I-Seifeur
Ukuqhathaniswa kwamabhange amahle kakhulu e-inthanethi: Namuhla sizobuyekeza futhi qhathanisa amabhange amahle kakhulu edijithali eYurophu okuzokuvumela ukuthi udale i-akhawunti kwi-smartphone yakho ngaphansi kwemizuzu engu-10.
Amabhange aseYurophu ancintisanayo ahlukile komunye nomunye ngokwezimali, ezokuphepha, kanye nokuxhaswa kwezimpahla ezahlukahlukene kanye nezinsizakalo.
Sine kubuyekezwe intengo, imikhiqizo, ukwakheka, izinzuzo, ukuphepha, nokuningi. Sizifakile futhi sazihlola ukuze ungadingi. Ake singene ohlwini lwamabhange amahle kakhulu e-inthanethi e-Europe, uma kukhulunywa ngezinselelo zedijithali futhi sizihlole ngamunye ngamunye ikusize uthole eyodwa ehlangabezana kangcono nezidingo zakho.
Uma ukhona ngifuna ibhange elihamba phambili online okukuvumela ukuthi uphathe ama-akhawunti akho asebhange kwi-inthanethi kalula futhi ngokushesha, ikakhulukazi kuselula, lapho usendaweni efanele. Kulo mhlahlandlela, sethula kuwe ukuqhathaniswa kwamabhange amahle kakhulu aku-inthanethi e2020.
Uhlu lokuqukethwe
Umhlahlandlela: Ungalikhetha kanjani ibhange eliku-inthanethi elihle kakhulu?
Amabhange aphesheya, amabhange endabuko, amabhange ahlangene, amabhange aku-inthanethi kanye neobanks yakamuva, noma ngabe uqhathanise kahle kuba nzima ukukhetha! Aya ngokwanda amabhange ethula i-Intanethi.
Lokhu kungahumusha kube ngamanani angcono namakhomishini aphansi, kepha akuwona wonke amabhange ahlinzeka ngemikhiqizo online enza okufanayo; nakhu okufanele ukuhlole ukuze uqale ukwenza ukhetho lwakho lwebhange ledijithali.
Ukubhanga ku-inthanethi sekuyinto yangempela, ikakhulukazi ngoba ziyasebenza kakhulu, amacala angenangqondo nawo kulula ukuwagwema. Kuvamile ukuthi amabhange amakhulu akhokhise ama- $ 30 noma ngaphezulu ngenyanga, noma ngabe uyikhasimende elihlukile, futhi noma ngabe sebevele benza imali ephethe imali yakho.
Uma lokhu kukuhlanyisa, kungahle kube yisikhathi sokuthola ibhange online. Kepha ukhetha kanjani okuhle kakhulu?
Umbandela # 1: Izindleko ziphansi ngangokunokwenzeka
Esinye sezizathu ezinkulu zokushiya umhlaba wamabhange amakhulu yi izindleko zensiza yazo zonke izinhlobo Imali ekhokhwayo yesevisi, imali ekhokhwa njalo ngenyanga, imali ekhokhwa ngama-ATM, imali ekhokhwa ngokweqile, njll
Ngakho-ke kunengqondo ukuthi amabhange aku-inthanethi afuna ukuncintisana ngokugcina imali isondele kakhulu ku-zero ngangokunokwenzeka. Ngakho-ke kunengqondo ukuthi amabhange aku-inthanethi afuna ukuncintisana ngokugcina imali isondele kakhulu ku-zero ngangokunokwenzeka.
Kepha ezinye izinsizakalo zingaba nemali ekhokhwayo, futhi uma uphikisana ngokuphelele nezimali, bheka ukuthi ngabe ibhange linezidingo ezisezingeni eliphansi noma imali ejwayelekile yokuphrinta.
Umbandela # 2: Ukuphepha okuqinile
Umbandela wesibili okufanele uwucabangele lapho ukhetha amabhange amahle kakhulu aku-inthanethi ukuphepha kwe-akhawunti / imali yakho. Akukaze kube khona ukugqekezwa kwebhange online okube sematheni okwamanje, kepha kwenzekile ngamawebhusayithi e-bitcoin futhi esikhathini lapho i-eBay neTarget bobabili beyizisulu zokudunwa. Idatha, kuyasiza ukubuza ukuthi ibhange lakho eliku-inthanethi lihlala kanjani phambili ekugeneni.
Akunakwenzeka ukulahlekelwa yimali, amabhange aku-inthanethi asekelwa yizinhlangano ezinjenge I-ECB. Kepha kuhlale kunethuba lokuthi imininingwane yakho izodalulwa futhi yabelwe.
Kumele kuqashelwe ukuthi ukuhlaselwa kwe-cyber okulwa namabhizinisi amancane kucishe kwaphindeka kabili phakathi kuka-2011 no-2013, kusuka ku-18% kuya ku-31%, ngokusho kukaDamian Caracciolo, iphini likamongameli we-CBIZ, inkampani enikela ngezinsizakalo nezinzuzo zomshwalense.
Umbandela # 3: Ukusekelwa kwamakhasimende kwekhwalithi
Ukuthi ibhange linikeza ukusekelwa kwamakhasimende okungu-24/24 kanye nabamele bukhoma ngocingo akusho ukuthi insizakalo ayinakulinganiswa.
Kungumqondo omuhle njalo ukubhekabheka ikhasi lasebhange le-Facebook noma amawebhusayithi afana nalawa Trustpilot ukuthola ngomlando waleli bhange. Lokho kusho ukuthi, ukufinyelela nakho kungathinta insizakalo, njengoba ungazi ukuthi uzodinga nini ukukhuluma nomunye umuntu.
Umbandela # 4: Ukuzivumelanisa nezimo
Ungacabanga ukuthi wonke amabhange aku-inthanethi anohlelo lokusebenza lwe-smartphone, kepha lokho akulona iqiniso. Njengoba sibonile, insizakalo yamakhasimende yamahora angama-24 kanye nama-opharetha abukhoma ayinikiwe, futhi inethiwekhi ye-ATM ingaba ncane noma inkulu.
Ulimi futhi kuyindlela yokuzivumelanisa nezimo okufanele icatshangelwe lapho kukhethwa amabhange amahle kakhulu aku-inthanethi, ngenkathi ngicwaninga ukubhala le ndatshana ngabona amabhange aku-inthanethi, eSerbia ngokwesibonelo, enolimi olulodwa kuphela olungenakwenzeka ukuqonda igama lesen.ngowezizwe, zama ukuqinisekisa ukuthi ibhange likhona ngesiFulentshi noma ngesiNgisi ngaphambi kokubhalisa!
Ngokuya ngezinsizakusebenza ezibaluleke kakhulu, thenga ukuze uthole ibhange elifanela kahle uhlu lwakho lwezinto ezingavunyelwene ngazo.
Umbandela # 5: Ukwehlukahluka komkhiqizo
Ukuthintana kwakho nebhange eliku-inthanethi kuncike kakhulu kokuthi izidingo zakho eziyinhloko.
Ungacabangi ukuthi ibhange eliku-inthanethi linikela ngezinsizakalo zesheke, futhi ungakhohliswa lapho ibhange lithi linezimbuyiselo ezinhle kakhulu kuma-CD nakuma-deposit, ngoba kuwo wonke amabhange le mibuyiselo incane kakhulu, futhi ayikaze ibe ngenye indlela ehlakaniphile yokutshala imali.
Ufuna indawo lapho ungapaka futhi uhambise imali yakho kalula, ngaphandle kokuzikhohlisa ngokwenza "ukubulala" ekubuyiseni konyaka okungu-1,15%.
Umbandela # 6: Ukukhululeka kokuvula i-akhawunti
Ubuchwepheshe obuphezulu abufani nesivinini esikhulu. Kwamanye amabhange aku-inthanethi, ukuvula i-akhawunti kulula ukukusho kunokukwenza.
Njengoba upheqa iwebhu, uzothola ukubuyekezwa kokubhenka online, futhi kunethuba elihle lokuthi amakhasimende amaningana abhale ukuthi awajabuli ngesipiliyoni sabo.
Ngakho-ke uma ubona ukudilika kwamafomu nezidingo ezingenangqondo kungena, vula umsila bese ugijimela ebhange eliseduze eliku-inthanethi.
Emabhange amahle kakhulu aku-inthanethi, ukuvula i-akhawunti kulula njengokuhlinzeka ngemininingwane yakho yomuntu siqu kanye nezinombolo zokulawula nezokuhambisa i-akhawunti ekhona yasebhange. Kwenzekile.
Ukuqhathanisa Amabhange Ahamba phambili Ku-inthanethi (2021)
Namuhla, iningi lamakhasimende asebhange enza amabhange abo ku-inthanethi, kuma-smartphone abo, noma inhlanganisela yalaba bobabili, ngokusho kwamuva Ucwaningo lwe-PwC kubhange ledijithali.
Ngaphezu kwalokho, ukuvalwa kwamagatsha amakhulu asebhange, noma okwesikhashana, ngesikhathi senhlekelele ye-COVID-19 kuveze abathengi abaningi ezinzuzweni zokubhanga nge-inthanethi, noma ngabe yingxenye yobudlelwano babo bendabuko bebhange noma nebhange eliku-inthanethi kuphela.
Ukuqhathanisa kwethu amabhange amahle kakhulu aku-inthanethi 2020 imininingwane yezinhlinzeko eziyinhloko zebhange ngalinye eliku-inthanethi eYurophu:
1.TransferWise: Ibhange eliku-inthanethi elihamba phambili elinezimali eziningi nama-akhawunti angenamngcele
Ukukhanga okuyinhloko kwe- Dlulisa amehloKhetha ilele kuwo ukudluliswa kwemali okushibhile komhlaba wonke kanye neyakhe i-akhawunti yasebhange yamahhala engenamkhawulo.
Ukudluliswa kwemali kutholakala okungenani ngaphansi kwe- Amazwe ayi-144 emhlabeni wonke, futhi uhlelo lwayo lusekela Izimali ezingama-57 ngesikhathi sokubhala ukubuyekeza kwethu kwamabhange amahle kakhulu aku-inthanethi.
Nge-akhawunti engenamngcele, uzothola imininingwane yakho yasebhange e-US, UK, Europe, New Zealand nase-Australia kungakhathalekile indawo okuyona njengamanje phakathi kwamazwe asekelwayo.
Lokhu kwenza iTransferWise ibe yisinqumo esihle kwabangewona abahlali, abatshalizimali, noma osomabhizinisi abancane abafuna ukuvula i-akhawunti yasebhange kwelinye izwekazi, njenge-United States.
Ngaphezu kwalokho, i-TransferWise ithola amaphuzu aphezulu kakhulu esikalini semali, ngoba azikho izindleko zokuvula i-akhawunti, ukuletha ikhadi noma ukugcina i-akhawunti.
Izimali eziningi ezisekelwa yiTransferWise zinikela ngenketho eyodwa: ukudluliswa kwebhange kusuka kwelinye ibhange kuye kwelinye. Kwezinye zezimali ungakhokha ngamadijithi namakhadi wesikweletu noma usebenzise inketho yokudlulisa i-SOFORT, i-Apple Pay noma i-Android Pay nayo iyatholakala kwezinye zezimali ngokusebenzisa i-TransferWise iOS nezinhlelo zokusebenza ze-Android. Ezimweni eziningi, umamukeli uzothola imali ku- usuku olulodwa noma ezimbili zokusebenza.
I-TransferWise iyisinqumo esihle sokudluliswa kwemali yamazwe aphesheya, baziwa ngokuhlinzeka ngamakhasimende abo okuhle kakhulu, babe nokubuyekezwa okuhle kuTrustpilot, futhi banikeze ngokudluliselwa okusheshayo. Futhi uqweqwe lukhekhe? Ziphinde zinikeze ngesipiliyoni somsebenzisi esimangazayo, kusuka kunqubo yokubhalisa elula kuye ekudlulisweni okusebenzayo.
Abanye abasebenzisi bahlabeke umxhwele kangangokuba bacabanga ukuthi kuhle kakhulu ukuthi kungaba yiqiniso.
Izinzuzo eziyinhloko zeTransferWise:
- I-akhawunti yamahhala yasebhange yezimali eziningi
- Imininingwane yomuntu yasebhange kufaka phakathi inombolo ye-akhawunti yase-UK nekhodi ye-SORT; Inombolo ye-EU SWIFT / BIC ne-IBAN; Inombolo ye-U.S Routing (ABA) kanye ne-Akhawunti
- Bamba bese usebenzisa imali engaphezu kwama-57
- Kutholakala emazweni ayi-144
- Ayikho imali ekhokhiswayo ekhokhwayo ekhokhwayo
- Izimali eziphansi nezisobala (inani lixhomeke kubhangqa lwemali)
- I-akhawunti yamahhala yamahhala
- Izinga elihle kakhulu kuTrustpilot: 4,6 (izibuyekezo ezingu-82)
- Isikhungo semali esigunyaziwe esilawulwa yi-Federal Supervisory Authority
- Isikhathi sokuvula i-akhawunti: imizuzu engu-5
- Ibhange eliphethe imali: Barclays, Wells Fargo
Esingakuthandi ngeTransferWise :
- Ungathumela kuphela ku-akhawunti yasebhange
- Akuwona wonke amazwe nezimali ezihlanganiswa yi-Akhawunti engenamngcele, kepha iTransferWise ihlala ingeza okuningi.
- Ukudluliselwa kwangaphandle kwi-akhawunti yasebhange kungaphansi kwemali encane, imvamisa ibanga elingu- £ 0,50 / $ 1,30 / € 0,60.
- Kunemikhawulo yokuthi ungathola malini ku-akhawunti yakho engenamngcele.
I-TransferWise iyindlela enhle yokudlulisa imali emazweni omhlaba. ukubhenka oku-inthanethi kuhlukaniswa nobulula bayo neqiniso lokuthi ziqonde ngqo kwizimali nemali oyothola lapho udlulisa imali.
Banikela ngezinsizakalo zokuzikhethela ze-premium njenge Akunamkhawulo kanye nabo Ikhadi elikhokhelwa kusengaphambili le-Mastercard, ongakuthakazelisa.
Thola - Izinga: Yimaphi amabhange ashibhe kakhulu eFrance?
2.N26: Best Online Banking for Travellers
Umphakathi waseJalimane N26 kuyinto inketho yokuqala yabahambi nabaninimabhizinisi abancane abafisa ukuvula i-akhawunti yasebhange yamahhala embozwe uhlelo lomshuwalense wediphozi.
I-N26 ingelinye lamabhange amadala edijithali eYurophu, futhi eminyakeni edlule leli bhange lihehe izigidi zamakhasimende amasha. Uyasebenza njengamanje Amazwe ayi-22 futhi ungathumela imali ku- Izimali ezahlukahlukene eziyi-19. Noma kunjalo, i-akhawunti ingaqukatha imali eyodwa kuphela: i-euro.
I-N26 iyi-neobank yaseJalimane, enendlunkulu eBerlin, eJalimane. I-N26 njengamanje ihlinzeka ngezinsizakalo zayo emazweni amaningi angamaLungu e-Single Euro Payment Area nase-United States. Imisebenzi yase-UK yamiswa ngo-Ephreli 2020 ngenxa yokungaqiniseki ngenqubo yeBrexit.
Wikipedia
Iningi lamakhasimende e-N26 likhetha omunye wale mikhiqizo emibili elandelayo: i-akhawunti ejwayelekile engu-N26 noma engu-N26 Black. I-akhawunti ejwayelekile ye-N26 ayinayo imali ekhokhwa njalo ngenyanga, kanti i-akhawunti ye-N26 Black ibiza ama-euro angu-5,90 ngenyanga.
Womabili la ma-akhawunti akunikeza ilungelo le-MasterCard, ongalisebenzisa kunoma yimuphi umthengisi emhlabeni owamukela i-MasterCard. Ngenkathi eyodwa kumabhange amabili namakhadi esikweletu kuthatha amaphuzu amaphesenti ambalwa lapho kucutshungulwa ukudluliswa kwemali yakwamanye amazwe, i-N26 iyaphikisana nokusanhlamvu.
Ngenxa yokubambisana kuka-N26 no Dlulisa amehloKhetha, ukudluliswa kusetshenzwa ngezinga eliphakathi nemakethe, ngaphandle komkhawulo wamanani wokushintshaniswa, futhi konke ukuthengiselana kwamanye amazwe nakho kucutshungulwa ngezinga eliphakathi nemakethe.
Ngesikhathi sokuhlolwa kokuqhathaniswa kwamabhange amahle kakhulu aku-inthanethi, sinakho lokho I-N26 inikeza lokhu okulandelayo:
- Inelayisense yasebhange ye-EU: Isiqinisekiso samadiphozithi afinyelela kuma-euro angama-100 (kubantu ngabanye nezinkampani)
- I-akhawunti yebhizinisi yamahhala enemali ebuyisiwe kukho konke ukuthengwa
- Ukukhishwa kwamahhala okungu-5 ngenyanga kwi-ATM
- Izinkokhelo zamahhala kunoma iyiphi imali yangaphandle
- Izinketho zomshuwalense ezifakwe kuzinguqulo ze-premium (ezokuhamba nezokwelapha)
- Vikela i-3D Mastercard
- Ayikho idiphozi encane
- Ama-akhawunti amancane ahlukanisiwe okuphatha izindleko zakho nokonga kwakho
- Kulawulwa yi-BaFin
- Isiqinisekiso sediphozithi: 100 euro
- Isikhathi sokuvula i-akhawunti: Cishe imizuzu eyi-8
- Ibhange eliphethe imali: Ibhange uN26
Kepha lokhu akuyona into ejwayelekile 'laba bantu bayesabeka' ukubuyekeza kohlobo - ngokuhlola ukubuyekezwa kwamakhasimende kwangempela (ikakhulukazi ukubuyekezwa okungekuhle) sithola iqiniso lokusebenzisa i-N26.
Okubi kwe-N26:
- Ngaphandle kwe-UK ngokungalindelekile
- 24/24 ukwesekwa kwefoni akutholakali
- Kukhawulelwe eYurophu naseMelika
- Izinkinga ezingaba khona zokuqinisekiswa kabusha
Kukonke, singasho ukuthi uN26 uyi elinye lamabhange amahle kakhulu e-inthanethi aseYurophu, kubahambi nabaninimabhizinisi abancane, Ibhange linikela ngemisebenzi ejwayelekile yebhange elijwayelekile, kepha ngendlela edijithali ngokuphelele.
Buyekeza: Konke odinga ukukwazi ngeSkrill ukuthumela imali phesheya ngo-2020
Ukusuka ekukhishweni kwemali kuma-ATM kuya ekudlulisweni kwemali yamazwe aphesheya ngamanani wokushintshisana aphezulu kakhulu, banokuningi abangakunikeza.
3. Revolut: Ibhange elikhulu ledijithali elinemali yamahhala namathuluzi wokutshala imali
Okwesithathu ohlwini lwethu lokuqhathanisa amabhange amahle kakhulu aku-inthanethi Revolut, le nkampani yezobuchwepheshe esekwe e-UK inikeza izinsizakalo zebhange, njenge amakhadi okudonswa kusengaphambilini, ukuhweba ngamasheya kwamahhala, ukushintshaniswa kwemali yamahhala, kanye nensizakalo yokubethela kanye nezinkokhelo ze-P2P.
I-Revolut yaqalwa ngoJulayi 2015 nguNikolay Storonsky, owayengumthengisi owayesebenza eLehman Brothers naseCredit Suisse, kanye noVlad Yatsenko, owake wakha izinhlelo zezimali emabhange otshalo-mali.
I-Revolut iqale njengekhadi elikhokhelwe kusengaphambili nohlelo lokusebenza olwavumela abahambi ukuthi basuke kolunye uhlobo lwemali baye kolunye ngokungabizi. Kwavela ebunzimeni u-Storonsky ahlangabezana nabo nemikhiqizo ekhona yezimali zangaphandle. Kusukela lapho, inkampani ikhulise uhla lwayo lwemikhiqizo nezinsizakalo.
Uhlelo lokusebenza lweselula lunezinzuzo eziningi, kufaka phakathi ukubuka konke kwemali esetshenzisiwe ngohlobo lwemali ngalunye, amathuluzi webhajethi, ukonga okuhlakaniphile, ama-akhawunti okonga ahlukile, ngenkathi i-Mastercard ehambisana nayo iza nezinkokhelo eziku-inthanethi ezivikelekile ze-3D kanye nezici eziningi zokuphepha.
Ukufunda futhi: Konke mayelana neRevolut, ikhadi lasebhange ne-akhawunti esetshenziswa izigidi zabantu
I-Revolut inikela ngezinhlobo ezintathu zama-akhawunti wabantu ngabanye - i-akhawunti eyodwa yamahhala nama-akhawunti amabili akhokhelwayo - futhi isekela ezimalini ezingama-24 ezahlukahlukene. Akukho mkhawulo enanini lediphozi yakho, futhi liyatholakala emazweni angaphezu kwama-30.
Izinzuzo eziyinhloko ze-Revolut:
- Kungenzeka ukubamba kuze kufinyelele kuzimali ezingama-29 mahhala
- Imali engu-0% ekuhwebeni kwemali
- Ukusetshenziswa kwamahhala nokuhoxa kwe-ATM ngezimali ezingaphezu kwezingu-140 (phakathi nezinsuku kuphela)
- Ukudluliselwa kwamahhala emhlabeni jikelele
- Ukushintshaniswa kwamahhala kwamahhala: Kuze kufike kubadayisi abayisishiyagalombili ngenyanga
- Ukufakwa kwamakhadi okusheshayo kusuka ku-akhawunti yakho yansuku zonke
- Idiphozi encane: Akukho
- Izinketho zokuhweba ezihlanganisiwe ze-crypto
- Umshuwalense wokuhamba wamahhala wamakhasimende e-Premium ne-Metal
- Ilayisense: Imali ye-elekthronikhi, ukubhenka; kulawulwa yi-FCA
- Ukukala kuTrustPilot: 4.5
- Isilinganiso sohlelo lokusebenza: 4.8
- Ibhange eligcina imali yakho: iBarclays, iLloyds
Imikhawulo yokuhoxa yanyanga zonke kuma-ATM kukhokhiswa ngegama, ikakhulukazi uma uhambela izwe lapho udinga ukuphatha khona imali.
Kulokhu, kufanele uzibuze ukuthi ngabe imali ozokhokha ngayo idlula imali oyongile ngezinga lokushintshisana elisisisekelo.
Mhlawumbe okubi kakhulu kweRevolut ukuthi akulona ibhange eligunyaziwe, okusho ukuthi amakhasimende ayo awavikelwe yi-FSCS.
Isiphetho: Khetha ibhange eliku-inthanethi
Njengoba kushiwo ngenhla, kungenzekakalula futhi ngokushesha uvule i-akhawunti yasebhange online ingenye ye- izinzuzo ezinkulu kakhulu zebhange online. Yize sigxile emabhange aseYurophu ancintisanayo, amaningi awo aqhubeka nokukwazi ukuhlinzeka ngezinsizakalo kubahlali abangewona amaYurophu.
Ukufunda futhi: Konke odinga ukukwazi ngePaysera Bank, ukudlulisa imali online & Izindawo ezingama-20 ezihamba phambili zokufakwa kuhlu kwezindawo ezidayiswayo ukuze uthenge, uqashe futhi uthengise ku-inthanethi
Amabhange endabuko namabhange aku-inthanethi womabili anezinzuzo zawo. Ngokuyinhloko, kumayelana nokunquma ukuthi izinsizakalo nokuthintwa komuntu siqu kwesakhiwo sezitini nodaka kudlula izindleko ezivame ukwenyuka, ngokuya ngamanani wenzalo ephansi nemali ethe xaxa, yamasevisi.
Kuyafaneleka futhi ukucatshangelwa hlukanisa umsebenzi wakho phakathi kwalokhu okubili. Kuyiqiniso ukuthi leli lungiselelo kungenzeka lingasebenzi kuwe, futhi izindleko zokugcina ama-akhawunti amaningi zingaba yinkinga.
Kepha ukuba nama-akhawunti ebhange lendabuko kanye nasebhange eliku-inthanethi kungakunika okuhle kakhulu kuwo womabili amazwe - amanani aphezulu wenzalo kanye nokufinyelela kosizo lomuntu uqobo.kuthengiselana kwakho nezinkinga zakho lapho uzidinga.
Uma unamanye amabhange aku-inthanethi ongangeza ohlwini lwethu lokuqhathanisa amabhange amahle kakhulu online, sicela usishiyele umugqa esigabeni sokuphawula. Siyabonga ngokudlula, futhi ungakhohlwa ukwabelana ngale ndatshana!
Ngithanda uN26. Kulula.
Kumahhala, ngokwalokho ebengikulindele, wonke amaqembu ayasiza futhi anobungani.
Ngisebenzise iTransferWise ngokuthengiselana okungu-10 ezinyangeni eziyi-11 ezedlule, iningi lazo kumaSwitzerland Francs nama-Euro. Ngaphandle kokudluliswa okukodwa, konke ukudluliswa kuhambe kahle, ngokushesha nangokuthembekile. Benginenkinga ngokudluliswa kusuka kuma-franc aseSwitzerland kuya kuma-dollar ase-US, lapho ngikhononda khona "ngamacala afihliwe", empeleni amacala avela eceleni adluliselwe yi-TransferWise ngemibhalo nemibandela.
I-N26 yibhange elikhulu. Ngiyaxolisa kakhulu ngokuthi abasakwazi ukusebenza e-UK. Ngiyabakhumbula.
Ukudlulisa ukuhlakanipha kuhle. Umkami uyisebenzisela ukuthumela imali emndenini wakhe eBelgium futhi imvamisa imali iba ku-akhawunti ngalo lolo suku. Ngiyisebenzise kabili ukuthumela imali kubangani e-United States. Ngijabule kakhulu ngokusebenza kuze kube manje.
Akunankinga 🙂
I-TransferWise yibhange elikhulu! Kuze kube manje, uhlelo lokusebenza kwesinye isikhathi lunama-glitches amancane ku-UI, kepha uma kungenjalo konke kubonakala kulungile, njengoba kufanele kube yibhange.
Bengilokhu ngisebenzisa i-Transferwise okungenani iminyaka engu-5 futhi ngikwazi ukufakazela insizakalo enhle enikeziwe. Ngesinye isikhathi lapho ngonakalise ukudluliswa kwenkinga yaxazululwa ngokushesha okukhulu futhi okubaluleke kakhulu ukuthi umenzeli weTransferwise wayeqinisekisa futhi enonembeza ekuxazululeni inkinga. Ngeneliseke kakhulu ngomkhiqizo.
Ngiluthanda kakhulu uhlelo lokusebenza lwe-N26! Inezici eziningi kakhulu okungekho bhange lendabuko elinazo. Mhlawumbe izinkanyezi ezine ngoba ukwengeza kwenziwa ngekhadi.
I-N26 yangisindisa nabangane bami abaningi lapho ngithuthela eJalimane! Ngemuva kweminyaka emithathu, ngisakuthanda ukusetshenziswa kalula kohlelo lokusebenza futhi insizakalo yamakhasimende ihlala ishesha futhi inhle kakhulu! Angikaze ngizizwe ngingedwa futhi bahlala bengigcina ngivuselelwa. Yilokhu kuphela engikudingayo.
Ngicabanga ukuthi umqondo ulungele abanikazi bedijithali kuphela. Ngenkathi abantu abaningi bengakuqondi ukubhenka kwedijithali ngo-2020, ngiyajabula ukuthi ngithole le eYurophu! Ngiyabonga
umsebenzi osekelayo uyayiqonda inkinga ngokushesha okukhulu futhi ubuza imibuzo embalwa.
Ngincome i-N26 kubangani ababili manje. Ngizizwa ngiphephile uma nginabo futhi ngithanda ukwakheka kohlelo lokusebenza
Ngithanda uN26. Kulula.
Umsebenzisi kusukela ngo-2016. Leli bhange yilokho okufanele wonke amabhange abe yikho. Benginenkinga ngekhadi lami futhi neqembu labasizi lingisizile ukuyixazulula ngengxoxo eku-inthanethi kungakapheli imizuzu engu-15. Alikho ibhange lendabuko elisheshayo!
Bangikhokhisa ama-euro angama-14 kwi-akhawunti yasebhange ngaphandle kwesizathu ngemuva kokwala ukusebenzisa ikhadi.
Ukuhlinzekelwa kwamakhasimende okuhle ngengxoxo, ukuthengiselana kusetshenzwa khona manjalo, okwenza kube lula ukubona izimali ezisele ngaso sonke isikhathi. Ngidumele kakhulu ukuthi banciphise ukumbozwa kwabo ngokwebiwa kwamaselula obekuyiphuzu elikhulu lokuthengisa kimi, kepha kukonke insiza yohlelo lokusebenza + ikufanele lokho.
Umsebenzi omuhle kakhulu Isixhumanisi esiphakathi kwezinsizakalo zenhlalo ne-AI sokuthuthuka Sifanele kakhulu
Ngithanda uN26. Kulula.
Ukuhlinzekelwa kwamakhasimende okuhle kakhulu. Ngibe nenkinga yokuqoqwa kwezikweletu nomhwebi onzima impela. I-N26 yamcubungula ngokushesha. Umhwebi wabe esezama ukuqoqa isikweletu sakhe, kodwa u-N26 wasifaka ku-bud.
Kufanele kube yibhange elibi kunawo wonke ake aba khona. Abakaze basebenzise lelo bhange kanye, babatshela ukuthi bavale i-akhawunti futhi abakaze bayenze. Namuhla, ngemuva kweminyaka emibili, bangithumelela i-imeyili yokungitshela ukuthi nginesikweletu sama-euro angama-93 kubo nokuthi uma ngingasikhokheli, bazongimangalela. Ungalokothi usebenzise leli bhange, ngiyaphinda, ungalokothi ulisebenzise. Bazozama ukukukhiya ngenkontileka yabo embi futhi ngeke ukwazi ukuphuma kuyo. Konke ozokuthola kuyizinsongo. Kunamabhange angcono kakhulu. Kepha ungayisebenzisi lena. Ungahle ube nokuhlangenwe nakho okuhle nebhange elifana naleli, kepha kungenzeka libi kakhulu. Ngomuzwa oqinisekisiwe, zama elinye lamabhange adumile aku-inthanethi futhi ngeke kudingeke ubhekane nezinkontileka ezingabazekayo ezinjengale!
Ngifunde ithoni yezibuyekezo ezimbi kule sayithi mayelana neTransferwise futhi ngimangele ngokungagunci. Vele, iningi labantu libhala izibuyekezo lapho lingeneme neze ngensizakalo. Kodwa-ke, lapho abantu benelisekile, abasichithi isikhathi sokubhala. Lokhu, ngiyakholelwa, kuphazamisa imiphumela yokubuyekezwa okuku-inthanethi, ngivuna abanganelisekanga, futhi kunikeza isithombe esisontekile sesevisi.
Laba bantu ngesikhathi sokudlulisa bayamangalisa ngokumangalisayo! Zisuka nje, bakhombise amanani abo ahlukile nokuzinikela kwabo kithi! Bahlala njalo benza umsebenzi futhi bayaqhubeka nokwenza ngcono uma kungenzeka. Ukudluliswa kwami kokugcina kuthathe imizuzwana engu-13. Kungenzeka kanjani? Siyabonga ngokudlulisa! ❤️
Le yile nsizakalo ebaluleke kakhulu kimi. Sicela usekele indlela osebenza ngayo. Ngaba nombono wokuthi konke kwenziwa ubuso nobuso.