Uma kungcono kakhulu: Uhlelo lokukhokha lobucwebe kungase kube inketho efanele uma ufaneleka ukuthola uhlelo olunenzalo ephansi noma engenanzalo futhi ungakhokha indandatho ngokugcwele ngaphambi kokuphela kwephromoshini. Iziqu: Udinga isikweletu esihle noma esihle kakhulu (i-FICO engama-690 noma ngaphezulu) ukuze ufaneleke ukuthola amakhadi amaningi esikweletu ezitolo.
I-Hereof, i-Zales ixhasa ngobani ngezimali? Kukhawulelwe Ekuthumeleni Okujwayelekile (3-5 Izinsuku Zebhizinisi) ezindaweni zase-US nase-US. Ukunikezwa kwekhadi lesikweletu kungaphansi kokuvunywa kwesikweletu. Ama-Akhawunti Ekhadi Lesikweletu Ledayimane akhishwa ngu IComic Capital Bank.
Ingabe kunzima ukugunyazwa ikhadi le-Kay Jewelers? Udinga a 640+ amaphuzu esikweletu ngekhadi lesikweletu le-Kay. Lokho kusho ukuthi abantu abanekhredithi efanelekile noma abangcono banethuba lokugunyazwa leli khadi.
Ukwengeza Yimaphi amaphuzu esikweletu adingwa yi-Zales? I-Zales Credit Card iyikhadi lesikweletu elihle kakhulu uma unekhredithi efanelekile (noma ngaphezulu). I-APR yabo iphezulu kakhulu (ngaphezu kwama-20%). Uma ufuna ukufaka isicelo, sincoma okungenani amaphuzu esikweletu angama-630. Uma ungaqiniseki ukuthi siyini Isikolo sakho Sesikweletu, faka isicelo sombiko, lapha.
Ingabe kunzima ukugunyazwa uxhaso lwezimali luka-Tiffany? Ukugunyaza kulula kakhulu inqobo nje uma ungenawo umlando omubi nemali engenayo ukuze usekele ukuthenga. Isikolo sami sasingu-650 EQ. Kholwa noma ungakukholwa ukuthenga okukhulu okungu-$10,000 noma ngaphezulu kuvamise ukuba nokwehla okungu-20% esikhundleni sika-50%.
Yimaphi amaphuzu wesikweletu adingekayo ekhadini leZales?
Ingabe ucabanga ngokufaka isicelo Sekhadi Ledayimane le-Zales? Ubuncane besikolo esinconyiwe saleli khadi lesikweletu ngu 630.
Ngingakwazi ukuthenga ubucwebe nge-affirm? I-Affirm yenza kube lula kuwe ukuthi uthenge manje futhi ukhokhe kamuva ngezinkokhelo zanyanga zonke zeyakho Ubucwebe Ukuthenga okungenamkhawulo. Nge-Affirm, azikho izimali ezifihliwe ukuze wazi kahle ukuthi uzokweleta ini ngaphambi kokuthi wenze isivumelwano. Azikho izindleko ezifihliwe futhi azikho izimanga.
Ngingalithola ikhadi lesikweletu le-Zales elinesikweletu esibi? Izidingo Zokuvunyelwa Nesicelo
Nakuba amakhadi esikweletu esitolo ngokuvamile kulula ukuwathola kunamakhadi e-open-loop, abukho ubufakazi bokuthi i-Zales Credit Card iyabamukela abafake izicelo zezikweletu ezimbi. Kunalokho, uzodinga okungenani ikhredithi efanelekile noma okungcono ukuze ufaneleke.
Ungakwazi yini ukusebenzisa i-Jared credit e-Kay?
Amakhadi esikweletu aseJared angasetshenziswa kuphela ezitolo ezingu-274 zikaJared The Galleria Of Jewelry, ezifundazweni ezingu-41. … Lokho kungenxa yokuthi i-Genesis Financial Services isanda kuthenga u-$1.7 billion kuma-akhawunti esikweletu angabalulekile ku-Signet Jeweler, inkampani engumzali ka-Jared, Kay, no-Zales.
Futhi Ngingakwazi ukusebenzisa ikhadi lami le-Kays kwa-Zales? Ngaphandle kwegama, ikhadi lesikweletu le-Kay Jewelers akulona ngempela ikhadi lesikweletu: empeleni ikhadi lokudayisa. Ungayisebenzisa kuphela ezindaweni ze-Kay Jewelers noma ku-inthanethi ku-Kay.com. Ikhadi likuvumela ukuthi uphathe ibhalansi efika emkhawulweni omisiwe wokuthenga okwenziwa kubucwebe. UKay ubiza ikhadi lakhe ngekhadi lesikweletu LONG LIVE LOVE.
Iyiphi inkampani yezikweletu esebenzisa i-Kay Jewelers?
I-KAY Jewelers Credit Card Accounts ikhishwa ngu IComic Bank noma abanye ababolekisi njengoba kufanele.
Ingabe ikhredithi ye-Zales kulula ukuyithola? Ikhadi lesikweletu lobucwebe elilula ukulithola lihle kakhulu noma yiliphi ikhadi lesikweletu lobucwebe, okuhlanganisa i-Helzberg Diamonds Credit Card, i-Iddeal Jewelry Credit Card, kanye ne-Zales Credit Card. Unethuba elifanayo lokuwathola wonke ngoba wonke amakhadi esitolo adinga ikhredithi efanelekile ukuze agunyazwe.
Ingabe u-Tiffany unalo uhlelo lokukhokha?
Inkampani ka-Tiffany & Co. ikhadi lesikweletu linikeza izinhlelo zezimali zezinyanga eziyi-12 noma ezingama-24 ekuthengeni okufanelekile. Noma yiluphi uhlelo lungase lufaneleke ukucatshangelwa uma unekhadi lesikweletu lika-Tiffany & Co. noma uma uhlela ukulivula ukuze ukhokhele ukuthenga kwakho.
Ingabe u-Tiffany uyayithatha imali?
4 izimpendulo. Kukhona izingcezu zesiliva ezimangalisayo kwa-Tiffany…. bona njengemali yase-US amakhadi esikweletu egolide. Ngisho noma ungathengi lutho umlando we-NYC Tiffany ufanelwe ukuhamba!
Ingabe uCartier unayo imali? I-Cartier ayinikezi ngezimali njengenkampani yeqembu lokuqala, kepha kukhona abathengisi abaningi beCartier abanikezela ngezimali emikhiqizweni yeCartier. Ngaphezu kwalokho, kunezinkundla ezikhona zokuhlinzeka ngezinhlelo zokukhokha kunoma yimuphi umkhiqizo onenani eliphakeme, ngakho-ke ngobuchwepheshe, ungathola umkhiqizo weCartier ngoxhaso lwezimali.
Ungakwazi yini ukusebenzisa ikhadi leJared kwaZales? Amakhadi esikweletu aseJared angasetshenziswa kuphela ezitolo ezingu-274 zikaJared The Galleria Of Jewelry, ezifundazweni ezingu-41. … Lokho kungenxa yokuthi i-Genesis Financial Services isanda kuthenga u-$1.7 billion kuma-akhawunti esikweletu angabalulekile ku-Signet Jeweler, inkampani engumzali ka-Jared, Kay, no-Zales.
Iliphi ibhange abakwaKay Jewelers abalisebenzisayo?
I-KAY Jewelers Credit Card Accounts ikhishwa ngu IComic Bank noma abanye ababolekisi njengoba kufanele.
Yiziphi izingosi zobucwebe ezizisebenzisayo Qinisekisa? Zales inikeza izinkokhelo ezilula nezithengekayo ku-inthanethi nasezitolo ze-Affirm, umhlinzeki wesevisi yemalimboleko, ngejubane olikhethayo ezinkethweni ezitholakalayo. Ungathenga ngokushesha futhi ukhokhe ngokuhamba kwesikhathi. Ngesikhathi sokuphuma ku-Zales.com', ungakhetha okuthi Qinisekisa njengendlela yokukhokha futhi ufake isicelo semali mboleko ukuze ukhokhele izinto zakho.
Ungakwazi yini ukuthenga ubucwebe ngesikweletu?
Ngokujabulisayo, ngisho noma ungenawo umlando omningi wezikweletu, noma usohlelweni lokwakha kabusha isikweletu sakho, ungase ugunyazwe izinkokhelo ezithengekayo zanyanga zonke nomcwebi wezikweletu. … Uma usufanelekile, ungaqala ukukhokha nyanga zonke futhi uthole iringi noma obunye ubucwebe obufunayo ngokushesha.
Ngingakwazi ukuxhasa ngezimali ubucwebe ku-inthanethi? Jabulela lula uxhaso lwe-inthanethi nge-Online Financing Programme nge IZIMALI ZEZINKWA. Izwa inqubo yokufaka isicelo elula nesheshayo yokuthenga ubucwebe bakho ku-inthanethi namuhla. Thola isinqumo ngemizuzwana ngaphandle kwesibopho sokuthenga nokuhlola izinga lakho ngeke kube nomthelela wesikolo sakho.
Ingabe ubucwebe bakha isikweletu?
Ikusiza Ukwakha Umlando Wakho Wesikweletu: Uma ungakabi nawo umlando wesikweletu, uthenga ubucwebe kubo ubucwebe bezikweletu kuyindlela enhle yokuqala ukusungula isikweletu esizokusiza ngokuthenga esikhathini esizayo njengemali ebolekiwe yemoto noma i-mortgage.
Ikuliphi ibhange iZales? Ama-Akhawunti Ekhadi Lesikweletu Ledayimane akhishwa ngu IComic Capital Bank. Ukufaka isicelo se-The Diamond Credit Card i-akhawunti ye-inthanethi ye-Zales.com iyadingeka.
Imaphi amaphuzu esikweletu owadingayo ukuze uthole ikhadi lokudayisa?
Ikhadi lesikweletu lasesitolo yikhadi lesikweletu elisebenza kuphela kumthengisi oyedwa noma iqembu elilodwa labathengisi abahlobene. Amakhadi esikweletu esitolo aziwa ngokuba nezindleko zonyaka ezingu-$0 futhi atholakale kubantu abanezikolo zezikweletu 640 +, okubenza babe bahle kakhulu ekwakheni isikweletu ngezindleko eziphansi.