphela kwento ayishiyekileyo licebo loxolo lokweyisela umtyali wakhe ukuba ahlawule ityala lakhe elidala. debt.
Ngaphandle koko, Ngubani ongandinceda ndihlawule amatyala am? Nceda nge inkokhelo d'une bill ifowuni
Imiqathango: kufuneka ube ngumxhamli we-RSA, i-AAH, i-ASS, okanye ukhubazwe yimfazwe. Inkqubo: i-CAF, i-MSA okanye i-Pôle emploi ikuthumela ngokuthe ngqo isatifikethi ukuba usigqibe kwaye usithumele e-Orange ukuze uxhamle ekucuthweni komrhumo wakho.
Ngaba ndingatshintsha umboneleli wombane ngetyala? Impendulo nguhayi, akunakukwazi ukuba wenze njalo tshintsha umthengisi ukuba unetyala elingahlawulwangaumbane. for tshintsha yomsebenzisi, kufuneka ke uhlawule ngeyakho umboneleli yakho debt. EDF ibhengeza ukuphela kokunqunyulwa kwamandlaumbane xa kuthe kwabakho amatyala angahlawulwanga kumntu ngamnye.
Uthini ummiselo wonyino lwetyala lombane? Oku Umda wexesha Iinyanga ezi-14 Est kubalwe kufundo lwemitha yokugqibela, olwenziwa nguwe okanye igcisa eligunyaziswe ngumsebenzisi wakho. Esi sibonelelo siphuma kumthetho onxulumene notshintsho lwamandla galela ukukhula okuluhlaza.
Nangona kunjalo, wazi njani ukuba ityala livaliwe ixesha?
Une ityala lichaziwe ukuba umbolekisi akazange athathe amanyathelo asemthethweni ngakumkweliti phakathi kweminyaka emi-2 emva kwentlawulo yenyanga okanye i-invoyisi engahlawulwanga. Ngeli xesha, amaqela amabini kufuneka angavumanga ukubhenela kulamlo okanye uxolelwaniso.
Yintoni omawuyenze xa ungasakwazi ukuhlawula amatyala akho?
Ukuba kukho ubunzima, musa pas linda, kwaye uqhagamshelane CAF okanye CCAS ukuba kufuneka ahlawule yakho bill ngokobuqu. Kwabo bamanzi afakwe kwiintlawulo, qhagamshelana ne-FSL.
Wenza ntoni xa ungakwazi ukuhlawula amatyala akho? Ukunika umxhasi wakho ithuba lokugqibela, ungamthumelela ileta yesaziso esisemthethweni (ngokufanelekileyo ngeposi ebhalisiweyo evuma ukuba usifumene) echaza umnqweno wakho wokusa umcimbi enkundleni xa uthe watyeshela.inkokhelo de la bill kunye nezohlwayo zentlawulo emva kwexesha phantsi komhla wokugqibela owukhethileyo.
Kuthekani ukuba andikwazi ukuhlawula i-invoyisi? Kwimeko yobunzima, qhagamshelana nomthengisi wakho. Unokukunika isisombululo esifana nokusabalalisa iintlawulo. Si ukukulungela ukuphendu- ne ahlawule pas yakho bill Ngeli xesha, umthengisi wakho ukuthumelela i-1er ukubuyisela imeyile.
Kutheni ndingakwazi ukutshintsha umboneleli wombane?
I-INFOGRAPHIC - EFransi, ukususela ngo-2007, imarike ethileamandla luvulelekile kukhuphiswano. Kodwa kwezinye izixeko, okungafaniyo okuzuzwe njengelifa kwiMfazwe yesibini yeHlabathi kuthintela abathengi tshintsha umthengisi wombane okanye igesi yendalo.
Ngaba i-EDF ingawusika umbane? Ngokomthetho, umboneleli wombane inokusika amandla kwindawo yokuhlala, kodwa kufuneka ahloniphe imihla ebekiweyo kunye nemithetho. Ngokuqhelekileyo, umthengi uneentsuku ezili-14 emva komhla omiselweyo okanye wokukhutshwa kwebhili yombane ukuyihlawula.
Ngowuphi oyena mboneleli wamandla ungabizi kakhulu?
Ukusetyenziswa kwe-9250 kWh/ngonyaka kwi-6 kVA nokuba kukhetho olusisiseko okanye kwincopho/yexesha lokuphumla kweeyure, iEDF leyo Est Okwangoku umboneleli d 'umbane ophantsi iza kuqala, ilandelwa nguOhm Energie, ekWateur, Vattenfall kunye noAlpiq.
Uthini umthetho wothintelo? Indawo yokuqala ye ixesha lokunciphisa ulwaphulo-mthetho oluqhubekayo Est usuku lokugqibela lokwaphulwa komthetho Est uzibophelele. Umzekelo: Ukuqhuba ngaphandle kwelayisensi Est uthuthuva oluqhubekayo. THE ixesha lokusikelwa umda Iminyaka eli-6 ubudala.
Lithini ixesha lokugqibela lokubanga ityala?
De unyaka omnye ukuya kwemibini
Le Nceda Umlinganiselo wonyaka omnye usebenza kuphela kwii-invoyisi ezingahlawulwanga de umnxeba kunye nokufikelela kwi-Intanethi. Abaqhubi abasakwazi Kleyima ngaphaya de Iinyanga ezili-12. Kwezinye iimeko, ingcali ine de amabini amabini ukubanga ityala kumntu ngamnye.
Lithini ixesha lokugqibela lokuthumela i-invoyisi?
Inqaku de imbono yomthetho, umthetho uthi kufuneka uthumele la bill hayi emva kweentsuku ezili-15 emva komhla de ukuhanjiswa. Nangona kunjalo, de iinkampani ezininzi zihlawulisa ekugqibeleni de ngenyanga galela izizathu zokubala.
Xa ityala licinywa? Ixesha lomgaqo weminyaka emi-2…
Ingcali ayikwazi ukubanga imbuyekezo yakho ubutyala emva kweminyaka emi-2 ukuba akazange enze nxamnye nawe ngeli xesha (art. L. 137-2 of Code Consumer). Sitsho ke ubutyala "ziphelile".
Uthini ummiselo wokuthintelwa kwetyala? Ukususela kunyaka ukuya kwiminyaka emibini
Le ixesha lokunciphisa unyaka omnye usebenza kuphela kumatyala angahlawulwanga efowuni nokufikelela kwi-Intanethi. Abanini-zithuthi abasakwazi ukubanga ngaphezu kweenyanga ezili-12. Kwezinye iimeko, ingcali ineminyaka emibini yokwenza ibango a debt kumntu ngamnye.
Lithini ixesha lothintelo kwityala lebhanki?
Le ixesha lokunciphisa ihambelana nexesha apho umbutho wemali-mboleko ungabanga khona debt (iminyaka emi-5). THE Umda wexesha yokuthinjwa njengaye ngumhla wokugqibela ngexesha apho umbutho obolekayo unokuthatha amanyathelo asemthethweni (iminyaka emi-2).
Ndisenza njani isicelo soncedo kwiBhunga Jikelele? Ukuxhamla kwezi abancedisi, abafaki-zicelo kufuneka baqhagamshelane neenkonzo zezentlalo-ntle zoomasipala babo (iZiko loLawulo lokuSebenza Ezentlalo) okanye kwinkonzo yeintlalontle ebuntwaneni bakho isebe (IBhunga Jikelele). Akukho bude buncinci bokuhlala kwi isebe ayifunwa.
Indlela yokufumana uncedo lwemali ngokukhawuleza?
galela fumana uncedo lwemali ngexesha likaxakeka, kufuneka uqhagamshelane nomncedisi social eya kwenza ifayile. Ukwenza oku, kuya kufuneka ugcwalise uxwebhu lovavanyo lwentlalontle. Le fayile iya kuphononongwa yikomishini eya kuthi ithathe isigqibo malunga nesivumelwano seumncedi ngezemali.
Bubuphi ubuncinci bokunikwa umsizi wesikhonzi? Ukuba ingqokelela ichaphazela ityala lemali engaphantsi okanye elingana ne-5 ye-euro, umbolekisi unokuthi, ngesivumelwano somkweliti, acele ngokuthe ngqo umncedisi wenkundla isihloko esinyanzeliswayo: oku kuya kumvumela ukuba agwetywe ngenkani ngaphandle kokuya enkundleni.
Indlela yokujongana nomthengi ongafuni ukuhlawula?
Abaxhasi Abahlawuli abangalunganga: Iingcebiso ezi-5 zokusabela kakuhle
- Tshixa amatyala akho. Ukubonelela nge-invoyisi kwimithetho yobugcisa kufuneka ibe yinto ephambili yakho. …
- Qalisa kwakhona i Umxhasi ngembeko nangempumelelo...
- Lindela izohlwayo emva kwexesha. …
- Zoba ileta yesaziso esisemthethweni. …
- Yiya enkundleni.
Yintoni enokuyenza xa umthengi engafuni ukuhlawula? Ungafaka isicelo enkundleni. Inkundla inokukhupha umyalelo wesithintelo ahlawule ukwenza ukuba kunyanzeliswe. Ngaloo ndlela, unokucela umsizi wesikhonzi ukuba angene kwakho Umxhasi. Le yinkqubo ekhawulezayo ukusukela kwakho Umxhasi ayiyo pas ubizelwe enkundleni.