Qiimaynta: Waa kuwee bangiyada ugu jaban Faransiiska?

Qiimaynta bangiyada ugu jaban ee Faransiiska: Doorashada bangigaaga waa shay kugu gasha waqti dheer! Markaa waxaa loo baahan yahay in si taxadar leh loo fekero ka hor inta aan la dhaqmin. Gaar ahaan maadaama ay had iyo jeer wax yar xaddidan tahay beddelka bangiyada. Ma fududa in la helo bangi ku habboon. Kayntan qiimaha leh, inta badan waa inaad qiimeysaa baahiyahaaga iyo habdhaqankaaga bangiyada si aad u soo saarto liiska ugu saxsan.

Kharashka bangigu waa shuruudo lama huraan ah marka la dooranayo bangiga ugu fiican. Marka la eego khidmadaha kala duwan ee bangi ilaa kale, waxaanu go'aansanay inaanu habaynno kala-soociddan si aan kuu caawino hel bangiyada ugu jaban ee Faransiiska sanadka 2022. Ogow doorashada bangiga kan ugu jaban wuxuu ku badbaadin karaa in ka badan 240€ sanadkii!

Qiimaynta bangiyada ugu jaban ee 2022

Waa kan liiska bangiyada leh kharashyada bangiga ugu hooseeya 2022:

safka	Banque	Qiimaha sanadlaha ah
1er	Boursorama Bank €80 markii la furay	22,72 €
2e	ING	24,88 €
3e	Fortuneo € 80 marka la furo	27,98 €
4e	BforBank	40,28 €
5e	Orange Bank €80 marka la furo	49,43 €
6e	Macif	87,87 €
7e	Bangiga AXA	93,78 €
8e	Hello Bank	100,48 €
9e	Credit Cooperative	118,66 €
10e	Credit Agricole Anjou Maine	129,88 €
been	Allianz Bank	134,59 €
12e	Credit Agricole Normandy-Seine	139,95 €
13e	Monabanq €160 marka la furayo	144,23 €
14e	Credit Agricole Touraine Poitou	144,69 €
15e	Bangiga boostada	145,41 €
16e	Credit Agricole Ile-de-France	146,28 €
17e	Xarunta Credit Agricole-Ouest	147,43 €
18e	Xarunta Credit Agricole-Bari	147,97 €
19e	Faransiiska Guiana-Mayotte-COM	148,56 €
19e	Guadeloupe-Martinique-Reunion	148,56 €
21e	Groupama Bank	149,13 €
22e	Caisse d'Epargne Loire Drôme Ardeche	150,09 €
23e	Credit Agricole Charente-Maritime Deux-Sevres	151,58 €
24e	Isku-dubaridka Credit Agricole	151,60 €
25e	Credit Agricole Atlantic Vendee	151,97 €
26e	Xarunta Credit Agricole Loire	152,11 €
27e	Caisse d'Epargne Rhône Alpes	156,50 €
28e	Lacag bixinta soo socota ee saamiyada Credit Agricole Aquitaine	156,83 €
29e	Credit Agricole Provence Côte d'Azur	157,09 €
30e	Credit Agricole Franche-Comte	159,63 €
31e	Credit Agricole Waqooyiga Faransiiska	161,81 €
32e	Credit Agricole Normandy	162,97 €
33e	Credit Agricole Alsace Vosges	165,54 €
34e	Crédit Agricole Toulouse 31	165,67 €
35e	Caisse d'Epargne Grand Est Europe	165,84 €
36e	Credit Mutuel Badweynta	166,66 €
37e	Credit Agricole Savoie	166,80 €
38e	Caisse d'Epargne Loire-Centre	167,31 €
39e	Credit Agricole Charente-Perigord	167,91 €
40e	Credit Agricole Ille-et-Vilaine	167,96 €
41e	Credit Agricole Cotes d'Armor	168,23 €
42e	Credit Agricole Pyrenees Gascony	168,33 €
43e	Credit Agricole Languedoc	168,58 €
44e	Credit Agricole Alpes Provence	169,61 €
45e	Credit Maritime Grand Ouest	169,77 €
46e	Bangiga Dadka ee Great West	170,67 €
47e	Xarunta Credit Mutuel ee Bariga Yurub	171,50 €
47e	Xarunta Credit Mutuel	171,50 €
47e	Credit Mutuel Dauphine-Vivarais	171,50 €
47e	Credit Mutuel Mediterranean	171,50 €
47e	Credit Mutuel Koonfur Bari	171,50 €
47e	Credit Mutuel Savoie-Mont Blanc	171,50 €
47e	Credit Mutuel Anjou	171,50 €
47e	Credit Mutuel Ile-de-France	171,50 €
47e	Credit Mutuel Loire-Atlantique, Xarunta Galbeedka	171,50 €
56e	Caisse d'Epargne Ile-de-France	171,67 €
57e	Credit Agricole Waqooyi Bari	172,59 €
58e	Crédit Agricole Sud Rhône Alpes	173,92 €
59e	Banque Populaire Alsace Lorraine Champagne	174,17 €
60e	Credit Mutuel Midi-Atlantique	174,75 €
61e	Credit Agricole Val de France	174,76 €
62e	Caisse d'Epargne Aquitaine Poitou-Charentes	175,70 €
63e	CIC	177,20 €
64e	Credit Mutuel Normandy	177,50 €
65e	Caisse d'Epargne Languedoc-Roussillon	177,56 €
66e	Credit Mutuel Antilles-Guyane	178,53 €
67e	Credit Agricole Brie Picardy	178,96 €
68e	Caisse d'Epargne Hauts de France	179,46 €
69e	Credit Mutuel Sud-Ouest	179,60 €
69e	Normandy Savings Bank	179,60 €
71e	Credit Agricole Loire Haute-Loire	180,27 €
72e	HSBC	180,76 €
73e	Amaah Mutuel Massif Central	180,83 €
74e	Credit Agricole Champagne-Bourgogne	180,86 €
75e	Credit Agricole Lorraine	181,03 €
76e	Credit Agricole Nord Midi-Pyrenees	181,30 €
77e	Auvergne iyo Limousin kaydka bangiga	181,33 €
78e	Caisse d'Epargne Bourgogne Franche-Comte	181,52 €
79e	Crédit Agricole Koonfurta Mediterranean	181,65 €
80e	Chalus Bank	181,79 €
81e	Credit Agricole Corsica	183,57 €
82e	BFCOI Mayotte	184,72 €
82e	Dib u midoobida BPCOIfrom	184,72 €
84e	Caisse d'Epargne Provence-Alpes-Corsica	184,73 €
84e	Caisse d'Epargne Isku-dubarid Mayotte	184,73 €
87e	Xarunta Credit Agricole France	184,94 €
88e	Caisse d'Epargne Midi-Pyrenees	186,18 €
89e	Baanka dadka ee Occitane	187,10 €
90e	Credit Mutuel MABN	187,18 €
91e	Bangiga Dadka Auvergne Rhône Alpes	189,11 €
92e	Caisse d'Epargne Côte d'Azur	190,55 €
93e	Societe Generale € 80 marka la furo	192,34 €
94e	Credit Agricole Morbihan	192,72 €
95e	Credit Agricole Finistere	192,80 €
96e	Bangiga Dadka Burgundy Franche-Comte	193,06 €
97e	BRED Banque Populaire	193,72 €
98e	Bangiga dadka ee Val de France	193,81 €
99e	Credit Agricole Guyana	194,06 €
99e	Credit Agricole Martinique	194,06 €
101e	Bankiga dadka Mediterranean-ka	194,19 €
102e	Bangiga Dadka ee Guadeloupe	194,24 €
103e	Credit Mutuel Brittany	194,63 €
104e	Caisse d'Epargne Brittany wuxuu bixiyaa de Loire	197,05 €
105e	Credit Mutuel Waqooyiga Yurub	197,55 €
106e	Deymaha badda Mediterranean-ka	197,96 €
107e	Bangiga Dadka ee Koonfurta	200,41 €
108e	Credit Agricole Guadeloupe	202,26 €
109e	Banque Populaire Aquitaine Center Atlantic	202,34 €
110e	LCL	203,30 €
111e	Rhône-Alpes Bank	204,16 €
111e	Bangiga Kolb	204,16 €
111e	Bangiga Tarneaud	204,16 €
111e	Laydernier Bank	204,16 €
111e	Arinta amaahda ee Nord	204,16 €
111e	Courtois Bank	204,16 €
111e	Shirkadda amaahda ee Marseille	204,16 €
118e	Bangiga Dadka Waqooyiga	204,36 €
119e	Bankiga Nugaal	204,86 €
120e	BNP Paribas € 80 marka la furo	205,21 €
121e	BNP Paribas West India Guyana	214,82 €
122e	GEP	219,38 €
123e	Millis Bank	221,47 €
124e	Banque Populaire Rives de Paris	221,64 €
125e	Palatin Bank	222,35 €
126e	Bangiga Dupuy de Parseval	245,56 €

Sidee loo doortaa bangiga saxda ah?

Si aad u akhrido sidoo kale: 10ka Qorshayaasha Nolosha ee ugu jaban ee Mobile 2022

Shuruudda ugu horreysa ee la tixgelinayo waa kharashka bangiga. Isbarbardhigyaal badan ayaa ka soo baxay internetka waxayna bixiyaan si ay u helaan soo jeedinta ugu soo jiidashada badan iyadoo lagu saleynayo habdhaqankaaga bangiga adiga oo ku mahadsan jawaabahaaga su'aalo yar.

• Iyaga oo si joogto ah u baranaya kharashka bangiyada ee xarumaha, waxay soo saaraan darajooyin si ay u hagaan macaamiisha.
• Si aad u doorato bangiga saxda ah, ma jirto cunto karinta mucjiso, laakiin waa hab habaysan oo la raaco.
• Baanka waxa lagu doortaa hadba baahidiisa, hab nololeedkiisa iyo muuqaalkiisa. Marka qodobadan wax laga qabto, raadinta bangiga ku habboon ayaa bilaaban kara.

Bangiga ugu fiican waa bangiga adiga kugu habboon! Iyada oo ku xidhan qof kasta muuqaalkiisa iyo qaab nololeedkiisa, nooc ka mid ah bangiga ayaa laga yaabaa inuu ka habboon yahay mid kale. Haddaba waa maxay shuruudaha la tixgeliyo marka aad dooranayso bangigaaga? 

• Dadaada: iyadoo ku xiran da'da, badeecado iyo adeegyo gaar ah ayaa la bixiyaa, sida kaarka lacag-bixinta dhalinyarada. 
• Xaaladaada xirfadeed: arday, firfircoon. hawlgab... Xirfadlaha, bangiga ganacsigu waxa uu noqon karaa nooca bangi ee isaga ku habboon, halka qofka dhallinyarada ah ama ardayga, bangiga qaranku uu u fududeeyo in uu maareeyo xisaabaadka guud ahaan Faransiiska, iyada oo aan loo eegin goobta uu wax ku bartay. .

Dakhligaaga:

• Waa maxay dakhligaygu?
• Inta badan miyaan kashifsadaa?

Codka dhaxalka:

• Waa maxay cabbirkiisu?
• Ma u baahanahay Maamule Maal? Bangi maalgashi ayaa laga yaabaa in la door bidayo haddii aad leedahay hanti weyn.

Inta jeer ee safarradaada dibadda: Miyaan u baahanahay hab gaar ah oo lacag-bixineed ama adeegyo? Bangi caalami ah ayaa si gaar ah u fududeeya hawlaha bangiyada ee dibadda.

Si aad u akhrido sidoo kale: CoinEx Exchange: Ma tahay meel wanaagsan oo wax lagu kala beddelo? Faallooyinka iyo dhammaan macluumaadka

Doorashada bangigaaga: qodobbada la eegayo 

Dadka intooda badan, qiimaha adeegyada bangiyada ayaa ah arrin go'aamisa doorashada bangigooda. Marka laga soo tago qodobkan, hubinta tayada, laakiin sidoo kale kala duwanaanshaha adeegyada la bixiyo ayaa muhiim ah.

Qodobbada aad hubinayso markaad dooranayso bangigaaga 

• Adeegyada aasaasiga ah: furitaanka, dayactirka iyo xidhitaanka xisaabaadka, diritaanka xisaabaadka xisaabaadka, lacag-bixinno toos ah, xawilaad, dhigaal, lacag-bixin, iwm.
• Adeegyada bangiyada dheeraadka ah: gargaarka iyo amniga, caymiska, kaydinta, iwm.
• Hababka lacag bixinta: tirada kaararka, jeegaga, iwm.
• alaabta kaydintaBuugaag, caymis nololeed, koontada buug, UCITS, SICAV, iwm.
• Alaabooyinka/adeegyada amaahda: kaararka, madax furashada, amaahda
• Adeegyada maamulka xisaabta fogJuquraafi ahaan goobta: ma jirtaa wakaalad ii dhow? Waa maxay xadka shabakada bangiyada.
• La xidhiidh bangiga: telefoon, internet, wakaalad..
• Xiriirka bangigaLa-taliyayaasha la heli karo: 24 saacadood maalintii?
• La taliyaha gaarka ah? counters? ATM? Bangi khadka tooska ah?

Baahidu waxay la xidhiidhi kartaa meelaha kaydka, credit-ka ama suuqa saamiyada

Dhab ahaantii, maxaan u baahanahay si aan u doorto bangigayga?

• Koontada hadda jirta si aad u hesho mushaharkayga?
• Koontada wadajirka ah si si wanagsan loogu maareeyo kharashaadka qoyska ee caadiga ah?
• Xisaabiye xirfad leh oo qayb ka ah hawl maalmeedkayga?
• Habka lacag-bixinta ee dhaqameed ama shakhsi ahaaneed?
• Baahiyaha aasaasiga ah ee alaabta: bangiyada waaweyn, ee loo yaqaan "bangiyada ganacsiga", waxay bixiyaan badeecooyin iyo adeegyo si buuxda u daboolaya baahiyaha macaamiisha intooda badan.
• Adeegyada gaarka ah ama kuwa caadiga ah?
• Si looga faa'iidaysto badeecadaha iyo adeegyada maaliyadeed ee gaarka ah, bangiyada gaarka loo leeyahay ayaa la door bidayaa. Si kastaba ha ahaatee, xusuusnow in qiimaha badeecadaha iyo adeegyada bangiyada ay inta badan ka sarreeyaan shabakada bangiyada macaamiisha.
• Ka caawinta maareynta hantidayda? Talo dhaqaale oo fudud?
• Xiriir joogto ah oo lala yeesho la-taliye gaar ah? Si aad u ilaaliso xidhiidh dhow oo mudnaan leh oo aad la yeelato lataliyahaaga, si aad u doorato bangigaaga, ururada yaryar ama kuwa dhexdhexaadka ah sida bangiga gobolka waa in la door bidaa.
• Si aan si madax banaan u maamulo akoonkayga bangiga?

Si loo helo madaxbannaani dheeraad ah iyo xorriyad, ma jirto wax ka wanaagsan bangiyada internetka ee nooca: Hello Bank! Ama kuwa kale arrinkaas, wax door ah ma lihin marka laga reebo bangiga ugu jaban.

Dooro bangigaaga onlayn ama shabakad laanta?

Mar labaad, waxay dhammaan ku xiran tahay astaantaada, baahiyahaaga iyo waxyaabaha aad filayso. Laakin la soco in bangiyada caadiga ah iyo bangiyada dhaqameedku bixiyaan adeegyo aasaasi ah oo isku mid ah. Farqiga ayaa ku jira qiimaha aadka u hooseeya ee bangiyada internetka kuwaas oo guud ahaan ah bangiyada bilaashka ah, laakiin sidoo kale hawlgalka iyada oo aan lahayn hay'ad iyo iyada oo aan lahayn miiska.

Maxaad u dooranaysaa bangiga internetka?

• Si loo helo madaxbannaani dheeraad ah iyo xorriyadda maamulka
• Helitaanka fogaanta joogtada ah 7 maalmood usbuucii 
• Lacago yar oo ka jaban

Fiiro gaar ah: aad ayay suurtogal u tahay in la yeesho lataliye gaar ah bangiga internetka.

Maxaad u door bidaysaa bangi dhaqameed?

• Xiriir dhow 
• Shabakadda wakaaladda 
• Wixii adeegyo dheeraad ah

Dooro bangigaaga si waafaqsan mashruucaaga iyo baahiyahaaga 

Mashruucyadu waa badan yihiin oo kala duwan yihiin, si la mid ah adeegyada bangiyada iyo alaabooyinka. Laga soo bilaabo kaydinta taxadarka fudud, iibsashada hantida ma-guurtada ah, oo ay ku jiraan credit iyo caymiska, bixinta bangigu waxay buuxinaysaa dhammaan codsiyada. Tani waa sababta ka hor inta aanad is barbar dhigin bangiyada, marka hore go'aami baahidaada.

• Maxay yihiin badeecadaha ama adeegyada aan u baahanahay? 
• Maxay yihiin ujeedooyinka ama mashaariicda?
• Inta badan miyaan kashifsadaa?

Is barbar dhig qiimayaasha bangiyada bilaash iyo fudud! 

Ka dhashay hindise wadajir ah oo ay iska kaashadeen Wasaaradda Dhaqaalaha iyo Guddiga La-talinta Maaliyadda (CCSF), isbarbardhigga sicirka bangiyada waa qalab rasmi ah oo bilaash ah oo kuu oggolaanaya inaad isbarbar dhigto khidmadaha ugu muhiimsan ee ay qaadaan xarumaha bangiyada kala duwan.

Toddobaad kasta oo bilaash ah oo la cusboonaysiiyo, isbarbardhigga heerka bangigu wuxuu daboolaa dhammaan waaxyada Faransiiska wuxuuna taxayaa ku dhawaad ​​​​150 hay'adood oo deyn ah, taas oo ka dhigan in ka badan 98% suuqa jira ee gayiga. Marka laga soo tago adeegyada aasaasiga ah ee la barbardhigi karo, sida wareejinta, lacag-bixinnada tooska ah ama qiimaha kaadhka bangiga, isbarbardhiggu wuxuu kuu oggolaanayaa inaad isbarbardhigto ku dhawaad ​​​​6 adeeg oo kala duwan oo aad soo bandhigto illaa XNUMX gelis kala duwan markiiba. 

Isbarbardhiggu wuxuu kaloo bixiyaa in la raaco isbeddelka qiimaha xarumaha. Qalabka soo bandhigay ee leh fallaadho (kor, hoos) ama calaamadda "=" (ee fadhiidnimada) ayaa lagu dhex daray shax kasta oo natiijooyin ah.

Intaa waxaa dheer, adigoo dulsaaraya jiirka qiimaha, qadarka korodhka ama hoos u dhaca ayaa u muuqda, tusaale ahaan: "+1 € ilaa Janaayo 2021, XNUMX". Si kastaba ha noqotee, doorashadan lagama heli karo mobilada ama tablet-ka, laakiin kaliya la tashiyada kumbuyuutarka.

Sidoo kale soo celi: Wax kasta oo aad u baahan tahay inaad ka ogaato Bangiga Paysera, si aad lacag ugu gudbiso khadka tooska ah  & Dib u eegid: Dhammaan wixii ku saabsan Kacdoon, kaarka bangiga iyo koontada ay isticmaalaan malaayiin qof

Waxa kaliya oo ay tahay inaad sameyso waa inaad buuxisaa nooca aasaaska (jirka, internetka ama labadaba) ee ku xiisaynaya, iyo sidoo kale waaxdeeda. Kadib dooro ilaa 6 si aad isbarbar dhigto. Kaliya 3 gujis, natiijooyinka, oo la dhoofin karo oo la daabici karo, waxay u muuqdaan qaab miiska. Waa kan sida:

1. Madaxa goobta www.tarifs-bancaires.gouv.fr
2. Imaanshaha bogga guriga ee goobta. taaso u dhiganta tab "Sime search". dooro nooca aasaaska aad rabto inaad ku darto raadintaada (doorasho waa suurtagal): 
   1. bangiyada ama bixiyeyaasha adeegga lacag-bixinta ee leh bangiyada wakaaladaha ama bixiyeyaasha adeegga lacag-bixinta onlaynka ah ee warshadaha dadweynaha iyo aasaaska ganacsiga (EPIC) dhammaan xarumaha.
3. Dooro waaxdaada (doorasho 1 suurtagal ah) ee liiska hoos-u-hoosaadka ah ama adigoo gujinaya waaxda su'aasha ee ku taal saddex geesoodka (ama jasiiradaha waaxda dibadda) ee hoose.
4. Dooro sicirka bangiga si aad u barbar dhigto. Waxaad gali kartaa ilaa 6 doorasho kombayutarka iyo tablet-ka ama ilaa 3 mobilada. Haddii aad rabto inaad ogaato qeexidda tacriifadahan ka hor intaadan hubin, dhagsii calaamadaha su'aalaha cas ee ku xiga mid kasta oo ka mid ah tacriifadaha si aad u sharaxdo.