IPaysera Bank: NgePaysera ngokulula dlulisela imali komnye umsebenzisi wePaysera simahla, Kwaye ufumane imali eyi-1% xa ubuya kuthenga usebenzisa ikhadi lePaysera Visa kwindawo zentengiso nakwiivenkile ezikwi-Intanethi kwihlabathi liphela.
IPaysera yimpendulo yeMpuma Yurophu kwiiakhawunti ezingenamda. Ngaphandle kokukwazi ukusebenza kwayo, kukho iinkonzo ezingabizi kakhulu.
Kule nqaku, sikunika ifayile epheleleyo ye konke malunga nePaysera Bank, unikezelo lwayo, amakhadi kunye nemirhumo yenkonzo, Izinto ekufuneka uzazi ngaphambi kokudala iakhawunti entsha.
Konke okufuneka ukwazi ngePaysera Bank, ukuhambisa imali kwi-Intanethi (2022)
Paysera Wiki
| Ihlelo | IPaysera Ltd. |
| Amanye amagama | IPaysera Bank, iPaysera |
| CEO | UVytenis Morkūnas |
| Indlunkulu | Bhulgariya |
| idilesi | Mėnulio g. I-7 Vilnius 04326 eLithuania |
| Inkonzo yomthengi | + 44 20 8099 6963 (UK) inkxaso@paysera.com |
| Isantya sokudlulisa | 3 - 5 yeentsuku |
| Izixhobo | 30 |
| Indawo yewebhu | Tyelela iPaysera |
| Ifowuni yeselfowuni | Android, iOS |
Inqaku lihlaziywe ngoFebruwari 2022
Ukubhala uPhononongo.tn
Inkampani yePaysera: Imbali kunye neNgcaciso
Yasekwa ngonyaka ka-2004 eLithuania, UPaysera ubonelela ngeenkonzo zokuhlawula kumazwe ali-184 kwaye inethiwekhi yeebhanki ezingamaqabane ezingama-50. Ukongeza kugqithiso lwemali, uPaysera ukwabonelela ngeenkonzo zokunceda amashishini aphathe imali kwaye afumane iintlawulo kwi-Intanethi kwihlabathi liphela.
Ukusukela ngoko inkonzo ikhulile kwaye ngoku unabasebenzi abangaphezu kwe-100, njengoko iqhubeka nokuphuhlisa itekhnoloji yayo, kubandakanya iqonga le-Intanethi kunye nokusetyenziswa kweselfowuni. Inkonzo iye yaqatshelwa ngamaziko asebhanki amiselweyo, anje ngeNkqubo yokuHlawula kwaNgoko ye-SEPA, kwaye imveliso yayo ngoku ibandakanya ukukhutshwa kweenombolo ze-IBAN kunye namakhadi etyala.
Inkonzo ngokwayo, namhlanje imele i-3,6 yezigidigidi zeerandi ekudlulisweni ngonyaka, isondele ekugqityweni.
Ukusukela ngo-2015, imisebenzi yemihla ngemihla kaPaysera ibilawulwa UVytenis Morkūnas njenge-CEO. Idityaniswe yibhodi yabalawuli eyenziwe ngabasunguli abathathu bokuqala kunye noRolandas Razma. Ngaphakathi kweqela lolawulo, uRūta Šeštokaitė unoxanduva lokuthengisa kwaye uSarunas Krivickas udlala indima ebalulekileyo yeGosa eliyiNtloko loKhuseleko loLwazi. UMartynas Dabulisa ukhe wanenkonzo kangangexesha elithile kwaye ngoku uyiNtloko yeNtengiso (kwiShishini).
IPaysera isebenza kumazwe angaphezu kwe-180: ezingama-48 eYurophu, ezingama-55 eAsia naseOceania, ezingama-47 eAfrika nezingama-34 eMelika.
Abathengi babonakala ngathi bayamthanda kwaye bayamthiya uPaysera. Izikhalazo ezininzi zinxulumene neeakhawunti ezinqabileyo okanye ezingavunyelwanga ngaphandle kwesizathu, zilandelwa kukungabikho kwenkxaso kubathengi.
Abanye bade baye kude babize inkampani "ngobuqhetseba". Nangona kunjalo, iipesenti ezingama-53 ze Uhlolo lweTrustPilot ziinkwenkwezi ezi-5, uphononongo lubiza "ukuthembeka" kunye nokudumisa inkxaso yabathengi.
Inkampani enamava inika ipotifoliyo ebanzi yeenkonzo zemali ze-elektroniki. Ezi nkonzo zibandakanya:
- Iiakhawunti zemali zamanye amazwe zothengiso lwemihla ngemihla lweebhanki
- Ikhadi ledebhithi (elihlawulelwa kwangaphambili) leentlawulo zemihla ngemihla
- Ukukhawuleza kunye nexabiso eliphantsi lotshintsho lwebhanki
- Elona zinga lichanekileyo lokutshintshiselana (31 yeemali ezinkulu ziyaxhaswa)
- Isango lokuhlawula iivenkile ezikwi-Intanethi
- Inkonzo yentlawulo ngekhompyutha yeendawo zentengiso
Ukufumanisa kwakhona: Konke malunga noVukelo, ikhadi lebhanki kunye neakhawunti esetyenziswa zizigidi zabantu
Uyithumela njani imali yePaysera?
Okokuqala, kufuneka ubhalise ukuze ufumane iakhawunti yasimahla yePaysera kwi-intanethi okanye ngeyakhe usetyenziso lweselfowuni. Uya kudinga ukubonelela ilizwe lakho lokuhlala, idilesi ye-imeyile, igama kunye nenombolo yefowuni.
Nje ukuba une-akhawunti, ufaka imali ofuna ukuyithumela ze ugcwalise iakhawunti yebhanki yomamkeli wakho okanye iakhawunti yePaysera yobuqu.
Ukuthumela imali ngePaysera kuyakhawuleza kwaye kulula.
Ungaluxhasa ngemali utshintsho lwakho ngokwenza i-akhawunti yebhanki okanye ngokuhlawula nomnye wamaqabane ePaysera POS kwihlabathi liphela. Umamkeli wakho uya kufumana imali ngaphakathi kwemizuzu ukuya kwiintsuku ezintathu zomsebenzi, kuxhomekeke kwiinkcukacha zentengiselwano yakho.
Ungasifaka njani isicelo sePaysera Visa khadi?
Ukufaka isicelo sePaysera ikhadi le-visa, landela nje la manyathelo alandelayo:
- Ngena kwiwebhusayithi yePaysera kwaye uye kwiphepha IPaysera Visa
- Ikhasi lesicelo sekhadi le-visa liyaboniswa, cofa apha Odola ikhadi, ekupheleni kwephepha
- Gcwalisa ifom yesicelo sekhadi le-visa, kwaye khetha uhlobo lokuhanjiswa (iindleko zokuposa: € 2, okanye ukuthumela ngokukhawuleza € 4) kwaye uqinisekise ifom.
- Inyathelo lokugqibela kukujonga kwakhona idatha kunye nokuqinisekisa okanye ukuguqula ulwazi.
QAPHELA: Qiniseka ukuba ugcwalisa indawo yedilesi ngesiNgesi, kungenjalo inkampani ayisayi kusiqinisekisa isicelo sakho.
Zeziphi iintlobo zokudluliselwa endinokuzithumela ngePaysera?
Unako yenza utshintsho ngamanye amaxesha kunye noPaysera. UPaysera ukwabonelela ngeendlela zokuhlawula amashishini aphesheya kwiivenkile ze-e kunye neenkqubo zokuthengisa ezithengisa indawo.
- Ukukhutshelwa kwemali yomntu
- Ukutshintshwa ngamanye amaxesha
- Iiakhawunti zobungcali
- Ukuhlawulwa kusetyenziswa indawo yokuthengisa kunye neenkqubo zokugcina kwivenkile ekwi-Intanethi: Sebenzisa inkqubo efanelekileyo kaPaysera yokuhambisa kunye nokuthengisa ngokwasemzimbeni kunye nekhadi leVaysera yePaysera.
- Itikiti lomsitho: Thengisa amatikiti omsitho. Yenza, lawula kwaye uhlele umcimbi wakho naninina.
- Iintlawulo ngobuninzi: Yenza intlawulo yexesha-lokwenyani ngePaysera API.
I-Paysera ilungele kakhulu:
- Ukuhanjiswa kwepaysera: Utshintsho phakathi kwabasebenzisi bePaysera lusimahla.
- Ivenkile yeshishini: Fumana iintlawulo kubathengi bakho kwi-intanethi.
- Itikiti lomsitho: Thengisa amatikiti kumnyhadala. Yenza, lawula kwaye uhlele umcimbi wakho naninina.
Ungatshintshiselana ngezi mali zilandelayo ngePaysera:
- I-USD (i-US Dollar)
- RUB (iruble yaseRussia)
- DKK (krone yaseDenmark)
- I-PLN (iZloty yasePoland)
- NOK (Norone krone)
- I-GBP (iponti yaseBritane)
- SEK (krona yaseSweden)
- I-CZK (Czech Republic, isithsaba)
- I-AUD (Idola yase-Australia)
- I-CHF (Franc yaseSwitzerland)
- I-JPY (iJapan Yen)
- I-CAD (idola yaseKhanada)
- Forint Hungarian Ukuze Yen imbali izinga lotshintshiselwano
- RON (RUA) ukuze Leu Romanian
- I-BGN (i-Lev yaseBulgaria)
- IGEL (iGeorgia Lari)
- Lira (Lira yaseTurkey)
- I-HRK (kuna eCroatia)
- I-CNY (Yuan yaseTshayina)
- I-KZT (Kazakhstani Tenge)
- I-NZD (iNew Zealand yeDola)
- I-HKD (Hong Kong Dollar)
- INR (Rupee yaseIndiya)
- ILS (Israeli entsha Sheqel)
- Ipeso Mexican (MXN)
- I-ZAR (iRandi yoMzantsi Afrika)
- RSD (idinari yaseSerbia)
- I-SGD (iDola yaseSingapore)
- I-BYN (iruble Belarusian)
- I-THB (i-baht yaseThai)
Imida: Ndingathumela malini ngePaysera?
UPaysera ubonelela ngamanqanaba amane oko akubiza ngokuba "kukuchonga," okumisela ukuba ungadlulisa malini ngosuku, ngenyanga, nangonyaka. Ungafikelela kumanqanaba aphezulu nanini na kwaye simahla, kodwa kuya kufuneka ubonelele ngolwazi olongezelelekileyo.
- Inqanaba 1: Guqula iimali, yenza ugqithiso lwePaysera lwangaphakathi kunye nokuthenga kwi-Intanethi ngeakhawunti yakho ukuya kuthi ga kwi-30 yee-euro ngosuku, i-740 euro ngenyanga kunye ne-2.500 euro ngonyaka.
- Inqanaba 2: Ukongeza kwinqanaba le-1 leenkonzo, ukudluliselwa kwiibhanki ukuya kwixabiso lotshintshiselwano lwangaphandle lwe-370 euro ngosuku, i-1 euro ngenyanga kunye ne-110 euro ngonyaka.
- Inqanaba 3: Ukongeza kwiinkonzo zenqanaba 2, yongeza ithuba lokuvula ikhadi leVisa Paysera okanye iakhawunti yeshishini, ugqithisele kwiiakhawunti zamanye amazwe kwaye uxhase i-e-commerce ukuya kuthi ga kwi-1 euro ngosuku, i-480 euros ngenyanga kunye ne-1 euro ngonyaka.
- Inqanaba 4: Thatha ithuba lokufumana iinkonzo ezinikezelwa kuwo onke amanqanaba ngaphandle komda kwimali onokuyithumela okanye uyifumane.
Iakhawunti yebhanki yePaySera
I-PaySera ibonelela abasebenzisi bayo ngeakhawunti yebhanki ngaphakathi kwenkqubo ye-SEPA enenombolo ye-IBAN.
Njengoko i-Lithuania lilizwe le-EU kwaye ke linxibelelene nenkqubo ye-SEPA, konke ukungena nokungenayo okuphumayo kwamanye amazwe e-EU kusimahla.
Ungayisebenzisa i-akhawunti yePaysera ngaphandle kwentlawulo okanye iifizi zokulondolozwa kweakhawunti ukuba uyisebenzisa ngokupheleleyo kwi-Intanethi. Kuphela kuxa uthenga ikhadi lamatyala lePaysera, umzekelo, apho iifizi zifanelekile, kwaye ke nemirhumo iphantsi kakhulu. Umzekelo, ikhadi letyala liya kuthunyelwa kwidilesi oyikhethileyo nge- € 3,00 kwihlabathi liphela.
Ukongeza: Ukuba unayo nayiphi na ingxaki okanye ukuba awunayo iakhawunti yebhanki kwilizwe lakho, umzekelo ngenxa yobhaliso kwi-SCHUFA eJamani okanye ngenye indlela, akukho ngxaki: ngePaysera awufumani akhawunti yebhanki akukho ngxaki.
Ukuba uneakhawunti yebhanki kunye nePaysera, uneakhawunti yebhanki yaseLithuania, okuthetha ukuba uzimele geqe kwilizwe lakho, iibhanki zelizwe lakho, kunye nokufikelela kwelizwe lakho kunye nabasemagunyeni.
NgePaysera, unayo iakhawunti eneemali ezininzi, oko kuthetha ukuba unokufumana iimali ezininzi zehlabathi kwiakhawunti yakho kwaye uzitshintshe ngexabiso eliphantsi. Imirhumo ebizwe yibhanki ebonakalayo iphantsi kakhulu kunentlawulo yotshintshiselwano lwangaphandle ebizwe ziibhanki zemveli okanye amaziko otshintshiselwano.
IPaysera Bank: Iimpawu, uVavanyo kunye noPhononongo
Amaxabiso otshintshiselwano kunye neentlawulo zenkonzo
Ngaphambi kokuzibophelela ekusebenziseni inkonzo yokuhambisa imali, kubalulekile ukuba uqonde imodeli yeshishini lakho.
Ukubeka nje, ishishini elifana nePaysera livelisa ingeniso ngeendlela ezimbini. Okokuqala, angabiza umrhumo wentengiselwano ukwenziwa kotshintsho ngalunye.
Okwesibini, kunjalo thabatha umda kumgangatho wotshintshiselwano inikezelwe kubathengi bayo, ekwabizwa ngokuba “kukusasazeka”, oku ngumahluko phakathi kwenqanaba lothengiso lwevenkile ethengisayo (okt izinga le-interbank) kunye neqondo lotshintshiselwano olunikezelwa kumthengi.
Ukuba uthelekisa amaxabiso kaPaysera nalawo eebhanki zesintu, inkampani yenza ngcono kancinci. Iibhanki zihlala zibiza umrhumo wentengiselwano ephezulu kunye neepesenti ezingama-5 kwixabiso lilonke lotshintsho. Ngakolunye uhlangothi, i-paysera, i-invoyisi ikhomishini ye-7 € kwaye inikezela ngamanqanaba otshintshiselwano aphezulu kancinci kunalawo eebhanki zemveli : kwi-avareji phakathi kwe-5,41% yemali iyonke edluliselwe amaxabiso amancinci (i-1 yeepawundi), kunye ne-000% yamaxabiso aphezulu (i-3,24).
Xa uthelekisa uPaysera nezinye iinkonzo zotshintsho lwemali lweengcali, kubonakala kungathandeki. Nangona iinkampani zithanda UkuTshintshelaLungisa kunye neFairFair ayithathi umda kwixabiso lotshintshot kwaye endaweni yoko banikezela abathengi babo ngenqanaba lentengiso eliphakathi, bahlawulisa umrhumo ophezulu wokuhlawulela- malunga ne-0,50% yexabiso lotshintsho.
Njengomzekelo, masithelekise iPaysera nokhuphiswano lwayo xa ususa kwiPonti yaseBritane (i-GBP) ukuya kwiDola zaseAustralia (AUD):
| inkonzo | £ 1,000 | £ 10,000 | Ixabiso eliphakathi |
| Ibhanki yesiqhelo | $ 1,665 | $ 16,876 | 5.52% |
| U tshintshelwa | $ 1,769 | $ 17,714 | 0.46% |
| Yehlabathi kuqala | $ 1,745 | $ 17,545 | 1.48% |
| I-Paysera | $ 1,682 | $ 17,022 | 4.32% |
Iimali ezixhaswayo
Ibhanki yePaysera ixhasa ukuhanjiswa kwemali ezingama-30, ezimele inkonzo iyonke yamazwe ali-180. Ubukhulu becala, inkampani iququzelela ukuhanjiswa kwayo ngenethiwekhi yebhanki ye-SWIFT, ivumela ukuba itshintshe imali kukhetho lweendawo eziphambili. Icala elibi lale nethiwekhi kukuba kuhlala kukho iindleko ezenziwa ngumamkeli, apho iPaysera inolawulo oluncinci.
I-Paysera ayinalo ubuncinci bexabiso lokudlulisa. Nangona inkampani ixhotyisiwe ukwenza ugqithiso phantse nakuphi na ubungakanani, iqonga layo elikwi-Intanethi linokumisela umda kwabanye abasebenzisi. Kuxhomekeke kuseto olusetyenziswe kwiakhawunti yakho, umda opheleleyo unokusebenza kwelona xabiso liphezulu elinokudluliselwa usuku ngalunye, inyanga okanye unyaka. Le mida inokuphakanyiswa ziinkqubo ezongezelelweyo zokuqinisekisa isazisi.
Isantya sokudluliswa kwebhanki yePaysera
Isantya sokudlulisa umndilili wotshintsho kunye nePaysera kuxhomekeke kwizinto ezininzi, kubandakanya nemali oyithumelayo, ibhanki esetyenzisiweyo kunye nemali yentengiselwano.
Kwisininzi semali ngababini, kuthatha iintsuku ezi-3 ukuya kwezi-5 ukuba imali egqithisiweyo ifike kwiakhawunti yomamkeli, kungabandakanyi ixesha elithathwayo lokuhambisa imali kwiakhawunti yendawo kaPaysera.
Amava omsebenzisi
uyilo
Indawo yePaysera yenzelwe ngononophelo, ejolise ngokukodwa kumava omsebenzisi kunye nokulula. Iyafumaneka ngeelwimi ezi-8: isiNgesi, isiBulgaria, isiJamani, isiLatvia, isiLithuania, isiPolish, isiRashiya kunye neSpanish. Ukongeza kwiqonga layo elikwi-intanethi, iPaysera ikwaphuhlise usetyenziso lweselfowuni lweeApple kunye nezixhobo ze-Android.
Ubhaliso
Inkqubo yobhaliso ithe ngqo. Uqala ngokufaka i-imeyile, ipassword kunye nohlobo lweakhawunti oyifunayo, ngaphambi kokubonelela ngolwazi olufunekayo olufana negama lakho kunye nenombolo yefowuni. Yonke le nkqubo ithatha malunga nemizuzu emi-5.
Uchonga
Ngaphambi kokuba uqale ukudlulisela imali, kufuneka uqale unikeze ubungqina besazisi ukuze uPaysera aqinisekise iakhawunti yakho. I-ID yesithombe iyafuneka, njengepasipoti okanye ilayisensi yokuqhuba.
Oku kuyakuvumela ukuba udlulisele kwi- € 6 ngenyanga iyonke. Ukuba ufuna ukususa isithintelo kugqithiso, nokuba lolunye okanye iintlawulo zehlabathi, kuya kufuneka wenze uqinisekiso lweakhawunti yefowuni ye-Skype.
Ukufunda kwakhona: Yonke into ekufuneka uyazi malunga neSkrill yokuthumela imali phesheya
IPaysera Bank: Isigqibo kunye noPhononongo
IPaysera ijolise ekubeni yenye indlela yokubhankisha kwabo benza ukuthengiselana kwemida. Ngelixa ngokuqinisekileyo ilungele ukusetyenziswa komntu ngamnye, eyona nto iphambili kwimveliso yayo ijolise koosomashishini kunye nabasebenzisi abaziingcali.
Idibanisa izinto ezinomdla neziluncedo, ukudibanisa indlela yeakhawunti yeemali ezininzi kunye neenkonzo zokudlulisa imali kunye nekhadi ledebhithi. Alithandabuzeki elokuba iinkonzo zakhe ziya kwamkelwa kakuhle ngabaninzi, ngakumbi eMpuma Yurophu.
Nangona kunjalo, ngazo zonke izithembiso zayo, inkonzo iza nezinto ezithile ezingathandekiyo. Ubume bexabiso lenkampani mhlawumbi bunzima kunokuba kufanelekile, kwaye amaxabiso abo otshintshiselwano akude kakhulu kwabanye abakhuphisana nabo kule ndawo.
- Izibonelelo:
- Ikhadi lebhanki linokudibaniswa neakhawunti yakho
- Akukho mda wokudlulisa ubuninzi (emva kokuqinisekiswa kwesazisi)
- Inkqubo yeselfowuni eyilwe kakuhle
- nobubi
- Ukubakho kwemithwalo engalindelekanga kwinethiwekhi ye-SWIFT
- Amashishini angena kwimirhumo yolawulo yenyanga yokulawula iakhawunti yabo
- Amaxabiso otshintsho ahlala ekhuphisana
Ukuba ujonge ukwandisa ixabiso olifumana kutshintshelo lwamanye amazwe, uya kulungelwa ngcono ngokujonga i-CurrencyFair okanye iTransferWise. Ukuba ujonga iakhawunti yemali emininzi, iWorldFirst okanye i-OFX sisisombululo kuwe.
IPaysera yindlela ekhuselekileyo, engabizi mali, kwaye elula yokwenza intlawulo nokuthumela okanye ukufumana imali kwi-intanethi. Ngeakhawunti yePaysera IBAN, ungadlulisa imali ngokukhawuleza nangokulula kwiimali ezininzi ezahlukeneyo kwihlabathi liphela.
Uphengululo lwePaysera
Ukufumana ezinye iindlela kunokusebenzisa iPaysera, sicebisa ukuba ubonane nenqaku lethu Ukuthelekiswa kweebhanki ezilungileyo kwi-Intanethi eYurophu kunye novavanyo lwethu olupheleleyo ku Ibhanki yeRevolut et IBhanki yePosi.
Ukufunda kwakhona: Iinkonzo ezi-3 eziBalaseleyo zokuThenga iDogecoin nge-Euro & Zeziphi iibhanki ezinexabiso eliphantsi eFransi?
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