😍 2022-07-24 14:16:20 - Paris/France.
Nangona kuyinyani ukuba iinkonzo zedijithali ezifana neNetflix ityhale ukwamkelwa kweenkonzo zemali kwingingqi ngesidingo sokufikelela kuyo, hayi kuzo zonke iimeko. Imali iseyinkosi kulo mmandla.
ELatin America, phantse i-80% yababhalisi bafikelela kwiNetflix ngesipho okanye amakhadi ahlawulwa ngaphambili, afunyanwa kwiivenkile ezithengisa izinto eziluncedo kwaye asebenze ngokufanayo kwiinkonzo zefowuni ephathwayo, wachaza. Hernando Rubio, CEO kunye co-umseki MOVII Colombia, njengenxalenye I-4 ye-Latin American Congress ye-Innovation, iBhanki yeDijithali kunye neTekhnolojiebanjelwe eMexico.
Kodwa izipaji (izipaji zedijithali) benza ukuba abo bangabhankiyo bafikelele kwiimveliso kunye neenkonzo zedijithali kwaye, ngoko ke, batshintshe amanani angalunganga okufakwa kwemali.
Nangona i-startups ezibonelela ngee-wallet zisenomsebenzi omkhulu ngokuqwalasela oko namhlanje Umntu om-1 kwabali-10 kuMbindi Merika unesipaji, ngoxa eAsia si-8 kwabali-10.
Kuyo yonke le nto, imali ayilona intshaba, yathi i-CEO ye-MOVII, iintshaba zikungabikho kwemfundo yezemali kunye nokungabikho kokufakwa kumazwe aseLatin America.
Ngaba iLatinos iyayithanda imali okanye ngaba iphelelwa ziinketho?
"Ii-Wallets zinceda abantu ukuba bahambise imali yabo kwihlabathi ledijithali, apho uninzi lwezinto ezilungileyo, ezintle, ezingabizi zifumaneka, ezinokuxabisa malunga ne-35% ngaphantsi," uRubio ubala.
"Ukufakwa kwezemali kuyindlela yokuya kwishishini kwaye ligugu lokuvelisa," watsho usomashishini osele enabasebenzisi abazizigidi ezi-4 kwipotifoliyo yakhe.
Izipaji zombane ziyindlela yokuqala yokufikelela ekufakweni kwemali. Kwaye benza inkqubo ibe lula ukuyenza ngemizuzu embalwa ngaphandle kokuya kwisebe lebhanki, uRubio wabonisa.
Ngokoqikelelo lwakutsha nje olupapashwe ngu I-ResearchLab, inkcitho ye-wallet yedijithali kulindeleke ukuba ikhule ukusuka kwi-5 yeetriliyoni zeedola ngo-500 ukuya kwi-2020 yeetriliyoni zeedola ngo-10 kwihlabathi jikelele.
Nangona kunjalo, ukukhuliswa komntwana womntwana kusezantsi kwiLatin America. I-Panama lilizwe elihamba phambili ekuthathweni kwabantwana nge-33%, ilandelwa yi-Colombia nge-24% kunye ne-Peru nge-19%. Kwaye ngaphandle koqoqosho lwesibini ngobukhulu eLatin America, iMexico ithatha kuphela i-3% yayo, utshilo uRubio, ecaphula uphononongo lwakutsha nje.
Ngelixa ukufikelela kubalulekile, ukusetyenziswa kwezipaji yeyona nto ichaza ukubandakanywa, ukuba kubandakanywa ngokwenene ubuncinane bentengiselwano enye ngenyanga kufuneka yenziwe.
Ithuba lokubandakanywa kwezemali likhulu ngokuqwalasela ukuba ngaphezu kwesiqingatha sabemi baseLatin America bane-smartphone kunye noqhagamshelo lwe-intanethi, ngoko banakho ukubona iinketho zemveliso kunye neenkonzo ze-intanethi, kodwa abanako ukuzihlawulela, uRubio wakhala.
"Ngokubandakanywa kwezemali, umntu okwidolophu ekude unokufikelela kwimfundo ngokuhlawulela izifundo ze-intanethi kwiPlatzi okanye i-Coursera"wabonisa usomashishini kwaye waqinisekisa ukuba amanyathelo alandelayo emva kokuba ne-wallet yedijithali kukuba abantu banokugcina kwaye bafikelele kwiikhredithi.
Ngamafutshane, uRubio wagxininisa ukuba: “Asitsho ukuba ungasebenzisi imali, qhubeka uyisebenzisela nantoni na eluncedo emhlabeni, kodwa uyisebenzise ekuthengeni kwi-Intanethi. »
Imali iya kuqhubeka iyimfuneko de amashishini amkele iintlawulo zedijithali, athi uRubio umele kuphela malunga ne-8% yeentlawulo ezisemthethweni eColombia, ilizwe elinepesenti ephantsi yokwamkela iintlawulo zedijithali.
SOURCE: Uphonononga Iindaba
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