Ipropati yophuculo olufanelekileyo uphuculo olwenziwa ngumhlawuli werhafu kwinxalenye yangaphakathi yesakhiwo esingeyondawo yokuhlala ukuba uphuculo lubekwe kwinkonzo emva kokuba isakhiwo sibekwe okokuqala enkonzweni.. … Ipropati yophuculo olufanelekileyo ithotywa kusetyenziswa indlela yokwehla kwexabiso.
Ngokufanayo, Ngaba ukutshintsha ikhaphethi kukulungisa okanye kuphuculo? Ukulungisa xa kuthelekiswa noPhuculo
Ngokopapasho lwe-IRS 527, naziphi na iindleko ezinyusa umthamo, amandla okanye umgangatho wepropathi yakho luphuculo. Ikhaphethi entsha yodonga ukuya eludongeni iwela phantsi kolu didi. Ukutshintsha nje ikhaphethi enye engaphaya kobomi bayo obuluncedo a ukulungiswa okutsalwayo.
Zeziphi ii-asethi ezifanelekileyo kwi-100% yokuhla kwebhonasi? Ipropati Efanelekileyo - Ukuze uvumeleke kwi-30, i-50, okanye i-100 yepesenti ye-bonus depreciation, ukusetyenziswa kokuqala kwepropati kufuneka kuqale kunye nomhlawuli werhafu kunye nepropati kufuneka ibe: 1) Ipropathi ye-MACRS enexesha lokubuyisela iminyaka engama-20 okanye ngaphantsi, 2) isoftware yekhompyuter ephelelwa lixabiso, 3) indawo yokusetyenziswa kwamanzi, okanye 4) ifanelekile…
Ngaba unokuthatha ukuhla kwebhonasi kuphuculo lwepropathi yerenti? Ukuhla kwexabiso lebhonasi kunokusetyenziselwa ukutsala ukuphuculwa komhlaba onexesha le-15 leminyaka yokubuyisela. Ngexesha le-2018 ukuya ku-2025, i-100% yeendleko zolu phuculo lomhlaba inokutsalwa ngonyaka omnye usebenzisa ukuhla kwebhonasi. Ukuhla kwebhonasi kukodwa.
Okwesibini: Kungakanani ukuhla kwexabiso onokuthi ukucime? Ukutsalwa kweCandelo 179: Oku kukuvumela ukuba utsale lonke ixabiso le-asethi ngonyaka oyifumeneyo, ukuya kutsho kubuninzi be-$25,000 ukuqala ngo-2015. Ukuhla kwexabiso yinto ekufuneka ixatyiswe ngokuqinisekileyo ngabanini bamashishini amancinci.
Loluphi uphuculo lwekhaya olutsalwa irhafu ngo-2021?
UPhuculo lweKhaya loNonophelo lwezonyango ngokuNcitshiswa kweRhafu:
- Isakhiwo sokungena kunye neendlela zokuphuma.
- Ukwandisa iipaseji kunye neengcango.
- Ukunciphisa okanye ukuguqula iikhabhinethi zasekhitshini.
- Ukongeza iilifti ukusuka komnye umgangatho ukuya komnye.
- Ukufaka imivalo yokuxhasa kwindawo yokuhlambela.
- Ukulungiswa kweealam zomlilo kunye nezixhobo zokujonga umsi.
emva koko Ingaba iipropati zokurenta ziyancipha? Abanini bezakhiwo ezirentisayo basebenzisa ukuhla kwexabiso ukutsala ixabiso lokuthenga kunye neendleko zokuphucula kwiimbuyekezo zakho zerhafu. …Ngokwesiqhelo, uninzi lweendawo zokuhlala ezirentwayo zase-US zithotywe ngexabiso ye-3.636% ngonyaka ngamnye kwiminyaka engama-27.5. Kuphela lixabiso lezakhiwo ezinokuhla; awukwazi ukuthoba ixabiso lomhlaba.
Uwuthoba njani umgangatho kwipropati erentwayo? Uya kuncipha umgangatho omtsha kwirenti ngaphezulu kweminyaka engama-27.5 ukuba isigxina okanye iminyaka emi-5 ukuba isuswe ngokulula, efana nekhaphethi.
Ngaba ukuhla kwebhonasi kusekho ngo-2021?
I-100% yemali yokuhla kwebhonasi ihlala isebenza ukusuka NgoSeptemba 27, 2017 ukuya kuJanuwari 1, 2023. Emva koko, ukuhla kwexabiso lebhonasi kunyaka wokuqala kwehle ngolu hlobo lulandelayo: 80% yepropathi efakwe kwinkonzo emva kwe-31 kaDisemba 2022 nangaphambi koJanuwari 1, 2024.
Sithini isibonelelo esikhethekileyo sokuhla kwexabiso lika-2020? Isibonelelo esikhethekileyo sokuhla kwexabiso
Ukuxhuzulwa kuncitshiswe ukuya I-40% yepropathi efakwe kwinkonzo phambi koJanuwari 1, 2019 kunye ne-30% yepropathi efakwe enkonzweni ngaphambi koJanuwari 2, 2020. Ukuze ufaneleke ukufumana isibonelelo esikhethekileyo sokuhla kwexabiso, ipropati mayibe yi-asethi entsha.
Uthoba njani ixabiso lophuculo lomhlaba?
Ukuba olu phuculo lunobomi obuluncedo, kufuneka luncitshiswe. Ukuba akukho ndlela yokuqikelela ubomi obuluncedo, musa ukuthoba ixabiso lokuphucula. Ukuba umhlaba ulungiselelwa injongo yawo, ke uquke ezi ndleko kwiindleko ze-asethi yomhlaba. Bazi hayi yehla.
Ngaba uphahla luyipropathi efanelekileyo yokuphucula? Ukongeza, i-TCJA yongeza kwipropathi yokwenyani esemgangathweni olu phuculo lulandelayo kwipropathi engeyiyo yokuhlala: Amaphahla; Ukufudumeza, ukungena komoya, kunye nepropati ye-air-conditioning (HVAC); Ukhuseleko lomlilo kunye neenkqubo ze-alam; kwaye.
Ingaba umgangatho uyipropathi yophuculo olufanelekileyo?
Ngokubanzi, ukuphuculwa kwepropathi engeyiyo yokuhlala inexesha leminyaka engama-39 yokubuyisela ukuhla kwexabiso. … Umthetho uye walungiswa ngokuhamba kwexesha, kwaye phambi kweTCJA, imizekelo yophuculo olufanele ukuhla kwexabiso lebhonasi kuquka izibane, umgangatho, kunye nolunye uphuculo oluthile lwangaphakathi lwesakhiwo.
Zeziphi izinto ezinokuthotywa kwipropati erentwayo?
Ukuhla kwexabiso yilahleko yexabiso kwisakhiwo ngokuhamba kwexesha ngenxa yobudala, ukuguga, kunye nokuwohloka. Ungabandakanya kwakhona ukuphuculwa komhlaba okwenzileyo kunye nezinto ezingaphakathi ipropati engeyonxalenye yesakhiwo njengesixhobo sombane kunye nekhaphethi.
Ngaba ukuphuculwa kwezakhiwo kunokuthotywa? Iti I-IRS ifuna ukuba unciphise ixabiso ukuphuculwa kwesakhiwo ngexesha elifanayo ukuba unciphise isakhiwo sakho. Izakhiwo ezithengiswayo zentengiso zihlala ziphila iminyaka engama-39, ngoko kunokuthatha ixesha ukubuyisela iindleko zokuphucula izakhiwo.
Kwenzeka ntoni xa ipropati erentwayo ithotywe ngokupheleleyo? Kuxhomekeke kodwa kulo mzekelo, indawo yokuhlala erentwayo iya kuthathwa njengephantsi ngokupheleleyo emva kweminyaka engama-27.5. …Ngokutsho kwe-IRS, kufuneka uyeke ukuhla kwepropathi xa iyonke yokutsalwa kwexabiso lonyaka ilingana neendleko zakho okanye esinye isiseko sepropathi yakho..
Ngaba kungcono ukutsala okanye ukuhla?
Njengomgaqo jikelele Kungcono ukuhlawula into ethile kunokuhla ngexabiso kuba imali inexabiso lexesha. Ukuba uyayichitha loo nto, ufumana ukutsalwa kulo nyaka werhafu, kwaye unokusebenzisa ngokukhawuleza imali ekutsalwa kuyo indleko kwiirhafu.
Ndilucima njani uphuculo lwasekhaya? Nangona awukwazi ukutsala uphuculo lwekhaya, kunokwenzeka ukuba unciphise ixabiso. Oku kuthetha ukuba utsala iindleko kwiminyaka emininzi-naphi na ukusuka iminyaka emithathu ukuya kweli-27.5. Ukuze ufanelekele ukuhla ixabiso leendleko zokuphucula ikhaya, kufuneka usebenzise inxalenye yekhaya lakho ngaphandle njengendawo yokuhlala.
Ndilibanga njani uphuculo lwekhaya kwiirhafu zam?
Wongeza iindleko zokuphucula inkunzi kwisiseko sakho serhafu endlwini.
- Isiseko sakho serhafu sisixa onokuthi usithabathe kwixabiso lentengiso ukumisela isixa senzuzo yakho.
- Ukuphuculwa kwenkunzi yinto eyongeza ixabiso kwikhaya lakho, yandisa ubomi balo okanye ilungelelanise ukusetyenziswa kwezinto ezintsha.
Loluphi uphuculo lwekhaya olutsalwa irhafu? Oku kuquka ukupeyinta indlu okanye ukulungisa uphahla okanye isifudumezi-manzi. Kodwa kukho ukubanjiswa, kwaye yonke into ixhomekeke kwixesha. “Ukuba ubufuna ukwenza uphuculo lwekhaya ukuze uthengise ikhaya lakho, unakho ukutsala ezo ndleko njengeendleko zokuthengisa ukuba nje zenziwe ngeentsuku ezingama-90 zokuvalwa,” utshilo uZimmelman.
Ndingatsala ilahleko yokurenta ngo-2020?
Ungasebenzisa ukutsalwa kwelahleko yerenti engasetyenziswanga lungisa ingeniso yerenti yexesha elizayo. Umzekelo, ukuba ubenelahleko eyi-2,000 yeedola ngo-2019 kwaye ipropathi yakho yokurenta ivelisa i-3,000 yeedola zenzuzo erhafiswa ngo-2020, ungasebenzisa ilahleko engafunwayo ka-2019 ukuyinciphisa. Umvuzo wakho (MAGI) uwela ngaphantsi kwe-150,000 yeedola.
Ulithoba njani ikhaphethi kwipropathi erentisayo? Ukuba ikhaphethi ithotywe phantsi, ihlelwa njengepropati yomntu kwaye iyancipha kwiminyaka emihlanu. Kodwa ukuba ikhaphethi kwipropati yokuhlala eqashisayo igxininiswe phantsi, ithathwa njengenxalenye yesakhiwo sokwakha kwaye kufuneka iyancipha kwiminyaka eyi-27.5.
Uzithoba ixesha elingakanani iikhabhathi zasekhitshini?
Uya kuqaphela kwelo linki ukuba izixhobo zombane ziwela kwiklasi yeminyaka emi-5 ngelixa iikhabhathi zikhona kwiklasi ye-7 yeminyaka. Oko kuthetha ukuba zehla ngemilinganiselo eyahlukileyo.