Ngaba ukukhenkciswa kwekhadi kuya kuyimisa intengiselwano elindileyo? Umkhenkce a ikhadi aliyi kumisa intengiselwano njengoko ugunyaziso sele lwenziwe. Ukuba unqwenela ukurhoxisa intengiselwano elindileyo, kuya kufuneka uqhagamshelane nomrhwebi ASAP okanye ibhanki yakho ukuba umrhwebi akaphumeleli ukusebenzisana.
Ndiyirhoxisa njani intengiselwano elindileyo? Intengiselwano elindileyo iya kuchaphazela isixa setyala okanye imali onayo. Ukurhoxisa intengiselwano elindileyo kufuna Ukuqhagamshelana nomrhwebi owenze intlawulo. Nje ukuba intengiselwano esalindileyo ithumele, nxibelelana nebhanki yakho okanye umnikeli wekhadi ukuyiphikisa.
Ngaba iintlawulo ezisalindelweyo ziya kuqhuba ukuba ndilitshixa ikhadi lam?
Zeziphi iintengiselwano ezitshixiweyo? Xa utshixa ikhadi, amaxabiso amatsha kunye nemali ekhutshwa phambi kwentlawulo iya kwaliwa. Nangona kunjalo, ukuhlawula okuphindaphindiweyo, okufana nokubhaliselwa kunye namatyala enyanga ahlawuliswa kwikhadi, kuya kuqhubeka kudlula. … Iintengiselwano ezenzeke phambi kokutshixa ikhadi azichaphazeleki.
Ngaba ndingafowunela ibhanki yam ukuba irhoxise intengiselwano esalindiweyo?
Ukuba ufuna ukurhoxisa intengiselwano yedebhithi elindileyo, inyathelo lakho lokuqala lidla ngokubandakanya Ukuqhagamshelana nomrhwebi ukuze ufumane uncedo. Nangona kunjalo, ibhanki yakho ingakunceda ukuba idebhit transaction elindileyo ibonakala inobuqhophololo okanye ukuba umrhwebi akabonakali efuna ukusebenzisana nawe ukulungisa umba.
Iintengiselwano ezisalindileyo zithatha ixesha elingakanani ukucima iBhanki yeCommonwealth?
Iintengiselwano ezilindileyo zithatha ngokubanzi 3 ukuya kwiintsuku zomsebenzi ezingama-5 ukuqhubekeka. Nangona ezinye zinokuthatha ukuya kuthi ga kwiintsuku zokusebenza ezili-10. Ukuba uvumela umrhwebi asebenzise ikhadi lakho kwiintlawulo ezigunyazisiweyo kwangaphambili (njengediphozithi yokhuseleko yokubhukisha ihotele okanye ukuqesha imoto), ungalindela ukulinda ukuya kutsho kwiintsuku ezisi-7 ukuze iintlawulo zakho zibuyiselwe kuwe.
Ngaba iBhanki ingakwazi ukuyiyeka intengiselwano yekhadi letyala?
Ngelishwa, abakhupheli bekhadi abayikuvumeli ukuba uphikise intlawulo engekahlawulwa. … Ukuba ungathanda ukurhoxisa intengiselwano engekagqitywa, cela umrhwebi ukuba aqhagamshelane nomniki-nkonzo kwaye ayirhoxise. Iimali ke ziya kufumaneka kuwe.
Ngaba ukuRhoxisa ikhadi lam lokutsalwa kuyeka ukulinda iintengiselwano?
Hayi. Naziphi na iitransekshini ezisalindileyo esele zifumene ugunyaziso ziya kuqwalaselwa kwaye zihlawulwe.
Kwenzeka ntoni xa ndirhoxisa ikhadi lam ngelixa intengiselwano isalindile?
Useza kuba noxanduva lwazo naziphi na iintlawulo ezingekahlawulwa kwikhadi lakho letyala ukuba uyalirhoxisa ikhadi phambi kokuba uhlawule. Nangona kunjalo, inkampani yekhadi lakho letyala ayinakukuvumela ukuba uvale ikhadi ukuba iintlawulo zisalindile.
Ngaba ukukhenkciswa kwekhadi lakho kumisa ukutsalwa kwemali ngokuthe ngqo?
Ukukhenkcisa ikhadi lakho akusayi kuyeka:
Ukutsalwa kwetyala ngokuthe ngqo kunye nemiyalelo emileyo. naziphi na izicelo zentlawulo yekhadi ezigunyaziswe phambi kokuba ulimise ikhadi. iintlawulo zesipaji sedijithali, ezifana neApple Pay, iGoogle Pay okanye iSamsung Pay kubasebenzisi bekhadi letyala.
Ingaba intengiselwano esalindiweyo iyakwenzeka ukuba ikhadi ledebhithi lirhoxisiwe?
Hayi. Naziphi na iitransekshini ezisalindileyo esele zifumene ugunyaziso ziya kuqwalaselwa kwaye zihlawulwe.
Kutheni iintengiselwano zekhadi letyala ezilindileyo zinyamalala?
Ukuthengiselana okusalindelweyo kunganyamalala ngenxa yezizathu ezithathu eziphambili: ukuba intengiselwano yenziwe, yamkelwa, yaposwa, ukuba kukho impazamo eyenziweyo xa kusenziwa intengiselwano, kwaye ukuba umrhwebi akaphumelelanga ukubanga imali. Iintengiselwano ezingekahlawulwa zinokuvela kwaye zinyamalale; iyenzeka.
Ingaba umrhwebi kufuneka agqibezele intengiselwano?
Ugunyaziso lwekhadi letyala lunokuhlala ixesha elide phakathi kweentsuku ezi-1-30, kuxhomekeke kuhlobo lomrhwebi nokuba bayayisusa na indawo yokubambisa ngaphambi kokuba iphelelwe lixesha.
Ndiyirhoxisa njani intengiselwano yebhanki yeCommonwealth?
Yiya kwiiPayables> Uluhlu lwesimo seQela leNtengiselwano ukufumana ubume bentengiselwano.
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Xa isigunyaziso sisusiwe, umgunyazisi angayikhaba intlawulo:
- Yiya kuKuhlawuleka> Ugunyaziso olufunekayo.
- Khangela ibhokisi ecaleni kweentengiselwano ofuna ukuzirhoxisa.
- Cofa Yala> Qinisekisa.
Kutheni iintengiselwano ezilindileyo zinyamalala?
Ukuthengiselana okusalindelweyo kunganyamalala ngenxa yezizathu ezithathu eziphambili: ukuba intengiselwano yenziwe, yamkelwa, yaposwa, ukuba kukho impazamo eyenziweyo xa kusenziwa intengiselwano, kwaye ukuba umrhwebi akaphumelelanga ukubanga imali. Iintengiselwano ezingekahlawulwa zinokuvela kwaye zinyamalale; iyenzeka.
Kuthetha ntoni ukulinda kuthetha ntoni kwiCommonwealth?
Ezinye iintlawulo, ukutsalwa kwemali okanye iidiphozithi zinokubonakala zilindile kwi-akhawunti yakho de intengiselwano igqitywe ngokupheleleyo (ngokukodwa iintsuku ezi-3-5 zokusebenza). … Ibhalansi elindileyo i lilonke lentengiselwano eyenziweyo kodwa esalungiswayo, enokuthatha iintsuku ezimbalwa ukuyigqiba.
Iintengiselwano zihlala ixesha elingakanani zilindile iBarclays?
Intengiselwano 'esalindileyo' - elungele ukuthatyathwa kwiakhawunti yakho, kodwa inokuthatyathwa iintsuku ezimbalwa ukuba iqhutywe ngokupheleleyo. Asikwazi ukunceda ngeentengiselwano ezisalindileyo - kuya kufuneka ulinde de iqwalaselwe.
Ngaba ungayiyeka intengiselwano yekhadi letyala?
Olona khetho lungcono lokurhoxisa intengiselwano elindileyo kwikhadi letyala ukuqhagamshelana nomrhwebi kwaye uphikise intlawulo. Enye inketho kukunxibelelana nomniki wekhadi lakho letyala kwaye wenze isicelo sakho. Inketho yesi-2 kufuneka yamkelwe ukuba umrhwebi uyasilela ukuthobela.
Ibhanki ingayimisa ixesha elingakanani iakhawunti yakho ngomsebenzi okrokrisayo?
Ukuba ibhanki yakho ivala iakhawunti yakho ngesenzo esikrokrisayo, ukubanjwa okanye uthintelo luya kuhlala malunga neentsuku ze-10 kwiimeko ezilula. Nangona kunjalo, ukuba imeko yakho intsonkothile, iakhawunti yakho yebhanki ayinakuyekwa de ibe semva kweentsuku ezingama-30 okanye ngaphezulu.
Ngaba usenokufumana imbuyekezo ukuba ikhadi lakho likhenkcisiwe?
Ndiseza kuyifumana? Imali ethunyelwa kwiakhawunti yakho ngelixa ikhadi livaliwe isaza kufika kwiakhawunti yakho kwaye uvele kwibhalansi yakho kunye noluhlu lwentengiselwano.
Ndazi njani ukuba ikhadi lam linomkhenkce?
IiAkhawunti Zebhanki Ezikhenkcezisiweyo
Ibhanki yakho isenokukhaba naziphi na iitransekshini eziqhubekayo. Umzekelo, iitshekhi ozibhalileyo zinokutsiba, iintlawulo zetyala ezizenzekelayo kunye nentengiselwano yekhadi ledebhithi inokwaliwa kwaye, ngokukaHelpWithMyBank.gov, ibhanki yakho inokukuhlawulisa iimali zezi ntengiselwano, ivala iakhawunti yakho.
Kwenzeka ntoni ukuba urhoxisa ikhadi elineentengiselwano ezilindileyo?
Ukuba uneentlawulo ezilindelekileyo kwaye ufuna ukurhoxisa ikhadi lakho letyala, umniki-khadi usenokungakuvumeli ukuba ulivale ikhadi. Ukuba umniki-khadi ulivala ngokwakhe okanye ngesicelo sakho, useza kuba noxanduva lweendleko.
Ithatha ixesha elingakanani intengiselwano engekagqitywa ukuphelelwa yiCapital One?
1. Yintoni intengiselwano elindileyo? Iintengiselwano ezilindileyo ziyaqhubekeka kodwa azikathunyelwa kwiakhawunti yakho. Zinokususwa kuphela ngumrhwebi kwaye zingahlala kwiakhawunti yakho ukuya kwiintsuku ezintlanu.
Yintoni intengiselwano yebhanki elindileyo?
Imicimbi engekenziwa yile Iintengiselwano ezingekaphunyezwa ngokupheleleyo. … Nje ukuba ibhanki ithumele umrhwebi imali etyalwayo, intengiselwano ayisayi kuphinda ibonise inkcazo elindileyo kwi-intanethi okanye ngebhanki ephathwayo, kwaye intengiselwano iya kuthathwa njengephelele okanye ithunyelwe.