I-Gratuity yinxalenye ye I-CTC kunye nenzuzo yomqeshwa yokupheliswa ngaphambi kokugqiba iminyaka emi-5 - CiteHR.
Hereof, Ngaba intlawulo yemali yesixa-mali ihlawulwa ngenyanga? Iyonke yaMahala eHlawulwayo = (UMvuzo weNyanga wokuGqibela) x (15/26) x (Inani leminyaka yenkonzo egqityiweyo). Umzekelo, ukuba ujoyine inkonzo ngo-2013 kwaye uyeka ngo-2018 ngomvuzo wenyanga we-Rs. 50,000 (ngo-2015), i-gratuity yakho iya kubalwa ngolu hlobo lulandelayo: - (15/26* Rs. 50,000) * 5 = Rs.
Ndingakhululeka ukuba ndiyarhoxa phambi kweminyaka emi-5? Ke, ngaba umqeshwa angafumana i-gratuity phambi kweminyaka emi-5? Impendulo ithi Hayi. Umntu kufuneka agqibe iminyaka emi-5 elandelelanayo enkampanini (ngaphandle kwezithuba) ukuze afake ibango lemali yokuhlawula imali ekupheleni kwexesha lakhe lengqesho nombutho.
Ukongeza Ngaba yinxalenye yasimahla yeCTC 2020? Abayonxalenye ye-CTC. Isidima sithetha “isipho okanye isipho, ngokufuthi njengembuyekezo yezipho okanye iinkonzo.” Isixa-mali sihlawulwa ngaphezu komvuzo wesiqhelo. Ihlawulwa ngokunika ingqalelo yeenkonzo ezinde nezincomekayo, ezenziwa ngumqeshwa. UMthetho weNtlawulo yesiXeko, ka-1972 uye wawamkela ngokusemthethweni lo mbono.
Ngaba i-gratuity irhafiswa eIndiya? Kwimeko yangaphambili, yonke imali yesixa-mali efunyenwe kumhlala-phantsi okanye ngokusweleka ikhululwe kwirhafu yengeniso. Kwimeko yabaqeshwa babucala, bohlulwe ngolu hlobo: Abasebenzi babucala abaphantsi koMthetho wePayment of Gratuity Act ka-1972.
Ndilibanga njani i-gratuity kumqeshi wam?
Emva kokuzalisa ifom yasimahla ndingenisa i ikopi yokupasa yebhanki okanye itshekhi erhoxisiweyo kunye nayo. Nje ukuba ungenise zonke iinkcukacha ezifunekayo kunye namaxwebhu ngoko ke kwisithuba seentsuku ezili-15-30 umqeshi uya kukhreditha isixa-mali sakho semali yesixa-mali kwiakhawunti yakho yebhanki.
Ngaba i-gratuity kunye ne-PF ziyafana? Ngokungafaniyo nengxowa-mali yokubonelela ngabasebenzi ebandakanya umnikelo womsebenzi, isixa-mali semali yesixa-mali sihlawulwa ngokupheleleyo ngumqeshi. Phantsi koMthetho wePayment of Gratuity Act, 1972 ipesenti ethile yomvuzo ibalwa ize ifakwe kwi-akhawunti yesixa-mali esihlawulwa kamva.
Yintoni umda wokuhlawulela? Esona sixa siphezulu semali yesixa-mali esinokuhlawulwa kumsebenzi si IiRs 20 lakh. Isixa-mali sisixa esifunyanwa ngumqeshwa xa eshiya inkampani, njengomqondiso wokuxabisa iinkonzo azenzileyo. I-Gratuity ithathwa njengomqondiso wokuxabisa iinkonzo ezibonelelwa ngumqeshwa.
Yeyiphi imithetho emitsha yokuhlawulela?
Isahluko sesi-5 sichaza ukuba intlawulelo iya kuba njalo ihlawulwe ngokunika umsebenzi iminyaka emihlanu ilandelelana ekupheleni komsebenzi. Iya kuba ngomhla wokuthatha umhlalaphantsi, umhlala-phantsi okanye ukurhoxa, ukufa okanye ukukhubazeka ngenxa yengozi okanye ukugula. Nangona kunjalo, kwimeko yentatheli esebenzayo, iya kuba yiminyaka emithathu endaweni yeminyaka emihlanu.
Kwakhona Kutheni i-gratuity ihlawulwa? I-Gratuity yinzuzo yemali ebonelelwa ngumqeshi kumqeshwa ngeenkonzo ezinikezelwa kumbutho. Yi ihlawulwe ngexesha lokuthatha umhlala-phantsi okanye lokurhoxa, ukuba umqeshwa ugqibe ubuncinci iminyaka emi-5 yenkonzo eqhubekayo phambi kokuba awushiye umbutho.
Ngaba ndingarhoxisa i-gratuity emva kweminyaka emi-3?
Ngokwezibonelelo zangoku, intlawulo yesixa-mali iyasebenza emva kokuba igqityiwe iminyaka emihlanu inkonzo. Oku kulindeleke ukuba kutshintshe phantsi kwekhowudi entsha yezabasebenzi apho umqeshwa afanelekele ukufumana intlawulo yesixa-mali nasemva kokuba egqibe unyaka omnye wenkonzo.
Ngaba sinokususa i-gratuity kwi-CTC? Isixa-mali asiyi kutsalwa kumvuzo womqeshwa. Sisipho sombulelo esivela kumqeshi esiya kumqeshwa ngokugqiba iminyaka emi-5 yenkonzo ethe gqolo kwaye akukho sixa-mali sitsalwa emvuzweni ukuze sihlawulelwe. Rhoqo ngonyaka, inkampani kufuneka yenze ityala, isibonelelo sokuhlawula i-gratuity.
Ngowuphi umthetho omtsha we-gratuity eIndiya?
ISahluko sesi-5 sichaza ukuba iza kuhlawulelwa i-gratuity ukunika iminyaka emihlanu yenkonzo ilandelelana kumqeshwa ekupheleni komsebenzi. Iya kuba ngomhla wokuthatha umhlalaphantsi, umhlala-phantsi okanye ukurhoxa, ukufa okanye ukukhubazeka ngenxa yengozi okanye ukugula. Nangona kunjalo, kwimeko yentatheli esebenzayo, iya kuba yiminyaka emithathu endaweni yeminyaka emihlanu.
Ngaba ndingenza ibango lemali yokuhlawulela emva konyaka om-1?
Ngokwezibonelelo zangoku, intlawulo yesixa-mali iyasebenza emva kokuba igqityiwe iminyaka emihlanu yenkonzo. Oku kulindeleke ukuba kutshintshe phantsi kwekhowudi entsha yezabasebenzi apho umqeshwa afanelekele ukufumana intlawulo yesixa-mali nasemva kokuba egqibe unyaka omnye wenkonzo.
Ngowuphi umthetho omtsha we-gratuity ka-2021? “Isicaka sikaRhulumente, esigqibe iminyaka emihlanu senkonzo eselungelweni kwaye sikufanele ukuba sisebenze ngaphandle kwentlawulo okanye umhlala-phantsi phantsi koMthetho wama-44 uya kuthi, xa ethatha umhlala-phantsi, Unikwe umhlala-phantsi olingana nesinye kwisine semivuzo yakhe kwisithuba ngasinye seenyanga ezintandathu zenkonzo yokufaneleka, ngokuxhomekeke kubuninzi bomvuzo wakhe. ...
Ngaba i-gratuity inokuhlawulwa ngaphezulu kwe-20 lakhs? Urhulumente waseIndiya ukhulula ingeniso yemali ukuya kuthi ga kwi-Rs 20 lakh kwabo basebenzi baphantsi koMthetho wePayment of Gratuity. Kwabo, abangabandakanywanga, ukukhululwa kuvunyelwe ukuya kuthi ga kwi-10 lakh.
Ngowuphi owona mda wasimahla?
NgokoMthetho weGratuity ka-1972, umqeshwa unelungelo lokufumana ibhenefithi yokuthembeka kuphela ukuba ugqibe iminyaka emihlanu yenkonzo eqhelekileyo. Esona sixa siphezulu semali yesixa-mali esinokuhlawulwa kumsebenzi si IiRs 20 lakh.
Ndingasifumana njani i-gratuity ngaphambi kokurhoxa? Iikhrayitheriya zokufaneleka zokuFumana simahla
- Umqeshwa kufuneka abe nelungelo lokufumana i-supeannuation.
- Umqeshwa bekufanele ukuba sele esidla umhlala-phantsi.
- Umqeshwa kufuneka erhoxile emva kokugqiba iminyaka emi-5 ekunye nomqeshi omnye.
- Umqeshwa uyafa okanye ukhubazeke ngenxa yokugula okanye ingozi.
Ngaba ndingasirhoxisa isixa-mali sam semali yentlawulo phambi kweminyaka emi-5?
Ke, ngaba umqeshwa angafumana i-gratuity phambi kweminyaka emi-5? Impendulo ithi Hayi. Umntu kufuneka agqibe iminyaka emi-5 elandelelanayo enkampanini (ngaphandle kwezithuba) ukuze afake ibango lemali yokuhlawula imali ekupheleni kwexesha lakhe lengqesho nombutho.
Ngaba ndingaboleka imali ngaphandle kwentlawulo? UKUTHATHWA KWEMALI ESIMAHLA, UKUJONGA UKUKHUTSHWA KWEMALI-MBOLEKO YEBHNKI ENIKWA UMQESHWA, AKUKHO MTHETHWENI.
Ithini ipesenti yemali yesibopheleleko kumvuzo?
Isixa-mali seSixamali silingana ne isinye kwisine somvuzo osisiseko otsaliweyo wokugqibela yomsebenzi kwisithuba seenyanga ezintandathu ngasinye esigqityiweyo. Isixa-mali somhlala-phantsi esihlawulwayo siphinda-phindwe kayi-16 kunomvuzo osisiseko.
Ndisirhoxisa njani isixamali phambi kweminyaka emi-5? Iinqobo zokufaneleka zasimahla
Umqeshwa kufuneka esebenze nenkampani iminyaka emi-5 ubuncinci. Iminyaka emi-5 kufuneka iqhubeke ngaphandle kwezikhewu. Umqeshwa kufuneka athathe umhlala-phantsi. Umqeshwa ufanelekile ukuba uye wasweleka ngequbuliso, uyabandezeleka ukukhubazeka ngenxa yengozi, okanye ukugula okunzulu.