Ongororo Editors
Kuiswa kwemabhangi akachipa muFrance: Kusarudza bhangi rako chinhu chinokupa iwe kwenguva yakareba! Saka kuda kunyatsofunga usati waita. Kunyanya sezvo nguva dzose inorambidza zvishoma kuchinja mabhangi. Hazvisi nyore kuwana bhangi rakakodzera. Mune iri sango remitengo, iwe kazhinji unofanirwa kutora zvichemo zvezvido zvako uye maitiro ako ekubhengi kuti uburitse runyoro rwakanyanya.
Mari yebhangi ndiyo chiyero chakakosha pakusarudza bhangi repamusoro. Tichifunga miripo inosiyana kubva kune rimwe bhanga kuenda kune rimwe, isu tafunga kuronga iyi kirasi kuitira kuti ikubatsire tsvaga mabhangi akachipa muFrance egore ra2022. Ziva kuti kusarudza bhangi iyo yakachipa inogona kukuchengetedza iwe kupfuura 240 € pagore!
Zviri mukati
Kuiswa kwemabhangi akachipa muna 2022
Heino rondedzero yemabhangi ane yakaderera mubhadharo webhangi muna 2022:
| rakarira | bhangi | Mari yegore |
|---|---|---|
| 1er | Boursora Bank €80 pakuvhurwa | 22,72 € |
| 2e | ING | 24,88 € |
| 3e | Fortuneo €80 pakuvhura | 27,98 € |
| 4e | BforBank | 40,28 € |
| 5e | Orange Bank €80 pakuvhurwa | 49,43 € |
| 6e | Macif | 87,87 € |
| 7e | AXA Bank | 93,78 € |
| 8e | MhoroBank | 100,48 € |
| 9e | Kubatanidzwa Kwechikwereti | 118,66 € |
| 10e | Credit Agricole Anjou Maine | 129,88 € |
| manyepo | Allianz Bank | 134,59 € |
| 12e | Chikwereti Agricole Normandy-Seine | 139,95 € |
| 13e | Monabanq €160 pakuvhurwa | 144,23 € |
| 14e | Chikwereti Agricole Touraine Poitou | 144,69 € |
| 15e | Bhangi repositi | 145,41 € |
| 16e | Credit Agricole Ile-de-France | 146,28 € |
| 17e | Credit Agricole Centre-Ouest | 147,43 € |
| 18e | Credit Agricole Centre-East | 147,97 € |
| 19e | French Guiana-Mayotte-COM | 148,56 € |
| 19e | Guadeloupe-Martinique-Reunion | 148,56 € |
| 21e | Groupama Bank | 149,13 € |
| 22e | Caisse d'Epargne Loire Drôme Ardèche | 150,09 € |
| 23e | Chikwereti Agricole Charente-Maritime Deux-Sevres | 151,58 € |
| 24e | Credit Agricole Reunion | 151,60 € |
| 25e | Chikwereti Agricole Atlantic Vendee | 151,97 € |
| 26e | Credit Agricole Center Loire | 152,11 € |
| 27e | Caisse d'Epargne Rhône Alpes | 156,50 € |
| 28e | Credit Agricole Aquitaine | 156,83 € |
| 29e | Chikwereti Agricole Provence Côte d'Azur | 157,09 € |
| 30e | Chikwereti Agricole Franche-Comte | 159,63 € |
| 31e | Chikwereti Agricole Nord de France | 161,81 € |
| 32e | Chikwereti Agricole Normandy | 162,97 € |
| 33e | Chikwereti Agricole Alsace Vosges | 165,54 € |
| 34e | Chikwereti Agricole Toulouse 31 | 165,67 € |
| 35e | Caisse d'Epargne Grand Est Europe | 165,84 € |
| 36e | Credit Mutuel Ocean | 166,66 € |
| 37e | Credit Agricole Savoie | 166,80 € |
| 38e | Caisse d'Epargne Loire-Center | 167,31 € |
| 39e | Chikwereti Agricole Charente-Perigord | 167,91 € |
| 40e | Credit Agricole Ille-et-Vilaine | 167,96 € |
| 41e | Chikwereti Agricole Cotes d'Armor | 168,23 € |
| 42e | Chikwereti Agricole Pyrenees Gascony | 168,33 € |
| 43e | Credit Agricole Languedoc | 168,58 € |
| 44e | Chikwereti Agricole Alpes Provence | 169,61 € |
| 45e | Credit Maritime Grand Ouest | 169,77 € |
| 46e | People's Bank Great West | 170,67 € |
| 47e | Credit Mutuel Center East Europe | 171,50 € |
| 47e | Credit Mutuel Center | 171,50 € |
| 47e | Credit Mutuel Dauphine-Vivarais | 171,50 € |
| 47e | Credit Mutuel Mediterranean | 171,50 € |
| 47e | Credit Mutuel South East | 171,50 € |
| 47e | Credit Mutuel Savoie-Mont Blanc | 171,50 € |
| 47e | Credit Mutuel Anjou | 171,50 € |
| 47e | Credit Mutuel Ile-de-France | 171,50 € |
| 47e | Chikwereti Mutuel Loire-Atlantique, Center West | 171,50 € |
| 56e | Caisse d'Epargne Ile-de-France | 171,67 € |
| 57e | Chikwereti Agricole North East | 172,59 € |
| 58e | Crédit Agricole Sud Rhône Alpes | 173,92 € |
| 59e | Banque Populaire Alsace Lorraine Champagne | 174,17 € |
| 60e | Credit Mutuel Midi-Atlantique | 174,75 € |
| 61e | Chikwereti Agricole Val de France | 174,76 € |
| 62e | Caisse d'Epargne Aquitaine Poitou-Charentes | 175,70 € |
| 63e | CIC | 177,20 € |
| 64e | Credit Mutuel Normandy | 177,50 € |
| 65e | Caisse d'Epargne Languedoc-Roussillon | 177,56 € |
| 66e | Credit Mutuel Antilles-Guyane | 178,53 € |
| 67e | Chikwereti Agricole Brie Picardy | 178,96 € |
| 68e | Caisse d'Epargne Hauts de France | 179,46 € |
| 69e | Credit Mutuel Sud-Ouest | 179,60 € |
| 69e | Normandy Savings Bank | 179,60 € |
| 71e | Chikwereti Agricole Loire Haute-Loire | 180,27 € |
| 72e | HSBC | 180,76 € |
| 73e | Chikwereti Mutuel Massif Central | 180,83 € |
| 74e | Chikwereti Agricole Champagne-Bourgogne | 180,86 € |
| 75e | Credit Agricole Lorraine | 181,03 € |
| 76e | Chikwereti Agricole Nord Midi-Pyrenees | 181,30 € |
| 77e | Auvergne uye Limousin savings bank | 181,33 € |
| 78e | Caisse d'Epargne Bourgogne Franche-Comte | 181,52 € |
| 79e | Chikwereti Agricole South Mediterranean | 181,65 € |
| 80e | Chalus Bank | 181,79 € |
| 81e | Credit Agricole Corsica | 183,57 € |
| 82e | BFCOI Mayotte | 184,72 € |
| 82e | BFCOFrom Reunion | 184,72 € |
| 84e | Caisse d'Epargne Provence-Alpes-Corsica | 184,73 € |
| 84e | Caisse d'Epargne Reunion Mayotte | 184,73 € |
| 87e | Chikwereti Agricole Center France | 184,94 € |
| 88e | Caisse d'Epargne Midi-Pyrenees | 186,18 € |
| 89e | Occitane People's Bank | 187,10 € |
| 90e | Credit Mutuel MABN | 187,18 € |
| 91e | People's Bank Auvergne Rhône Alpes | 189,11 € |
| 92e | Caisse d'Epargne Côte d'Azur | 190,55 € |
| 93e | Societe Generale €80 pakuvhura | 192,34 € |
| 94e | Credit Agricole Morbihan | 192,72 € |
| 95e | Chikwereti Agricole Finistere | 192,80 € |
| 96e | People's Bank Burgundy Franche-Comte | 193,06 € |
| 97e | BRED Banque Populaire | 193,72 € |
| 98e | People's Bank Val de France | 193,81 € |
| 99e | Credit Agricole Guyana | 194,06 € |
| 99e | Credit Agricole Martinique | 194,06 € |
| 101e | Mediterranean People's Bank | 194,19 € |
| 102e | People's Bank Guadeloupe | 194,24 € |
| 103e | Credit Mutuel Brittany | 194,63 € |
| 104e | Caisse d'Epargne Brittany Pays de Loire | 197,05 € |
| 105e | Credit Mutuel North Europe | 197,55 € |
| 106e | Mediterranean Maritime Chikwereti | 197,96 € |
| 107e | People's Bank South | 200,41 € |
| 108e | Credit Agricole Guadeloupe | 202,26 € |
| 109e | Banque Populaire Aquitaine Center Atlantic | 202,34 € |
| 110e | LCL | 203,30 € |
| 111e | Rhône-Alpes Bank | 204,16 € |
| 111e | Kolb Bank | 204,16 € |
| 111e | Tarneaud Bank | 204,16 € |
| 111e | Bank Laydernier | 204,16 € |
| 111e | Chikwereti du Nord | 204,16 € |
| 111e | Courtois Bank | 204,16 € |
| 111e | Marseille Chikwereti Kambani | 204,16 € |
| 118e | North People's Bank | 204,36 € |
| 119e | Nuger Bank | 204,86 € |
| 120e | BNP Paribas €80 pakuvhura | 205,21 € |
| 121e | BNP Paribas West Indies Guyana | 214,82 € |
| 122e | GEP | 219,38 € |
| 123e | Millis Bank | 221,47 € |
| 124e | Banque Populaire Rives de Paris | 221,64 € |
| 125e | Palatine Bank | 222,35 € |
| 126e | Bank Dupuy de Parseval | 245,56 € |
Nzira yekusarudza bhangi rakakodzera?
Kuverenga zvakare: 10 Akanyanya Kuchipa Yehupenyu Yese Mobile Zvirongwa muna 2022
Chiyero chekutanga chekufunga nezvacho imari yebhangi. Vazhinji vaenzanisi vakabuda paInternet uye vanopa kuti uwane izvo zvinoyevedza zvinopihwa zvichienderana nemaitiro ako ekubhengi nekuda kwemhinduro dzako kumibvunzo mishoma.
- Nekugara vachidzidza kubhengi kubhadharisa kwezvivakwa, ivo vanogadzira masanji ekutungamira vatengi.
- Kusarudza bhangi rakakodzera, hapana chishamiso chekubika, asi pane nzira yakarongeka yekutevera.
- Bhangi rinosarudzwa maererano nezvarinoda, mararamiro aro uye chimiro chayo. Kana mapoinzi aya agadziriswa, kutsvaga kwebhangi rakakodzera kunogona kutanga.
Bhangi rakakodzera ndiro bhangi rinokunakira iwe! Zvichienderana nechimiro chemunhu wega uye mararamiro, imwe mhando yebhangi inogona kunge yakakodzera kupfuura imwe. Saka ndeapi maitiro ekutarisisa pakusarudza bhangi rako?
- Zera rako: zvichienderana nezera, zvigadzirwa zvakanangana nesevhisi zvinopihwa, senge kadhi rekubhadhara revechidiki.
- Mamiriro ako ehunyanzvi: mudzidzi, anoshanda. Retired… Kune nyanzvi, bhangi rebhizinesi ringave rudzi rwebhangi rinonyatsomukodzera, nepo kune wechidiki kana mudzidzi, bhangi renyika rinoita kuti zvive nyore kubata maakaundi ake muFrance yose, zvisinei nenzvimbo. .
Mari yaunowana:
- Mari yangu ndeyei?
- Ndinowanzofumurwa here?
Heritage vote:
- Saizi yake ndeipi?
- Ndinoda Wealth Manager? Bhangi rekudyara rinogona kuve rakanaka kana uine hupfumi hwakakosha.
Kuwanda kwenzendo dzako kunze kwenyika: Ini ndinoda nzira dzakakosha dzekubhadhara kana masevhisi? Bhanga repasi rose rinofambisa basa remabhanga kunze kwenyika.
Kuverenga zvakare: CoinEx Exchange: Iyo yakanaka yekutsinhana chikuva? Wongororo uye ruzivo rwese
Kusarudza bhangi rako: mapoinzi ekutarisa
Kune vanhu vazhinji, mitengo yebasa rebhangi ndiyo inotaridza sarudzo yebhangi ravo. Pamusoro peiyi poindi, kutarisa mhando, asiwo kusiyana kwemasevhisi anopihwa kwakakosha.
Mapoinzi ekutarisa paunosarudza bhangi rako
- Basic services: kuvhura, kuchengetedza nekuvhara maakaundi, kutumira zvitatimende zveakaundi, madhibhiti akananga, kutamiswa, madhipoziti, kubvisa, nezvimwe.
- Mamwe mabasa ekubhanga: rubatsiro uye kuchengetedzeka, inishuwarenzi, kuchengetedza, nezvimwe.
- Nzira dzekubhadhara: huwandu hwemakadhi, cheki, nezvimwe.
- zvigadzirwa zvekuchengetedza: mapassbook, inishuwarenzi yehupenyu, passbook account, UCITS, SICAV, nezvimwe.
- Zvigadzirwa zvechikwereti/sevhisi: makadhi, rudzikinuro, zvikwereti...
- Remote account manejimendi masevhisi: Geographical location: pane agency padhuze neni here? Ndeipi yakakura yebhangi network.
- Bata nebhanga: runhare, internet, agency..
- Hukama nebhangi: vanopa mazano varipo: maawa makumi maviri nemana pazuva?
- Personal chipangamazano? Counters? ATM? Bhangi repamhepo?
Zvinodiwa zvinogona kuve nechekuita nenzvimbo dzekuchengetedza, kiredhiti kana musika wemasheya
Mukutaura, chii chandinofanira kusarudza bhangi rangu?
- Akaunti yazvino yekugamuchira muhoro wangu?
- Aakaundi yakabatana yekugadzirisa zvirinani mari dzemhuri?
- Akaunti yehunyanzvi sechikamu chebasa rangu remazuva ese?
- Nzira dzechinyakare kana dzemunhu dzekubhadhara?
- Kune zvakakosha zvigadzirwa zvinodiwa: mabhanga makuru, anozivikanwa se "mabhangi ezvekutengesa", anopa zvigadzirwa nemasevhisi anozadzisa zvizere zvinodiwa neruzhinji rwevatengi.
- Yakasarudzika kana masevhisi akajairwa?
- Kuti ubatsirwe kubva kune zvemunhu zvigadzirwa zvemari uye masevhisi, akazvimirira mabhangi anodiwa. Nekudaro, rangarira kuti mutengo wezvigadzirwa zvebhangi nemasevhisi unowanzo kwira kupfuura mumabhengi network.
- Kubatsirwa nekugadzirisa zvinhu zvangu? Mazano emari ari nyore?
- Kugaroonana neanopa mazano? Kuti uchengetedze hukama hwepedyo hwepedyo nemupi wezano wako, kusarudza bhangi rako, masangano madiki kana epakati akadai sebhangi redunhu anofanira kufarirwa.
- Kuti ndigadzirise account yangu yekubhangi ndakazvimirira?
Kuti uwedzere kuzvimiririra uye rusununguko, hapana chiri nani kupfuura mabhangi epamhepo emhando: Mhoro Bhangi! Kana zvimwe zvechinhu ichocho, isu hatina zvatinosarudza kunze kwebhangi rakachipa.
Sarudza bhangi rako online kana mubazi network?
Zvekare, zvese zvinoenderana neprofile yako, zvaunoda uye zvaunotarisira. Asi ziva kuti mabhengi akajairwa nemabhangi echinyakare anopa masevhisi akafanana. Musiyano uri mumitengo yakadzikira pamabhangi epamhepo ayo anowanzo mahara mabhangi, asiwo mukushanda pasina agency uye pasina counter.
Sei uchisarudza online bank?
- Kuti uwedzere kuzvimiririra uye rusununguko rwekutungamira
- Kuti uwane zvachose kure kure mazuva manomwe pasvondo
- Pamari shoma uye yakachipa
Ongorora: zvinogoneka kuve neachipangamazano ane bhangi repamhepo.
Sei uchida bhangi rechinyakare?
- Zvehukama hwepedyo
- Kune yayo agency network
- Kuti uwane mamwe mabasa
Sarudza bhangi rako zvichienderana neprojekti yako uye zvaunoda
Mapurojekiti acho akawanda uye akasiyana, sezvakaita masevhisi emabhangi uye zvigadzirwa. Kubva pakuchengetedza kuri nyore kwekuchengetedza, kusvika pakutenga real estate, kusanganisira kiredhiti uye inishuwarenzi, iyo yekubhengi inopa inosangana nezvikumbiro zvese. Ichi ndicho chikonzero usati waenzanisa mabhangi, tanga waona zvaunoda.
- Ndezvipi zvigadzirwa kana masevhisi andinoda?
- Nezvinangwa zvipi kana mapurojekiti?
- Ndinowanzofumurwa here?
Enzanisa mitengo yebhangi yemahara uye zviri nyore!
Akazvarwa mumubatanidzwa weBazi reEconomy neFinancial Sector Advisory Committee (CCSF), muenzanisi pamitengo yebhangi chishandiso chepamutemo uye chemahara chinokutendera kuti uenzanise mari huru inobhadhariswa neakasiyana mabhengi masisitimu.
Yemahara uye yakagadziridzwa vhiki nevhiki, muenzanisi webhangi remadhipatimendi uye anonyora angangoita zana nemakumi mashanu masangano echikwereti, anomiririra anopfuura makumi mapfumbamwe nesere muzana emusika uripo munharaunda. Kuwedzera kune anofananidzwa masevhisi ekutanga, akadai sekutamisa, kiredhiti yakananga kana mitengo yekadhi rebhangi, muenzanisi anobvumidza iwe kuenzanisa kutenderedza gumi masevhisi akasiyana uye kuratidza anosvika matanhatu akasiyana ekupinda panguva.
Mufananidzi anopawo kutevera kushanduka kwemitengo yezvivakwa. Chishandiso chekuratidzira chine miseve (kumusoro, pasi) kana chikwangwani "=" (chekumira) chinosanganiswa mutafura yega yega yemhedzisiro.
Mukuwedzera, nekusimudza mbeva pamusoro pemitengo, huwandu hwekuwedzera kana kuderera hunooneka, semuenzaniso: "+1 € kubva muna Ndira 2021, XNUMX". Nekudaro, iyi sarudzo haiwanikwe panharembozha kana piritsi, asi chete yekubvunzana kubva pakombuta.
Ziva zvakare: Zvese zvaunoda kuti uzive nezvePaysera Bank, kuendesa mari pamhepo & Ongorora: Zvese nezveRevolut, kadhi rebhangi uye account inoshandiswa nemamirioni avanhu
Zvese zvaunofanirwa kuita kuzadza iyo mhando yekumisikidzwa (yemuviri, yepamhepo kana zvese zvakasanganiswa) zvinokufadza iwe, pamwe nedhipatimendi rayo. Wobva wasarudza kusvika ku6 mitengo yekuenzanisa. Mukungodzvanya katatu chete, mibairo, iyo inogona kutumirwa kunze uye kudhindwa, inooneka muchimiro chetafura. Heino maitiro:
- Enda kunzvimbo www.tarifs-bancaires.gouv.fr
- Kusvika pane peji reimba resaiti. iyo inoenderana ne "Ita kutsvaga" tab. sarudza rudzi rwenzvimbo yaunoda kuisa mukutsvaga kwako (1 sarudzo inogoneka):
- mabhanga kana vanopa masevhisi ekubhadhara vane masangano emabhangi kana epamhepo ekubhadhara masevhisi vanopa veruzhinji maindasitiri nevekutengesa masangano (EPIC) ese masisitimu.
- Sarudza dhipatimendi rako (1 sarudzo inogoneka) mune yekudonhedza-pasi menyu kana nekudzvanya padhipatimendi riri mubvunzo muhexagon (kana pazvitsuwa zvedhipatimendi remhiri kwemakungwa) pazasi.
- Sarudza mitengo yebhangi yekuenzanisa. Unogona kuisa sarudzo dzinosvika matanhatu pakombuta uye piritsi kana kusvika pa6 parunhare. Kana iwe uchida kuziva tsananguro yemitengo iyi usati wazvitarisa, tinya pane dzvuku remubvunzo mamaki padivi peimwe neimwe yemitero kuti uwane tsananguro.
