Imali engasetyenziswanga inokutshintshwa ibe yi-sterling kumasebe akhethiweyo ePosi. Kusenokufuneka uveze irisithi yakho yoqobo yePosi. Nceda ucofe apha ukuze ufumane isebe elikufutshane nawe.
Apha, ndingatshintsha phi i-euro eyimali ukuya kwiponti? Ukuba ufuna ukutshintshiselana ngee-euro ngeeponti okanye iiponti ngee-euro, ungakwenza oku apha ibhanki okanye idesika yotshintshiselwano lwangaphandle, nokuba ukwi-situ okanye kwi-intanethi. Izinga lotshintshiselwano oza kunikwa lona liya kuxhomekeka kumhla osemthethweni we-euro-pound ngaloo mini, kunye nomda wokufumana kunye nekhomishini esetyenziswa kwintengiselwano.
Ngaba ndingatshintshisa i-euro eposini? Uyisebenzisa njani imali yethu yokubuyisela imali. Sebenzisa isikhangeli sethu sesebe kwaye ukhethe "imali yelinye ilizwe" phantsi 'kweemveliso kunye neenkonzo' ukufumana isebe elikufutshane nawe. Jonga nje imali yakho kwaye siza kuyithenga kwakhona. Ngaphezulu kwamasebe angama-2,500 akusayi kufuneka ukuba abone irisithi yakho yokuthenga, kodwa amancinci ayakudinga.
Ukongeza Ngaba lixesha elifanelekileyo lokutshintsha i-euro kwiiponti? Ngo-2021 kwaye ekuqaleni kuka-2022, Ixabiso lePonti ukuya kwi-Euro sele lirhweba kufutshane nesiphelo soluhlu lwayo lokurhweba, oku kuthetha ukuba lixesha elifanelekileyo lokuthenga i-Euro ngokusekelwe kwiminyaka yamuva. Xa ubuyela umva kwiminyaka eli-10 nangaphezulu, iPonti ibikwimigangatho ephezulu xa ithelekiswa ne-Euro.
Ngaba ndingatshintshisa i-euro yam ndibuyele kwiiponti eTesco? Masijike imali yakho yeholide engasetyenziswanga ibeyiponti. Ayinakuba lula ngakumbi. Ngena nje kwenye ye zethu kwivenkile Travel Money Offices xa ubuyela e-UK. Sithenga umva zonke iimali esizithengisayo kumaxabiso amaninzi ebhanki kunye neMulti-currency Cash Passport™.
Ngaba ndingabeka ii-euro kwibhanki yam yase-UK?
Ngokubanzi, impendulo ithi “ewe” kodwa kufuneka ufaneleke. Iibhanki zinokukuvumela ukuba ube ne-akhawunti esekelwe kwi-Euro, ukuba zivunyelwe ngokusemthethweni ukuba zibambe ezi. Oku kuthetha ukuba unokufaka ii-Euro kwiakhawunti enjalo.
Ngubani othenga kwakhona imali yangaphandle? Ukuguqula iMali yaNgaphandle kwi-Intanethi
I-Travelex yenye yababoneleli botshintshiselwano olukhulu lwangaphandle kwaye yenye iBhanki yase-US iyalela abathengi kwi-intanethi. AAA ikwabonelela ngokutshintshiselana ngemali kumalungu ayo. Zombini i-Travelex kunye ne-AAA ziya kuthenga kwakhona imali yangaphandle xa ubuya.
Ndingayithatha phi imali yangaphandle ukuba ndiyitshintshe? Ibhanki yakho okanye imanyano yamatyala iphantse yahlala yeyona ndawo ilungileyo yokutshintshiselana ngemali.
- Ngaphambi kohambo lwakho, tshintshela imali kwibhanki yakho okanye imanyano yamatyala.
- Wakuba ungaphandle, sebenzisa ii-ATM zeziko lakho lemali, ukuba kunokwenzeka.
- Emva kokuba ufikile ekhaya, jonga ukuba ibhanki yakho okanye i-credit union iya kuyithenga kwakhona imali yangaphandle.
Ndiyiguqula njani ieuro kwiiponti zesterling ngesandla?
Ukuze uhambe ukusuka kwiponti ukuya kwi-euro ngoko, uphindaphinda ngo-1.15 kwaye uguqule ukusuka kwi-euro ukuya kwiponti, wahlulahlule ngo-1.15.
Kwakhona Ngaba ndingafaka i-euro kwiakhawunti yam yebhanki? Iibhanki zase-US azizamkeli iidiphozithi zemali zangaphandle kwi-savings yomuntu okanye ii-akhawunti zokutshekisha. Uguqulo kufuneka lwenzeke phambi kokuba kwenziwe idiphozithi.
Ndiyiguqula njani i-euro kwiiponti ngesandla?
Ukuze uhambe ukusuka kwiponti ukuya kwi-euro ngoko, uphindaphinda ngo-1.15 kwaye uguqule ukusuka kwi-euro ukuya kwiponti, wahlulahlule ngo-1.15.
Ndingayifumana phi imali yeeuro? Ibhanki yakho okanye imanyano yamatyala iphantse yahlala yeyona ndawo ilungileyo yokutshintshiselana ngemali.
- Ngaphambi kohambo lwakho, tshintshela imali kwibhanki yakho okanye imanyano yamatyala.
- Wakuba ungaphandle, sebenzisa ii-ATM zeziko lakho lemali, ukuba kunokwenzeka.
- Emva kokuba ufikile ekhaya, jonga ukuba ibhanki yakho okanye i-credit union iya kuyithenga kwakhona imali yangaphandle.
Zeziphi iibhanki eziza kutshintsha imali yangaphandle?
Iibhanki zasekuhlaleni kunye neemanyano zamatyala zidla ngokunikezela ngezona ntlawulo zingcono. Iibhanki ezinkulu, ezifana Chase okanye iBhanki yaseMelika, inikezela ngenzuzo eyongezelelweyo yokuba nee-ATM phesheya kolwandle. Iiofisi ezikwi-Intanethi okanye abaguquli bemali, njengeTravelex, babonelela ngeenkonzo zokutshintshiselana zangaphandle ezifanelekileyo.
Ndingenza ntoni ngemali yangaphandle eseleyo?
Nantsi into onokuyenza ngeLeftover yeMali yangaphandle
- Ukuyisebenzisela ukuhlawula iNxalenye yeBhili yehotele yakho ngexesha leKhenketho. …
- Duty Free ukuthenga. …
- Ukunikela kwi-Charity. …
- UkuTshintshana Ngayo. …
- Ukuyigcina elinye ixesha. …
- Ukutshintshiselana ngeBitcoin (okanye enye iCryptocurrency)…
- Iinkozo zemali ezishiyiweyo njengeSikhumbuzo esiLungileyo. …
- Ukusebenzisa i-SoFi Money®
Ngaba unokurhweba ngemali yangaphandle ebhankini? Iimanyano zamatyala kunye neebhanki ziya kuthi tshintsha iidola zakho kwimali yangaphandle ngaphambi nasemva kohambo lwakho xa une-akhawunti yokutshekisha okanye yokonga kunye nabo. … Ukuba ufuna isixa-mali se-$1,000 okanye ngaphezulu, iibhanki ezininzi zifuna ukuba uyithathele ngokwakho imali esebeni.
Ungenza ntoni ngemali yangaphandle endala? Ukuba unemali endala okanye yangaphandle zama ubasa kwivenkile yesisa yasekuhlaleni njengoko imibutho emininzi yesisa isamkela iingqekembe ezindala nezamanye amazwe ukuze incede ekuqokeleleni imali exabisekileyo. Unako kwakhona ukunikela ngeengqekembe zemali zamazwe angaphandle kwinqwelomoya yakho yokubuya kwiholide.
Ngaba i-Euro iyenyuka okanye ihla ngokuchasene neponti?
Iponti iyanyuka njengoko iimarike kunye namaxabiso eoli ehla
Ipondo inyuke i-0.64% ukuya kwi-1.3011 yeedola ngokumalunga nedola namhlanje kwaye 0.38% ukuba € 1.1958 ngokuchasene euro.
Uyiguqula njani imali ngesandla? Ifomula yokubala iireyithi zotshintshiselwano yile: Ukuqala kwemali (Imali yoqobo) / Imali yokuphela (iMali eNtsha) = Ixabiso lokuTshintshiselana. Umzekelo, ukuba utshintshiselana nge-100 yeedola zaseMelika ngee-Euro ezingama-80, izinga lotshintshiselwano liya kuba yi-1.25. Kodwa ukuba utshintshisa ii-Euro ezingama-80 ngeedola ezili-100 zaseMelika, iqondo lotshintshiselwano liya kuba yi-0.8.
Ngaba ndingayifaka i-euro kwi-ATM yam?
Ngelixa amaziko emali amaninzi ebonelela ngale nkonzo, amasebe amancinci kwezinye iibhanki asenokungakwazi ukwenza idipozithi yakho. Qhagamshelana nesebe lendawo yakho ukuze ufumanise ukuba inokutshintsha imali yakho ukuze uzigcinele uhambo oluchithekileyo. Ngokuqhelekileyo awuyi kukwazi ukufaka imali yakho yangaphandle kwi-ATM.
Kwenzeka ntoni xa ndibeka imali yangaphandle? Idiphozithi esisigxina yemali yangaphandle utyalo-mali lwengeniso esisigxina yokugcina imali yangaphandle. Imali efakwe kwi-FCFD ifumana inzala kodwa iza nomngcipheko wokutshintshiselana ngemali. Imali ekwiakhawunti yeFCFD ayinakutsalwa de kuphele ixesha elimiselweyo.
Ndizitshintshisa njani iinkozo zemali zangaphandle?
Ndwendwela isikhululo sotshintshiselwano kwisikhululo seenqwelomoya okanye kwizibuko xa ubuyayo kuhambo lwakho. Tshintshiselana ngeengqekembe kwilizwe elityelelweyo ngaphambi kokuba uhambe, ukuba kunokwenzeka, okanye kwisikhululo seenqwelomoya wakuba ubuyile eUnited States.
Ndiyithengisa njani imali yangaphandle endala? Ungatshintshiselana ngokulula okanye ngemali yangaphandle kwibhanki yendawo, kwishishini lokutshintshiselana ngemali kwisikhululo seenqwelo-moya okanye kwintengiso yeengqekembe kwindawo ohlala kuyo. Kuxhomekeke ekubeni ingakanani na imali yakho, ingaxabisa ngaphezulu njengeqokelelweyo kunexabiso lobuso bayo.
Ngaba iposi itshintshisa ngemali yangaphandle?
Unako lula buya umva kwibhanki yakho yasekhaya, imanyano yamatyala, iposi okanye ikhawuntara yokutshintshiselana ngemali emva kokuba ubuyile. Gcina ukhumbula ukuba uninzi lwezi ndawo azizamkeli iingqekembe zemali, ngoko zama ukuchitha ezokuqala kwaye ugcine amatyala kamva. … Ungathengisa nemali yangaphandle kwi-eBay.
Zeziphi iibhanki ezitshintshisa ngemali yangaphandle simahla? Utshintshiselwano lweMali kwiiBhanki
Banks | iinkcukacha |
---|---|
Citigroup | akukho ntlawulo ibonelela nge-intanethi yokuodola imali eyi-5 yeedola (ngaphandle kwe-CitiGold kunye ne-Citi Priority Account Package) ukuhanjiswa simahla kwisebe |
PNC | akukho ntlawulo kufuneka itshintshiselwe kwisebe |
TD Bank | akukho ntlawulo kufuneka itshintshiselwe kwisebe |
Bank yaseU.S. | iqondisa kwakhona kwi-Travelex, umboneleli wotshintshiselwano lwangaphandle |
• Nge-2 ka-Agasti, 2021
Ngaba ungayifaka imali yangaphandle kwiakhawunti yakho yebhanki?
Ibhanki yakho iya kuyiguqulela imali yakho yangaphandle Iidola zaseMelika ngaphambi kokuba uyifake kwiakhawunti yakho. … Ngelixa amaziko emali amaninzi ebonelela ngale nkonzo, amasebe amancinci kwezinye iibhanki asenokungakwazi ukwenza idipozithi yakho.
Uyiguqula njani imali enye ukuya kwenye?
Ifomula yokubala amaxabiso otshintshiselwano yile: Ukuqala kwemali (Imali yoqobo) / Imali yokuphela (iMali eNtsha) = Ixabiso lokuTshintshiselana. Umzekelo, ukuba utshintshisa i-100 yeedola zase-US kwi-80 ye-Euro, izinga lotshintshiselwano liya kuba yi-1.25.