Ngaphandle kwamanye amatyala, unako ukuthenga imoto ye-$ 40k ingeniso ngonyaka $12,000. Kodwa ukuba unawo amanye amatyala (okt inkosikazi kunye nabantwana kunye nemali-mboleko kunye nemali-mboleko yabafundi) qwalasela amatyala akho kwaye wenze isigqibo sokuba unganakho ukuthenga imoto entsha.
Hereof, Yimalini onokuthi uyibeke phantsi kwi-12000 yeedola kuba? “Intlawulo eqhelekileyo ikholisa ukuba phakathi kwe-10% kunye ne-20% yexabiso lilonke. Sine-$ 12,000 yemali mboleko yemoto, iya kuba njalo phakathi kwe- $ 1,200 2,400 kunye ne- $ XNUMX. Xa kufikwa kwintlawulo ephantsi, okukhona ubeka phantsi, kokukhona uya kuba ngcono ekuhambeni kwexesha kuba oku kunciphisa imali oya kuyihlawula imoto ekugqibeleni.
Yintoni ethathwa njengentlawulo yemoto ephezulu? Ngokutsho kweengcali, intlawulo yemoto iphezulu kakhulu ukuba intlawulo yemoto ngaphezulu kwe-30% yomvuzo wakho uwonke. Khumbula, intlawulo yemoto ayikuphela kweendleko zemoto yakho! Qinisekisa ukuba uqwalasela iindleko zepetroli nezokugcina. Qinisekisa ukuba intlawulo yemoto yakho ayidluli kwi-15% -20% yomvuzo wakho uwonke.
Ukongeza Ngaba i-500 ngenyanga ininzi kakhulu kwintlawulo yemoto? A $500 kuba intlawulo malunga nomndilili ngoku. Umbono othi "kakhulu" uya kuxhomekeka kumvuzo wakho kunye neendleko zokuhlala, iindleko zakho ze-inshurensi, kunye nezinye izinto zohlahlo lwabiwo-mali.
Yeyiphi imoto endinokuyifumana nge 150 ngenyanga? Iqale yatyhilwa kumboniso wezolimo we-NAMPO ngo-2017. iBajaj Qute iye yatshisa imidiya yoluntu kutsha nje ngamabali, iimemes, iziqhulo kunye neevidiyo malunga nale 'moto' incinci. Ibali lithi ungayithenga nge-R5 kuphela, iyakuxabisa i-R000 kuphela ngenyanga kwaye ungayikhusela nge-R150 kuphela. 1.
Yimalini endiyibeke phantsi kwimoto eyi-8000 yeedola?
Ixabiso lesithuthi limisela ukuba yimalini na ekufuneka uyibeke phantsi
Ixabiso leMoto | 15% Phantsi | 20% Phantsi |
---|---|---|
$8,000 | $1,200 | $1,600 |
$10,000 | $1,500 | $2,000 |
$12,000 | $1,800 | $2,400 |
$14,000 | $2,100 | $2,800 |
Ngaba i-800 yintlawulo ephezulu yemoto? Isiqalo esihle kuhlahlo lwabiwo-mali lwakho. Iingcali zithi zizonke iindleko zemoto yakho, kubandakanywa iintlawulo zenyanga, i-inshurensi, igesi kunye nokugcinwa, kufuneka zibe malunga nama-20 ekhulwini omvuzo wakho wenyanga oya ekhaya. … Ke uqikelelo olukhuselekileyo lweendleko zemoto lu $ 800 ngenyanga.
Kutheni ungaze ubeke imali phantsi kwimoto? Yona ayinakunqandwa kodwa ukwenza intlawulo enkulu kukunika umqamelo phakathi kwexabiso lemoto kunye nesixa osibambayo kwimali-mboleko. Ukuba isixa-mali semali-mboleko yakho singaphezulu kwexabiso lesithuthi sakho, ukwimeko engalunganga yokulingana, nto leyo enokulimaza amathuba akho okusebenzisa ixabiso lemoto yakho endleleni.
Ngaba intlawulo yemoto yeedola ezingama-600 ininzi kakhulu?
Kufuneka uchithe malini kwimoto? Ukuba uthatha imali-mboleko yokuhlawula imoto yakho, luluvo oluhle ukunciphisa iintlawulo zemoto yakho phakathi kwe-10% kunye ne-15% yentlawulo yakho yokugoduka. Ukuba ugoduka ne-$4,000 ngenyanga, uya kufuna ukuba intlawulo yemoto yakho ibe njalo akukho ngaphezu $400 ukuba $600. … Iinyanga ezingama-60 ukuba uthenga imoto entsha.
Kwakhona Imoto yam kufuneka ibeyiyiphi ipesenti yomvuzo wam? Ngokubanzi, iingcali zincoma ukuchitha imali I-10% -15% yomvuzo wakho kwizinto zokuhamba, kuquka intlawulo yemoto, i-inshorensi, nepetroli. Umzekelo, ukuba intlawulo yakho yokugoduka yi-$4,000 ngenyanga, kufuneka uchithe i-$400 ukuya kuma-600 eerandi kwizinto zokuhamba.
Ngaba i-700 yedola ngenxa yokuba intlawulo iphezulu?
Ngaba i-$ 700 ngenxa yokuba intlawulo ininzi kakhulu? – iQuora. Ewe kwaye hayi. Ukuba uthenga imoto ebiza kakhulu kwaye unako ukuhlawula iintlawulo eziqhelekileyo. Kodwa ukuba uthenga isithuthi esiphantsi ngoko ewe kuya kuba yintlawulo ephezulu kakhulu.
Ngaba i-4000 yintlawulo elungileyo yemoto? Ukuba uthenga i-$ 30,000 yemoto kwaye wenze i-10% yentlawulo ephantsi, intlawulo ephantsi iya kuba yi-$ 3,000 ngexesha lokuthengisa. …Njengomthetho jikelele, jonga hayi ngaphantsi kwe-20% phantsi.
Ngaba i-800 ngenyanga ininzi yemoto?
Iingcali zithi zizonke iindleko zemoto yakho, kubandakanywa iintlawulo zenyanga, i-inshurensi, igesi kunye nokugcinwa, kufuneka zibe malunga nama-20 ekhulwini omvuzo wakho wenyanga oya ekhaya. … Ke uqikelelo olukhuselekileyo lweendleko zemoto lu $ 800 ngenyanga.
Zeziphi iimoto ezineentlawulo ezincinci zenyanga?
Iimoto eziNtsha ezisi-7 ezineeNtlawulo zeNyanga eziphantsi ngo-2019
- Kia Umphefumlo. I-Kia Soul yenye yee-subcompact crossovers zethu esizithandayo kwaye intsha yonke ngo-2020. …
- Toyota Yaris. IToyota Yaris subcompact sedan yeyona modeli ifikelelekayo yakwaToyota iqala ngaphantsi kwe16,000 yeedola. …
- Honda Fit. …
- IHyundai Elantra. …
- Fiat 500.…
- I-Chevrolet Spark.
Uthini umndilili wentlawulo yemoto ngenyanga? Uthini umndilili wentlawulo yemoto? Ukusukela ngo-2021, umndilili wentlawulo yemoto yenyanga e-US $575 izithuthi ezintsha kunye ne-$ 430 yezithuthi ezisetyenzisiweyo.
Yeyiphi eyona ntlawulo iphantsi yemoto? Iimoto ezineNtlawulo yokuQesha ngexabiso eliphantsi
Uhlu | I zithuthi | Avg Intlawulo yenyanga $0 Phantsi |
---|---|---|
1 | 2022 Indawo yakwaHyundai | $238 |
2 | 2021 Hyundai Kona EV Electric | $257 |
3 | 2022 Hyundai Elantra | $258 |
4 | 2022 Hyundai Accent | $263 |
Ngaba i-1000 yeedola intle yokuhlawula imoto?
Ukuba ujonge ukuthenga imoto esetyenzisiweyo malunga ne-10,000 yeedola, ke i-$ 1,000 yintlawulo efanelekileyo. Kucetyiswa ngokubanzi ukubeka phantsi ubuncinci i-10% ye- Ixabiso lesithuthi ukunyusa amathuba okufumana imvume mboleko, kunye nokunciphisa iindleko zakho zenzala.
Ngaba i-$ 2000 yintlawulo entle ephantsi kwimoto? Umgaqo omhle wobhontsi wentlawulo ephantsi kwimali mboleko yemoto entsha I-20% yexabiso lokuthenga. Intlawulo ephantsi ye-20% okanye ngaphezulu yindlela yokuphepha ukuba "ujonge phantsi" kwimali mboleko yemoto yakho (utyala ngaphezulu kwemoto kunokuba kufanelekile).
Ngaba intlawulo yemoto yeedola ezingama-500 ininzi kakhulu?
Intlawulo yemoto ye-500 yeedola yi malunga nomndilili ngoku. Umbono othi "kakhulu" uya kuxhomekeka kumvuzo wakho kunye neendleko zokuhlala, iindleko zakho ze-inshurensi, kunye nezinye izinto zohlahlo lwabiwo-mali.
Ngaba i-$ 700 ngenxa yokuba intlawulo ininzi kakhulu? Ngaba i-$ 700 ngenxa yokuba intlawulo ininzi kakhulu? – iQuora. Ewe kwaye hayi. Ukuba uthenga imoto ebiza kakhulu kwaye unako ukuhlawula iintlawulo eziqhelekileyo. Kodwa ukuba uthenga isithuthi esiphantsi ngoko ewe kuya kuba yintlawulo ephezulu kakhulu.
Ngaba abathengisi bathanda iintlawulo ezinkulu?
"Okunene luqhekeko, kodwa kwiimeko ezininzi, abathengisi baya kukuvuyela ukuthatha imali yakho. Ngaphandle kokungena kwi-jargon emva kwayo, ixabiso lexesha lemali lichaza ukuba imali esesandleni ngoku ixabisa ngaphezu kwexesha elizayo ngenxa yokunyuka kwamaxabiso. Ngoko ke, intlawulo enkulu ephantsi iya kubangela ukuba amehlo omthengisi akhanyise.
Ngaba i-800 eninzi yentlawulo yemoto? Isiqalo esihle kuhlahlo lwabiwo-mali lwakho. Iingcali zithi zizonke iindleko zemoto yakho, kuquka iintlawulo zenyanga, i-inshorensi, igesi kunye nokugcinwa kwayo, kufuneka ibe malunga nama-20 ekhulwini omvuzo wakho wenyanga oya ekhaya. …Ke uqikelelo olukhuselekileyo lweendleko zemoto $ 800 ngenyanga.
Yimalini intlawulo kwi $20000 kuba?
Umzekelo, usebenzisa isixhobo sokubala semali-mboleko, ukuba uthenga imoto eyi-$20,000 nge-5% ye-APR kwiinyanga ezingama-60 intlawulo yenyanga iya kuba. $377.42 kwaye uya kuhlawula $2,645.48 inzala.
Ngaba i-450 ngenyanga yemoto eninzi? intlawulo yemoto kufuneka ingabi ngaphezu kwe-10% yomvuzo wakho wokuthatha ekhaya. Ke ngaphandle kokuba ugoduka ngaphezulu kweedola ezingama-4500/mo, I-$ 450 ininzi kakhulu kwintlawulo yemoto.