Ngaphandle kwezinye izikweletu, ungakwazi ukukhokhela imoto engu-$40k imali engenayo yonyaka engu-$12,000. Kodwa uma unazo ezinye izikweletu (okungukuthi, inkosikazi nezingane kanye nemali mboleko yendlu kanye nemali mboleko yabafundi) cabanga ngezikweletu zakho bese unquma ukuthi ungakwazi yini ukukhokhela imoto entsha.
Lapha, Kufanele ubeke phansi malini ku-$12000 ngoba? “Inkokhelo evamile evamile iba phakathi kuka-10% no-20% yenani lonke. Sinemalimboleko yemoto engu-$12,000, kungaba njalo phakathi kwama- $ 1,200 kuya ku- $ 2,400. Uma sekuyiwa emalini yokukhokha, uma ubeka phansi kakhulu, kuzoba ngcono ngokuhamba kwesikhathi ngoba lokhu kunciphisa imali ozoyikhokhela imoto ekugcineni.
Yini ethathwa njengenkokhelo yemoto ephezulu? Ngokusho kochwepheshe, inkokhelo yemoto iphezulu kakhulu uma inkokhelo yemoto ikhona ngaphezu kuka-30% wesamba sakho semali engenayo. Khumbula, inkokhelo yemoto akuyona ukuphela kwezindleko zemoto yakho! Qiniseka ukuthi ucabangela izindleko zikaphethiloli nezokulungisa. Qiniseka ukuthi inkokhelo yemoto yakho ayidluli u-15% -20% wesamba semali engenayo yakho.
Ukwengeza Ingabe i-500 ngenyanga ingaphezu kwenkokhelo yemoto? I-$500 ngoba inkokhelo injalo cishe ngokwesilinganiso manje. Umqondo "wokuningi" uzoncika kumholo wakho nezindleko zokuphila, izindleko zakho zomshuwalense, nezinye izinto zesabelomali.
Iyiphi imoto engingayithola ngo-150 ngenyanga? Yethulwe okokuqala embukisweni wezolimo we-NAMPO ngo-2017, i-Bajaj Qute yenze inkundla yezokuxhumana yavutha muva nje ngezindaba, ama-meme, amahlaya namavidiyo mayelana 'nemoto' encane ehlangene. Indaba ithi ungayithenga ngo-R5 kuphela, izobiza u-R000 kuphela ngenyanga futhi ungayifaka umshwalense ngo-R150 kuphela. 1.
Kufanele ngibeke phansi malini emotweni engu-$8000?
Intengo yemoto inquma ukuthi ingakanani imali okufanele uyibeke phansi
Intengo Yemoto | 15% Phansi | 20% Phansi |
---|---|---|
$8,000 | $1,200 | $1,600 |
$10,000 | $1,500 | $2,000 |
$12,000 | $1,800 | $2,400 |
$14,000 | $2,100 | $2,800 |
Ingabe i-800 iyinkokhelo yemoto ephezulu? Isiqalo esihle isabelomali sakho. Ochwepheshe bathi izindleko zakho eziphelele zemoto, okuhlanganisa izinkokhelo zanyanga zonke, umshwalense, igesi kanye nokunakekelwa, kufanele kube cishe amaphesenti angu-20 omholo wakho wanyanga zonke oya nawo ekhaya. … Bese kuba nesilinganiso esiphephile sezindleko zemoto $ 800 ngenyanga.
Kungani ungalokothi ubeke imali emotweni? It ayikwazi ukumiswa kodwa ukwenza inkokhelo enkulu ephansi kukunikeza isiguqo phakathi kwenani lemoto nenani olikweleta ngemali mboleko. Uma inani lemalimboleko yakho liphakeme kunenani lemoto yakho, usesimweni sokulingana esingalungile, okungalimaza amathuba akho okusebenzisa inani lemoto yakho phansi komgwaqo.
Ingabe ukukhokha imoto engu- $ 600 kukhulu kakhulu?
Kufanele usebenzise malini emotweni? Uma uthatha imali ebolekiwe ukuze ukhokhele imoto yakho, kuwumqondo omuhle ukukhawulela izinkokhelo zemoto yakho zibe phakathi kuka-10% no-15% womholo wakho oya ekhaya. Uma ugoduka no-$4,000 ngenyanga, ungafuna ukuthi inkokhelo yemoto yakho ibe njalo akukho ngaphezu kwama-$400 kuya ku-$600. … izinyanga ezingama-60 uma uthenga imoto entsha.
Futhi Imoto yami kufanele ibe yiliphi iphesenti lomholo wami? Ngokuvamile, ochwepheshe batusa ukusebenzisa imali 10%–15% womholo wakho kwezokuthutha, okuhlanganisa ukukhokhelwa kwemoto, umshwalense, nophethiloli. Isibonelo, uma inkokhelo yakho oya ekhaya ingu-$4,000 ngenyanga, kufanele usebenzise u-$400 kuya ku-$600 kwezokuthutha.
Ingabe idola elingu-700 ngoba inkokhelo iphezulu?
Ingabe i-$700 ngoba inkokhelo inkulu kakhulu? – Qhuba. Yebo futhi cha. Uma uthenga imoto ebizayo futhi ungakwazi ukukhokhela izinkokhelo okuvamile. Kodwa uma uthenga imoto eshibhile lokho kungaba izinkokhelo eziphezulu kakhulu.
Ingabe i-4000 iyinkokhelo enhle yemoto? Uma uthenga imoto engu-$30,000 futhi wenze inkokhelo ephansi engu-10%, inkokhelo ephansi ingaba ngu-$3,000 ngesikhathi sokuthengisa. …Njengomthetho ojwayelekile, hlose ukuthi hhayi ngaphansi kuka-20% phansi, ikakhulukazi ezimotweni ezintsha - futhi ezingekho ngaphansi kuka-10% phansi ezimotweni ezisetshenzisiwe - ukuze ungagcini ukhokha kakhulu inzalo nezindleko zezimali.
Ingabe 800 ngenyanga alot imoto?
Ochwepheshe bathi izindleko zakho eziphelele zemoto, okuhlanganisa izinkokhelo zanyanga zonke, umshwalense, igesi kanye nokunakekelwa, kufanele kube cishe amaphesenti angu-20 omholo wakho wanyanga zonke oya nawo ekhaya. … Bese kuba nesilinganiso esiphephile sezindleko zemoto $ 800 ngenyanga.
Yiziphi izimoto ezinezinkokhelo ezishibhile zanyanga zonke?
Izimoto Ezintsha Eziyisi-7 Ezinezinkokhelo Zanyanga Zonke Eziphansi zango-2019
- Kia Soul. I-Kia Soul ingenye yama-subcompact crossovers esiwathandayo futhi yintsha ngo-2020. …
- Toyota Yaris. IToyota Yaris subcompact sedan iyimodeli ethengeka kakhulu yakwaToyota eqala ngaphansi kuka-$16,000. …
- IHonda Fit. …
- IHyundai Elantra. …
- I-Fiat 500…
- I-Chevrolet Spark.
Iyini isilinganiso senkokhelo yemoto yanyanga zonke? Iyini isilinganiso senkokhelo yemoto? Kusukela ngo-2021, isilinganiso senkokhelo yanyanga zonke yemoto e-US sinjalo $575 izimoto ezintsha kanye no-$430 wezimoto ezisetshenzisiwe.
Iyiphi inkokhelo yemoto eshibhe kakhulu? Izimoto ezinenkokhelo eshibhile yokuqashisa
Isibalo | Imoto | Isilinganiso senkokhelo yanyanga zonke $0 Phansi |
---|---|---|
1 | 2022 Indawo yakwaHyundai | $238 |
2 | 2021 Hyundai Kona EV Electric | $257 |
3 | 2022 Hyundai Elantra | $258 |
4 | 2022 Hyundai Accent | $263 |
Ingabe i- $ 1000 iyinkokhelo enhle yemoto?
Uma ufuna ukuthenga imoto esetshenzisiwe cishe u- $ 10,000, khona-ke u- $ 1,000 uyinkokhelo enhle ephansi. Kunconywa kabanzi ukuthi ubeke phansi okungenani i-10% ye- inani lemoto ukukhulisa amathuba okuthola imvume yokubolekwa imali, nokunciphisa izindleko zakho zenzalo.
Ingabe i-$ 2000 iyinkokhelo enhle yemoto? Umthetho omuhle wesithupha wokukhokha imali ebolekiwe yemoto entsha 20% yenani lokuthenga. Ukukhokha okungu-20% noma ngaphezulu kuyindlela yokugwema “ukubheka phansi” emalini ebolekiwe yemoto (ukukweleta imoto eningi kunalokho ekufanele).
Ingabe ukukhokha imoto engu- $ 500 kukhulu kakhulu?
Imali engu- $ 500 yemoto eyi- cishe ngokwesilinganiso manje. Umqondo "wokuningi" uzoncika kumholo wakho nezindleko zokuphila, izindleko zakho zomshuwalense, nezinye izinto zesabelomali.
Ingabe i-$700 ngoba inkokhelo inkulu kakhulu? Ingabe i-$700 ngoba inkokhelo inkulu kakhulu? - I-Quora. Yebo futhi cha. Uma uthenga imoto ebizayo futhi ungakwazi ukukhokhela izinkokhelo okuvamile. Kodwa uma uthenga imoto eshibhile lokho kungaba izinkokhelo eziphezulu kakhulu.
Ingabe abathengisi bathanda izinkokhelo ezinkulu?
“Eqinisweni kuwukwehlukana, kodwa ezimeni eziningi, abathengisi bayokujabulela ukuthatha imali yakho. Ngaphandle kokungena ku-jargon ngemuva kwayo, inani lesikhathi semali lisho ukuthi imali esesandleni manje ibaluleke kakhulu kunesikhathi esizayo ngenxa yokwehla kwamandla emali. Ngakho-ke, inkokhelo enkulu ephansi ngokuvamile izobangela ukuba amehlo omthengisi akhanye.
Ingabe ama-800 amaningi enkokhelo yemoto? Isiqalo esihle isabelomali sakho. Ochwepheshe bathi izindleko zakho eziphelele zemoto, okuhlanganisa izinkokhelo zanyanga zonke, umshwalense, igesi kanye nokunakekelwa, kufanele kube cishe amaphesenti angu-20 omholo wakho wanyanga zonke oya nawo ekhaya. … Bese kuba nesilinganiso esiphephile sezindleko zemoto $ 800 ngenyanga.
Ingakanani inkokhelo ku-$20000 ngoba?
Isibonelo, sisebenzisa isibali sethu semalimboleko, uma uthenga imoto ka-$20,000 ngo-5% APR izinyanga ezingu-60 inkokhelo yanyanga zonke ingaba. $377.42 futhi uzokhokha inzalo engu-$2,645.48.
Ingabe 450 ngenyanga imoto kakhulu? inkokhelo yemoto akufanele ibe ngaphezu kuka-10% womholo wakho oya nawo ekhaya. Ngakho-ke ngaphandle kokuthi ugoduka nemali engaphezu kuka-$4500/mo, U-$450 muningi kakhulu ekukhokhweni kwemoto.