Xa kungcono: Isicwangciso sokuhlawula i-jeweler inokuba lolona khetho lufanelekileyo ukuba ufanelekile kwisicwangciso esisezantsi okanye esingenanzala kwaye unokuhlawula umsesane ngokupheleleyo phambi kokuba unyuso luphele. Iziqinisekiso: Uyafuneka Ityala elihle okanye eligqwesileyo (690 okanye ngaphezulu kweFICO) ukuze ufaneleke ukufumana amakhadi okuthenga ngetyala evenkileni.
Ngoku, ngaba iZales ifumana inkxaso-mali? Ilinganiselwe kwiNqanawa yokuThumela (iiNtsuku ze-3-5 zoShishino) kwiindawo zase-US nase-US. Unikezelo ngekhadi letyala luxhomekeke ekuvunyweni kwetyala. Iiakhawunti zeDiamond Credit Card zikhutshwa ngu Inzala yeBhanki eyiNtengo.
Ngaba kunzima ukufumana ikhadi le-Kay Jewelers? Ufuna i 640+ amanqaku etyala yeKhadi leKhredithi leKay. Oko kuthetha ukuba abantu abanetyala elifanelekileyo okanye abangcono banokudubuleka ekufumaneni ukuvunywa kweli khadi.
Ukongeza Ngawaphi amanqaku etyala afunwa yiZales? IKhadi leKhredithi leZales liKhadi leTyala elikhulu ukuba unetyala elifanelekileyo (okanye ngaphezulu). I-APR yabo iphezulu kakhulu (ngaphezu kwama-20%). Ukuba ujonge ukufaka isicelo, sicebisa ubuncinane i-630 yamanqaku ekhredithi. Ukuba akuqinisekanga ukuba lithini iNqaku lakho leTyala, faka isicelo sengxelo, Apha.
Ngaba kunzima ukufumana imvume yenkxaso kaTiffany? Ukwamkelwa kulula kakhulu ukuba nje awunayo imbali embi kunye nengeniso yokuxhasa ukuthenga. Amanqaku am ayengama-650 EQ. Kholwa okanye hayi izinto ezinkulu ezithengiweyo ze-10,000 yeedola okanye ngaphezulu zihlala zine-20% ezantsi endaweni ye-50%.
Leliphi inqaku lekhredithi elifunekayo kwikhadi leZales?
Ngaba ucinga ngokufaka isicelo seZales Diamond Card? Awona manqaku asezantsi acetyiswayo kweli khadi letyala 630.
Ngaba ndingathenga ubucwebe nge-affirm? Ukuqinisekisa kwenza kube lula kuwe ukuba uthenge ngoku kwaye uhlawule kamva ngeentlawulo zenyanga zakho Ubucwebe Ukuthenga okungenamkhawulo. Nge-Affirm, akukho zifizi zifihliweyo ukuze wazi kakuhle into oza kuyityala ngaphambi kokuba uzibophelele. Akukho zindleko ezifihliweyo kwaye akukho nto imangalisayo.
Ndingalifumana ikhadi letyala leZales ngetyala elibi? Iimfuno zokuvunywa kunye nesicelo
Nangona amakhadi okuthenga ngetyala evenkileni ehlala kulula ukuwafumana kunamakhadi avulelekileyo, akukho bungqina bokuba iKhadi leKhredithi leZales liyabamkela abafake izicelo zetyala elibi. Endaweni yoko, uya kufuna ubuncinci betyala elifanelekileyo okanye ngcono ukuba ulungele.
Ungayisebenzisa iJared credit eKay?
Amakhadi etyala eJared anokusetyenziswa kuphela kwiivenkile zeJared The Galleria Of Jewelry's 274, ezikumazwe angama-41. … Kungenxa yokuba iiNkonzo zezeMali zeGenesis kutshanje zithenge i-1.7 yeebhiliyoni zeedola kwii-akhawunti zetyala ezingeyomfuneko kwi-Signet Jeweler, inkampani engumzali kaJared, uKay, noZales.
Kananjalo ndingasebenzisa ikhadi lam leKays eZales? Ngaphandle kwegama, ikhadi letyala leKay Jewelers ayilokhadi letyala ngenene: likhadi lokuthengisa. Ungayisebenzisa kuphela kwiindawo ze-Kay Jewelers okanye kwi-intanethi kwi-Kay.com. Ikhadi likuvumela ukuba uphathe ibhalansi ukuya kumda omiselweyo wokuthenga okwenziwe kwi-jeweler. UKay ubiza ikhadi lakhe ngetyala elithi LONG LIVE LOVE.
Yeyiphi inkampani yetyala esetyenziswa nguKay Jewellers?
I-KAY Jewelers Credit Card Accounts ikhutshwa ngu Ibhanki yokuQala okanye abanye ababolekisi njengoko kufanelekile.
Ngaba iZales zetyala kulula ukuzifumana? Elona khadi letyala lobucwebe lilula ukulifumana lihle kakhulu naliphi na ikhadi letyala lobucwebe, kuquka i-Helzberg Diamonds Credit Card, i-Iddeal Jewelry Credit Card, kunye ne-Zales Credit Card. Unethuba elifanayo lokuzifumana zonke kuba zonke ngamakhadi evenkile afuna ikhredithi efanelekileyo ukuze amkelwe.
Ngaba uTiffany unaso isicwangciso sentlawulo?
I-Tiffany & Co. ikhadi letyala inika 12- okanye 24-inyanga-izicwangciso zemali kwiintengo ezifanelekileyo. Naluphi na ucwangciso lunokufaneleka ukuqwalaselwa ukuba unekhadi letyala le-Tiffany & Co. okanye ukuba uceba ukuvula elinye ukuze uhlawule ukuthenga kwakho.
Ngaba uTiffany uthatha imali?
Iimpendulo ezi-4. Kukho amaqhekeza esilivere amangalisayo kwaTiffany…. bona njengemali yase-US amakhadi ngetyala ngegolide. Nokuba awuthengi nto imbali ye-NYC Tiffany ifanelekile ukuba uhambe ngayo!
Ngaba uCartier unemali? UCartier akaboneleli ngenkxaso-mali njengenkampani yeqela lokuqala, kodwa baninzi abathengisi beCartier ababonelela ngenkxaso-mali kwiimveliso zeCartier. Ngaphaya koko, kukho amaqonga akhoyo okubonelela ngezicwangciso zokuhlawula kuyo nayiphi na imveliso yexabiso eliphezulu, ngoko ke ngokobuchwephesha, unokufumana imveliso yeCartier ngenkxaso-mali.
Ungalisebenzisa ikhadi leJared eZales? Amakhadi etyala eJared anokusetyenziswa kuphela kwiivenkile zeJared The Galleria Of Jewelry's 274, ezikumazwe angama-41. … Kungenxa yokuba iiNkonzo zezeMali zeGenesis kutshanje zithenge i-1.7 yeebhiliyoni zeedola kwii-akhawunti zetyala ezingeyomfuneko kwi-Signet Jeweler, inkampani engumzali kaJared, uKay, noZales.
Yeyiphi ibhanki esetyenziswa nguKay Jewellers?
I-KAY Jewelers Credit Card Accounts ikhutshwa ngu Ibhanki yokuQala okanye abanye ababolekisi njengoko kufanelekile.
Zeziphi iisayithi zobucwebe ezizisebenzisayo Qinisekisa? I-Zales ibonelela ngeentlawulo ezilula nezifikelelekayo kwi-intanethi nakwiivenkile ezine-Affirm, umboneleli wenkonzo yemali-mboleko, ngesantya osikhethayo kwiinketho ezikhoyo. Unokuthenga ngokukhawuleza kwaye uhlawule ngokuhamba kwexesha. Ngexesha lokuphuma e-Zales.com', ungakhetha u-Qinisekisa njengendlela yokuhlawula kwaye ufake isicelo semali mboleko yokuhlawula izinto zakho.
Ngaba ungathenga izacholo ngetyala?
Ngombulelo, nokuba awunayo imbali yetyala, okanye ukwinkqubo yokwakha kwakhona ityala lakho, unokuvunywa kwiintlawulo ezifikelelekayo zenyanga kunye nejeweler yetyala. … Nje ukuba ufanelekile, ungaqala ukwenza iintlawulo zenyanga kwaye ufumane iringi okanye ubucwebe obufuna ngoko nangoko.
Ngaba ndingabuxhasa ngemali ubucwebe kwi-intanethi? Yonwabela uncedo lwenkxaso-mali kwi-Intanethi ngeNkqubo yethu yezeMali kwi-Intanethi nge IMALI YESONA. Yiba namava enkqubo yesicelo elula nekhawulezayo yokuthenga ubucwebe bakho kwi-intanethi namhlanje. Fumana isigqibo ngemizuzwana unganyanzelekanga ukuba uthenge kwaye ujonge ireyithi yakho ayizukuchaphazela amanqaku akho etyala.
Ngaba ubucwebe bakha ikhredithi?
Ukukunceda Ukwakha Imbali Yakho Yetyala: Ukuba awunayo imbali yetyala okwangoku, uthenga ubucwebe kuyo umenzi wezacholo ngetyala yindlela entle yokuqalisa ukuseka ikhredithi eya kukunceda ekuthengeni kwixesha elizayo njengemali-mboleko yemoto okanye i-mortgage.
Ikweyiphi ibhanki iZales? Iiakhawunti zeDiamond Credit Card zikhutshwa ngu Inzala yeBhanki eyiNtengo. Ukwenza isicelo seKhadi leTyala leDayimane kufuneka iakhawunti yeZales.com ekwi-intanethi.
Ngawaphi amanqaku okuthenga ngetyala owafunayo ngekhadi lokuthengisa?
Ikhadi letyala levenkile likhadi letyala elisebenza kuphela kumthengisi omnye okanye iqela elinye labathengisi abanxulumeneyo. Gcina amakhadi okuthenga ngetyala ayaziwa ngokuba ne-$0 yeefizi zonyaka kunye nokufumaneka kubantu abanamanqaku okuthenga ngetyala 640 +, nto leyo ebenza babe nkulu ekwakheni ikhredithi ngexabiso eliphantsi.