📱 2022-09-10 02:45:03 – Palika/Palani.
ʻO ka hoʻokuʻu koke ʻana o iOS 16 no iPhone - e ʻōwili ʻia i nā iPhones like ʻole ma ka Pōʻakahi, Kepakemapa 12 - e hoʻohui i kahi hiʻohiʻona "kūʻai i kēia manawa, uku ma hope" iā Apple Pay, ka polokalamu uku kelepona o ka iPhone. Hāʻawi nā lawelawe BNPL iā ʻoe e hoʻolilo kālā i kāu mau kūʻai ʻana ma o ka hoʻolaha ʻana i ke kumukūʻai no kahi manawa pōkole me ka ʻole o ka uku a i ʻole ka uku.
Hele mai ʻo Apple Pay me Apple Wallet, ʻo ka iPhone's digital wallet app me Apple Card a me Apple Cash. Hāʻawi ʻo Apple Pay iā ʻoe e mālama uila i kāu hōʻaiʻē a me nā kāleka hōʻaiʻē a kūʻai aku ma ka pūnaewele a i ʻole ma nā hale kūʻai kino; ʻO Apple Card kahi kāleka hōʻaiʻē kikohoʻe i hoʻopuka ʻia e MasterCard a me Goldman Sachs; a ʻo Apple Cash kahi lawelawe uku peer-to-peer.
ʻO ke komo ʻana o Apple i loko o ke kālā BNPL me Apple Pay Later e hiki mai ana i ka manawa e ʻae ana nā mea kūʻai aku i nā uku mai nā polokalamu BNPL e like me Affirm, Klarna a me Afterpay. Hāʻawi ka hapa nui o kēia mau polokalamu i nā hoʻolālā uku uku ʻole no ka wā pōkole, ʻoiai hāʻawi kekahi i nā hoʻolālā hoʻolimalima lōʻihi me nā uku ukupanee like ʻole.
E aʻo i nā mea āpau e ʻike e pili ana iā Apple Pay Later, me ke ʻano o ka hana ʻana, kahi e ʻae ʻia ai a i ka wā e loaʻa ai.
Pehea e hana ai ʻo Apple Pay Later?
Hāʻawi ʻo Apple Pay Later iā ʻoe e hoʻokaʻawale i ke kumukūʻai o ke kūʻai ʻana i ʻehā mau uku like i hoʻolaha ʻia ma nā pule ʻeono. Pono ka uku mua i kou kūʻai ʻana, a ʻo nā uku i koe e uku ʻia i kēlā me kēia pule ʻelua ma hope.
Ke hoʻokuʻu ʻia ʻo Apple Pay Later, e loaʻa iā ʻoe nā koho ʻelua i ka wā e hoʻopau ai i kahi kūʻai: Uku piha a uku ma hope. ʻO ke koho ʻana i ka koho hope e lawe mai i kahi papa manawa uku e hōʻike ana i ka nui o kēlā me kēia o nā uku ʻehā a me ka lā i uku ʻia.
ʻAʻole pono nā hale kūʻai a me nā mea kālepa e hoʻokō i nā loli e ʻae i nā uku ma o Apple Pay Later. E hana ʻia nā hana e like me ka wā ma mua - ʻo ka ʻokoʻa wale nō ke ʻano o ka uku ʻana i hope.
ʻO MasterCard Installments, ka lawelawe ʻo BNPL hōʻailona keʻokeʻo o ka hui kāleka hōʻaiʻē, e hāʻawi i nā uku kālepa no Apple Pay Later. Ua hoʻokumu ʻo Apple i kāna ʻoihana kālā ponoʻī - ʻo Apple Financial Services - nāna e mālama i ka ʻae ʻana i nā hōʻaiʻē a me nā loiloi hōʻaiʻē. ʻO ka hoa panakō ʻo Goldman Sachs ka mea hoʻopuka kūhelu o ka hōʻaiʻē.
Pono e uku ʻia nā uku no Apple Pay Later me kahi kāleka hōʻaiʻē; ʻaʻole hiki iā ʻoe ke hoʻohana i kahi kāleka hōʻaiʻē. Hiki iā ʻoe ke hoʻonohonoho i nā uku ʻakomi a i ʻole e uku hou i kēlā me kēia manawa. E nānā ʻia a ʻae ʻia a hōʻole ʻia kēlā me kēia kūʻai BNPL me ka hoʻohana ʻana i kahi loiloi hōʻaiʻē palupalu.
ʻAʻole manaʻo ʻo Apple Pay Later e hoʻolimalima i nā uku no nā uku lohi, ʻoiai hiki ke hoʻohana i nā uku lohi ma ke ʻano he kumu e hōʻole ai i nā hōʻaiʻē BNPL e hiki mai ana. ʻAʻole i hoʻolaha ʻia ka nui a i ʻole ka liʻiliʻi liʻiliʻi o ke kūʻai ʻana no Apple Pay Later - kahi kūʻai i manaʻo ʻia he $25 a $1.
I ka manawa hea e hiki ai iaʻu ke hoʻohana iā Apple Pay Later ma kaʻu iPhone?
E hoʻokomo pū ʻia ʻo Apple Pay Later me iOS 16, ka ʻōnaehana hana hou o Apple no iPhone. ʻAʻole maopopo ia inā e hoʻokomo ʻia ʻo Apple Pay Later me ka hoʻokuʻu ʻana o iOS 16 ma Kepakemapa 12, a i ʻole e hoʻohui ʻia i nā mea hou e hiki mai ana. Hoʻopau pinepine ʻo iOS, hoʻohui i nā hiʻohiʻona hou a hoʻoponopono i nā pōpoki.
ʻAʻole i haʻi ʻia ʻo Apple Pay Later i ka hanana lehulehu o Apple "Far Out" i ka lā 7 Kepakemapa, e hōʻike ana ʻaʻole hiki ke hoʻokomo ʻia ka lawelawe i ka hoʻokuʻu mua ʻana o iOS 16. Ma kāna hanana WWDC i Iune, ua ʻōlelo ʻo Apple e hoʻomaka ʻo Apple Pay Later " i ka hāʻule."
Hoʻokuʻu maʻamau ʻo Apple i kāna ʻōnaehana hana hou i ka lehulehu me kāna mau kelepona hou. E hoʻokuʻu ʻia ka iPhone 14 ma ka Pōʻalima, Kepakemapa 16, a ua wehe ʻia nā kauoha mua.
Pehea ka ʻokoʻa ʻana o Apple Pay Later mai nā uku mahina o Apple Card?
ʻO Apple Card Monthly Installments he polokalamu Apple e hiki ai iā ʻoe ke hoʻolilo kālā i ke kūʻai ʻana i kekahi mau huahana Apple ke hoʻohana ʻoe i ke kāleka hōʻaiʻē Apple Card. ʻO ka lōʻihi o ka 0% APR manawa no kēia mau kūʻai e pili ana i ka huahana. Hoʻolālā ʻia nā hoʻolālā kālā mai ʻeono mahina a ʻelua makahiki.
ʻAʻole i kaupalena ʻia ʻo Apple Pay Later i nā huahana Apple a ʻaʻole pono ia i ka hoʻohana ʻana iā Apple Card. Me Apple Pay Later, hiki iā ʻoe ke hāʻawi kālā i nā kūʻai ʻana me ka hoʻohana ʻana i kahi kāleka hōʻaiʻē, ʻōlelo ʻo Apple, ʻoiai e pili ana iā Apple Wallet. Eia kekahi, ʻoi aku ka pōkole o ka manawa uku uku no Apple Pay Later - ʻeono pule - ʻoi aku ka pōkole ma mua o nā hoʻolālā uku i hāʻawi ʻia e Apple Card i kēlā me kēia mahina.
He aha hou aʻe e hoʻohui ai ʻo iOS 16 iā Apple Wallet?
ʻO kekahi hiʻohiʻona hou ma Apple Wallet ʻo Apple Pay order tracking, e hiki ai i nā mea kūʻai aku ke hāʻawi i nā mea kūʻai aku me nā kikoʻī kikoʻī a me nā kūlana hoʻouna no nā huahana i kūʻai ʻia ma o Apple Wallet.
Ke hoʻonui nei ʻo Apple i ke kākoʻo ma Apple Wallet no nā laikini kaʻa a me nā kāleka ID. Ma hope o nā ID no Colorado a me Arizona, hoʻohui ʻo Apple Wallet i ke kākoʻo no 11 mau mokuʻāina.
Hiki ke hoʻohana ʻia kēia mau laikini kaʻa ma kekahi mau wahi mākaʻikaʻi ʻo Transport Security Agency. Hiki iā lākou ke kaʻana like me nā polokalamu ʻē aʻe e pono ai ka ʻike, e like me ke kūʻai ʻana i ka waiʻona ma o Uber Eats.
Hoʻohui pū ʻo Apple Wallet i ke kākoʻo kaʻana like no nā wahi e like me nā hōkele, nā keʻena, a i ʻole nā kaʻa. ʻO nā hiʻohiʻona hou e ʻae i nā mea hoʻohana e kaʻana like i nā kī me nā hoaaloha a i ʻole nā hoapili e hoʻohana ana i ka leka uila, ka leka uila a i ʻole nā polokalamu leka uila ʻē aʻe.
He aha nā lawelawe pūnaewele e ʻae iā ʻoe e kūʻai i kēia manawa a uku ma hope?
Hāʻawi kekahi mau ʻōnaehana uku pūnaewele i ka manawa pōkole "kūʻai i kēia manawa, uku ma hope" kālā e like me ka mea a Apple Pay Later e hāʻawi ai. ʻO ka polokalamu PayPal's Pay in 4 e hana like loa me Apple Pay Later, koe naʻe nā kūʻai i kaupalena ʻia ma waena o $300 a me $1.
Hoʻohana pū ka polokalamu BNPL Sezzle i ʻeono pule, ʻehā-uku uku, akā hiki i nā mea hoʻohana ke hoʻopanee i hoʻokahi uku a hiki i ʻelua pule ma hope me ka uku ʻole a hoʻopaneʻe i nā uku ʻē aʻe no kahi uku hou.
Hāʻawi nā polokalamu BNPL ʻē aʻe e like me Affirm a me Klarna i nā hoʻolālā hoʻolimalima ukupanee no nā manawa pōkole a i ʻole nā papahana hoʻolimalima lōʻihi e hoʻohui i ka uku ukupanee.
NO KA MEA: Nūhou Manaʻo
Mai kānalua e kaʻana like i kā mākou ʻatikala ma nā ʻoihana pūnaewele e hāʻawi iā mākou i kahi hoʻoikaika paʻa. 🤟