Saka imarii yaunofanira kuisa pamota yako inotevera? Mutemo wechigunwe unowanzo kutaurwa ndewokuisa pasi zvishoma ne20% yemutengo wekutenga pamota yako inotevera. Kana iwe uchida uye uchikwanisa kuisa pasi zvakawanda, zvinokubatsira kudzikisa mubereko wako wekubhadhara uye kubhadhara pamwedzi.
Saizvozvo, Ndeipi kubhadhara pachikwereti chemotokari yemadhora zviuru gumi nemazana mashanu? Uchishandisa fomula iri pamusoro, unogona kufungidzira kubhadhara kwako pamwedzi kune akasiyana siyana echikwereti kuti ave: Mwedzi 12: $ 1269.25. Mwedzi 24: $ 643.99. Mwedzi 36: $ 435.49.
Imarii yaunofanira kuisa pasi pa $12000 nekuti? u201cA yakajairika kubhadhara pasi kazhinji iri pakati pe10% ne20% yemutengo wakazara. Tine $12,000 yechikwereti chemota, zvingadaro pakati pemadhora mazana mapfumbamwe nemazana mashanu emadhora. Kana zvasvika pakubhadhara pasi, iwe paunonyanya kuisa pasi, zviri nani iwe uchava munguva refu nokuti izvi zvinoderedza mari yauchabhadhara motokari pakupedzisira.
Unoverenga sei mari yemwedzi nemwedzi yemotokari? Kuti uverenge kubhadharwa kwechikwereti chako chemotokari pamwedzi nemaoko, paradzanisa chikwereti chakazara uye huwandu hwemubereko nenguva yechikwereti (iyo nhamba yemwedzi yaunofanira kubhadhara chikwereti). Semuenzaniso, huwandu hwacho hwese pamadhora zviuru makumi matatu, makumi matanhatu emwedzi chikwereti pa30,000% chingave $ 60.
Chechipiri Unofanira kuisa yakawanda sei pamotokari ye14000? Mutengo wemotokari unoratidza kuti imarii yaunofanira kuisa pasi
Mutengo Wemotokari | 15% Pasi | 20% Pasi |
---|---|---|
$14,000 | $2,100 | $2,800 |
$16,000 | $2,400 | $3,200 |
$18,000 | $2,700 | $3,600 |
$20,000 | $3,000 | $4,000 |
Ko vatengesi vanofarira kubhadharwa kukuru here?
"Kuparadzana chaiko, asi kazhinji, vatengesi vachafara kutora mari yako. Pasina kupinda mujagoni shure kwayo, kukosha kwenguva yemari inotaura kuti mari iri muruoko ikozvino yakakosha kudarika mune ramangwana nekuda kwekukwira kwemitengo. Naizvozvo, mubhadharo mukuru wepasi kazhinji unokonzeresa maziso emutengesi kupenya.
zvino Mwedzi 72 yakarebesa kukwereta motokari here? Zvikwereti zvemotokari pamusoro pemwedzi makumi matanhatu haisi iyo nzira yakanakisa yekubhadhara mota nekuti, chimwe chinhu, vanotakura mibairo yepamusoro yechikwereti chemota. …Experian anoratidza izvozvo 42.1% yevatengi vemotokari yakashandiswa vari kutora 61- kusvika 72-mwedzi zvikwereti nepo 23% ichienda zvakatorebesa, vachipa mari pakati pemwedzi makumi manomwe nenhatu ne73.
Sei usingambofi wakaisa mari pamotokari? It haigoni kumiswa asi kuita mubhadharo mukuru pasi kunokupa mutsara pakati pekukosha kwemota nemari yaunokwereta pachikwereti. Kana chikwereti chako chakakwirira kudarika kukosha kwemotokari yako, iwe uri munzvimbo isina kunaka, iyo inogona kukuvadza mikana yako yekushandisa kukosha kwemotokari yako mumugwagwa.
Ko 10k imari yakanaka yekubhadhara pamotokari?
Sezvo mutemo mukuru, chinangwa che hapana pasi pe20% pasi, kunyanya kumotokari itsva - uye kwete pasi pe10% pasi kune motokari dzakashandiswa - kuitira kuti usazopedzisira wabhadhara zvakanyanya mubereko uye mari yekubhadhara. Mabhenefiti ekuita mubhadharo wepasi anogona kusanganisira mubhadharo wepamwedzi wakaderera uye mubereko wakabhadharwa pamusoro pehupenyu hwechikwereti.
Ndechipi chibodzwa chakanaka chechikwereti chekutenga mota? Chii Chidiki Chinodiwa Kuti Utenge Mota? Kazhinji, vanokweretesa vanotsvaga vanokwereta mumhando yepamusoro kana zvirinani, saka iwe unozoda mamakisi e 661 kana kupfuura kukodzera kune zvakajairika zvikwereti zvemotokari.
Vatengesi vemotokari vanovenga vanotenga mari here?
Diehard cash buyers vanowanzoomerwa neizvi uye vanotsamwira mutengesi wavo wemotokari, asi chokwadi ndechekuti, mutengesi haagoni kudzora izvi. Pane nzira iri nyore yekuitenderedza, zvisinei. Makambani ezvemari ari kupa zvidzoreso zviri kukukwezva kuti uwane mari navo, hongu, kuti udzoke kuburikidza nemitengo yemhindu.
Vatengesi vemotokari vane hukama nezvechikwereti chako? Vamwe vatengesi vanovimba nekuti vazhinji vatengesi vemotokari havazive yavo yechikwereti mamakisi. … Chinongodiwa chete kuti mutengesi anyepere kwauri pamusoro pechikwereti chako. Mushure mekunge vaita cheki chechikwereti, havafanirwe kuburitsa izvo zvibodzwa zvako, vanogona kungokuudza kuti haungakodzeri kukwikwidza mitengo yemari.
Chii chinonzi mari yepamusoro yemotokari?
Maererano nenyanzvi, mubhadharo wemotokari wakanyanya kukwirira kana kubhadhara motokari inodarika 30% yemari yako yese. Rangarira, muripo wemotokari hausi wako wega mari yemotokari! Iva nechokwadi chekufunga nezvemafuta uye mari yekugadzirisa. Ita shuwa kuti kubhadhara kwemotokari yako hakupfuuri 15% -20% yemari yako yese.
Ndeipi APR yakanaka yechikwereti chemota?
Kubva muna Ndira 2020, US News inoshuma nhamba dzinotevera dzeavhareji auto chikwereti mitengo: Yakanakisa (750 - 850): 4.93 muzana kune itsva, 5.18 muzana yekushandiswa, 4.36 muzana yekubhadhara mari. Zvakanaka (700 - 749): 5.06 muzana yezvitsva, 5.31 muzana inoshandiswa, 5.06 muzana yekudzorerazve.
Ndeapi makore emota yandinogona kupa mari kwemwedzi makumi masere nemana? Kazhinji, nguva refu yechikwereti yauchawana ndeye makore manomwe, kana kuti mwedzi 84. Kune, zvisinei, vamwe vanokweretesa vanozowedzera mari yemotokari yakashandiswa kusvika kumwedzi 92 kana 96, kana kusvika kumakore masere. Muna 2018, 55% yezvikwereti zvitsva zvemotokari zvakatanga zvaive zvemwedzi makumi masere nemana.
Ndeipi mari yekubhadhara yakanakisa yemotokari? Kazhinji, iwe unofanirwa kuedza kuita mubhadharo wepasi kunyanya 20% yemutengo wekutenga mota itsva. Kune mota dzakamboshandiswa, edza zvishoma 10% pasi. Kana usingakwanise kutenga mari yakakurudzirwa, isa pasi zvakanyanya sezvaunokwanisa usingadonhedze mari yako yawakachengeta kana mari yechimbichimbi.
Yakawanda sei yaunofanira kuisa pasi pamotokari ye30000?
Vamwe vanokweretesa havadi kubhadharwa kwechikwereti, asi ipfungwa yakanaka kuisa zvishoma 20 muzana pasi kana nzira, maererano neMari Under 30.
I $2000 yakanaka yekubhadhara pamota here? Mutemo wakanaka wechigunwe wekubhadhara pasi pachikwereti chemotokari itsva ndeye 20% yemutengo wekutenga. Kubhadhara kwe20% kana kupfuura inzira yekudzivisa "kukwira pasi" pachikwereti chemotokari yako (ine chikwereti chemotokari kupfuura kukosha kwayo).
Ndinofanira kuisa yakawanda sei pamotokari ye20k?
Mutemo wakanaka wechigunwe wekubhadhara pasi pachikwereti chemotokari itsva ndeye 20% yemutengo wekutenga. Kubhadhara kwe20% kana kupfuura inzira yekudzivisa "kukwira pasi" pachikwereti chemotokari yako (ine chikwereti chemotokari kupfuura kukosha kwayo).
Ndoisa makumi mashanu pamota here? Paunenge uchiita mubhadharo wakakura chaizvo, taura zvakapoteredza 50%, uchaona chikwereti chako chemotokari chichinyatsochinja kuva nani. Kuita mubhadharo wakakura se50%t hakungonatsiridza mikana yako yekubvumidzwa nechikwereti chemotokari, zvakare: Kunoderedza mibairo. Inokupa mari shoma pamwedzi.
Mari yepasi inofanira kuva yakawanda sei pamotokari?
Kana zvasvika pakubhadhara pasi pamotokari itsva, unofanira kuedza kuvhara zvishoma ne20% yemutengo wekutenga. Kune motokari yakashandiswa, 10% yekubhadhara pasi inogona kuita. Chikamu chechisarudzo chako chinoenderana nekuti chikwereti chako chakamira papi.
Chii APR yakanaka yemota 2021? Avhareji yemubereko wemota nyowani muna 2021 ndeye 4.09% uye 8.66% yekushandiswa , maererano neExperian. Chikwereti chibodzwa, ingave mota nyowani kana kushandiswa, uye nguva yechikwereti inonyanya kutarisisa mareti emubereko.
...
Chikwereti chikamu chikamu | Avhareji yechikwereti APR yemotokari itsva | Avhareji yechikwereti APR yemotokari yakashandiswa |
---|---|---|
Super Bounty (781 kusvika 850) | 2.34% | 3.66% |
• Sep 1, 2021
Iko mazana manomwe echikwereti chakakosha kutenga mota here?
Ane 725 zvibodzwa inofanira kukuchengetedza nyore chikwereti chemotokari. Paavhareji, zvibodzwa zvako zvinofanirwa kukuwanira mubereko pakati pe3.6- 4.6 uye pakati - uye 6 muzana pamotokari yakashandiswa. Zvibodzwa zviri pamusoro pe720 ndizvo zvinonyanya kukupa iwe yakaderera muzana.
Chii chausingafanire kutaura kumutengesi wemotokari? Zvinhu gumi Zvausingafanire Kutaurira Mutengesi Wemotokari
- "Ndinonyatsoda mota iyi"…
- "Handizive zvakawanda nezve mota"…
- "Kutengeserana kwangu kuri kunze"…
- "Ini handidi kuendeswa kune vanogeza"…
- "Chikwereti changu hachina kunaka"…
- “Ndiri kubhadhara mari”…
- "Ndiri kuda kutenga mota nhasi"…
- "Ndiri kuda kubhadhara pamwedzi pasi pemadhora mazana matatu nemakumi matatu"
Chii chausingafaniri kutaura kana uchitenga motokari?
5 Zvinhu Zvisingataure Kana Uri Kutenga Mota
- 'Ndinoda motokari iyi! '
- 'Ndinofanira kubhadhara $350 pamwedzi. '
- 'Lease yangu yapera svondo rinouya. '
- 'Ndinoda $10,000 yekutengeserana kwangu, uye handisi kuzotora sendi shoma. '
- 'Ndave ndichitsvaga kwese kwese nezveruvara urwu. '
- Ruzivo isimba.
Yakawanda sei iyo mutengesi achauya pamutengo pamotokari itsva?
Kupihwa kwe 3-5% pamusoro mutengo wemotokari itsva yemutengesi chipo chinogamuchirwa kana uchitenga motokari itsva. Kunyangwe isiri purofiti yakakura, mutengesi achatengesa mota nyowani kune 3-5% margin chero zuva revhiki.