Ukunika umntu inombolo yeakhawunti yakho yebhanki kukhuselekile. Kuhlala kukho umngcipheko xa unikezela ngale nombolo, ke yinike kuphela abantu obathembayo ngokupheleleyo. Ukuba awumthembi umntu ocela inombolo, zama ukuhlawula imali endaweni yokuba umnike inombolo.
Ngaba umntu angagqekeza ibhanki yam ngenombolo yeakhawunti yam kwaye ahlele ikhowudi? Isiphelo: Ukuhlala ukhuselekile ngeenkcukacha zebhanki
Lilonke, kuncinci kakhulu umntu anokukwenza ngenombolo yeakhawunti yakho kwaye ahlele ikhowudi ngaphandle kokwenza idipozithi kwiakhawunti yakho ukuze akuhlawule. Nangona kunjalo, hlala uphaphile ukuba ngubani owabelana naye ngeenkcukacha zakho zobuqu. Khumbula ungaze wabelane nge-PIN yakho nabani na.
Ngaba iinombolo zeakhawunti yebhanki ziyimfihlo?
Nangona inombolo ye-akhawunti yebhanki ayilolwazi oluyimfihlo kuba inokubonwa ngabantu abahlukeneyo xa kubhalwa iitshekhi njalo njalo, kuyacetyiswa ngokubanzi ukuba unikeze kuphela kubantu obathembayo okanye abanesidingo sokuyazi.
Ndimnika njani umntu iinkcukacha zam zebhanki?
Ukongeza kwigama lomntu, ikhowudi yohlulo kunye nenombolo yeakhawunti, ibhanki yakho inokukucela:
- Idilesi yabo.
- Ibinzana lereferensi okanye inombolo - oku kudla ngokufuneka kwiintlawulo zetyala.
- Igama nedilesi yebhanki othumela kuyo imali.
- Iinkcukacha ezongezelelweyo zokhuseleko ozidingayo xa utshintshela ebhankini.
Ikhuseleke kangakanani imali yokudluliselwa kwebhanki?
Njengendlela yokuthumela imali ukusuka kwenye iakhawunti ukuya kwenye, imali yebhanki ikhuselekile ngokwendalo. … Ngalo lonke ixesha qinisekisa ukuba uyamthemba umntu okanye umbutho omthumela imali ngebhanki. Phinda ujonge ukuba unolwazi oluchanekileyo lommkeli wakho, ukuquka i-akhawunti kunye nenombolo yokuhlela.
Kwenzeka ntoni xa unika umntu uhlobo lwakho lwekhowudi kunye nenombolo yeakhawunti?
2. Ukuba ndinika umntu inombolo yam yeakhawunti kunye nekhowudi yokuhlunga, angandiqhatha? ... Awudingi ukunika inombolo yekhadi elide elikwikhadi lakho, okanye inombolo yokhuseleko enamanani amathathu ekhadi lakho, ukuze ufumane imali kwiakhawunti yakho, lumka ukuba nabani na ucela olu lwazi ukuba akuthumelele imali.
Kuthekani ukuba umkhohlisi uneenkcukacha zam zebhanki?
Ukuba unikeze umkhohlisi ngolwazi lwakho lwebhanki okanye bakwazile ukuba imali kwiakhawunti yakho, wena Kufuneka uqhagamshelane neziko lakho lemali ngoko nangoko.
Ngaba kukhuselekile ukuthumela iinkcukacha zebhanki nge-imeyile e-UK?
Ukuba uthumela iinkcukacha zeakhawunti nge-imeyile, ungajoliswa bubuqhophololo bentlawulo ye-imeyile. … Ukuba iinkcukacha ze-akhawunti zithunyelwa nge-imeyile, kukho umngcipheko wokuba i-imeyile yakho ingabanjwa kwaye imiyalelo yakho yentlawulo ihlaziywe ukuze ithunyelwe imali kwizandla ezingalunganga.
Zeziphi iinkcukacha zebhanki ekungafanele kwabelwane ngazo?
Musa ukwabelana ngezinye iinkcukacha zakho zezemali ezibuthathaka kwifowuni efana ne-UPI PIN / MPIN, I-Debit / Card Card, i-CVV, umhla wokuphelelwa yisikhathi, i-OTP, i-PIN ye-ATM, iinkcukacha ze-akhawunti yebhanki, njl.
Ngaba umntu angajonga ibhalansi yeakhawunti yam yebhanki?
Umthengisi webhanki okuncedayo ebhankini jonga ibhalansi yeakhawunti yakho yebhanki xa ekunceda kwiimfuno zakho zebhanki. Oku kuyinyaniso xa usenza idiphozithi kwaye ucela ibhalansi yakho, okanye ukhupha imali kwaye ucele irisithi yentengiselwano.
Yeyiphi eyona ndlela ikhuselekileyo yokuthumela iinkcukacha zebhanki?
Iimpendulo ze4
- Chwetheza iinkcukacha zakho zebhanki kwifayile yokubhaliweyo kwaye i-ZIP uyikhuphe ngoguqulelo oluntsonkothileyo (ungasebenzisa i-AES-256 bit encryption endikholelwa ukuba inika ukhuseleko olwaneleyo)
- Thumela igama eligqithisiweyo kwifayile ye-ZIP nge-imeyile eyahlukileyo.
Zeziphi iinkcukacha zebhanki ezifuna umsebenzi?
Faka ulwazi olulandelayo lomsebenzi:
- Ibhanki.
- Isebe.
- Hlela iKhowudi (indawo enyanzelekileyo)
- Inombolo yeakhawunti (indawo enyanzelekileyo)
- I-Credit Union Reference.
Kutheni imali yebhanki ingakhuselekanga?
Udluliselo lwebhanki lu indlela eqhelekileyo yokuba abaqhatha bazame ukufumana imali yakho. Umkhohlisi usenokuzama “ukukuthengisela” imveliso ebonakalayo, enjengamatikiti okhuphiswano lwedats okanye ikonsathi yomculo. Kwi-eBay, umkhohlisi unokuzama ukukuthengisa into engagutyungelwanga siSiqinisekiso sokuBuyisa imali.
Ngaba kukhuseleke ngakumbi ukuhlawula ngekhadi lebhanki okanye ngentlawulo yebhanki?
Xa uhlawula ngekhadi ledebhithi, imali iphuma ngqo kwiakhawunti yakho yebhanki. Kufana nokukhupha imali uyinike – kodwa kukhuselekile, kuba ikhadi kulula ukulicima ukuba lilahlekile okanye libiwe. Uya kufumana nokhuseleko oluncinci lorhwaphilizo - nangona lungekho kakhulu njengoko ufumana ngekhadi letyala.
Ngaba uTshintsho lweBhanki lukhuselekile?
Ukudluliselwa kwebhanki (okanye ukudluliselwa kwefowuni) yindlela yokuhlawula evumela abathengi ukuba badlulisele imali kwi-akhawunti yebhanki emhlabeni jikelele. … Udluliselo lwebhanki lukwanjalo indlela yokuhlawula ekhuselekileyo nekhuselekileyo, njengoko bobabini abanini-akhawunti kufuneka babe nesazisi esiqinisekisiweyo kwaye akukho ndlela yokubuyisela umva.
Ngaba unokuqhathwa ngenombolo ye-akhawunti kunye nekhowudi yokuhlela?
Awukwazi ukweba imali yomntu ngenombolo ye-akhawunti nje kunye nekhowudi yohlulo - kungenjalo kuya kuba yinkqubo yobudenge, kuba lolo lwazi luchanekileyo omele ulunike ukuze ufumane imali. Nkqu iinkampani zegesi / iinkampani zombane ezithatha imali yokudluliselwa kwebhanki ngokuthe ngqo zinika iinombolo zeakhawunti kunye neekhowudi zokuhlela.
Ngaba kukhuselekile ukunika inombolo yekhadi lebhanki kunye neCVV?
I-CVV: Ikhadi ngalinye ledebhithi kunye nekhadi letyala linexabiso lokungqinisisa ikhadi okanye inombolo yeCVV kumqolo walo. Eli nani ibalulekile ekugqibezeleni intengiselwano kwi-intanethi. Nale nto iprintwe ngokucacileyo kwikhadi lakho, kwaye akufunekanga wabelane ngayo nabani na. … Yinombolo eyimfihlo kunye nophawu lokhuseleko olubalulekileyo.
Zeziphi iinkcukacha ezifunwa ngumkhohlisi?
akho igama, idilesi kunye nomhla wokuzalwa zinika ulwazi olwaneleyo ukudala enye 'wena'. Umntu osela isazisi unokusebenzisa iindlela ezininzi zokufumana iinkcukacha zakho zobuqu kwaye uya kuzisebenzisa ekuvuleni iiakhawunti zebhanki, akhuphe amakhadi okuthenga ngetyala aze afake isicelo soncedo lukarhulumente egameni lakho.
Ngaba kubi ukuthumela inombolo yeakhawunti yebhanki nge-imeyile?
Unokuzifihla ii-imeyile zakho, usebenzise i-VPN, kwaye usebenzise i-anti-malware yenqanaba lomkhosi, kodwa ii-imeyile zakho zisenokubekwa esichengeni. Ngokusemthethweni, ayingombono olungileyo ukuthumela iinkcukacha zakho zebhanki nge-imeyile. Nangona ezinye iinkonzo zemali ezihlawulelwayo zibiza umrhumo omncinci, zilula kwaye zikhuselekile.
What if ukhona umntu oyaziyo inombolo yam yedebit card neCVV number?
Ukuba umntu ongagunyaziswanga unokufikelela kwiinkcukacha zekhadi lakho lebhanki, lixele ngokukhawuleza kwiziko lakho lezemali. … Wakube ufumanisa ukuba umntu ongagunyaziswanga unenombolo yekhadi lakho lokutsala imali kwaye uqhagamshelane neziko lakho lezemali, jonga iintengiselwano zakho.
Ngaba kukhuselekile ukwabelana ngenombolo yeCVV?
Iprintwe ngasemva kwekhadi lakho, iCVV yikhowudi enamanani ama-3-4 kwaye injongo yayo kukubonelela ngokhuseleko olongezelelweyo xa uthenga. I-CVV iqinisekisa ukuba uliphethe ikhadi hayi omnye umntu ikhowudi kufuneka yaziwe nakubani na ngaphandle komnini wekhadi.
Ngubani onokungena kwiakhawunti yam yebhanki ngaphandle kwemvume yam?
“Ngokomthetho, iqabane alikwazi fikelela kwiakhawunti yakho yokonga ngaphandle kwemvume,” utshilo uScott Trout, iCEO yefemu yesizwe yamatyala iCordell & Cordell, ikomkhulu eSt. "Oyena mntu uvumelekileyo ukuba afumane imali kwidiphozithi ngumntu ogunyazisiweyo ukuba asayine kwi-akhawunti."
Ngaba kukhuselekile ukuthumela iinkcukacha zebhanki nge-imeyile ka-2021?
Unokuzifihla ii-imeyile zakho, usebenzise i-VPN, kwaye usebenzise i-anti-malware yenqanaba lomkhosi, kodwa ii-imeyile zakho zisenokubekwa esichengeni. Ngokusemthethweni, ayingombono olungileyo ukuthumela iinkcukacha zakho zebhanki nge-imeyile. Nangona ezinye iinkonzo zemali ezihlawulelwayo zibiza umrhumo omncinci, zilula kwaye zikhuselekile.
Ngaba kukhuselekile ukuthumela iinkcukacha zebhanki nge-imeyile okanye nge-WhatsApp?
Ukuba kwicala elikhuselekileyo, Ungaze uthumele iinkcukacha zeakhawunti yakho yebhanki ngoWhatsApp okanye ukungena kwakho kwiinkcukacha zee-imeyile kunye nayo nayiphi na iakhawunti yemidiya yoluntu. Naluphi na uhlobo lomyalezo ovakalelwa kukuba lunovakalelo; ungayithumeli nge-WhatsApp endaweni yoko usebenzisa inkonzo yemiyalezo ekhuselekileyo efana neTelegram, iRedphone kunye nabanye.